Imlay City Homes with FHA Financial terms

Imlay City Homes with FHA Financial terms

Welcome to Imlay City, a charming gem nestled in the heart of Lapeer County, Michigan. Known for its small-town charm and welcoming community, Imlay City offers residents a unique blend of rural tranquility and urban convenience. With its picturesque landscapes, vibrant local businesses, and a rich history that dates back to the 19th century, this city is a delightful place to call home.

Imlay City is strategically located, providing easy access to major highways and nearby cities, making it an ideal spot for commuters. The city boasts a variety of recreational opportunities, from beautiful parks and walking trails to seasonal festivals that bring the community together. Whether you’re exploring the local shops, enjoying a day at the farmer's market, or participating in community events, Imlay City is a place where neighbors become friends.

For those considering a move to this lovely city, there are numerous housing options available, particularly for first-time homebuyers. Many homes in Imlay City qualify for FHA financing, making it easier for you to secure a mortgage with lower down payment requirements. This financial flexibility opens the door to homeownership for many families and individuals, allowing you to invest in your future in a community that feels like home.

Experience the charm of Imlay City, where friendly faces and beautiful homes await. Whether you’re looking for a cozy starter home or a spacious family residence, you’ll find the perfect place to settle down in this vibrant community. Discover your dream home in Imlay City today!

Newest Imlay City Homes with FHA Financial terms

$199,900
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 50216298 MLS
Updated home in a quiet area of Imlay City. Home includes refinished hardwood floors, new vinyl plank in the kitchen. Kitchen includes new quartz countertops, tile backsplash, and refinished cabinets. Both bathrooms updated with surrounds and vanities. Full bathroom upstairs has a nice tile surround. ADDITIONAL BENEFITS: HOME WARRANTY. PREINSPECTION REPORT TO BE PROVIDED. APPLIANCES ADDED WITH A FULL PRICE OFFER.

240 W 3rd Street, Imlay City

Listing Courtesy of HOMEFLO, Office Phone:

$305,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61012925 MLS
Welcome home to this charming Colonial conveniently located just a half mile north of I-69. This 2 story home offers the perfect blend of comfort, space, and convenience. Recent updates provide peace of mind and include a newer furnace, central air conditioning, updated electrical system, and water softener. The inviting Florida Room overlooks the backyard, creating the perfect space to relax, entertain, or enjoy your morning coffee while taking in the peaceful surroundings. The spacious lot offers plenty of room for outdoor activities, gardening, or simply enjoying the privacy of your own backyard retreat. All appliances are included, making this home move-in ready for its next owners. With the seller relocating, this is an excellent opportunity to own a beautifully maintained home in a desirable location with easy access to I-69, shopping, dining, and everyday conveniences. Buyers responsible to verify square footage for accuracy

590 E Borland Road, Imlay City

Listing Courtesy of Hart Realty, Office Phone: 989-635-0021
$549,900
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61012937 MLS
Awesome new construction just completed and ready for you. Premium location on paved road with natural gas and no HOA. Beautiful full brick home gives the home a modern appeal and maintenance free exterior. Large 3.5 car attached garage has insulated doors and a fully finished interior. Garage has 8ft doors and 12 foot ceilings for ability to add plenty of overhead storage. All doors and walls in garage are fully insulated too so could be real easy to make into a heated work space as well. Top of the line Andersen windows throughout. Home has a double insulated attic(fiberglass batts and blown cellulose) for max energy savings and features spray foamed insulation in walls providing top level efficiency. Open floor plan with vaulted ceilings. Kitchen with gorgeous granite counters, a large 8 foot island and a full walk in pantry too. You have maximum storage in this premium pantry and tons of counter space on the high end granite counter with overhang breakfast bar....ideal layout for entertaining. Garbage disposal and microwave already installed. Maintenance free flooring throughout the entire home helps keep your space like new for years. Master suite with amazing bath and large walk in closet. Modern styling throughout with high end fixtures and finishes. Superior Wall basement system is well known as the premier basement foundation system. This builder is known for quality. The full basement with 9 ft ceilings offers 5 daylight windows and in essence fully doubles your living space if you wish. It is ready for easy finishing as it is already studded out with knockouts for wiring and already comes factory insulated. In addition, there is a separate room under front porch about 100 sqft that makes a perfect wine cellar, storage room, gun safe, panic room, etc. Mechanicals are all high efficient. Premium lot and location with trees for privacy.

