Imlay City Homes with FHA Financial terms

Imlay City Homes with FHA Financial terms

Welcome to Imlay City, a charming gem nestled in the heart of Lapeer County, Michigan. Known for its small-town charm and welcoming community, Imlay City offers residents a unique blend of rural tranquility and urban convenience. With its picturesque landscapes, vibrant local businesses, and a rich history that dates back to the 19th century, this city is a delightful place to call home.

Imlay City is strategically located, providing easy access to major highways and nearby cities, making it an ideal spot for commuters. The city boasts a variety of recreational opportunities, from beautiful parks and walking trails to seasonal festivals that bring the community together. Whether you’re exploring the local shops, enjoying a day at the farmer's market, or participating in community events, Imlay City is a place where neighbors become friends.

For those considering a move to this lovely city, there are numerous housing options available, particularly for first-time homebuyers. Many homes in Imlay City qualify for FHA financing, making it easier for you to secure a mortgage with lower down payment requirements. This financial flexibility opens the door to homeownership for many families and individuals, allowing you to invest in your future in a community that feels like home.

Experience the charm of Imlay City, where friendly faces and beautiful homes await. Whether you’re looking for a cozy starter home or a spacious family residence, you’ll find the perfect place to settle down in this vibrant community. Discover your dream home in Imlay City today!

Newest Imlay City Homes with FHA Financial terms

$415,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61027733 MLS
Welcome to your beautifully updated Cape Cod-style retreat, perfectly situated on 2 peaceful acres in Imlay City! From the moment you arrive, you'll appreciate the privacy, space, and charm this wonderful home has to offer. Step inside to discover a beautifully updated kitchen featuring Quartz countertops, floating shelves, a spacious island, and brand-new stainless steel appliances. The inviting living room is the perfect place to unwind by the cozy gas fireplace. The spacious first-floor primary suite is sure to impress, complete with a walk-in closet and private ensuite bathroom. A convenient first-floor laundry room and attached 2-car garage add everyday functionality and ease. Upstairs, you'll find three additional bedrooms and a full bathroom, offering plenty of room for family, guests, or a home office. Outside is where this property truly shines! Enjoy the peaceful backyard from the spacious back deck, take a dip in the 21-foot pool, and soak up everything this beautiful 2-acre setting has to offer. With so much outdoor space and privacy, you may never want to leave! The unfinished basement offers a blank canvas with endless potential for additional living space, recreation, storage, or whatever your vision may be. Major updates include a new roof (2020), furnace (2025), driveway (2025), and pool deck (2020). Even better, brand-new windows have already been ordered and paid for through D&W Windows, complete with a lifetime warranty, and will be installed prior to closing. This beautifully maintained and thoughtfully updated home combines comfort, space, privacy, and peace of mind, all in one incredible Imlay City property. Come see it for yourself and fall in love!

7776 Mclean Drive, Imlay City

Listing Courtesy of The Brand Real Estate, Office Phone: 810-429-9691
$459,000
ACTIVE UNDER CONTRACT Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61027089 MLS
Welcome to this beautifully updated 4 bed, 3 full bath 1989 Colonial on 3.94 private acres in Imlay Township! Offering over 2,200 sq. ft. plus a finished basement, this property is loaded with features including a 30x48 finished, insulated & heated pole barn with workshop AND theater room, geothermal heating, whole house Generac generator, huge 22x22 Florida room with 7-person hot tub & sauna, pond, pool and additional barn. Inside you'll find an updated kitchen with granite countertops, newer flooring, natural fireplace, first floor laundry and a convenient first floor bedroom, with 3 additional bedrooms upstairs. The primary suite features an updated bath with jetted tub. The finished basement offers additional living space with newer flooring and a second kitchen/wet bar. The 30x48 pole barn, built in 2013, is truly one of a kind! One side features a finished workshop with epoxy flooring, while the other is a theater/entertainment room with carpeting, custom lighting, electric fireplace and surround sound. The 22x22 glass-enclosed Florida room features 4 skylights, hot tub and adjoining 6x8 sauna. Outside you'll find an above-ground pool, new concrete driveway and walkway, large pond spanning the rear of the property and a 20x24 barn with concrete floor, electricity, water and fenced run perfect for hobby farm use. Additional features include central air, updated well pump & bladder tank, newer roof, Spectrum internet and appliances included. Nearly 4 private acres across two parcels with convenient access to I-69 & M-53. A truly unique property with something for everyone!

