Clarkston Homes with FHA Financial terms

Clarkston Homes with FHA Financial terms

Welcome to Clarkston, Michigan—a charming city nestled in the heart of Oakland County, where small-town warmth meets modern convenience. Known for its picturesque landscapes and vibrant community, Clarkston boasts a rich history that dates back to the early 1800s. With its stunning lakes, scenic parks, and quaint downtown area, it’s no wonder that families and individuals alike are drawn to this delightful locale.

Clarkston offers a diverse array of homes, making it an ideal place for first-time buyers and seasoned investors. One of the most appealing aspects of the housing market here is the availability of homes that qualify for FHA financing. The Federal Housing Administration (FHA) provides flexible lending options that enable buyers to secure a home with a lower down payment, making homeownership more accessible than ever. This is particularly advantageous in a community like Clarkston, where property values are steadily appreciating, and the demand for homes remains strong.

Whether you're looking for a cozy bungalow, a spacious family home, or a charming historic property, Clarkston has something for everyone. The city is also home to top-rated schools, abundant recreational opportunities, and a strong sense of community that fosters lasting connections among residents.

Explore the enchanting neighborhoods of Clarkston and discover your dream home today. With FHA financing options at your fingertips, the path to homeownership has never been more attainable. Embrace the Clarkston lifestyle, where every day feels like a retreat in this beautiful Michigan gem.

Newest Clarkston Homes with FHA Financial terms

$450,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61029424 MLS
2 Acres of Privacy, Space & Possibilities in Clarkston! Welcome to this spacious 4-bedroom, 2.1-bath home nestled on 2 beautiful, wooded acres in desirable Clarkston! The inviting living room features double doors leading to an incredible 3-season room surrounded by windows and doorwalls on three sides, offering peaceful views of the private, wooded backyard. The formal dining room flows into a spacious kitchen filled with natural light from numerous windows and skylights, opening to the expansive family room with fireplace and doorwall to the patio. Upstairs, you'll find four generously sized bedrooms, including a spacious primary suite with walk-in shower. The finished basement offers two bonus rooms and abundant storage. Outside, enjoy the expansive, wooded setting and the incredible newer 2-story pole barn, providing additional garage space, storage, workshop space, and an upper-level loft with endless possibilities. The loft doors open fully for easy access to stored items. With tons of space inside and out, Clarkston Schools, and downtown Clarkston just minutes away, this property is a rare opportunity to enjoy privacy without sacrificing convenience!

7125 Ridgewood Road, Clarkston

Listing Courtesy of KW Showcase Realty, Office Phone: 248-360-2900
$525,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61029476 MLS
A wine cellar behind a wrought-iron gate. A cedar sauna. A fieldstone fireplace. All of it in a walkout lower level that opens at grade onto the lawn. Not a finished basement, 1,400 finished square feet, a second home beneath the first. Upstairs, another 2,200 square feet. The great room rises two full stories to a wall of windows and a second fireplace of its own, open to a stainless kitchen and breakfast nook. The primary suite with a walk-in closet, and the laundry, are both on the entry level. Three more bedrooms and a full bath above. Outside, an expansive deck looks out over better than half an acre to a pond with a fountain. Seymour Lake sits across the street, and hiking trails leave straight from the neighborhood. The 2.5 car garage is finished and oversized, with a coated floor and attic storage. Newly updated with a whole-house standby generator, new HVAC, fresh paint, new carpet, and sprinkler system. Brandon Schools. An extremely rare opportunity in the highly desired Seymour Lake Estates. Ready the day you are.

221 Maplewood Drive, Clarkston

Listing Courtesy of KW Domain, Office Phone: 248-590-0800
$295,000
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61029012 MLS
Location, location, location! This charming 2-bedroom, 1-bath home blends historic character with thoughtful updates, all within walking distance of your favorite downtown restaurants, shops and more. Original hardwood floors and beautiful inlay plaster showcase the home's character, while the inviting living room features a gas fireplace surrounded by custom built-ins. The kitchen retains its original cabinetry while offering granite countertops and stainless steel appliances. Upstairs, the spacious primary bedroom features hardwood floors and a walk-in closet. Outside, enjoy a large fenced backyard with a newer deck, perfect for relaxing or entertaining. Updates include new furnace and water heater (2026), deck and porch (2025), 50-year roof and exterior paint (2024), A/C and bathroom (2022), refinished main-floor hardwood floors, side exterior door (2022), and front and back exterior doors (2020). Historic charm, modern updates and a fantastic location come together in this one-of-a-kind home!

