Berkley Homes with FHA Financial terms

Berkley Homes with FHA Financial terms

Welcome to Berkley, Michigan – a charming city nestled in Oakland County, where suburban comfort meets vibrant community spirit. Known for its tree-lined streets, friendly neighborhoods, and a strong sense of community, Berkley is the perfect place for families, young professionals, and retirees alike. With a rich history and a commitment to growth, this city boasts a diverse array of local shops, eateries, and parks, making it an ideal spot for those who appreciate a small-town feel with big-city amenities.

Berkley is not just about its picturesque streets and welcoming atmosphere; it also offers an array of housing options that cater to various lifestyles and budgets. For potential homeowners, this city is particularly appealing due to the availability of homes that qualify for FHA financing. The Federal Housing Administration (FHA) loans are designed to help first-time buyers and those looking to invest in their dream home with accessible financial terms. With lower down payment requirements and flexible credit score guidelines, FHA loans make homeownership in Berkley more attainable than ever.

Whether you’re drawn to the city’s excellent schools, community events, or the convenience of nearby urban centers, Berkley has something for everyone. Explore charming bungalows, modern townhomes, and spacious family residences, all within a community that values connection and quality of life. Discover your perfect home in Berkley, where you can enjoy the best of both worlds – a tranquil suburban lifestyle with easy access to all the excitement that Oakland County has to offer. Your dream home awaits!

Newest Berkley Homes with FHA Financial terms

960 Columbia Road, Berkley
$299,900
COMING SOON Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61041827 MLS
Open house! Saturday, October 31st from 12pm-2pm. Classic bungalow that wraps three bedrooms, two full baths, and a finished basement in a bright, well-kept interior full of vintage character. Inside, the living room welcomes you with hardwood floors, coved ceilings, a built-in wall niche, and graceful arched doorways. The dining area glows with natural light from a lovely bay window and flows right into the kitchen, which offers tile floors and plenty of cabinet space. Two main-level bedrooms with hardwood floors share a full bath with a tub and shower. The staircase leads up to the private primary bedroom, a spacious retreat with vaulted ceilings, hardwood floors, and a bonus loft area with built-in shelving that works beautifully as a home office, reading nook, or dressing area. Downstairs, the finished basement adds a large open family room, a second full bath with a walk-in shower, laundry, and plenty of closet storage. Out back, the fenced yard is filled with mature trees and lush landscaping, with a detached one-car garage and lots of room to garden or play. Welcome Home!

960 Columbia Road, Berkley

Listing Courtesy of Good Company, Office Phone: 248-733-5811
2400 Cummings Avenue, Berkley
$375,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61041594 MLS
Welcome home to this beautifully updated Berkley ranch, where fresh style meets comfortable living! Featuring 3 bedrooms, 2 full bathrooms, and a finished basement, this home offers the perfect blend of style, comfort, and versatility. Freshly painted throughout, the interior feels bright, clean, and inviting, complemented by new hardwood flooring and thoughtful updates at every turn. The gorgeous, brand new kitchen boasts crisp white cabinetry, elegant quartz countertops, and new stainless steel appliances, creating a beautiful space for cooking and entertaining. Both beautifully renovated bathrooms feature stunning tile work and contemporary finishes. The finished basement provides valuable additional living space, ideal for a family room, home office, gym, or entertainment area. Situated on a spacious lot in the award winning Berkley School District, this home also offers easy access to downtown Berkley's charming shops, popular restaurants, and local favorites. Beautifully refreshed and move in ready, this is a wonderful opportunity to enjoy modern living in a highly desirable Berkley location. Don't miss this one!

2400 Cummings Avenue, Berkley

Listing Courtesy of PG Real Estate Group Inc, Office Phone: 248-509-8950
2463 Cummings Avenue, Berkley
$369,900
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61041068 MLS
Open house Sunday October 25th from 12-2pm! Welcome to this charming, beautifully updated home located south of 12 Mile and east of Greenfield in the Berkley school district. Featuring 3 bedrooms and 3 full baths, this home blends classic character with modern comforts. Step inside and admire the elegant coved ceilings and rich stained hardwood floors that flow through the living room, dining room, and first-floor bedrooms. A spacious family room addition offers extra living space plus a large walk-in closet for ample storage. The updated kitchen comes complete with stainless steel appliances that stay with the home. Enjoy peace of mind with vinyl windows throughout and a newer furnace (2020). The finished basement--professionally waterproofed in 2023 with a transferable warranty--includes a laundry room, full bath, and plenty of room to relax or entertain. Upstairs, the primary bedroom suite features its own private bath for added convenience. Outside, you'll find a heated one-car garage pre-wired for an electric vehicle, a fully fenced backyard perfect for outdoor living, a pergola, patio, fire pit, shed, and space for gardening. Don't miss this well-maintained Berkley gem. Schedule your showing today!