7260 Newark Road, Imlay City

Listing Courtesy of Realty Volution.com, Office Phone: 810-664-1819
$649,900
ACTIVE UNDER CONTRACT Status ⋅ 5 Beds ⋅ 3 Baths ⋅ 61012404 MLS
Nestled on 20 private acres and set well back from the road, this spacious home offers over 2,700 sq ft of comfortable living space with room to enjoy both indoors and out. Built in 1999, the home features a welcoming covered front porch with Trex decking and living room with cathedral ceilings, a stone gas fireplace, and an open second-floor hallway overlooking the main living area. The main-floor primary suite offers two closets and a private bath with walk-in shower. The kitchen is designed for everyday living with granite countertops, stainless appliances, and a walk-in pantry. The basement offers additional flexibility with a pellet stove, gas heater, and convenient access from both the attached garage and the interior of the home. The outdoor amenities make this property ideal for hobby farming, recreation, or simply enjoying country living. 3-4 acres are fenced, making the property well-suited for horses, livestock, or other animals. This area includes a lean-to shelter for protection from the elements, along with two conveniently located water hydrants--one near the pole barn and the other by the garden--providing easy access to water for animals and outdoor chores. The 50' x 40' pole barn features a new roof last year, 2 overhead doors, and a slider door. An additional 24' x 30' lean-to barn also received a new roof last year and is well-suited for livestock or equipment storage. You'll also find a cozy cabin with electricity. Whether used as a retreat, hobby space, playhouse, or weekend hangout, it's a great addition to the property. Just outside, the fire pit creates a welcoming place to gather, roast marshmallows, and enjoy evenings under the stars. A stamped concrete patio and connecting walkway provide a beautiful extension of the home's outdoor living area. The property also includes a pond and trails cut throughout the acreage. This property offers the privacy and space you've been looking for!

2343 Wheeling Road, Imlay City

Listing Courtesy of Donley Realty, Office Phone: 989-635-2654
$274,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61012172 MLS
Newly updated 4-bedroom, 3-bath ranch sitting on a beautiful 2.5-acre lot! This home features a spacious living room, dining area, galley-style kitchen, new flooring throughout, and a deck overlooking the private, peaceful acreage. The huge 2,000 sq ft walkout basement is ready for your finishing touches and offers endless potential for additional living space, entertainment area, home gym, or storage. Brand new roof with warranty! A rare opportunity to enjoy space, privacy, and potential all in one property!

865 Brown City Road, Imlay City

Listing Courtesy of Community Choice Realty Inc, Office Phone: 248-729-0011
$274,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61011904 MLS
Amazing opportunity on this move in ready ranch home in the best location in town. 3 bedrooms 1.5 bath home with many updates and quality throughout. Entire main floor has newer maintenance free laminate flooring. Beautiful wood trim and top quality Anderson wood clad windows throughout. Preserves the natural beauty of wood inside but protects the window from the elements on the outside and makes them maintenance free. Full bath is a walk in shower plus there is a half bath too for guests. All appliances are included. Another whole house of living space available in the basement too. The full basement is partially finished into a game area with pool table, living room area with electric fireplace, a small kitchenette area, and a bedroom or play area. Updates include newer Lennox furnace and A/C, newer roof(tear off and replaced), brand new auto back up generator so you never lose power. Home has been very well maintained by the same owner for the last 30 years. Two car attached garage is finished into a nice man cave/workshop when needed or just use as car storage. Features burned wood paneling, fold away work benches and built in storage--even a bar area also. Plus there is another 2.5 car garage in the back yard. The second garage is all storage and workshop but comes with a heater and an 220 RV hookup plug. Might be able to convert that to an electric car charger if needed. Awesome back yard is fenced. Comes with a storage shed and gorgeous landscaping all around. Back deck has a rotating shade included plus a huge sun shade that can mount to the 2nd garage and house to give a huge shaded area for outside relaxing. Located super close to the award winning Imlay City Schools--in fact back yard abuts the open space and playground area of the schools which gives you a nice open space view and additional privacy from most lots in town.