770 N Fairgrounds Road, Imlay City

Listing Courtesy of Realty Market Matters LLC, Office Phone: 810-706-2996
$299,900
ACTIVE Status ⋅ 5 Beds ⋅ 3 Baths ⋅ 61026622 MLS
Unique investment opportunity situated on approximately 1.04 acres! This property features two separate addresses on one parcel, an impressive 6-car garage, plus two pole barns, offering plenty of room for vehicles, storage, equipment, and more. Over $80,000 in upgrades, including a newer metal roof, newer flooring, fresh paint, newer furnace, and newer hot water tank. The lower unit is currently tenant-occupied at $1,400 per month with an active lease, while the vacant upper unit offers potential rental income of up to approximately $1,500 per month. That's a potential combined rental income of approximately $2,900 per month. A great opportunity for an investor or owner-occupant looking to live in one unit while collecting income from the other. With 1.04 acres, two units, a 6-car garage, and two pole barns, this is a property you don't come across every day. Batavia

654 N Blacks Corners Road, Imlay City

Listing Courtesy of Showtime Realty, Office Phone: 586-262-4775
$334,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61026152 MLS
*This home is not yet built, photos are of completed build* Build your dream in 2026! Weston Hills is a beautiful neighborhood, just waiting for YOU to call it home! Two parcels available, multiple floor plans to pick from. Start from the ground up and pick your floor plan, fixtures, finishes, and all the extras you've always wanted in your forever home. Don't miss out on this opportunity to call Imlay City and the Lapeer County community home!

VL School House Drive, Imlay City

Listing Courtesy of Keller Williams First, Office Phone: 810-515-1503
$195,000
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61022159 MLS
A fresh coat of paint, new floors, trim and windows makes this home move in ready. Roof and AC new in 2020. This quaint 2-bedroom ranch sits on over an acre of mature landscape and privacy. The 2.5 car detached garage has electricity and a propane wall heater. Inside is an open concept kitchen with eat in dining area. The living room has plenty of space for all your furniture and a slider leading to the back yard, a great area to add a deck or patio. With the updates, acreage and price this won't last long. Seller Motivated

430 Corneil Road, Imlay City

Listing Courtesy of Realty Volution.com, Office Phone: 810-664-1819
$700,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61020606 MLS
Built in 2023 and tucked away on 10 beautiful acres, this home gives you the space and privacy of country living without sacrificing the finishes and features of a newer build. The hardie board and batten siding, Trex-covered porch with a stained tongue-and-groove ceiling create an inviting first impression. Inside, 8-foot solid wood doors and thoughtful finishes carry throughout the home. The kitchen is made to impress with granite countertops, a 72-inch column refrigerator and 48-inch range with dual-door oven, giving you plenty of space for cooking and entertaining. The primary bath offers the perfect place to unwind with a beautiful clawfoot soaking tub. An oversized 3-car garage provides plenty of room for vehicles, toys and equipment, plus pull-down access to additional attic storage above. The basement features insulated walls, while a tankless water heater and battery-backup dual sump pump add extra peace of mind. Outside, enjoy 10 acres to make your own, along with a 16x16 chicken coop already in place. Crystal-clear well water, plenty of storage, beautiful finishes and room to spread out--this is the kind of property that lets you enjoy the best of country living while still feeling like home.

7241 Lyons Road, Imlay City

Listing Courtesy of EXP Realty Romeo, Office Phone: 586-372-6057
$374,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61020517 MLS
Imlay City New Construction! Work is well underway on a beautiful, affordable 3 bedroom, 2 bath split ranch on almost two acres just minutes from Imlay City. Open concept living, dining & kitchen feels spacious and inviting while the split bedrooms offer privacy for family and guests. A first-floor laundry provides convenience plus the two-car attached garage and full basement offer plenty of storage. List price includes basic selections only; upgrades are available at additional cost upon request. Photos are of a previously built home with optional upgrades. Builder has other lots available to choose from if desired and is willing to build larger home if desired. Lots 3 and 4 can accommodate a walk-out basement. Schedule your private showing today!

