Clio Homes with USDA Loan Financial terms

Clio Homes with USDA Loan Financial terms

Welcome to Clio, Michigan – a hidden gem nestled in the heart of Genesee County! Known for its charming small-town atmosphere, Clio offers a perfect blend of tranquility and community spirit. With its picturesque parks, friendly neighborhoods, and a rich history, this delightful city is an ideal place for families, retirees, and everyone in between.

Clio boasts a variety of amenities, including local shops, restaurants, and recreational facilities, making it easy to enjoy a vibrant lifestyle without the hustle and bustle of larger cities. The nearby parks provide ample opportunities for outdoor activities, whether you’re hiking, fishing, or simply enjoying a peaceful picnic. Plus, with a strong sense of community, residents often come together for local events and festivals that celebrate the unique culture of this charming city.

For those considering making Clio their home, the housing market offers an exciting opportunity. Many homes in the area qualify for USDA loan financing, making it easier for first-time buyers and those looking to invest in real estate. With USDA loans, you can enjoy benefits such as no down payment and competitive interest rates, making homeownership more accessible than ever. Whether you’re seeking a cozy starter home or a spacious family residence, Clio has a diverse selection of properties to suit your needs.

If you're ready to embark on your journey to homeownership in Clio, Michigan, let us help you find the perfect place to call home. Experience the warmth of this community and discover why so many are proud to call Clio their forever home!

Newest Clio Homes with USDA Loan Financial terms

$169,900
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 50216128 MLS
This welcoming family home offers comfort today and room to expand tomorrow! The main floor boasts three spacious bedrooms, a bright and inviting living room, and a charming eat in kitchen with views of the oversized backyard. The partially finished basement with an egress window provides outstanding potential for additional bedrooms, a family room, home gym, or office, making it easy to customize the space for your lifestyle. Don't miss the opportunity to own a home with generous living space, a fantastic yard, and endless possibilities.

9222 Maplewood Street, Clio

Listing Courtesy of Blue Dog Realty, Office Phone: 810-216-8003
$245,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50216089 MLS
Step into an exceptional, move-in-ready property that offers a true sanctuary defined by both care and tranquillity. With over 2,000 square feet of impeccably maintained and updated living space, this residence is designed for comfort. The versatile layout features three expansive bedrooms with brand-new carpeting, alongside a flexible basement area perfect for a dedicated home office or a fourth bedroom. Recent upgrades include numerous new vinyl windows, a newer furnace, Newer roof, and central air conditioning, ensuring modern efficiency and peace of mind. Outside, enjoy peaceful mornings on the newly painted deck overlooking a private backyard that includes a sizable shed. Experience comfort in a delightful country setting with the convenience of being minutes from down town.

12340 N Clio Road, Clio

Listing Courtesy of Century 21 Signature Realty, Office Phone: 810-659-3161
$227,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50215221 MLS
Wait what? 3 bedroom, 1.5 bath, attached garage, basement, and pole barn for under $230k. Nestled onto just under an acre on Field rd. Convenient access to highway and shopping. This one feels like country living! Hardwood floors in the living room and under the carpet in the bedrooms.

5211 Field Road, Clio

Listing Courtesy of Next Home Inspire, Office Phone: 810-347-2155
$274,900
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 50214811 MLS
OPEN HOUSE: Sunday, July 19th from 1-3. Escape to peaceful country living with this beautifully remodeled Cape Cod at 2127 E. Wilson Rd., Clio, MI! Nestled on 6 scenic acres with your own private pond, this stunning home offers over 1,740 square feet of completely updated living space and breathtaking views of the surrounding woods, farm fields, and abundant wildlife. Relax on the charming covered front porch or unwind on the spacious back deck while watching deer wander by. Nearly every inch of this home has been thoughtfully renovated, including new siding, roof, windows, flooring, paint, insulation, ductwork, interior doors, lighting, gutters, attic ventilation system, drainage system, driveway, sliding glass door, kitchen, bathroom, laundry room, and a brand-new A/C unit just installed. The gorgeous new kitchen comes complete with all new appliances, and the spacious primary bedroom features a large walk-in closet. Outside you'll find a 20x12 storage shed, a second driveway providing easy access to the backyard, and a cozy firepit perfect for enjoying quiet evenings under the stars. With immediate occupancy, this move-in-ready country retreat offers the perfect blend of modern updates, privacy, and natural beauty.

