Owosso Homes with USDA Loan Financial terms

Owosso Homes with USDA Loan Financial terms

Welcome to Owosso, Michigan – a charming city nestled in the heart of Shiawassee County. Known for its rich history and vibrant community spirit, Owosso offers a delightful blend of small-town charm and modern conveniences. With its picturesque downtown, full of unique shops and local eateries, residents enjoy a strong sense of community while having access to the amenities of larger cities. The city is also home to beautiful parks, scenic waterways, and a variety of cultural events throughout the year, making it an inviting place for families, young professionals, and retirees alike.

Owosso's real estate market is particularly appealing for those looking to settle down in a friendly environment. One of the standout financing options available for potential homeowners is the USDA loan. This program is designed to promote homeownership in rural areas, making it an excellent choice for Owosso residents. With USDA loans, qualified buyers can benefit from zero down payment options, competitive interest rates, and flexible credit requirements. This means that owning your dream home in this idyllic city might be more attainable than you think.

Whether you’re drawn to Owosso for its historic charm, its welcoming community, or the opportunity to invest in a home with favorable financing options, you’ll find that this city is more than just a place to live – it’s a place to thrive. Explore the possibilities of homeownership in Owosso, where your dream home awaits!

Newest Owosso Homes with USDA Loan Financial terms

$199,500
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 50216281 MLS
The work is done—just bring the moving truck. This completely refreshed three-bedroom home offers true main-floor living, an attached garage, fenced yard, and a peaceful setting that feels tucked away without sacrificing convenience. Step inside and discover a home that has been thoughtfully updated from floor to ceiling. New finishes, refreshed spaces, and major improvements—including a replaced city water service line—make this one as move-in ready as they come. The functional single-level layout features three bedrooms, one full bath, comfortable living space, and an attached one-car garage for added convenience. Clean, bright, and easy to maintain, this is the kind of home where you can unpack, settle in, and start enjoying it from day one. Homes this complete are hard to find—schedule your private showing and see why this one deserves a spot at the top of your list.

705 Isham Street, Owosso

Listing Courtesy of Home Field Michigan Real Estate, Office Phone: 989-725-5088
$180,000
ACTIVE Status ⋅ 2 Beds ⋅ 3 Baths ⋅ 50215423 MLS
Well-maintained mid-century modern home just one block from Owosso High School. Features 2 bedrooms, 2.5 baths, and 993 sq. ft. of main-floor living space. Cedar-lined closets in both bedrooms, wood-burning fireplace, and cove plaster ceiling in the living room. Laundry on both the main floor and basement, with both washers and dryers included. Finished basement offers a second full kitchen and an additional operational bathroom—ideal for entertaining or extended family gatherings. Large covered breezeway connects to the 20' x 21' garage with built-in shelving and workbench. Cross-cut subfloor suggests hardwood floors beneath much of the home. Whole-house generator included in the fenced in back yard. Move-in ready with plenty of opportunity to add your personal style.

519 Moore Street, Owosso

Listing Courtesy of Re/Max of Owosso, Office Phone: 989-725-8119
$295,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50215424 MLS
Here is a great home located just minutes from downtown Owosso ready a new family. 3 bedroom, 1.5 baths and over 1,330 square feet of living. You will enjoy this newly decorated home and all its detail. Enclosed porch in front and on back side of home. Kitchen complete with Granite countertops and all new appliances. 3rd bedroom located in the basement and has an ingress egress window. Best of All it has a pole barn 15 x 25 in the back yard. Over 1 acre of space. Come see this one-of-a-kind living close to the downtown. Call Lance today!!!!

500 N Hintz Street, Owosso

Listing Courtesy of Re/Max of Owosso, Office Phone: 989-725-8119
$234,900
ACTIVE UNDER CONTRACT Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 50215114 MLS
Beautifully maintained 2-bedroom, 1-bath home nestled in a peaceful rural setting with convenient access to M-52 and beyond. Inside, you'll find a functional galley kitchen, attractive wood flooring in both bedrooms, and the convenience of first-floor laundry. The spacious, open basement offers endless possibilities for additional finished living space, a recreation room, or extra storage. Outside, the property features a detached 2-car garage and an impressive 30' x 40' pole barn, providing ample room for vehicles, equipment, hobbies, or workshop space. Enjoy the tranquility of country living without sacrificing easy access to nearby amenities and commuting routes.

3112 W Bennington Road, Owosso

Listing Courtesy of Re/Max of Owosso, Office Phone: 989-725-8119
$240,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 50214654 MLS
Look at this charming 3-bedroom, 1-bath home offering 1,632 square feet of comfortable living space. Enjoy both a cozy living room featuring a wood-burning fireplace and a separate family room, providing plenty of space to relax, entertain, or spread out. Outside, you'll find a garage and a fully fenced backyard on just under a half-acre lot—perfect for pets, play, gardening, or outdoor gatherings. Enjoy nature? The home is conveniently located across the street from DeVries Nature Conservancy. Schedule your private showing today!