682 Metcalf Drive, Imlay City

Listing Courtesy of Realty Volution.com, Office Phone: 810-664-1819
$300,000
ACTIVE Status ⋅ 2 Beds ⋅ 3 Baths ⋅ 61010469 MLS
Welcome home to this beautifully maintained end-unit condo, perfectly located just minutes from shopping, dining, and everyday conveniences of Imlay City. Offering 2 bedrooms, 3 full bathrooms, and a finished basement with a legal third bedroom featuring an egress window, this home provides the space and flexibility today's buyers are looking for. The open-concept main level showcases luxury vinyl flooring throughout and a spacious kitchen complete with granite countertops, a stylish tile backsplash, a pantry, and upgraded cabinets with convenient slide-out shelving for maximum storage and organization. Retreat to the oversized primary suite featuring a generous walk-in closet and a private en-suite bathroom designed for comfort and convenience. The finished basement expands your living space with a third bedroom, full bathroom, and plenty of room for entertaining, a home office, or a recreation area. Step outside to your private patio, where a remote-controlled retractable awning creates the perfect shaded space for relaxing or entertaining. The attached two-car garage includes a convenient hideaway screen door, allowing you to enjoy fresh air while keeping insects out. With its desirable end-unit location, thoughtful upgrades, and move-in-ready condition, this exceptional condo offers low-maintenance living without sacrificing comfort or style. Schedule your private showing today!

1925 Kenneth F Brown Court, Imlay City

Listing Courtesy of EXP Realty Romeo, Office Phone: 586-372-6057
$249,900
ACTIVE UNDER CONTRACT Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61007201 MLS
Situated on a spacious corner lot in the heart of downtown Imlay City sits this meticulously maintained 3-bedroom ranch with a fully fenced in backyard! The home features a large living room with a gas fireplace and oversized windows offering an abundance of natural light! The formal dining area is located off of the living room while the breakfast nook is attached to the galley kitchen. The kitchen cabinets have recently been upgraded and all appliances stay! First floor laundry as well. All three bedrooms are nice in size with plenty of closet space. The full bath has a newer vanity and ceramic tile floors. The rear of the home offers an additional sitting room with private views of the backyard. There is a stamped concrete patio as well for summer enjoyment. Other upgrades include a newer roof, furnace, water heater, windows, electrical box and more. Just a short walk to downtown and less than 5 minutes to I-69 for commuting!

215 White Street, Imlay City

Listing Courtesy of Realty Executives Main St LLC, Office Phone: 810-667-1700
$289,900
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61004236 MLS
Looking for country living inside the city limits? This is the one for you! Situated on a large lot complete with a heated garage and a pole barn, this property offers the perfect blend of space, convenience, and functionality. The heated garage features a new insulated garage door that is less than a year old, while the pole barn offers a concrete floor and electricity, making it ideal for storage, hobbies, or a workshop. This home is truly turnkey ready for its next owners! Step inside to find durable LifeProof flooring throughout both the main level and upstairs. The spacious living room is perfect for entertaining, while the open-concept kitchen flows seamlessly into the oversized dining room. The kitchen is equipped with stainless steel appliances that are only three years old. A convenient first-floor primary bedroom adds to the home's appeal. Upstairs, you'll find two additional bedrooms, creating the perfect layout for families of all sizes. The basement is exceptionally clean, dry, and well-maintained, and the hot water heater is less than two years old for added peace of mind. If you've been searching for a beautifully updated home with the feel of country living while still enjoying the convenience of city amenities, this is one you won't want to miss!

