Saint Charles Homes with Conventional Financial terms

Saint Charles Homes with Conventional Financial terms

Welcome to Saint Charles, Michigan – a hidden gem nestled in the heart of Saginaw County. This charming city boasts a rich history, vibrant community spirit, and an inviting atmosphere that makes it an ideal place to call home. With its friendly neighborhoods and picturesque landscapes, Saint Charles offers a perfect blend of small-town charm and modern conveniences.

Saint Charles is known for its strong sense of community, where residents take pride in their local parks, schools, and events. Families can enjoy a variety of recreational activities, from exploring the scenic nature trails to participating in seasonal festivals that celebrate the town's heritage. The city's welcoming vibe is complemented by a low crime rate and a supportive environment for families and individuals alike.

When it comes to real estate, Saint Charles features a diverse selection of homes that cater to various lifestyles and budgets. Whether you’re seeking a cozy starter home, a spacious family residence, or a charming bungalow, you’ll find options that meet your needs. Many of these homes are available with conventional financing terms, making it easier for buyers to secure their dream property without the complexities of alternative financing options.

With its ideal location just a short drive from larger urban centers, residents enjoy the tranquility of small-town living while still having easy access to shopping, dining, and entertainment. Saint Charles is more than just a place to live; it’s a community where memories are made and dreams are realized. Come explore Saint Charles and discover the perfect home for you and your family!

Newest Saint Charles Homes with Conventional Financial terms

$205,000
ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 50216145 MLS
Open House Sunday August 1st 12:30 to 2 PM This charming 4-bedroom, 1.5-bath home in the heart of St. Charles Village is just minutes from schools, parks, shops, and downtown. Recently refreshed with new flooring, fresh paint, a remodeled kitchen, and updated bathrooms, it offers two main-floor bedrooms, convenient main-floor laundry, and a mudroom. Spacious bedrooms throughout, a sunroom off the primary suite, and plenty of living space add to its appeal. Enjoy the nice side yard and detached garage. Move-in ready with a great location and a 1-year home warranty included! Added a couple of AI-generated pictures for a virtual view with furniture included.

129 W Walnut Street, Saint Charles

Listing Courtesy of Re/Max of Owosso, Office Phone: 989-725-8119
$274,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50216142 MLS
Enjoy the peace and privacy of country living at 7083 S Orr Rd. This well-maintained 3-bedroom, 2-bath home sits on nearly 3 beautiful acres, offering plenty of room to relax, entertain, garden, or simply enjoy the outdoors. Inside, you'll find both a spacious living room and a separate family room featuring a cozy fireplace, providing flexible living space for gatherings or quiet evenings at home. A full basement offers abundant storage and the opportunity for additional finished living space in the future. Just off the back of the home, the screened-in porch is the perfect spot to enjoy your morning coffee while overlooking the peaceful backyard. Major updates include a newer furnace and central air conditioning, giving the next owner confidence in the home's mechanical systems. The property is serviced by a private well and septic system, allowing you to enjoy country living without monthly water and sewer bills. The expansive yard offers endless possibilities, whether you're looking for room for pets, outdoor activities, a large garden, or simply the privacy that comes with nearly three acres. Homes with this much land, a well-cared-for interior, and a quiet setting don't come along often. As an added bonus, this property may qualify for $0 down financing for eligible buyers. Schedule your private showing today and experience everything this beautiful country property has to offer.

7083 S Orr Road, Saint Charles

Listing Courtesy of The Brand Real Estate, Office Phone:

$164,900
ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 50215480 MLS
OPEN HOUSE: SATURDAY., JULY 25, 2026: Noon - 1 PM. Move right into this beautifully maintained 4-bedroom, 1.5-bath home offering 1,620 square feet of comfortable living space in the heart of St. Charles. With first-floor bedrooms and convenient first-floor laundry, this home offers a functional layout that's perfect for a variety of lifestyles. The current owners have invested over $36,000 in recent improvements, including a new forced-air furnace and central air conditioning (2023), a 10x20 outbuilding, crushed asphalt driveway with grading, updated kitchen featuring new flooring, backsplash, painted cabinetry, sink, faucet, and trim, new water heater, bathroom vanity, sump pump, dishwasher, and charming white porch fencing. Step outside and enjoy a yard surrounded by beautiful mature maple and willow trees. The backyard is bordered by an undeveloped road, providing added privacy with no homes directly behind you while also creating a wonderful walking path to enjoy year-round. Located within walking distance of downtown St. Charles, you'll love having restaurants, shops, churches, and local bars just minutes away. Plus, you're only a short drive from Saginaw, Chesaning, and Owosso, making commuting and everyday conveniences a breeze. This is a wonderful opportunity to own an updated home in a desirable location with privacy, mature landscaping, and countless recent improvements already completed!

