Lapeer Homes with FHA Financial terms

Welcome to Lapeer County, Michigan – a hidden gem nestled in the heart of the Great Lakes State! Known for its rich history, stunning natural landscapes, and a vibrant community spirit, Lapeer offers a perfect blend of rural charm and modern conveniences. With its picturesque parks, scenic lakes, and welcoming neighborhoods, it’s no wonder that families and individuals alike are choosing to call Lapeer home.

Lapeer County boasts a diverse range of housing options, making it an ideal place for first-time homebuyers and those looking to invest in property. One of the standout features of this area is the availability of homes that qualify for FHA financing. The Federal Housing Administration (FHA) provides loan options that are particularly beneficial for buyers with lower credit scores or those who may not have a large down payment saved up. This means that owning a home in Lapeer is more accessible than ever!

Imagine settling into a cozy bungalow surrounded by the lush greenery of the countryside or a charming family home in a friendly neighborhood, all while taking advantage of FHA financial terms that make homeownership within reach. With a supportive community, excellent schools, and a variety of local amenities, Lapeer County not only offers a place to live but a place to thrive.

Whether you’re drawn to the area’s rich cultural heritage or its beautiful outdoor spaces, Lapeer County is ready to welcome you home. Let’s explore the possibilities together and make your dream of homeownership a reality!

Newest Lapeer Homes with FHA Financial terms

$350,000

COMING SOON Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61015670 MLS

Welcome to the home you've been waiting for--a beautifully updated tri-level nestled on 1.59 private acres with a breathtaking stocked half-acre pond, offering the perfect blend of comfort, recreation, and country living. From the moment you arrive, you'll appreciate the peaceful setting, surrounded by mature trees with only one nearby neighbor, two paved driveways, and over 20 acres of woods bordering the property, creating an incredible sense of privacy. Step inside to discover a home that has been meticulously maintained and extensively upgraded over the past three years. The spacious family room is the perfect gathering place, featuring a cozy fireplace and direct access to a brand-new oversized deck overlooking the sparkling pond--an ideal spot for morning coffee, evening sunsets, or watching wildlife right from your backyard. The kitchen comes complete with all new appliances, while the entire home has been refreshed with premium carpeting, updated lighting, modern fixtures, fresh paint, new plumbing, and stylish finishes throughout. The beautifully remodeled lower level and renovated bathroom showcase quality craftsmanship, luxury flooring, rustic cedar accents, and thoughtful updates designed to last. Behind the walls, you'll find peace of mind knowing the major systems have already been taken care of. Recent improvements include a high-efficiency American Standard furnace with humidifier (2024), new 40-gallon water heater, nearly all new copper plumbing, upgraded electrical outlets and switches, new sump pump with battery backup, French drain system, R-60 attic insulation, new water softener and whole-house filtration system, expansion tank with electronic anode rod, crawlspace dehumidifier, and much more. This is a home where the expensive projects have already been completed. Outdoor enthusiasts, hobbyists, and mechanics will appreciate the incredible outbuildings. Two powered pole barns with their own electrical panels provide endless possibilities for storage, workshops, recreational vehicles, or equip

3744 Fish Lake Road, Lapeer

Listing Courtesy of Keller Williams Legacy, Office Phone: 313-752-0000

$250,000

COMING SOON Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61015726 MLS

2350 Indian Road, Lapeer

Listing Courtesy of Realty Executives Main St LLC, Office Phone: 810-667-1700

$575,000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 61015374 MLS

Stunning Ranch Home on 5.6 Private Acres! This beautifully maintained ranch offers the perfect blend of comfort, functionality, and peaceful country living. Enjoy breathtaking views from the welcoming covered front porch, spacious back deck, or the beautiful patio off the finished walkout basement--ideal for relaxing, entertaining, and watching the abundant wildlife and birds that frequent the property. Inside, the bright and sunny kitchen opens seamlessly to the dining area, creating the perfect gathering space for family and friends. Recent updates include brand-new quartz countertops, a new sink and faucet, and new tile flooring. Warm neutral décor, generous room sizes, a convenient first-floor laundry/mudroom, and a spacious primary suite make everyday living both comfortable and inviting. The finished walkout lower level adds approximately 1,300 square feet of additional living space, featuring a large family/recreation room, an additional bedroom, and abundant storage. Designed with accessibility in mind, the home offers wider hallways, doorways, and angles and a ramp in the garage for easier accessibility. Outside, the impressive 24' x 24' pole barn/second garage is equipped with electricity (220-volt service), a concrete floor, roll-up door, and a two-post car lift that can remain with the home if desired. Additional highlights include a whole-house generator, water filtration system, reverse osmosis system, solar panels, and a circular driveway. Major updates include a new furnace (2025), well pump (2024), and roof (2014). This exceptional property offers the privacy and tranquility of country living while providing modern conveniences and plenty of space for hobbies, vehicles, and outdoor enjoyment.

