Merrill Homes with Conventional Financial terms

Merrill Homes with Conventional Financial terms

Welcome to Merrill, Michigan – a hidden gem nestled in the heart of Saginaw County. This charming village, with a population of just over 1,000 residents, boasts a warm, tight-knit community atmosphere that makes it feel like home from the moment you arrive. Surrounded by picturesque landscapes and lush greenery, Merrill offers a serene escape from the hustle and bustle of city life, while still providing easy access to larger urban centers, including Saginaw and Bay City.

Merrill is known for its rich agricultural roots and vibrant community events, where neighbors come together to celebrate local culture, from summer fairs to seasonal festivals. The village is also home to several parks and recreational areas, perfect for families and outdoor enthusiasts alike. Whether you're enjoying a leisurely walk along the scenic trails or participating in community sports, Merrill's welcoming environment is sure to enchant you.

For those considering a move to Merrill, the real estate market offers a variety of homes that cater to diverse needs and budgets. With conventional financing options readily available, potential homeowners can easily explore a range of properties, from charming single-family homes to spacious lots ready for your dream residence. The affordability of homes in this area makes Merrill an attractive choice for first-time buyers and families looking to settle down in a peaceful community.

Discover the allure of Merrill, Michigan, where small-town charm meets modern conveniences. Let us help you find your perfect home in this delightful village!

Newest Merrill Homes with Conventional Financial terms

$190,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61027503 MLS
Privacy, space, and over an acre and a half to call your own--without giving up a practical, easy-to-live-in floor plan. Tucked into a wooded 1.52-acre setting, this 3-bedroom, 2-bath home offers 1,352 square feet with a desirable split-bedroom layout that gives the primary suite separation from the additional bedrooms. The open connection between the living and dining areas keeps the home feeling comfortable and spacious, while the attached two-car garage adds the everyday convenience buyers want. Out back is where this property really separates itself from the typical in-town home. Step onto the deck and enjoy a spacious yard surrounded by mature trees, with plenty of room for entertaining, pets, gardening, recreation, or simply enjoying the privacy. Homes that combine usable acreage, a wooded setting, two full baths, garage space, and a move-in-ready feel can be difficult to duplicate at this size--1812 S Steel Rd is one worth seeing in person.

1812 S Steel Road, Merrill

Listing Courtesy of Brookstone, Realtors LLC, Office Phone: 248-963-0505
$449,000
ACTIVE Status ⋅ 5 Beds ⋅ 4 Baths ⋅ 50220564 MLS
Discover the space, privacy, and character of country living at this one-of-a-kind home. Set on approximately 20.07 beautiful acres, this impressive two-story home offers 4 to 5 bedrooms, 3 full bathrooms, and over 4,000 square feet of living space. Originally built in 1900, the home blends classic character with the comforts wanted for everyday living. The spacious layout provides plenty of room for family, guests, hobbies, and entertaining. You'll find a warm, inviting atmosphere with a wood-burning stove, forced-air heating, and central air conditioning. The property also includes a partial basement and attached garage for additional storage and convenience. The property also features multiple barns and outbuildings, providing excellent opportunities for livestock, horses, equipment, storage, hobbies, or a variety of agricultural uses. The combination of open areas and wooded acreage creates a beautiful private setting and an ideal habitat for abundant wildlife. Nature enthusiasts will appreciate the peaceful surroundings and opportunities to watch wildlife right from the property. The acreage provides plenty of space for exploring, recreation, gardening, homesteading, or simply enjoying the tranquility that comes with owning a large piece of countryside.

3175 S Meridian Road, Merrill

Listing Courtesy of Century 21 Signature Realty, Office Phone: 989-921-7000
$179,900
ACTIVE UNDER CONTRACT Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 50220153 MLS
This three bedroom, one bath home is in the Village of Merrill. The property includes the vacant lot to the west of the home, making a great sized yard. Enjoy the yard from the front porch or back deck. The kitchen has been updated with new cabinets, a new back splash, and flooring. Don't miss out on this one, schedule your showing today!

372 E Alice Street, Merrill

Listing Courtesy of Pinnacle Realty, Office Phone: 989-295-3900
$345,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50218721 MLS
Set on acreage surrounded by woods, this unique property offers an incredible outdoor lifestyle with a pool, shared pond, and beautifully designed paver patio complete with a retaining wall, fireplace, and dedicated entertaining space. The pond access is a standout feature, with plenty of fish and a long list of memorable catches to prove it. Inside, the home is warm, inviting, and surprisingly cozy. The kitchen opens to the family room, which flows beautifully into a 3-season room with cedar ceilings and views of the surrounding property. A formal living room, 3 bedrooms, 2 full baths, and first-floor laundry round out the main living spaces. Recent updates include a newer roof within the last 3 years and a new fence. But the real draw is outside— plenty of space to entertain, relax, and enjoy the privacy of your own acreage. A property like this doesn't come around often—private, playful, polished, and designed for enjoying the outdoors in style.