518 W Belle Avenue, Saint Charles

Listing Courtesy of REMAX Tri County, Office Phone: 989-323-2161
$74,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50212487 MLS
Diamond in the rough~ With a little love, and the right vision this space can be fully transformed! Offering 3 bedrooms with a possibility of a fourth, 2 full bathrooms, a spacious kitchen and first floor laundry. It can also be converted back to a 2-unit income property. New roof November 2025, new hot water heater June 2024. Schedule your showing today!

422 S Saginaw Street, Saint Charles

Listing Courtesy of Berkshire Hathaway HomeServices, Office Phone: 989-790-9292
$62,900
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 50204614 MLS
Rare opportunity to own nearly 2 acres in the village of ST Charles! This 1925-built home offers 1,773 square feet of character and space, featuring 3 bedrooms and 1 full bathroom. Bring your tools and vision to transform this classic residence into your dream home. The 1.85 irregular lot provides ample room for gardening, recreation, or future expansions. The 2-car detached garage is ready for a full overhaul and serves as the perfect project for a hobbyist or mechanic. Property is sold as-is--perfect for those looking to build sweat equity in a competitive market! Call for your private showing today.

309 E North Street, Saint Charles

Listing Courtesy of Real Estate One Great Lakes Bay, Office Phone: 989-607-2100
$119,900
ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 50202047 MLS
Looking for an investment? Here you go! This 2 Unit property is full rented. Three bedrooms, living room, formal dining, den/laundry room and breezeway on the first unit. There's two bedrooms, living room and kitchen in the upper unit. Spacious lot , just under a half acre with a metal shed. Plenty of parking space in the long driveway. Roof approximately 6 years old.

812 Sanderson Street, Saint Charles

Listing Courtesy of Century 21 Signature Realty, Office Phone: 989-921-7000
$299,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50199071 MLS
Attention to detail was the driving force behind this beautifully remodeled 3-bedroom, 2-bath ranch set back on over an acre of land. Once you walk into the large entryway (22x8) you will then see This open-concept home features brand-new hardwood floors throughout and a cozy fireplace, perfect for relaxing or entertaining. The completely updated kitchen includes all new stainless steel appliances along with granite countertops and flows seamlessly into the open living areas. Stunning new bathrooms with beautiful ceramic tile showers & floors! Enjoy the convenience of main-level laundry and an attached oversized 2.5-car garage. Garage floor has just been beautifully epoxied & ceiling drywalled giving it an amazing appearance that must been seen! Exterior highlights include low-maintenance vinyl siding and a brand-new deck overlooking the beautiful wooded view, perfect for entertaining or enjoying the wildlife—ideal for outdoor living. Major updates include roof, windows, furnace, A/C, hot water heater, Morton System Saver water softener as well as a complete new septic system! Truly move-in ready with modern finishes throughout. Taxes are non-homestead and will reduce when homesteaded

10293 Carr Road, Saint Charles

Listing Courtesy of Century 21 Signature Realty, Office Phone: 810-659-3161
$174,900
ACTIVE Status ⋅ 6 Beds ⋅ 4 Baths ⋅ 50190549 MLS
Incredible investment opportunity in Saint Charles! This 4-unit home has two first floor apartments, each with 2 bedrooms and 1 bathroom. There are also two upstairs units, each with 1 bedroom, 1 bathroom. 3/4 units are currently occupied. This is an amazing opportunity and addition to any investment portfolio! Call for your showing today!

710 Chesaning Street, Saint Charles

Listing Courtesy of Century 21 Signature Realty, Office Phone: 989-921-7000
$19,900
ACTIVE Status ⋅ 50177162 MLS
Prime 1.43 acre lot to build your dream home on, on the back side of Kimberly Oaks Golf Course. 2 connected parcels make up the 200x312 great size lot.

12000 W Townline Road, Saint Charles

Listing Courtesy of RE/MAX New Image, Office Phone: 989-790-0890
$4,950
ACTIVE Status ⋅ 50159593 MLS
Almost a half acre in the village of St. Charles. Walking distance to the school and minutes away from several restaurants downtown.

W Walnut Street, Saint Charles

Listing Courtesy of Real Estate One Great Lakes Bay, Office Phone: 989-607-2100
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