3054 Emery Lane, Metamora

Listing Courtesy of Max Broock Realtors, Office Phone: 248-851-4100

$400,000

COMING SOON Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61015348 MLS

Escape to the peaceful beauty of the country with this charming little working horse ranch, nestled on five picturesque acres. It's surrounded by mature trees, vibrant perennial gardens, and abundant wildlife. The property offers a stunning natural setting with endless opportunities to enjoy the outdoors. Inside, rustic charm meets thoughtful updates. The spacious living room features rich hardwood flooring, oak trim, and abundant natural light. A striking floor-to-ceiling stone fireplace with a wood-burning stove serves as its centerpiece. Two bedrooms are conveniently located just off the living room, and a generous hallway connects to the built-in oak library. The full bath continues the home's warm character with beautiful oak finishes. Designed with the home chef in mind, the kitchen offers quality upgrades, a charming half-circle island, warm oak accents, skylights, a wood-burning stove, and a soaring oak ceiling. The adjoining dining area is surrounded by windows, creating a bright, inviting space for everyday meals and entertaining. The utility room includes a newer washer and dryer (approximately five years old) and additional storage. Recent improvements include black-clad Andersen windows (all but one replaced within the last three years), a new kitchen door wall, a newer oven, dishwasher, and microwave, plus a whole-home water softener with a dual-filtration system (currently rented). Outside, you'll find a detached two-car garage and an expansive barn with three horse stalls and enough room for 20 cords of wood. There is also a small Michigan basement for additional utility. Heated with owned propane tank, the home combines country comfort with practical amenities. Great internet available - whether you work from home, garden, or raise animals, you'll enjoy the privacy of five beautiful acres while enjoying easy access to freeway 69. This property offers the perfect blend of peaceful rural living and modern convenience. Schedule your showing today!

4150 Newark Road, Attica

Listing Courtesy of KW Realty Livingston, Office Phone: 810-227-5500

$299,900

COMING SOON Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61015491 MLS

Nestled on over half an acre of beautifully landscaped, fully fenced grounds in the heart of Almont Village, this exceptional full-brick ranch offers the perfect blend of timeless charm and modern elegance--all within walking distance of downtown shops, dining, and community events. Thoughtfully updated throughout, the home features three spacious bedrooms, 1.5 beautifully renovated baths, and a stunning designer kitchen showcasing sleek custom cabinetry, granite countertops, a stylish contemporary backsplash, and premium finishes. New luxury vinyl plank flooring flows seamlessly through the main living areas, while the bedrooms retain their original oak hardwood floors, adding warmth and character. The expansive, dry basement with a fireplace provides endless possibilities for additional living space, entertaining, or recreation. Outside, the over-sized 2.5-car full-brick detached garage offers ample space for vehicles, storage, or a workshop. Significant mechanical upgrades, including new central air conditioning and a new sewer line from the home to the street, provide added value and peace of mind. Impeccably maintained and truly move-in ready, this is a rare opportunity to own a beautifully updated home on a premium lot in one of Almont's most desirable locations.

426 N Main Street, Almont

Listing Courtesy of Move Realty LLC, Office Phone: 586-405-2327

$399,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61015396 MLS

Beautifully renovated 3-bedroom, 2-bath ranch offering the perfect blend of modern updates and country charm! Nearly every major feature has been updated, including a new furnace and central A/C, plus a completely remodeled kitchen, living room, and sunroom (2023). Enjoy gorgeous solid hardwood floors throughout and the comfort of a heated floor in the spacious primary bathroom. Step outside to a low-maintenance Trex composite deck (2022), perfect for relaxing or entertaining. The impressive 30' x 40' pole barn features a concrete floor and electricity, providing ample space for storage, hobbies, or a workshop. Conveniently located with an Oxford address while benefiting from lower Lapeer County taxes, this move-in-ready home offers the best of both worlds. Don't miss this exceptional opportunity!

1136 Brauer Road, Oxford

Listing Courtesy of Real Estate One-Oxford, Office Phone: 248-628-2800

$279,900

COMING SOON Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61015437 MLS

Move-in ready & well maintained, this charming ranch is ready to welcome you home!! 3 Bedrooms, 1 full bath, features beautiful hardwood floors, bright living room with large picture window, Partially finished basement that is set-up for an additional family or rec room. 2 Car detached garage that offers plenty of room for parking & storage. Spacious patio that overlooks a peaceful backyard - perfect for relaxing or entertaining. Convenient location - easy access to schools, shopping & everyday amenities. You don't want to miss this one!!

