Freeland Homes with USDA Loan Financial terms

Freeland Homes with USDA Loan Financial terms

Welcome to Freeland, Michigan—a charming community that perfectly blends small-town charm with modern convenience. Nestled in the heart of the Great Lakes Bay Region, Freeland is known for its friendly atmosphere, excellent schools, and beautiful parks. With a population of just over 8,000 residents, this tight-knit community offers a peaceful lifestyle while being just a short drive from the bustling city of Saginaw.

Freeland boasts a variety of recreational opportunities, including the scenic Freeland Park, where families can enjoy picnics, walking trails, and playgrounds. The town also hosts numerous local events throughout the year, fostering a sense of community and bringing neighbors together. With its quaint downtown area filled with unique shops and eateries, Freeland is a delightful place to call home.

For those considering homeownership in Freeland, you’ll be pleased to know that many properties qualify for USDA loan financing. This government-backed loan program is designed to promote rural development and offers significant benefits for eligible buyers. With zero down payment options and competitive interest rates, a USDA loan can make your dream of owning a home in this idyllic community a reality.

Whether you’re a first-time buyer or looking to relocate, Freeland’s welcoming environment and affordable housing options make it an ideal choice. Explore the possibilities today and discover why so many people are proud to call Freeland home!

Newest Freeland Homes with USDA Loan Financial terms

361 Harvey Street, Freeland
$215,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50226263 MLS
Welcome to this stunning, fully remodeled 3-bedroom, 1.5-bath home located on a peaceful dead-end street in the heart of Freeland. Centrally located within the sought-after Freeland School District, this move-in-ready home offers both comfort and convenience for anyone seeking a quiet, friendly neighborhood. Step inside to find fresh updates throughout, including brand-new siding and modern finishes from top to bottom. One bedroom offers a spacious walk-in closet, and the back bedroom includes a cozy fireplace, perfect for creating a private primary suite or a relaxing family room. Enjoy the outdoors in your huge, fully fenced-in backyard with a large deck, ideal for entertaining. Don’t miss your chance to own this beautifully updated home. Schedule your showing today! Includes a basement wall bracing system with a transferable warranty from Ayers Basement Systems.

361 Harvey Street, Freeland

Listing Courtesy of Century 21 Signature Realty Midland, Office Phone: 989-837-2100
8696 Gilmour Lane, Freeland
$359,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 50224980 MLS
When early retirement takes an unexpected turn, let the seller's loss be your gain! Take advantage of the hard work, heart, and soul put into this little house on a quaint neighbor friendly dead-end street. Surround yourself with new and multi-generational homes owned by veterans, teachers, retirees, and tradesmen. Improvements done on the property include upgrading from high maintenance wood siding to low maintenance vinyl. Improved access from backside of the house by changing locked in back patio into an expanded composite deck. Enlarged downspouts with buried extenders complete with French drains to manage roof run off. Gutters covered with C&L Ward Gutter Guard. Thank the 2026 spring storms for a new roof with a 50-year workmanship and shingle warranty that does not start to depreciate until 2046! Let your puppy or small dog roam free in the back yard surrounded by aluminum fencing with puppy guards. Enjoy the backyard shade from mature oaks and north facing direction. Enjoy the privacy of the backyard and the openness of a field without worry of neighbors being too close while enjoying watching storms roll in from the west and visible sunrises and sunsets from the back deck. Enjoy the pollinator’s paradise that is the springtime front yard with countless perennials, dwarf fruit trees, and other flowering trees. Inside you will enjoy the modern open concept design, stainless steel appliances, granite countertops throughout, and the upgraded premium vinyl plank flooring that is pet friendly and meant for high foot traffic without barriers between rooms. The vinyl flooring comes with a lifetime manufacturer’s warranty. Have peace of mind with state-of-the-art Vivint security system. Main floor laundry in the mud room makes single floor living a breeze. On the ground floor is the ensuite and secondary bedroom with a full second bathroom. In the basement, there is a finished recreational room, a bedroom with a walk-in closet, and full bathroom in case visitors need to stay over or your older kids need more privacy. Home is energy efficient operated with 100% electricity, consolidating energy use and costs with monthly utility bills under $275.00.

