White Lake Homes with FHA Financial terms

White Lake Homes with FHA Financial terms

Welcome to White Lake, Michigan—a picturesque community nestled in the heart of Oakland County. Known for its stunning natural beauty, White Lake offers a perfect blend of serene suburban living and vibrant outdoor activities. With its charming lakes, lush parks, and welcoming neighborhoods, this area is ideal for families, retirees, and anyone looking to enjoy a peaceful lifestyle while remaining conveniently close to the excitement of the Detroit metropolitan area.

White Lake is renowned for its recreational opportunities, boasting numerous lakes for fishing, boating, and swimming, along with extensive trails for hiking and biking. The local community is tight-knit, with frequent events and activities that foster a sense of belonging among residents. With a rich history and a commitment to preserving its natural beauty, White Lake is not just a place to live, but a place to thrive.

When it comes to finding your dream home in White Lake, you’ll be pleased to know that many properties are available under FHA financing terms. This means that first-time homebuyers or those with limited resources can take advantage of lower down payment options and more flexible credit requirements. Whether you’re looking for a cozy cottage by the lake or a spacious family home, White Lake’s real estate market has something for everyone.

Explore the charm of White Lake, where stunning homes meet the tranquility of nature, and discover the perfect place to create lasting memories. Your dream home awaits!

Newest White Lake Homes with FHA Financial terms

$285,111
COMING SOON Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 70548793 MLS
Welcome to this brand-new contemporary 2-story home in White Lake Township featuring deeded access to all-sports Cedar Island Lake and its private beach and park! Situated on a 1/8-acre corner lot backing to a creek, this turnkey residence offers 2 bedrooms, a den/office, and 1.5 baths. The open-concept main level links the kitchen, dining, and living areas with hard-surface laminate flooring. The modern kitchen features white shaker cabinets, quartz countertops, undermount sink, and Frigidaire stainless steel appliances. Upstairs offers carpeted bedrooms, including a primary suite with a walk-in closet, and a full bath with double ceramic vanity and ceramic-tiled tub/shower. Enjoy total peace of mind with zoned heat pump HVAC (4 mini-splits), encapsulated crawl space with subfloor heat, tankless water heater, new well and septic, plus a warrantied roof and windows, and a 4-year third-party new construction home warranty!

9755 Portage Trail, White Lake

Listing Courtesy of RE/MAX Classic, Office Phone: 248-684-6655
$799,999
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61014088 MLS
**OPEN HOUSE THIS SUNDAY, JULY 26th 1:00-3:00** Spectacular main lakefront retreat on Cedar Island Lake -- a hidden jewel connected to the Huron River with a naturally sandy bottom, crystal-clean water, and endless all-sports recreation. Designed for both everyday comfort and unforgettable entertaining, this home features an open-concept floorplan highlighted by a dramatic great room with vaulted ceilings, a cozy gas fireplace, and a stunning wall of four doorwalls opening to an expansive lakeside paver patio complete with grilling area. The entertainer's dream kitchen showcases an oversized island and an abundance of white cabinetry for exceptional storage and style. Two spacious bedrooms and a full bath complete the entry level. Upstairs, multiple lake views create a peaceful backdrop throughout the second level. The expansive primary suite offers a private sitting area, convenient laundry room, dual closets, and a luxurious bath with dual sinks. An additional oversized bedroom provides ample space for family or guests. Two car attached garage. This exceptionally maintained home will not be on the market for long! Updates include: engineered septic system, concrete driveway and walkway, deep submersible well, full length seawall, landscaping and low voltage outdoor lighting, stone accent work, hot water heater, carpet and padding, electric Marygrove awning, iron-filtration water system, and blown-in insulation. $100 voluntary HOA dues.