5271 Main Street, Dryden

Listing Courtesy of Keller Williams First, Office Phone: 810-515-1503

$325,000

COMING SOON Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 50216385 MLS

Welcome home to this beautifully maintained 3-bedroom, 3-bath ranch in a quiet, desirable subdivision! This move-in-ready home features convenient first-floor bedrooms and laundry, a clean and well-cared-for interior, and a finished basement offering additional living space for entertaining, a recreation room, or home office. Enjoy the fully fenced backyard with a spacious patio and retractable awning, perfect for relaxing or hosting guests. Conveniently located near neighborhood parks, this home offers comfort, convenience, and plenty of space to enjoy.

593 Allison Drive, Almont

Listing Courtesy of Keller Williams Realty Lakeside, Office Phone: 586-532-0500

$559,900

COMING SOON Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 61015255 MLS

Welcome home to Metamora -- with everything! Five acres, TWO huge pole buildings (50x40 with R/O water, foam insulation, 220, cement & climate control; plus a 30x40), paddocks, and woods. This. Is. It. Inside, pride of ownership shines throughout. Four bedrooms, four baths -- including a primary suite plus a second en suite -- and a finished basement. Vaulted ceilings soar over the daily room, breakfast nook, kitchen, and formal dining (or office/den). Gorgeous updated kitchen, fantastic mudroom with first-floor laundry, and a massive deck for wildlife views and gorgeous sunsets. Upstairs: primary suite with walk-in closet & private bath, plus two more bedrooms and a full bath. Downstairs: finished lower level with a big rec room, daylight bedroom, full bath, and mini kitchen. Fire pit area for entertaining, attached garage, newer roof, all of it Immaculate, updated, and move-in ready -- country living with all the amenities you want. Schedule your showing today!

3430 Farmers Creek Road, Metamora

Listing Courtesy of The Brokaw Group, Office Phone: 810-600-2060

$249,000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 70548445 MLS

Classic Country Farmhouse on 1.57 Acres with Major Updates Already Completed If you've been looking for space, privacy, and the charm of country living, this farmhouse offers a rare opportunity to own a sizeable home on over 1.5 acres in Burnside Township. Featuring approximately 2,100 square feet, 4 bedrooms, and multiple living spaces, the property provides flexibility for a growing family, hobby farm aspirations, or anyone looking to enjoy a quieter rural lifestyle. Step outside and enjoy the open setting, mature surroundings, and room to spread out. The generous lot offers plenty of space for outdoor entertaining, gardening, recreational vehicles, animals, or future improvements. Inside, you'll find the character and scale that older farmhouses are known for, including spacious bedrooms and a traditional layout that provides both comfort and located with easy access to M-53 while still enjoying a peaceful countryside setting. Come check it out !

7666 Brooks Road, Brown City

Listing Courtesy of Beal Properties LLC, Office Phone: 734-662-6133

$199,900

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 50216298 MLS

Updated home in a quiet area of Imlay City. Home includes refinished hardwood floors, new vinyl plank in the kitchen. Kitchen includes new quartz countertops, tile backsplash, and refinished cabinets. Both bathrooms updated with surrounds and vanities. Full bathroom upstairs has a nice tile surround. ADDITIONAL BENEFITS: HOME WARRANTY. PREINSPECTION REPORT TO BE PROVIDED. APPLIANCES ADDED WITH A FULL PRICE OFFER.

240 W 3rd Street, Imlay City

Listing Courtesy of HOMEFLO, Office Phone:

$655,000

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61014958 MLS

Welcome to your own private retreat where craftsmanship, design, and breathtaking surroundings come together beautifully. Completed in 2025, this custom-built home sits on just over 24 acres that back directly to state land, offering privacy and endless opportunities for hunting, hiking, and outdoor recreation. Whether you're looking for a peaceful country estate or the ultimate sportsman's paradise, this property delivers. From the steel siding, Pella windows, Trex decking, and solid maple cabinetry throughout, to the 24kW Generac whole-house generator, every detail reflects quality and durability. Conveniences include Cat 6 wiring throughout, propane heat, a tankless water heater, and all kitchen and laundry appliances are included, making this home truly move-in ready. The large basement offers potential for future living space with 10-foot ceilings, daylight windows, and plumbing already in place for a full bathroom and kitchen. Built with Superior Walls®, the foundation features built-in insulation for energy efficiency while providing moisture and mold resistance for added peace of mind. Outside, you'll find an oversized attached garage with abundant storage, plus a heated bonus space, originally designed as an additional garage stall. Two additional outbuildings--a detached 2-car garage and an estimated 24' x 32' pole barn with electricity (buyer to verify dimensions)--provide ample room for vehicles, equipment, recreational toys, hobbies, or livestock. No expense was spared during construction, including installing an enhanced drainage system around the home to help ensure a dry basement, even during the wettest seasons. This is a rare opportunity to own a nearly new custom home on an extraordinary parcel of land where luxury, functionality, and the outdoors come together. Schedule your private showing today and experience everything this exceptional property has to offer.

5196 Klam Road, Columbiaville

Listing Courtesy of Brookstone, Realtors LLC, Office Phone: 248-963-0501

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