2127 E Wilson Road, Clio

Listing Courtesy of ERA Prime Real Estate Group, Office Phone: 810-214-4011
$179,900
ACTIVE UNDER CONTRACT Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50209727 MLS
Welcome home to this beautifully updated 3-bedroom, 2-bath property nestled on 1.76 acres of secluded privacy. Conveniently located close to shopping, dining, and everyday amenities, yet offering the peaceful feel of an "up north" retreat. This move-in-ready home has been extensively renovated with a new septic system, well, roof, furnace, water heater, kitchen, bathrooms, flooring, appliances, and more. Enjoy the perfect blend of modern updates and country-like serenity with plenty of room to relax and unwind. If you're looking for a turnkey home at an attractive price, don't miss this opportunity. Call today to schedule your private showing!

12313 Railroad Road, Clio

Listing Courtesy of REMAX Right Choice, Office Phone: 810-686-8667
$138,500
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 50206940 MLS
Charming and well-maintained 3 bedroom home with a spectacular fenced backyard perfect for relaxing, entertaining, pets, or play! Conveniently located close to everyday amenities, this inviting home offers a warm and comfortable feel throughout. The living room features beautiful built-in shelves that add both character and functionality. An unfinished basement provides plenty of storage space or potential for future finishing. Outside, you’ll find a detached garage with an additional storage area, giving you even more room for tools, hobbies, or seasonal items. A wonderful opportunity to own an affordable home with great outdoor space and timeless charm!

10256 N Saginaw Road, Clio

Listing Courtesy of REMAX Right Choice, Office Phone: 810-686-8667
$160,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50201438 MLS
Back on the market due to buyer financing, dont miss out on this fantastic home! Where comfort meets opportunity, this charming 3-bedroom, 1.5-bath home sits on nearly an acre along a main thoroughfare, offering both privacy and potential. Set back from the road and surrounded by neighboring homes, the property feels comfortably residential, with the sounds of traffic fading away once you’re home. While the property is currently zoned commercial, it has only ever been used as a residence. The home was purchased in 2024 using a residential mortgage despite the commercial zoning, demonstrating that residential financing is possible. Interested buyers are encouraged to contact the listing agent to be connected with a lender familiar with financing homes with commercial zoning. The seller has completed due diligence with the township, which indicated that rezoning to residential is unlikely due to the commercial zoning at the nearby corner. For a homeowner, this means you can continue to use the property as a residence just as it has been, but the zoning may also allow for certain small business or mixed-use opportunities, depending on township guidelines. For buyers thinking long term, this zoning could represent a unique advantage. Whether you simply enjoy the extra space and privacy of the lot or envision future possibilities, the flexibility of the zoning opens doors that typical residential properties may not offer. Adding to the opportunity, two neighboring lots are currently available for purchase, presenting the potential to expand your footprint or further explore future commercial possibilities in a high-visibility location. Well and septic inspections have already been completed and passed, offering peace of mind from day one. Whether you’re looking for a comfortable home with room to breathe or a property that offers long-term upside and flexibility, this one invites you to imagine what’s next.

13148 Saginaw Road, Clio

Listing Courtesy of Century 21 Signature Realty - Bay City, Office Phone: 989-686-4500
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Provided through IDX through Realcomp II Ltd. Courtesy of HamadyRobinson, REALTORS®. Copyright 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing and that the data is deemed reliable but not guaranteed accurate by the MLS.