625 Island Drive, White Lake

Listing Courtesy of EXP Realty Main, Office Phone: 888-501-7085
$509,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61013711 MLS
Welcome to this beautifully maintained Colonial in the highly sought-after Blackberry Hills subdivision, where timeless style, spacious living, and endless potential come together. Perfectly positioned on a desirable corner lot, this 4-bedroom, 2.5-bath home offers the ideal combination of everyday comfort and spaces designed for entertaining. Step through the impressive two-story foyer into a bright, open floor plan filled with natural light. The expansive great room features a cozy gas fireplace and oversized windows, flowing effortlessly into the beautifully designed kitchen. Complete with granite countertops, abundant cabinetry, a large pantry, and a dining area with direct access to the spacious deck, it's the perfect setting for everyday living and entertaining. A dedicated first-floor office and convenient laundry add everyday functionality. Upstairs, you'll find four generously sized bedrooms, including a spacious primary suite featuring a large walk-in closet and an ensuite bath with dual vanities, a soaking tub, and a separate shower. The walkout basement is already plumbed for an additional bathroom and ready to become whatever you imagine--a home theater, game room, gym, guest suite, golf simulator, or the ultimate entertaining space. Outside, enjoy the spacious corner lot and expansive deck overlooking the backyard. Located in the desirable Blackberry Hills community with sidewalks and a neighborhood playground, this home offers the benefit of White Lake taxes while being served by the award-winning Walled Lake School District. With its thoughtful layout, beautiful finishes, and endless possibilities, this is more than just a house--it's a place you'll love coming home to.

94 Blackberry Drive, White Lake

Listing Courtesy of Anthony Djon Luxury Real Estate, Office Phone: 248-747-4834
$435,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61013142 MLS
Welcome to Trailside Meadow Sub Featuring Open Green Spaces with Side Walks, Walking Paths and Outdoor Fitness Area. This Better Than New Home features an Open Floor Plan, Hardwood Flooring throughout Main Floor, Convenient Second Floor Laundry, Ready to Finish Basement, Composite Deck and Two Car Attached Garage! The move in ready home features a covered porch leading to the Foyer, adjacent Library with closet (possible first floor Bedroom) and Powder Room. Beyond the Foyer lies a Great Room featuring a gas fireplace with mantel, adjoining Dining Area with door-wall leading to the deck, and Island Kitchen furnished with quartz counters and SS appliances. The second floor features an Open Loft/Family Room, an Owner's Suite featuring a step ceiling, walk-in closet and private Bath with dual sink vanity and step-in shower, two additional Bedrooms with walk-in closets, a Hall Bath and Laundry Room with washer and dryer. Ready to Finish, the Lower Level includes an egress window and plumbing prep for a full Bath.

249 Saddleback Court, White Lake

Listing Courtesy of KW Showcase Realty, Office Phone: 248-360-2900
$487,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61012836 MLS
Twilight Open House. OPEN THURSDAY, JULY 30th, 4:30 PM to 6:45 PM. Newer Listing. Located in the prestigious Ivy Glen Park community, where peaceful surroundings create the perfect place to call home. Premium location. Backing directly to a scenic wooded area, this property offers exceptional privacy with no neighbors behind. Enjoy wooded views from your backyard and picturesque water & fountain views from the front. Nestled on a quiet cul-de-sac, Ivy Glen Park is known for its friendly atmosphere, beautifully maintained homes, & neighborhood walking/biking trail--perfect for an active lifestyle. Dramatic two-story foyer, 9-foot ceilings, a spacious great room, & a beautifully appointed granite island kitchen with hardwood flooring. Luxurious owner's suite overlooks the woods & offers a cathedral ceiling, oversized walk-in closet, & dual granite vanities + a ceramic tile shower in the bathroom. Every bedroom includes its own walk-in closet. The POPULAR 3-CAR GARAGE offers abundant space for vehicles, boats, a workshop. Walled Lake Consolidated School District (Schools of Choice). Township water. Township Sewer. Minutes from Hess-Hathaway Park & all-sports lakes. Never worrying about another power outage. This exceptional home features a nearly new Tesla Solar System with Powerwall 3 battery backup, giving you the freedom of energy independence and peace of mind. Less than 18 months old, the 7 kW Tesla solar system generated approximately 10 MWh of clean energy over the past year--enough to power the average Michigan home for an entire year. Enjoy lower energy costs, reliable backup power, & the confidence of staying comfortable even when the grid goes down. Level 2 EV charger in the garage! Experience the comfort, privacy, and energy independence you've been looking for. ONE OF THE BEST LISTINGS IN Q3, 2026. Contact a Realtor to schedule your private showing or for more information. PUT THE THURSDAY TWILIGHT OPEN HOUSE IN YOUR PHONE BEFORE YOU FORGET. .