6564 Eastlawn Avenue, Clarkston

Listing Courtesy of Wentworth Real Estate Group, Office Phone: 810-955-6600
$439,900
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61028980 MLS
Lake access, a private Gunite pool, and a nearly 1/2-acre lot make this beautifully updated 4-bedroom home a true standout. Enjoy private association access to ALL-SPORTS Van Norman Lake, offering the perfect setting for summer recreation, boating, and entertaining. The main level features a functional and inviting layout with an updated kitchen, spacious living room, dining room, and an incredible sunroom overlooking the backyard and pool. The sunroom provides a beautiful additional space to relax, entertain, or simply enjoy views of the backyard and outdoor retreat. Step outside to the fenced backyard and discover your own private oasis. The beautifully renovated in-ground Gunite pool, completed in 2023, is the centerpiece of the outdoor space, providing plenty of room for entertaining, relaxing, and enjoying warm summer days. The finished lower level adds valuable living space with a comfortable family room featuring a fireplace, fourth bedroom, and half bath. Numerous updates include the renovated Gunite pool (2023), new A/C (2025), new well pump (2026), new tile and carpet throughout, and roof (2019).

6579 Balmoral Terrace, Clarkston

Listing Courtesy of Anthony Djon Luxury Real Estate, Office Phone: 248-747-4834
$474,900
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61028973 MLS
Welcome to this spacious 4-bedroom, 2.5-bath home tucked away on a quiet cul-de-sac in Clarkston Schools! Filled with natural light and character, the home features oak flooring, crown molding and distinctive brick flooring throughout the entry, kitchen, dining, half bath and laundry. The large kitchen and dining area is made for entertaining, while the great room features a wood-burning fireplace. Enjoy the convenience of a first-floor primary suite with walk-in closet and updated bath, plus first-floor laundry. Large bedrooms, generous closets and abundant storage continue throughout. The partially finished basement adds even more living space with new carpet. Outside, relax on the freshly stained deck overlooking the private, wooded setting. The location puts you close to the shops, restaurants and charm of downtown Clarkston and just 2 miles from Pine Knob, where you can even hear concerts from your own backyard! Major updates include oak flooring (2012), chimney rebuild (2017), Art-Loc roof with transferable warranty and whole-house generator (2018), asphalt driveway (2020), primary bedroom, walk-in closet and bath (2023), and fireplace chimney ceramic liner (2024). Recent updates include fresh paint, new stainless steel stove, microwave, sink and faucet, waxed brick flooring, stained decks, refreshed brick pavers, new basement carpet, updates to the second-floor bath and bedroom closets. Conveniently located near I-75!

6535 Settlement Square, Clarkston

Listing Courtesy of Wentworth Real Estate Group, Office Phone: 810-955-6600
$299,900
ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 61028333 MLS
Unbelievable! Affordable, Clarkston Ranch with .69-Acre Lot & Updates!! What an opportunity in Clarkston! This inviting 1,650 sq. ft. ranch is ready for its next family. The bright front living room features a large window providing abundant natural light and opens to the breakfast area and beautifully updated kitchen. The kitchen offers white shaker cabinetry, attractive hardware, granite countertops, a large farmhouse-style sink, double pantry, and stainless-steel appliances, including a flat-top range with convection, air-fry, and Wi-Fi capabilities. The kitchen overlooks the expansive, fully fenced .69-acre backyard, with enough room for a full football game! The spacious great room features some barnwood walls and a brick fireplace and opens to a wonderful four-season porch. Enjoy the screens during warmer months or close the windows to extend the season. Four bedrooms provide plenty of flexibility, with one currently used as an office and featuring a closet. The split-bedroom layout offers two bedrooms on each side of the home. Additional features include an updated main bath, second bath & laundry room combined with the furnace room, maintenance-free vinyl siding, and an oversized 24' x 32' garage. Recent updates include the roof (2024-2025), furnace and A/C, water heater, newer commode, and fully updated kitchen. Beautiful landscaping and plentiful flowers surround this lovingly maintained home. Conveniently located near award-winning Clarkston schools, shopping, restaurants, and I-75. Come see this special home today!

