Berkley Homes with FHA Financial terms

Berkley Homes with FHA Financial terms

Welcome to Berkley, Michigan – a charming city nestled in Oakland County, where suburban comfort meets vibrant community spirit. Known for its tree-lined streets, friendly neighborhoods, and a strong sense of community, Berkley is the perfect place for families, young professionals, and retirees alike. With a rich history and a commitment to growth, this city boasts a diverse array of local shops, eateries, and parks, making it an ideal spot for those who appreciate a small-town feel with big-city amenities.

Berkley is not just about its picturesque streets and welcoming atmosphere; it also offers an array of housing options that cater to various lifestyles and budgets. For potential homeowners, this city is particularly appealing due to the availability of homes that qualify for FHA financing. The Federal Housing Administration (FHA) loans are designed to help first-time buyers and those looking to invest in their dream home with accessible financial terms. With lower down payment requirements and flexible credit score guidelines, FHA loans make homeownership in Berkley more attainable than ever.

Whether you’re drawn to the city’s excellent schools, community events, or the convenience of nearby urban centers, Berkley has something for everyone. Explore charming bungalows, modern townhomes, and spacious family residences, all within a community that values connection and quality of life. Discover your perfect home in Berkley, where you can enjoy the best of both worlds – a tranquil suburban lifestyle with easy access to all the excitement that Oakland County has to offer. Your dream home awaits!

Newest Berkley Homes with FHA Financial terms

$335,000
COMING SOON Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61016160 MLS
Welcome home to this charming 3-bedroom, 1-bath home in an unbeatable location! Just steps from Woodward Avenue, you'll have easy access to some of Michigan's best shopping, restaurants, cafes, and local attractions while still enjoying a cozy place to call home. Inside, the first floor features beautiful hardwood flooring throughout, creating a warm and inviting feel the moment you walk in. The updated kitchen is perfect for everyday living and entertaining, and the living room's real wood-burning fireplace adds the kind of character you don't find in every home. Step outside to a cute, private backyard--great for relaxing, gardening, or hosting summer get-togethers. You'll also love the detached 1.5-car garage, complete with an addition off the back that provides extra storage space for tools, outdoor gear, or hobbies. Don't miss your chance to make it yours!

1036 Oxford Road, Berkley

Listing Courtesy of EXP Realty Romeo, Office Phone: 586-372-6057
$275,000
COMING SOON Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61016007 MLS
LOCATION LOCATION LOCATION!! Welcome to this cozy 3 bedroom Berkley ranch. This home is nestled in the heart of downtown Berkley. It is within walking distance of Pettengill Elementary, Jayce Park, Beaumont Hospital, and numerous local shops and restaurants! Bring all of your HGTV ideas and get started in making this home your own. This home includes a full finished basement and an attic for lots of storage. It has been owned by the same owners for the last 34 years and is ready for a new family to make it their home.

3595 Cummings Avenue, Berkley

Listing Courtesy of New Michigan Realty, LLC, Office Phone: 844-639-6424
$309,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61015533 MLS
Welcome to this beautifully updated charmer just minutes from downtown's restaurants and coffee shops. Step inside and you'll immediately notice how bright it is. Wood flooring flows throughout. The space opens into a fully renovated kitchen (2022), where a large island anchors the room and invites conversation, cooking, and everyday living, all in one space. The primary suite offers a private en-suite bath, while two additional bedrooms provide flexibility for guests, a home office, or hobby space. Upstairs, a charming nook tucked into the third bedroom adds a touch of unexpected character -- a cozy reading corner or quiet workspace that sets this home apart. Recent window updates (2025) add efficiency and comfort, while classic details give the home warmth and personality that new construction simply can't replicate. Outside, a large patio overlooks a fully fenced backyard framed by mature trees, creating a private retreat for morning coffee or evening gatherings. Located within the sought-after Berkley school district and just a short stroll to downtown Berkley's shops, restaurants, and cafes, this home pairs classic charm with a location that's hard to beat. Come see everything this home has to offer!

1642 Harvard Road, Berkley

Listing Courtesy of @properties Christie's Int'l RE Northville, Office Phone: 248-850-8632
$239,900
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61015467 MLS
Spacious two-story home in Berkley set back on a deep lot with a large front yard and tons of potential. Covered front porch with a bench leads into a bright living room with vinyl wood flooring, coved ceilings, and an arched passageway to the dining room. Central dining area flows through to a galley kitchen with ample counter and cabinet space. Full bath off the dining room. Head upstairs to two large bedrooms with sloped ceilings and ample closet space. Fenced backyard with a detached garage and long driveway for additional parking. Close to Berkley shops, Woodward Ave, and easy access to major expressways. Welcome Home!