8012 Ivy Glen Park Lane, White Lake

Listing Courtesy of Max Broock Realtors, Office Phone: 248-851-4100
$500,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 70546675 MLS
Built in 2023 this beautifully home offers the perfect combination of space and functionality. Enjoy the flexible main-floor bonus room--ideal for a home office or playroom. Step outside onto the expansive deck, where you can enjoy your morning coffee, host summer barbecues, or simply relax in your private outdoor space. Upstairs, you'll find a HUGE loft that provides endless possibilities as a second living room, media room, or workout area. The convenient second-floor laundry room makes everyday chores a breeze. All four bedrooms have walk-in closets! One of this home's standout features is its hardwired CAT6 network on main floor located in the bonus room and livingroom , providing fast, reliable internet connections for remote work, gaming, streaming, and smart home technology. Enjoy the outdoor fitness center - Located in a desirable neighborhood with easy access to shopping, dining, and parks! BATVI

247 Sandhill Court, White Lake

Listing Courtesy of eXp Realty, LLC, Office Phone: 888-501-7085
$349,900
ACTIVE Status ⋅ 5 Beds ⋅ 3 Baths ⋅ 61012206 MLS
Welcome to this charming and spacious 5-bedroom, 2.5-bath tri-level offering 1,925 square feet of comfortable living space in beautiful White Lake. Surrounded by the area's beautiful lakes, parks, & natural scenery, this home offers the perfect balance of peaceful living while still being a short drive from parks & popular dining spots. Located in the highly awarded Walled Lake School District, this is a wonderful place to call home. Inside, you'll find a bright vaulted living room that creates an open, airy feel, w/ just a few steps leading down to the inviting lower-level family room. The entry level also features a dining area & a functional kitchen layout with granite countertops, luxury vinyl floors, large pantry & all your essential appliances, including a free-standing gas range, refrigerator, microwave, dishwasher. Other appliances include washer & dryer in lower level laundry room. The upper level offers five bedrooms, providing exceptional flexibility for either bedrooms, home office, exercise room, hobby rooms, etc. -- a rare feature that's hard to find! A full bathroom w/ luxury vinyl plank flooring & a convenient half bath complete the upper level, while the lower level includes an additional full ceramic-tile bathroom & spacious family room w/ direct access to the backyard deck. TONS OF STORAGE THROUGHOUT. Step outside & enjoy the large fenced in backyard, complete w/ a walk-out deck, a storage shed, & Hot Tub. *Seller is willing to include Hot Tub w/ home!* -- the perfect way to enjoy your backyard oasis. The attached 2.5-car garage has direct access into house, large driveway, separate door leading to backyard, & extra built-in cabinets. As an added bonus, enjoy lake privileges/beach access on all-sports Mandon Lake.. NEWER FURNACE/AC. Also includes Generator Hookup. Between its spacious tri-level layout, lots of versatile rooms, & private fenced yard, this move-in-ready home is a rare opportunity not to be missed! **Some photos virtually staged.

9175 Pennfield Avenue, White Lake

Listing Courtesy of National Realty Centers, Inc, Office Phone: 248-468-1444
$350,000
ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 61011958 MLS
Welcome home to this fully updated White Lake colonial! With nearly 2000sq ft of renovated living space offering 4 bedrooms and 2 full baths, this home provides incredible value!! Nestled in the desirable Fox Bay Sub with beach/lake access, this home is ideal for entertaining. The home features an expansive updated open concept kitchen that flows seamlessly into both the formal dining space as well as the open living room with cathedral ceiling and exposed beams. The kitchen also walks directly out to the aggregate concrete patio, making summer barbecues easy! To round out the main floor you will also find the formal family room with an abundance of natural light, an updated half bath and a sliding doorway that opens to your very own solarium. Upstairs brings four bedrooms and a renovated full bath. Outside of the cosmetic renovations that have been done, great care has gone into spaces that most homeowners tend to neglect, such as adding a significant amount of insulation and installing new windows where needed to make sure that the home is as energy efficient as it can be. Come see this hidden gem today!

8327 Fox Bay Drive, White Lake

Listing Courtesy of Thrive Realty Company, Office Phone: 248-256-5046
$585,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61011524 MLS
Enjoy the best of waterfront living with this spacious 3-bedroom, 3-bath home on beautiful Pontiac Lake, located within the award-winning Huron Valley School District. Situated in a peaceful inlet just off the main lake, this property offers approximately 2,000 square feet of living space with a bright, open layout designed for both everyday living and entertaining. The expansive kitchen serves as the heart of the home, seamlessly connecting the living areas that have a warm and inviting atmosphere. With Wi-Fi electronic capabilities, you can control most everything with the convenience of your phone! Upstairs, you'll find three comfortable bedrooms and two full baths, providing a private retreat away from the main living area. Step outside to a spacious deck overlooking a generous backyard that leads directly to the water, complete with a large dock offering room for multiple water toys. With parking for up to eight vehicles, there's plenty of space for guests and recreational equipment. Recent exterior and mechanical updates include newer vinyl siding, select tilt-and-clean windows, a furnace, central air, a water heater, and a well bladder, providing added value and peace of mind. The interior cosmetic updates and the exceptional lakefront location make this property a rare opportunity. Whether you're looking for a year-round residence or the perfect weekend retreat, this Pontiac Lake home is ready to become your private waterfront escape.