5011 Cecelia Ann Avenue, Clarkston

Listing Courtesy of Keller Williams Premier, Office Phone: 248-394-0400
$599,900
ACTIVE UNDER CONTRACT Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61028312 MLS
Beautifully maintained custom Stoneridge Builders ranch in sought-after Cranberry Pointe and the award-winning Clarkston School District. Proudly offered by the original owners, this exceptional home reflects decades of care, thoughtful updates, and pride of ownership. Offering over 2,500 sq ft, the home features a desirable split-bedroom floor plan, vaulted ceilings, a spacious primary suite with private deck access and a two-person jetted Jacuzzi tub, hardwood flooring, high-performance Anderson windows, solid oak doors, granite countertops throughout, and engineered I-joists for high strength/quieter floors and perfectly straight ceilings. Updates include roof (2014), furnace (2021), A/C (2021), 75-gallon water heater (2020), gas fireplace with remote, new 6-inch gutters with guards, water softener, central vacuum, gas line to the deck, professional landscaping, premium Marygrove awnings, Trex deck, paver patios, and landscape lighting. Outdoor living truly shines with mature trees, a tranquil pond, and a private backyard retreat. Open the screened windows and enjoy seamless indoor-outdoor living with fresh air, beautiful views, and your favorite music flowing through the home's integrated speaker system. The oversized attached 3-car heated garage offers direct access to both the home and basement, a hot/cold water faucet, plus a separate staircase to a large walk-up attic providing exceptional storage or future flex space. The full basement features 10-foot foundation walls, framing already completed, custom craftsman-style doors ready for installation, plumbed for a future bath, and access from both the home and garage. Underground utilities help preserve the neighborhood's clean appearance, and the sellers note they rarely lose power. Located near downtown Clarkston, Independence Oaks County Park, Pine Knob, shopping, dining, golf, parks, trails, and I-75. A rare opportunity to own a quality custom ranch in one of Clarkston's most desirable neighborhoods.

6736 Cranville Drive, Clarkston

Listing Courtesy of National Realty Centers, Inc, Office Phone: 248-468-1444
$675,000
ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 61028293 MLS
Set within Clarkston's Hills of Kingston, this custom 1.5 story home has timeless curb appeal and a thoughtfully designed floor plan that carries throughout. Inside, the great room welcomes you with vaulted ceilings, hardwood floors, large windows and a two sided fireplace shared with the hearth room. The kitchen, dining area and hearth room come together in an open concept design, creating one connected space with granite countertops, a center island and generous room for a substantial dining table. A doorwall leads to the large deck. The main level primary suite includes vaulted ceilings, dual walk in closets and a spacious bath with jetted tub, separate shower and dual vanities. French doors lead to a sizable library with a built in desk and room for additional seating, while first floor laundry adds everyday convenience. Upstairs are two bedrooms and a full bath with dual sinks. The finished walkout lower level offers additional living space, a custom bar, fourth bedroom, full bath and ample storage, with the pool table and barstools included. An oversized three car garage with built in shelving provides additional utility. Tankless water heater added in 2022, with furnace and air conditioning less than 10 years old. Immediate occupancy with convenient access to I-75, shopping and surrounding Clarkston amenities.

9688 Kingston Pointe Drive, Clarkston

Listing Courtesy of Berkshire Hathaway HomeServices Michigan Real Est, Office Phone: 248-625-5700
$549,900
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61028243 MLS
Completely updated and truly turn-key, this exceptional open-concept ranch offers effortless living with beautiful views and beach/boat access on private, all-sports Walters Lake. Featuring 3 bedrooms and 2.5 bathrooms, the home has been thoughtfully renovated from top to bottom, with nearly every major component updated, including windows, roof, HVAC, deck, exterior doors, flooring, paint, and more. The spacious great room is filled with natural light and showcases scenic lake views. The updated kitchen flows seamlessly into the main living areas, while the renovated bathrooms feature custom tile work. The primary suite offers exceptional convenience with his-and-her closets, custom built-in cabinetry and laundry area. The fully finished basement expands the living space with a full wet bar, a reclaimed barn-wood theater with surround sound, a flexible-use room, a secure gun safe room, and additional storage. Outside, enjoy professionally landscaped grounds, a spacious deck, and a dedicated fire pit area framed by a retaining wall, perfect for relaxing and entertaining. The impressive 3-car garage offers a true man cave with epoxy floors, slat walls, and new garage doors. Upgraded electrical service is ready for EV chargers and a home generator. With multiple lake access points just a short walk away, this home provides the ideal setting for enjoying Walters Lake and all that the area has to offer. Located approximately 2 miles from Pine Knob, 5 miles from downtown Clarkston, and 7 miles from downtown Lake Orion. There is truly nothing left to do but move in and immediately enjoy life by the lake.