7604 Church Road, Imlay City

Listing Courtesy of Cornerstone Real Estate Co LLC, Office Phone: 810-721-7398
$305,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61012925 MLS
Welcome home to this charming Colonial conveniently located just a half mile north of I-69. This 2 story home offers the perfect blend of comfort, space, and convenience. Recent updates provide peace of mind and include a newer furnace, central air conditioning, updated electrical system, and water softener. The inviting Florida Room overlooks the backyard, creating the perfect space to relax, entertain, or enjoy your morning coffee while taking in the peaceful surroundings. The spacious lot offers plenty of room for outdoor activities, gardening, or simply enjoying the privacy of your own backyard retreat. All appliances are included, making this home move-in ready for its next owners. With the seller relocating, this is an excellent opportunity to own a beautifully maintained home in a desirable location with easy access to I-69, shopping, dining, and everyday conveniences. Buyers responsible to verify square footage for accuracy

590 E Borland Road, Imlay City

Listing Courtesy of Hart Realty, Office Phone: 989-635-0021
$539,900
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61012937 MLS
Awesome new construction just completed and ready for you. Premium location on paved road with natural gas and no HOA. Beautiful full brick home gives the home a modern appeal and maintenance free exterior. Large 3.5 car attached garage has insulated doors and a fully finished interior. Garage has 8ft doors and 12 foot ceilings for ability to add plenty of overhead storage. All doors and walls in garage are fully insulated too so could be real easy to make into a heated work space as well. Top of the line Andersen windows throughout. Home has a double insulated attic(fiberglass batts and blown cellulose) for max energy savings and features spray foamed insulation in walls providing top level efficiency. Open floor plan with vaulted ceilings. Kitchen with gorgeous granite counters, a large 8 foot island and a full walk in pantry too. You have maximum storage in this premium pantry and tons of counter space on the high end granite counter with overhang breakfast bar....ideal layout for entertaining. Garbage disposal and microwave already installed. Maintenance free flooring throughout the entire home helps keep your space like new for years. Master suite with amazing bath and large walk in closet. Modern styling throughout with high end fixtures and finishes. Superior Wall basement system is well known as the premier basement foundation system. This builder is known for quality. The full basement with 9 ft ceilings offers 5 daylight windows and in essence fully doubles your living space if you wish. It is ready for easy finishing as it is already studded out with knockouts for wiring and already comes factory insulated. In addition, there is a separate room under front porch about 100 sqft that makes a perfect wine cellar, storage room, gun safe, panic room, etc. Mechanicals are all high efficient. Premium lot and location with trees for privacy.

7260 Newark Road, Imlay City

Listing Courtesy of Realty Volution.com, Office Phone: 810-664-1819
$279,700
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61004236 MLS
Looking for country living inside the city limits? This is the one for you! Situated on a large lot complete with a heated garage and a pole barn, this property offers the perfect blend of space, convenience, and functionality. The heated garage features a new insulated garage door that is less than a year old, while the pole barn offers a concrete floor and electricity, making it ideal for storage, hobbies, or a workshop. This home is truly turnkey ready for its next owners! Step inside to find durable LifeProof flooring throughout both the main level and upstairs. The spacious living room is perfect for entertaining, while the open-concept kitchen flows seamlessly into the oversized dining room. The kitchen is equipped with stainless steel appliances that are only three years old. A convenient first-floor primary bedroom adds to the home's appeal. Upstairs, you'll find two additional bedrooms, creating the perfect layout for families of all sizes. The basement is exceptionally clean, dry, and well-maintained, and the hot water heater is less than two years old for added peace of mind. If you've been searching for a beautifully updated home with the feel of country living while still enjoying the convenience of city amenities, this is one you won't want to miss!

612 N Blacks Corners Road, Imlay City

Listing Courtesy of Realty Executives Main St LLC, Office Phone: 810-667-1700
$249,900
ACTIVE Status ⋅ 3 Baths ⋅ 60976591 MLS
Nice looking and well cared for 3 unit apartment near the central business district of Imlay City. This investment has been owned by the same party for 20 years. It has long standing tenants that take pride in their unit. The located within walking distance of the downtown area, and also the community pool. Tenants pay their own electricity and natural gas. Tenants are currently on month to month.

170 Bancroft Street, Imlay City

Listing Courtesy of Coulter Real Estate, Office Phone: 810-346-4206
$374,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 60936273 MLS
Imlay City New Construction! Ground breaking soon on a beautiful, affordable 3 bedroom, 2 bath split ranch on almost two acres just minutes from Imlay City. Open concept living, dining & kitchen feels spacious and inviting while the split bedrooms offer privacy for family and guests. A first-floor laundry provides convenience plus the two-car attached garage and full basement offer plenty of storage. List price includes basic selections only; upgrades are available at additional cost upon request. Photos are of a previously built home with optional upgrades. Builder has other lots available to choose from if desired and is willing to build larger home if desired. Lots 3 and 4 can accommodate a walk-out basement. Schedule your private showing today!

7540 Church Road, Imlay City

Listing Courtesy of Cornerstone Real Estate Co LLC, Office Phone: 810-721-7398
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