612 N Blacks Corners Road, Imlay City

Listing Courtesy of Realty Executives Main St LLC, Office Phone: 810-667-1700
$599,900
ACTIVE Status ⋅ 5 Beds ⋅ 2 Baths ⋅ 50211655 MLS
Come home to this truly amazing Estate, and experience all the wonders the countryside has to offer. Discover a 5 bedroom, 2 full bath home tucked away in the quiet seclusion of your private 40 acre arboretum. Explore sun-kissed meadows, rolling pastures and wooded trails. Host the perfect picnic at the edge of your private creek. Wander through a myriad of different ecosystems, and take in all the natural beauty around you. Situated on the corner of two country roads, with virtually no neighbors, enjoy complete peace and privacy. Includes a 30 X 50 barn that can be used for livestock, a workshop, to store toys or to transform into an entertainment space. This is a remarkable Estate that has not been available to the market in decades. Start building your own amazing family memories. The time is now. You are home. [Updates include New Roof 2025, New Boiler 2024, New Water Heater 2024]

1385 N Blacks Corners Road, Imlay City

Listing Courtesy of Ironstone Realty, Office Phone: 586-804-7668
$349,900
ACTIVE Status ⋅ 5 Beds ⋅ 3 Baths ⋅ 61000586 MLS
Welcome to BFE! Beautiful Farms Everywhere. Located in Imlay City Michigan this is a rural dream home. The home sits high over this hilly woodland meadow overlooking a pond. The backyard looks like a golf course because the current owner used to actually have a 3-4 hole practice range going back there. The large back deck provides views to the detached 2 car garage WITH additional workshop area and the 3 stall horse stable that sits across from the pond. The home has 2 separate "wings" separated by a center kitchen. 3 bedrooms and 2 baths are in the first floor with 2 more bedrooms and a full bathroom upstairs. The basement is partially finished and contains an impressive array of plumbing, heating, & mechanical systems all newly installed within the last 5 years. The basement walks out to the backyard and could be opened up to an additional back patio if desired.

6790 Weyer Road, Imlay City

Listing Courtesy of Keller Williams Realty-Great Lakes, Office Phone: 586-541-4000
$245,000
ACTIVE UNDER CONTRACT Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61000119 MLS
* Open House CANCELLED - Offer Accepted*. Welcome home to this beautifully updated 3-bedroom, 1.5-bath ranch home, situated on a private lot just north of downtown Imlay. This well-maintained residence features a spacious living room with a gas fireplace and a large bay window that fills the space with natural light. Adjacent is a formal dining room, ideal for entertaining. The kitchen has been fully renovated with new countertops, cabinetry, and included stainless steel appliances. The home offers two bedrooms conveniently located off the living area, while the third and largest bedroom is situated at the rear, featuring dual closets. The full bathroom includes a ceramic tile walk-in shower and a generously sized granite-top vanity. Additional conveniences include a first-floor laundry room and an attached half bath. Recent updates include all new interior plumbing, new carpet, new luxury vinyl plank flooring, new interior doors and closet doors, modern light fixtures, updated electrical outlets, fresh paint throughout, and much more. Outdoors, enjoy the covered rear porch, which offers excellent privacy for relaxing summer evenings. The property also includes a two-car detached garage with a concrete floor and electrical service. Mature trees, lilac bushes, and a variety of flowering plants enhance the serene, park-like setting. This turnkey home combines modern updates with classic charm in a convenient location!

580 N Almont Avenue, Imlay City

Listing Courtesy of Realty Executives Main St LLC, Office Phone: 810-667-1700
Start Your Search
Provided through IDX through Realcomp II Ltd. Courtesy of HamadyRobinson, REALTORS®. Copyright 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing and that the data is deemed reliable but not guaranteed accurate by the MLS.