4955 Lakeview Boulevard, Clarkston

Listing Courtesy of BHHS Michigan Real Estate, Office Phone: 616-364-9551
$634,900
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61028202 MLS
Rising above a quiet setting in Clarkston's coveted Deerwood subdivision, this classic colonial crowns a stunning wooded, rolling lot framed by towering trees. Remodeled from top to bottom by its longtime owners, every space reflects thoughtful design & timeless finishes. Meticulous landscaping leads to a welcoming covered porch. Solid hardwood floors flow through the main level, from the foyer and refined living room to the dining room's sunlit bay window. The showstopping kitchen features crisp white cabinetry, granite counters, subway tile, stainless appliances including double ovens & a gas cooktop, an expansive center island & peninsula seating opening to a charming breakfast nook with built-in banquette. The kitchen & dining areas flow into the inviting family room, where a floor-to-ceiling brick fireplace, custom built-ins, slate floors and a 16' sliding glass door create seamless indoor-outdoor living. A shiplap mudroom w/ cubbies, first-floor laundry & a renovated, chic powder room complete the main level. Upstairs, the primary suite is a private sanctuary w/ a spacious bedroom, separate sitting room or office, walk-in closet & a brand new, fully remodeled ensuite bath. Three more generous bedrooms, one w/ a walk-in closet, share an elegant hall bath with white oak double vanity & custom tile work. The finished walkout lower level adds living & storage space plus French doors to the yard. Outside, an expansive paver patio invites alfresco dining and evenings by the fire pit. A flagstone path winds past dramatic boulder walls and stone steps, all illuminated at night, to a level, private lawn backed by woods and a playset. An oversized concrete driveway offers ample parking, and mechanicals updated over the years, including Andersen windows throughout, provide true peace of mind. Minutes from downtown Clarkston, I-75, Deer Lake and award-winning Clarkston Schools, including assigned Independence Elementary. Every detail considered, nothing left to do! IDRBNG

8265 Deerwood Road, Clarkston

Listing Courtesy of @properties Christie's Int'l R E Clarkston, Office Phone: 248-625-1010
$388,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61028175 MLS
Welcome to this beautifully updated 2-story home offering over 2,500 sq. ft. of finished living space and a truly move-in-ready experience! Featuring 3 bedrooms and 2.5 baths, this home has been thoughtfully updated from top to bottom in 2024. Updates include a new roof, new furnace, fresh paint throughout, new carpet, kitchen, bathrooms, and a newly finished basement. The main level features hardwood flooring throughout the kitchen and dining room. The finished basement adds valuable additional living space, including a bonus room perfect for a home office, gym, or guest room. The home also includes an owned Culligan water softener, and all appliances stay--including the washer and dryer. A cobblestone brick patio located off of the back slider offers a space to enjoy the outdoors and nature. With extensive 2024 updates throughout, this home offers the perfect combination of modern updates, generous living space, and everyday functionality. Nothing left to do but move in and enjoy!

4586 Sunflower Circle, Clarkston

Listing Courtesy of Red Fox Realty LLC, Office Phone: 810-630-6652
$399,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61028094 MLS
Distinctive, thoughtfully updated, and truly memorable, this contemporary home in Thendara Park offers character you simply do not find every day. Set on a spacious corner lot, the home welcomes you with a dramatic two story great room filled with natural light and an open layout that flows into the beautifully updated kitchen featuring quartz countertops, subway tile, stainless steel appliances, and a reclaimed wood wrapped island. The dining area opens to a large pergola covered deck and fenced backyard, extending the living space outdoors. Two well sized bedrooms are located on the main level, while upstairs the unique primary suite features soaring ceilings, generous closet space, and an updated private bath. An open loft overlooking the great room provides flexible space for an office, reading area, or additional living space. The finished basement adds even more room to spread out along with valuable storage. Major updates include a new roof in 2026 and high efficiency Lennox furnace and AC in 2020. Updated throughout, move in ready, and full of personality, this is a home that stands apart. Be the first to tour this home at our Thursday Twilight Open House!

5000 Algonquin Boulevard, Clarkston

Listing Courtesy of Berkshire Hathaway HomeServices Michigan Real Est, Office Phone: 248-625-5700
Start Your Search