1377 Dorothea Road, Berkley

Listing Courtesy of Good Company, Office Phone: 248-733-5811
$245,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61015138 MLS
Some homes give a "buy me vibe", with a personality all their own, and this home has been lovingly cared for by owners who spent their time loving this home and it shows throughout. The kitchen has plenty of room to spread out, with butcher block countertops, a ceramic tile backsplash, and space that naturally connects to an honest-to-goodness dining room. That's a feature many buyers miss in homes of this size. Just beyond, the family room opens to the backyard, and barn doors keep the laundry, utilities, and crawl space tucked neatly out of sight. The list of improvements completed in 2026 is impressive: a new range, garbage disposal, hot water heater, rebuilt porch and deck, new garage roof, and all flat roof sections replaced. The expensive projects have already been taken care of. The primary bedroom is generously sized, the closets are better than expected, and the second floor offers two flexible rooms that can adapt as life changes--bedrooms, office space, hobbies, or guests. Location is another reason this home stands out. You're equally close to Corewell Hospital, Woodward Corners, and downtown Berkley, making it easy to enjoy restaurants, shopping, parks, and community events without spending your day in the car. For anyone working in healthcare, the commute is about as convenient as it gets. One thing worth mentioning: the second floor has approximately 6'3" ceilings. We'd rather tell you now than have you surprised later. For many people, it's a small tradeoff for the extra living space and character. Others may decide it isn't for them, and that's okay. Solidly built, thoughtfully maintained, and full of warmth, this is the kind of home buyers hope to find one that has been genuinely cared for and feels comfortable without trying too hard.

3834 Oakshire Avenue, Berkley

Listing Courtesy of Real Broker, LLC Berkley, Office Phone: 248-224-1013
$450,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61013870 MLS
Charming brick Craftsman in the heart of Berkley with timeless character and exceptional living space! This beautifully maintained home blends vintage charm with thoughtful modern updates throughout. A stately entry welcomes you into the original living room (currently being used as formal dining room) featuring a cozy wood-burning fireplace and gleaming hardwood floors. The versatile floor plan includes a main-floor bedroom, a den or home office, and a spacious kitchen with abundant cabinetry, generous counter space, and a charming breakfast nook. The expansive family room is filled with natural light, showcasing soaring vaulted ceilings, walls of windows, wood burning stove and a doorwall leading to a large deck overlooking the picturesque backyard--perfect for entertaining. Upstairs, the original wood staircase leads to two spacious bedrooms and a beautifully updated full bath with a new vanity, shower surround, and plumbing. The oversized primary bedroom offers a cozy sitting area and unique architectural details. The finished basement provides additional living space, a large laundry area, pantry, and abundant storage. Outside, enjoy a brand-new detached garage (2025) and a beautifully landscaped yard. Located in the award-winning Berkley School District and just minutes from downtown Berkley, parks, shopping, dining, and major commuter routes, this home offers the perfect combination of charm, space, and location. Schedule your private showing today!

2071 Dorothea Road, Berkley

Listing Courtesy of KW Showcase Realty, Office Phone: 248-360-2900
$599,866
ACTIVE Status ⋅ 3 Beds ⋅ 4 Baths ⋅ 61011339 MLS
Welcome to this inviting home in the heart of Berkley just minutes from downtown that offers the perfect blend of comfort, convenience, and community. Located on a quiet residential street, this well-maintained property provides an excellent opportunity for first-time buyers, growing families, or anyone looking to enjoy one of Metro Detroit's most desirable neighborhoods. Step inside to discover a bright and welcoming interior with comfortable living spaces designed for everyday living and entertaining. The home features a functional layout, spacious bedrooms, and abundant natural light throughout. The kitchen offers ample cabinet and counter space, while the living and dining areas create a warm atmosphere for gatherings with family and friends. Outside, enjoy a private backyard with plenty of room for outdoor entertaining, gardening, or relaxing. New Owners can enjoy local restaurants, coffee shops, parks, shopping, and year-round community events. With easy access to major highways and nearby Royal Oak, Birmingham, and downtown Detroit, commuting is simple while maintaining the charm of a friendly neighborhood

3280 Royal Avenue, Berkley

Listing Courtesy of 3DX Real Estate LLC Troy, Office Phone: 888-304-1447
$389,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61009859 MLS
Beautifully maintained, this charming Berkley Cape Cod is the one you've been waiting for! Oversized 2.5 car garage with a huge beautiful driveway, (the owners had plans for a home gym.) The garage does NOT dwarf this 80 foot wide (true double lot) plenty of space for a pool, a garden or both. The open floor plan features a spacious living room that flows seamlessly into the dining area and the nicely updated kitchen, an ideal space for everyday living and entertaining. The main level also offers a comfortable bedroom and a full bath. Upstairs, you'll find two generously sized bedrooms and an additional full bath. Refinished original hardwood floors, classic cove ceilings, and picture moldings preserve the home's timeless character while blending beautifully with modern updates. Situated on a prime double lot, the backyard is a true private oasis featuring extensive stamped concrete patios, lush garden beds, and a privacy fence - perfect for relaxing or entertaining in the heart of Berkley. Numerous updates include interior paint, roof, furnace, hot water heater, updated bathrooms, professionally remodeled kitchen, all newer windows, all new copper plumbing, updated electrical, vinyl siding, new entry doors, and custom blinds throughout. The lower level offers a future opportunity for a third bathroom, already plumbed and framed to the studs.

