Otisville Homes with FHA Financial terms

Otisville Homes with FHA Financial terms

Welcome to Otisville, Michigan – a hidden gem nestled in the heart of Genesee County! This quaint village is known for its warm community spirit, picturesque landscapes, and a rich history that dates back to the late 1800s. With its charming small-town vibe, Otisville offers residents a peaceful retreat while still being conveniently located near larger cities like Flint and Lapeer.

Nature enthusiasts will appreciate the abundance of outdoor activities available in the area, including hiking, fishing, and exploring the nearby parks that showcase Michigan’s stunning natural beauty. The local schools are highly regarded, making Otisville an ideal place for families to settle down.

If you’re considering making Otisville your home, you'll be pleased to know that this area offers a variety of housing options, many of which qualify for FHA financing. Whether you’re a first-time homebuyer or looking to invest in a property, the FHA loan program can make homeownership more accessible. With lower down payment requirements and flexible credit guidelines, it’s a fantastic opportunity to secure your dream home in this charming village.

Imagine waking up to the serene sounds of nature and the friendly greetings of your neighbors. Otisville is not just a place to live; it’s a community where you can truly thrive. Explore the available homes today and discover how you can become a part of this vibrant and welcoming community!

Newest Otisville Homes with FHA Financial terms

$282,900
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61025678 MLS
PEACE OF MIND, PRIVACY, AND ROOM TO MAKE IT YOUR OWN! This extensively updated 3-bedroom bi-level in Lakeville Schools sits on 1 acre with a peaceful country feel and mature trees lining the back of the property for added privacy. So much of the important work has already been done, allowing the next owner to move in with confidence instead of worrying about major projects. Recent improvements include a brand new high-efficiency furnace and central air (both with 10-year transferrable warranties), new water heater, updated well bladder tank and pump, a 2022 roof, freshly pumped septic, and a beautifully remodeled bathroom with jetted tub. Throughout the home, additional updates to carpet, flooring, lighting, trim, doors, paint, and stainless steel appliances give the space a fresh, move-in-ready feel. The real potential is the lower level. In addition to the 1,104 sq. ft. finished upper level, there is another 1,104 sq. ft. unfinished lower level with daylight windows, giving you a true blank canvas for whatever fits your lifestyle. Create additional bedrooms, a family room, home office, gym, playroom, hobby space--or a combination of them all. The laundry area is already located downstairs, and the washer and dryer are included. Enjoy the space and privacy of country living while remaining convenient to Otisville, M-15, and an easy route to I-75. With major updates already behind you and an entire lower level ready for your vision, this home offers both comfort now and opportunity for the future.

8491 E Mount Morris Road, Otisville

Listing Courtesy of ERA Prime Real Estate Group, Office Phone: 248-474-3303
$569,999
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61023840 MLS
Welcome to your own private retreat on Twin Lakes! Tucked away on 5 beautiful acres with approximately 207 feet of private lake frontage, this one-of-a-kind log home offers the perfect mix of privacy, character and year-round recreation. Inside, you'll find 3 bedrooms, 2 full baths, soaring ceilings, warm wood finishes and multiple fireplaces that give the home its cozy Up North feel without leaving home. Outside is where this property really shines. Enjoy your own sandy beach, lakeside pavilion with electricity, bath/changing house, additional outbuilding and plenty of garage space. A fenced-in area of the yard with a kids' playhouse offers a dedicated space for little ones to play, while the surrounding acreage gives everyone room to spread out. A whole-house Generac generator adds extra peace of mind. Whether you're spending summer days on the water, hosting friends by the lake or watching the seasons change from your own private acreage, this is the kind of property that feels like a getaway every day.

10373 Twin Lakes Drive, Otisville

Listing Courtesy of Remerica United Realty, Office Phone: 248-344-1800
$275,000
ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 50219109 MLS
Tucked back for exceptional privacy yet minutes from everyday conveniences, this well-kept ranch delivers the rare combination of seclusion and superb location. Two bedrooms and one and a half baths are laid out on a single level for easy, step-free living, with an inviting flow from room to room. A spacious sunroom extends the living space and fills the home with natural light — an ideal spot for morning coffee, reading, or simply taking in the beauty of the land. A spring-fed pond anchors the 1.53-acre setting, offering year-round interest and a natural focal point from the yard. The attached oversized garage offers 220 service plus there is a 24x24 detached garage that is fully heated and cooled with a finished cement floor and 220 service — ready for a workshop, hobby space, or serious storage. A 16x20 shed handles lawn equipment, seasonal gear, and everything else. Mature surroundings provide a natural buffer on all sides, creating a quiet retreat that still puts shopping, dining, and major roads within an easy drive. Whether you're looking to downsize without giving up land, or want elbow room with a turnkey outbuilding setup, this property is worth a look.

8489 N State Road, Otisville

Listing Courtesy of Keller Williams First, Office Phone: 810-515-1503
$339,900
ACTIVE UNDER CONTRACT Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61013757 MLS
Welcome Home to your own private retreat on 13.98 acres of beautiful countryside where peace, privacy, and outdoor living come together. A winding driveway leads you back to this well-maintained home, creating a secluded setting surrounded by mature trees and nature. Energy-Efficient Geothermal Heating & Cooling - Enjoy year-round comfort with an energy-efficient geothermal HVAC system that offers lower operating costs, quiet performance, and reduced maintenance compared to many conventional systems. It's a valuable long-term feature that can help keep utility costs more predictable while providing reliable comfort in every season. The property is a dream for outdoor enthusiasts with established trails throughout the woods, an elevated hunting tree stand, and an abundance of wildlife. You'll also enjoy apple and pear trees, blackberry bushes, and plenty of room to garden, explore, or simply relax. The home is equipped with a Generac whole-house generator for peace of mind, while outside you'll find a large pole barn offering excellent storage or workshop space, plus a chicken coop ready for your hobby farm or fresh eggs every morning. Whether you're looking for hunting land, recreational property, hobby farm potential, or simply a private place to call home, this property offers a rare combination of usable acreage and modern conveniences--all just a short drive from town. Come experience the privacy, wildlife, and endless possibilities this one-of-a-kind property has to offer.

9386 Henderson Road, Otisville

Listing Courtesy of Five Star Real Estate Davison, Office Phone: 810-991-9260
$157,000
ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 61012727 MLS
HUD Home-Great opportunity on this four bedroom farmhouse located in the Village of Otisville. The home features a kitchen with plenty of oak cabinets and countertops. Full updated bath on the main floor. One bedroom on the main floor and the other three upstairs. The primary bedroom has its own private bath. Oversized two car garage. Large front porch and covered back deck.

117 E Main Street, Otisville

Listing Courtesy of Realty Executives Main St LLC, Office Phone: 810-667-1700
Start Your Search