2624 N M 52 Road, Owosso

Listing Courtesy of Kori Shook & Associates, Office Phone: 989-720-4242
$99,900
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 50214367 MLS
Completely updated! New kitchen & bath, drywall, plumbing, electrical, siding, roof, windows, mechanicals and more! Nice sized yard, patio off the back of the home, oversized 1 car garage and basement.

629 Alger Street, Owosso

Listing Courtesy of Keller Williams First, Office Phone: 517-625-4663
$250,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50213813 MLS
Welcome home to this beautifully updated 3-bedroom, 1.5-bath country ranch situated on a picturesque 1-acre setting with peaceful views and plenty of room to enjoy the outdoors. Inside, you'll find gorgeous hardwood flooring and a warm, inviting living room featuring a natural fireplace, perfect for cozy evenings. The thoughtfully updated interior includes new kitchen countertops, new kitchen flooring, a beautifully remodeled half bath, updated light fixtures, recessed can lighting, and so much more. The spacious layout offers comfortable everyday living, while the 2-car garage provides convenience and additional storage. If you're looking for the perfect blend of country charm, modern updates, and a scenic setting just minutes from town, this home is one you won't want to miss!

2660 S Morrice Road, Owosso

Listing Courtesy of Home Field Michigan Real Estate, Office Phone: 989-725-5088
$145,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 50212729 MLS
Charming 2-story located on a corner lot within walking distance to downtown, parks, churches and schools! Home has beautiful hardwood floors, updated windows and insulation, whole house filtration, and detached 2 car garage with additional carport!

801 Michigan Avenue, Owosso

Listing Courtesy of The Home Office Realty LLC, Office Phone: 989-725-5246
$299,900
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 50212006 MLS
Three to four bedroom home with 2.5 baths in a desirable neighborhood just minutes north of town, yet close to M-52 for easy commuting and on a low traffic street. Large living room with hardwood floors, fireplace, and vaulted ceiling opens to dining room, updated kitchen with appliances included opens to a family room with fireplace and to my favorite spot, the screened in porch! Patio doors to deck overlooking a natural wooded area and a beautifully landscaped yard. Main floor laundry and a main level office which can also function as a 4th bedroom. Upper-level primary bedroom with ensuite bath with walk-in shower! Plus, you never have to worry about losing power with an automatic whole-house generator. Partially finished basement offers bonus recreation space. Circular drive leads to large 2-car attached garage. Shed for extra storage and newer furnace too! Well and septic inspected and approved by county May 2026

650 Riverbend Drive, Owosso

Listing Courtesy of The Home Office Realty LLC, Office Phone: 989-725-5246
$234,900
ACTIVE UNDER CONTRACT Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50211248 MLS
LOOK NO MORE! You have found a little slice of heaven at 2041 Vandekarr Rd. Caledonia Township, Owosso. Check out this very tidy three bedroom one-and-a-half-bath home with a two-car attached garage, located in gorgeous Caledonia Township. As you first enter the home you will admire the beautiful tiled flooring that flows through the kitchen and into both bathrooms. Next you will see the stunning Red Oak hardwood flooring that flows through the living room, hallway and into each spacious bedroom. This home is situated on one and a half acres of peaceful Owosso countryside. Don't wait, make an appointment today to see this beautiful home.

2041 Vandekarr Road, Owosso

Listing Courtesy of Charles Poag Realty, Office Phone:

$469,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50209541 MLS
LAKEFRONT HOME on Private All-Sports Lake Manitou! Three-bedroom, two bath ranch nestled at the end of the street with a park-like setting and beautiful lake views! Large kitchen with range, refrigerator (new 2026), dishwasher and microwave open to spacious dining room with fireplace. French doors to family room with an abundance of windows and slider doors to expansive deck overlooking the view of the lake. Private dock to park your boat! Main level primary bedroom with walk-in closet and ensuite bath with large walk-in shower, and a sunroom for another great spot to enjoy your morning coffee or place a hot tub!

1910 Lake Court, Owosso

Listing Courtesy of The Home Office Realty LLC, Office Phone: 989-725-5246
$245,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 50192305 MLS
Back on Market - Passed Inspections, but buyer was denied mortgage. Unbeatable Value! Three-bedroom, 2.5 bath home with attached garage! Open concept living area with island kitchen, quartz countertops, SS appliances, soft close cabinetry, and a huge walk-in pantry! Dual-zone heating & central air with smart thermostats. Primary bedroom has ensuite bath featuring dual sinks, quartz countertops, large walk-in shower with dual shower heads and large walk-in closet! Upper-level laundry conveniently located between the bedrooms. EV charging hook-up in the garage! Plug for generator installed. Tankless water heater. Low-E glass patio door with built-in blinds open to the covered deck! Ready to Move Into!

1046 S Pearce Street, Owosso

Listing Courtesy of The Home Office Realty LLC, Office Phone: 989-725-5246
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