8963 Tackles Drive, White Lake

Listing Courtesy of Keller Williams Legacy, Office Phone: 313-752-0000
$399,900
ACTIVE UNDER CONTRACT Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61011310 MLS
**Multiple offers in hand, Highest and Best offer deadline: Monday 7/20 2pm** Completely reimagined from top to bottom in 2026, this exceptional 4-bedroom, 2.5-bath home is the definition of turnkey luxury. Offering over 2,000 square feet of beautifully finished living space, including a sunroom and fully finished basement, every inch has been thoughtfully reimagined with timeless style and uncompromising quality. The show stopping 2026 renovation includes a designer kitchen with all-new appliances, beautifully appointed bathrooms, luxury vinyl plank flooring, new carpet, fresh interior paint, furnace, A/C, and hot water heater - providing true peace of mind for decades to come. The spacious primary suite features a double closet and Jack-and-Jill bath with dual access to hallway, while the finished lower level offers a second full bath, 4th bedroom and flexible living space perfect for entertaining, guests, or a home office. Fully finished basement with an additional 550 square feet of space + dedicated recently refinished laundry room with brand new stylish LVP flooring. Outside, Andersen windows and fresh exterior paint (2024), a new wood-look two-car garage door, fenced dog run, storage shed, and mature surroundings complete the package. Cozy up by the gas fireplace or spend summer days enjoying private lake access to Neva and Brenden Lakes. A rare opportunity to own a home where every detail has already been perfected. Award winning Huron Valley Schools.

1438 Lynnwood Lane, White Lake

Listing Courtesy of The Brokerage Real Estate Enthusiasts, Office Phone: 248-297-5551
$415,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61011022 MLS
If you are looking for an updated ranch in White Lake Twp, this is the one you've been waiting for. Neat, clean and move in ready, this home has been very well maintained and features many improvements. There is a full finished basement and plenty of storage too. The updates include but are not limited to: Family Room Carpet 2021, Kitchen with soft close cabinets and granite counter tops 2016, Full bath renovation 2015, Finished basement with bar area 2013, Roof 2009, GE dryer & washer 2021, Water Softener 2021, New kitchen appliances: Fridge, stove, microwave & Dishwasher 2022, Exterior: Resided with new vinyl & insulation including soffits for attic 2022, New gutters 2022, New 50 gallon water heater 2023, New gravel bed base for new shed 2023, New vinyl windows & sliding glass door 2023, New ceiling fans 2024, Sprinklers/Irrigation system, front & back yard 2024, New 2 ton 2 stage AC with Intellisense 2025, Additional outlets, new 200 amp panel with interlock system & 50 amp generator hook up 2025 and more...

11498 Fox N Hounds Drive, White Lake

Listing Courtesy of KW Showcase Realty, Office Phone: 248-360-2900
$319,000
ACTIVE Status ⋅ 2 Beds ⋅ 3 Baths ⋅ 61010411 MLS
Beautifully maintained brick condo offering low-maintenance living with an open and inviting floor plan! The spacious living room features a cozy gas fireplace and flows seamlessly into the open kitchen with snack bar seating. Convenient first-floor laundry, an attached 2-car garage, and 2.5 bathrooms add to the home's functionality. Upstairs you'll find two generous bedrooms and a loft with brand-new flooring, while the basement offers a third bedroom with an egress window. Third bedroom is finished except for carpet that is included and ready to be installed. The unfinished portion is already plumbed for a future bathroom and provides endless possibilities for a home gym, recreation room, or additional living space. Fresh paint and carpet throughout. Major updates include a new furnace and A/C (2024), water heater (2023), and roof (2024). All appliances and TVs are included and comes partially furnished. Move right in and enjoy carefree condo living in this exceptional home!

8019 Springdale Drive, White Lake

Listing Courtesy of National Realty Centers, Inc, Office Phone: 248-724-1234
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