2463 Cummings Avenue, Berkley

Listing Courtesy of National Realty Centers, Inc, Office Phone: 248-468-1444
2226 Kipling Avenue, Berkley
$305,000
ACTIVE Status ⋅ 4 Beds ⋅ 1 Baths ⋅ 50225515 MLS
Welcome to this charming 4 bedroom, 1 bath brick ranch in Berkley! Step inside to a bright and inviting living room featuring updated flooring, neutral finishes, and plenty of natural light. The kitchen offers wood cabinetry, stainless steel appliances, ample counter space, and a convenient layout that flows into the dining area. Four bedrooms provide plenty of flexibility for family, guests, a home office, or additional living space. Outside, the classic brick exterior adds timeless curb appeal, while the backyard offers additional space to relax, entertain, or make your own. Updates include: new sliding door in 2020, new HVAC in 2023, and new deck in 2025. Conveniently located near shopping, dining, parks, schools, nearby EV charging, and all that Berkley and the surrounding communities have to offer. This move-in-ready ranch combines comfortableone-level living with a great location!

2226 Kipling Avenue, Berkley

Listing Courtesy of Realteam Real Estate, Office Phone: 586-580-8092
3660 Cummings Avenue, Berkley
$275,000
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61040442 MLS
A covered front porch, inviting living spaces and a location just one block from downtown Berkley--there's so much to love about 3660 Cummings. Spend your weekends exploring nearby restaurants and shops, enjoying Bacon Park just around the corner or simply relaxing at home. Inside, hardwood floors flow throughout the main living spaces, adding warmth and character. The living room connects to the dining area and kitchen, where updated counters and appliances installed in 2023 bring a fresh feel to the heart of the home. Open to the kitchen, a light-filled family room with a cozy electric fireplace offers the perfect spot to gather with friends or settle in with a good book. A Pella sliding door leads to a spacious wood deck with a retractable awning, ready for outdoor dinners overlooking the fenced backyard. Two bedrooms and a bathroom updated in 2023 complete the interior, while a two-car garage provides convenient parking and storage. Additional improvements include electrical updates (2022), updated plumbing (2022), new AC (2024)and a new hot water tank (2023) plus sump work and insulation of the crawl-space plumbing (2023.) With thoughtful updates and so much to enjoy close to home, this Berkley charmer is ready for its next chapter.

3660 Cummings Avenue, Berkley

Listing Courtesy of @properties Christie's Int'l R.E. Birmingham, Office Phone: 248-850-8632
2946 Ellwood Avenue, Berkley
$355,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61040411 MLS
Handsome bungalow that has been loved and cared for inside and out, with four bedrooms, three full baths, and character in every room. Curb appeal begins at the covered front entry, framed by layered garden beds and thoughtful landscaping that soften the approach. Inside, the light-filled living room shows off warm hardwood floors and coved ceilings, with a graceful arched passageway leading deeper into the home. The dining area carries on with parquet wood flooring and crisp wainscoting, opening directly to a bright kitchen outfitted with stainless steel appliances, generous cabinetry, and a tile backsplash. Two comfortable bedrooms with hardwood floors sit down the hallway and share a full bath finished in classic tile. Upstairs, a generous landing offers flexible room for a home office or quiet reading nook. One bedroom on this level is currently serving as an oversized walk-in closet, while the private primary retreat delivers a walk-in closet of its own along with a full en suite bath. The partially finished basement adds welcome extra space to entertain, work out, or simply unwind, along with a third full bath, laundry, and plenty of storage. Out back, a fenced yard with a patio and detached garage sets the stage for summer dinners and easy weekend gatherings. Wonderful location just minutes from downtown Berkley shops and restaurants. Welcome Home!

2946 Ellwood Avenue, Berkley

Listing Courtesy of Good Company, Office Phone: 248-733-5811
3323 Gardner Avenue, Berkley
$399,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61040352 MLS
LOCATION, LOCATION, LOCATION! Located in downtown Berkley! Welcome to 3323 Gardner, a stunning newly remodeled 3 bedroom, 2.5 bathroom home in a very desirable downtown Berkley neighborhood! This home has all of features and the modern updates you have been looking for! The kitchen has updated cabinets, a nice granite countertops, ceramic tile backsplash, and stainless steel appliances (2026). The living room, full of natural sunlight, comes with LED lighting and a fireplace. Perfect for entertaining or enjoying a nice, cozy night. Enjoy a large primary suite with a full bathroom that has been completely remodeled. The sunroom, connected to the primary suite, is remodeled, clean, and ready for you to enjoy the upcoming fall season. Other updates fresh paint throughout (2026), new luxury vinyl plank flooring (2026), new garage door (2026), new light fixtures (2026), new front door (2026), and so much more! Schedule your showing today!

