Gaines Homes with USDA Loan Financial terms

Welcome to Gaines, Michigan – a charming community nestled in Genesee County, where small-town charm meets modern conveniences. Known for its picturesque landscapes and friendly atmosphere, Gaines offers a welcoming environment for families, retirees, and everyone in between. The town is conveniently located just a short drive from Flint and other nearby cities, making it an ideal spot for those seeking a peaceful retreat without sacrificing access to urban amenities.

Gaines boasts a variety of recreational opportunities, from beautiful parks and nature trails to community events that bring residents together. The local schools are known for their commitment to education, ensuring that children receive a quality learning experience. With a close-knit community and a low cost of living, Gaines is an excellent place to call home.

For those looking to settle down in this idyllic area, many homes in Gaines are eligible for USDA loans, making homeownership more accessible than ever. USDA loans are designed to help low to moderate-income families achieve their dream of owning a home in rural and suburban areas. With zero down payment options and competitive interest rates, these loans provide an affordable pathway to owning a slice of this picturesque community.

Whether you’re seeking a cozy starter home or a spacious family residence, Gaines has a diverse selection of properties that cater to various needs and budgets. Discover the charm of Gaines, where your dream home awaits amidst the tranquility of Michigan’s beautiful landscapes. Embrace the opportunity to live in a community that truly feels like home!

Newest Gaines Homes with USDA Loan Financial terms

$194,999

ACTIVE UNDER CONTRACT Status ⋅ 4 Beds ⋅ 1 Baths ⋅ 50211990 MLS

Welcome to this updated, turnkey country residence located in Gaines Township and within the Swartz Creek School District. Offering total peace of mind, this 4-bedroom home has undergone recent renovations and mechanical updates. The interior features a spacious living room and a bright, eat-in kitchen. The entire home feels fresh with a newly painted interior and exterior, updated light fixtures, switches, and outlets, as well as new ceiling fans throughout. The living room and primary bedroom feature brand-new flooring installed in 2025, while the kitchen, entryway, and remaining three bedrooms were updated within the last three years. The full bathroom has been completely renovated from top to bottom. Home is on a well and septic and has natural gas, not propane. Key mechanical and exterior upgrades include: New roof: June 2026! Heating: High-efficiency furnace (new in 2024). Water Quality: Advanced two-stage whole-house water purification system (new in 2025). Electrical: Recently updated main electrical connection to the home. Garage: Expansive detached garage equipped with electricity and abundant storage space. Lot: Picturesque, open lot offering stunning sunrise views from the backyard and treelined sunset views from the front window. Get pre-approved and schedule your showing today.

8273 Van Vleet Road, Gaines

Listing Courtesy of Nemer Realty, Office Phone: 810-635-2050

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