8696 Gilmour Lane, Freeland

Listing Courtesy of Century 21 Signature Realty (Freeland), Office Phone: 989-921-7000
4970 Lone Road, Freeland
$264,900
ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 50224667 MLS
Lovely on Lone! This spacious 4 bedroom, 1.5 bath quad-level in highly sought after Thomas Township! Enjoy many living spaces this home has to offer living room & Sunroom on main level, family room on lower level. Huge 30 x 40 pole building with its very own driveway, all on over half an acre. PLUS Freeland Schools!

4970 Lone Road, Freeland

Listing Courtesy of Hallmark Real Estate Inc., Office Phone: 989-879-6000
7849 Rockcress Drive, Freeland
$334,900
ACTIVE UNDER CONTRACT Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 50212374 MLS
Looking for a spacious 4-bedroom home in Freeland with a main-floor primary suite, first-floor laundry, a fenced backyard, and a pool? Located in Maple Grove Estates, this well-designed two-story offers more than 2,300 square feet, 2.5 bathrooms, and flexible space for everyday life, entertaining, working from home, and hosting guests. The main-floor primary suite includes a walk-in closet, private bathroom, and separate water closet. Upstairs, three additional bedrooms offer room for guests, hobbies, or home offices. The bright white kitchen overlooks the backyard and opens to the dining and living areas, making it easy to stay connected while cooking or entertaining. Soaring ceilings, updated LED lighting, and a gas fireplace create a warm and inviting living space. Outside, enjoy morning coffee on the covered front porch or summer evenings on the back deck. The fully fenced yard includes an above-ground pool that is ready for warm-weather fun—or it can be removed if you would prefer more green space. Maple Grove Estates has the connected neighborhood feel so many buyers are searching for. It’s common to see neighbors walking their dogs, riding bikes, chatting outside, and enjoying the neighborhood together. You’re also just minutes from Freeland schools, parks, shopping, dining, community events, and major travel routes. Need even more room? The basement offers approximately 1,350 additional square feet with an egress window already in place. Finish it as a recreation room, gym, theater, guest space, or hobby area. Conveniently located near Freeland schools, parks, shopping, dining, community events, and major travel routes. Schedule your private tour and see how well this home could fit your next chapter!

7849 Rockcress Drive, Freeland

Listing Courtesy of EXP Realty, Office Phone: 888-501-7085
6790 Hospital Road, Freeland
$945,000
ACTIVE Status ⋅ 5 Beds ⋅ 4 Baths ⋅ 50166048 MLS
Welcome to this beautiful “One of a Kind” home! Built by Geiersbach Builders in 2005, the impeccably maintained home has more than 3,300 sq. ft. of living space on the main level, and over 3,300 sq. ft. on the lower level, 1,600 sq. ft. of which are finished. With a total of 5 bedrooms, 3 full baths and one half-bath, it features large living and dining rooms perfect for entertaining, a beautiful kitchen, first floor laundry, a home office, and a wonderful sunroom overlooking a fenced-in backyard. The large four-car garage offers plenty of room for your vehicles and toys, and an extensive driveway for additional parking. Sitting on 2.23 acres of land surrounded by mostly wide-open fields, the home’s front porch is perfect for stunning sunset watching, and the covered concrete back porch, thoughtfully equipped with a 220-volt outlet for adding a hot tub or sauna if so desired, is ideal for watching sunrises. The south side entrance next to the garage also features a covered porch area with maintenance-free Trex decking. This home comes with a 14 month Home Warranty!!

6790 Hospital Road, Freeland

Listing Courtesy of Century 21 Signature Realty, Office Phone: 989-921-7000
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