3323 Gardner Avenue, Berkley

Listing Courtesy of Top Agent Realty, Office Phone: 248-277-4226
971 Harvard Road, Berkley
$315,000
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61040003 MLS
Inviting bungalow that lives larger than you'd expect, offering an open floor plan, a generous kitchen, and a fantastic walkable location. A large covered front porch is the perfect spot to wave to the neighbors before stepping into a bright living room with crown molding, arched entryways, and a big picture window. The open layout flows into the formal dining room and a large kitchen with plenty of counter space, shaker-style cabinetry, a subway tile backsplash, stainless steel appliances, a peninsula with room to gather, and a walk-in pantry. Just off the dining room, a nice-sized office with a door wall leads out to the rear porch, patio, and private fenced backyard. A main-floor bedroom with a built-in closet system and a full bath complete the first level. Upstairs, the primary bedroom is a cozy retreat with vaulted ceilings, built-in niches, and a walk-in closet, plus an unfinished attic for extra storage. The full basement offers laundry, glass block windows, and tons of open space to make your own. A detached two-car garage rounds it all out. Walk to Westborn, Woodward, and downtown Royal Oak. Welcome Home!

971 Harvard Road, Berkley

Listing Courtesy of Good Company, Office Phone: 248-733-5811
3908 Tyler Avenue, Berkley
$195,000
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61039942 MLS
Attention builders, developers, and investors! Exceptional Investment or Redevelopment Opportunity in the Heart of Berkley! Charming 2-bedroom, 1-bath ranch situated on a desirable residential lot with a long-term tenant currently occupying the property on providing immediate rental income and future flexibility. Whether you're an investor seeking a turnkey income property or a builder looking for your next project, this property offers outstanding potential. Located among newer construction and renovated homes, this is an ideal opportunity to continue as a rental, renovate to add value, or take advantage of the growing demand for new construction in Berkley. Conveniently located near downtown Berkley, shopping, restaurants, parks, and major commuter routes. Rare opportunity to secure a property with multiple exit strategies in one of Oakland County's most sought-after communities. Buyer to verify all redevelopment possibilities with the City of Berkley. Prime Berkley New Construction Opportunity!

3908 Tyler Avenue, Berkley

Listing Courtesy of KW Metro, Office Phone: 248-288-3500
3806 Tyler Avenue, Berkley
$225,000
ACTIVE UNDER CONTRACT Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61038341 MLS
Enjoy the best of Berkley living, less than a five-minute walk from downtown! This home features an open floor plan, an oversized primary bedroom, and a spacious living room perfect for entertaining. Relax on the large covered porch or exterior deck and enjoy convenient access to major expressways just minutes away. Come Take a look!

3806 Tyler Avenue, Berkley

Listing Courtesy of Good Company, Office Phone: 248-733-5811
2280 Royal Avenue, Berkley
$324,900
ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 70563519 MLS
Welcome to 2280 Royal Ave, a charming bungalow nestled on a spacious corner lot in the heart of Berkley! This move-in-ready home provides 2Beds, 2Baths a finished basement, AND an oversized 2-car detached garage (with 10' ceiling!). The primary living space features large windows that allow natural light to fill the home while the kitchen offers functionality and a cozy breakfast nook. The finished basement is a fantastic secondary living space and has a FULL bathroom. Adding to the home's versatility is the walk-up attic/flex space. Easily accessible and full of potential, this area offers storage space or can be tailored to fit your specific needs & extra storage space. Living in Berkley means enjoying one of Oakland County's most walkable and vibrant communities. Located just minutes from downtown Berkley's shops, restaurants, and parks, as well as easy access to Royal Oak, Birmingham, & major freeways (I-696 and Woodward Avenue).

2280 Royal Avenue, Berkley

Listing Courtesy of Real Estate One Inc, Office Phone: 734-944-7900
3170 Robina Avenue, Berkley
$359,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61036796 MLS
Fully remodeled and move-in ready bungalow located in a well-kept neighborhood. This home has been thoughtfully updated throughout with a clean, modern finish and a practical layout. The kitchen features brand-new quartz countertops, new cabinetry, a new backsplash, brand-new stainless steel appliances, new vinyl flooring, and an externally vented range hood over the stove. The main bathroom has been completely remodeled with new tile, a new vanity, and a new bathtub. Additional updates include fresh paint throughout, newer vinyl windows, brand-new exterior doors, new two-panel interior doors, and recessed lighting throughout the home. The upper bungalow level features brand-new carpet and provides flexible space that can be used as a bedroom, office, or additional living area. The home also includes a brand-new furnace and a basement that has been fully waterproofed around the entire perimeter. The lower level includes a second bathroom, sump pump, and brand-new basement windows. Outside, the property offers a large 2.5-car garage and a spacious backyard with plenty of room for entertaining, summer barbecues, pets, or gatherings with family and friends. With extensive updates throughout, this home offers a strong combination of modern finishes, functional improvements, and comfortable living space.

3170 Robina Avenue, Berkley

Listing Courtesy of New Michigan Realty, LLC, Office Phone: 844-639-6424
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