3566 Buckingham Avenue, Berkley

Listing Courtesy of Real Broker, LLC Berkley, Office Phone: 248-224-1013
$419,500
ACTIVE UNDER CONTRACT Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61009479 MLS
Bungalow in the front, colonial in the back! This incredible home offers the charm of a traditional bungalow on the first floor while the upstairs has been expanded and provides a beautiful primary suite. Pictured staged, this home has a brightly lit living room with hardwood floors, a freshly updated bathroom, and two bedrooms. The kitchen and dining room are open, updated, and feature a sliding glass door out to the expansive new deck. Upstairs, the current owners have replaced all the flooring with hardwood and refreshed the bathroom and walk in closet with fun, funky tile, new vanity and toilet. This primary suite has plenty of space to stretch out. Pictured as a bedroom/nursery combo, you could easily create a work from home space, get those steps in on a treadmill, or spin your day away on a Peloton. Head all the way downstairs to the newly finished basement perfectly designed for the family that does a little bit of everything! In one corner, you have another option for your home gym, playroom for the kids, or home office. Across the way is the theater with projector and screen that are staying with the home. The Sellers created a dedicated laundry room which can double as a fantastic Costco pantry. A dedicated storage area is perfect for totes and holiday decor organization. The Seller's made tremendous updates to this home in the short time they have lived there. A magical new path has turned the page on this home and now their investment is your opportunity! Outside, the new deck will make summer BBQ's a breeze and the detached garage is the perfect place for all the outside toys and lawn equipment. Plug in and charge up your EV with a charger already installed and ready to go! Roof 2024, A/C 2024, Furnace 2015, HWT 2015 - Sewer line serviced just prior to listing. This is the one that will give you bragging rights! Welcome Home!

2370 Mortenson Boulevard, Berkley

Listing Courtesy of Max Broock, REALTORS-Royal Oak, Office Phone: 248-548-9100
$295,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61007683 MLS
Berkley's leading home seller presents this delightful bungalow with three bedrooms, an expanded first floor primary retreat, hardwood floors, warm wood trim, and a fenced backyard. A raised front deck with railing greets you at the entry and sets a welcoming tone. Inside, abundant natural light fills an open living room that flows into the dining area, where a stylish pendant light sets the mood. The kitchen offers wood cabinetry, generous counter and cabinet space, and stainless steel appliances. A spacious expanded primary bedroom on the main level is a true standout, complete with a natural fireplace, handsome built-ins, and a sliding glass door to the backyard. A full bath with custom tilework completes the first floor. Upstairs you will find two additional bedrooms, one with a large walk-in closet. The full basement provides laundry, plenty of storage, and a bonus sauna for relaxing after a long day. Outside, the fenced backyard offers open green space and a detached two-car garage. Welcome Home!

1355 Harvard Road, Berkley

Listing Courtesy of Good Company, Office Phone: 248-733-5811
$395,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 70541827 MLS
Perfect blend of timeless character and modern conveniences. Sidewalk lined streets just steps from neighborhood parks anddowntown Berkley's vibrant shopping and dining district while also having convenient access to major freeways and Royal Oakhospital campus. The expansive primary bedroom is complete with a walk in closet and abundant natural light fromskylights. Brand new AC unit, newly redone front porch, stainless steel appliances in the kitchen along with a newlypartially finished basement offers excellent bonus living space while leaving ample storage on the unfinished side.Spacious, quiet fully fenced yard with new 2.5 car garage and poured driveway.

3971 Thomas Avenue, Berkley

Listing Courtesy of Redfin Corporation, Office Phone: 248-327-0275
$379,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61005782 MLS
Welcome to 2841 Royal Avenue in the heart of Berkley! This beautiful ranch home offers exceptional curb appeal and is just a short walk from vibrant downtown Berkley, where you'll enjoy fantastic shopping, dining, parks and schools. Step inside to find gorgeous hardwood floors flowing throughout the spacious living room, dining room, and hallway, creating a warm and inviting atmosphere that's perfect for everyday living and entertaining. The bright kitchen features granite countertops, stainless steel appliances, and timeless style. The oversized primary bedroom offers a private retreat with a doorwall leading directly to the expansive deck, while the massive second bedroom provides incredible flexibility as a guest room, teen suite, or home office. Outside, you'll love the charming fenced backyard, enhanced by a new privacy fence, professional landscaping, and covered deck that's ideal for year-round barbecuing and outdoor enjoyment. A remote-controlled gated entry provides convenient and secure access to the backyard and garage area. With thoughtful updates throughout and true move-in-ready condition, all that's left to do is pack your bags and move in. This fabulous Berkley home won't last long!

2841 Royal Avenue, Berkley

Listing Courtesy of Remerica Hometown III, Office Phone: 734-459-9898
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Provided through IDX through Realcomp II Ltd. Courtesy of HamadyRobinson, REALTORS®. Copyright 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing and that the data is deemed reliable but not guaranteed accurate by the MLS.