21645 Swan Creek Road, Merrill

Listing Courtesy of White Realty, Office Phone: 989-799-7779
$218,000
ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 61018809 MLS
Welcome to this well-maintained, stick-built home situated on approximately 0.40 acres along a private dead-end drive in Merrill. Offering four bedrooms, one-and-a-half bathrooms, and a full partially finished basement, this move-in-ready home provides comfortable living space with numerous substantial updates. Recent improvements include Hanson replacement windows throughout most of the home, a high-efficiency furnace, an on-demand water heater, RetroFoam insulation, updated bathrooms, a B-Dry waterproofing system in the basement, new gutters with a gutter protection system, an updated mudroom, and additional finished bedroom space. The property also features a private well and septic system. With many of the major updates already completed, this home offers a solid combination of privacy, space, efficiency, and everyday functionality. Schedule your private showing today. Open house 9/6/2026, noon-5pm!

216 Crawford Drive, Merrill

Listing Courtesy of Max Broock, REALTORS-Royal Oak, Office Phone: 248-548-9100
$150,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50217514 MLS
Charming village living meets modern comfort! This well-maintained Merrill home sits on a spacious lot and offers the perfect blend of small-town tranquility and everyday convenience. Step inside to find bright, inviting living spaces with an open feel, a kitchen with plenty of storage, and cozy bedrooms designed for comfort. The large yard provides room to garden, gather, or simply relax outdoors, while the detached heated garage and additional finished rooms make daily life easy. Conveniently located near schools, parks, and local amenities—this home is move-in ready and waiting for its next chapter.

386 E Perkins, Merrill

Listing Courtesy of Bell Legacy Group, Office Phone:

$164,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 70545070 MLS
Nestled on approximately 1.5 acres in the peaceful countryside near Merrill, this 3-bedroom, 1.5-bath home offers the perfect opportunity to enjoy country living with beautiful rural views. Featuring 1,440 square feet of living space, this manufactured home with an addition provides a spacious layout ready for your personal touches. The home is equipped with natural gas, an on-demand water heater, and a backup wood-burning heating system for added comfort and peace of mind. The oversized garage includes a 16-foot overhead door, offering ample space for vehicles, equipment, or a workshop. Outside, you'll find mature trees, a garden area, and plenty of open space to enjoy the outdoors or expand your hobbies. While the property could benefit from a little TLC, it offers excellent potential for buyers looking to build equity and make it their own. If you've been searching for affordable country living with room to grow, this Merrill property is one you won't want to miss.

1247 N Steel Road, Merrill

Listing Courtesy of 7 Stars Agency, Office Phone: 517-515-5078
$129,500
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 80070904 MLS
Located in the village of Merrill, this home is conveniently close to downtown shopping, restaurants and quick access to M46. This home features an open floor plan with 2 bedrooms, spacious closets, and room for more storage in the laundry/mud room. There is a great entry porch with plenty of storage options or a pleasant place to sit! There are 2 deck areas, front and back, that are ready for entertaining and relaxing. This extra lengthy lot also offers plenty of additional space beyond the fenced in back yard for outdoor games and or gardening! Come and take a look!

535 N Midland Street, Merrill

Listing Courtesy of RESULTS REALTY, Office Phone:

$254,900
ACTIVE Status ⋅ 50212758 MLS
A hunter's paradise awaits! This beautiful 35-acre parcel features mature woods, established trails, and abundant wildlife, making it an ideal recreational property. Whether you're chasing whitetails, exploring the woods, or planning your forever home, this property offers endless possibilities. The front portion includes tillable farmland that is currently being farmed, adding versatility and potential income. Build your dream home, enjoy a private getaway, or simply invest in a stunning piece of land with the best of both wooded and open acreage.

S Fenmore Road, Merrill

Listing Courtesy of NextHome Greater Tri-cities, Office Phone: 989-759-9606
$215,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 50210364 MLS
Welcome to 22359 Gratiot Rd in Merrill — a spacious 3-bedroom, 2.5-bath home offering over 2,000 square feet of living space, a functional layout, and the extra room buyers are looking for. Sitting on approximately 0.62 acres, this property gives you the comfort of a manageable country setting while still keeping you close to town, schools, and everyday conveniences. Inside, you’ll find generous living areas, a primary suite, and plenty of opportunity to make the space your own. Outside, the pole barn adds valuable storage and workspace for tools, toys, equipment, hobbies, or small-business needs. With public water, septic, and a practical location in the Merrill community, this home is a great fit for buyers wanting space, utility, and value. Whether you’re looking for your next home, extra storage, or a property with room to spread out, 22359 Gratiot Rd is one you’ll want to see.

22359 Gratiot Road, Merrill

Listing Courtesy of Etiquette Times Realty, Office Phone:

$85,000
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 70522121 MLS

545 N Midland Street, Merrill

Listing Courtesy of Fathom Realty, Office Phone: 877-661-1977
$184,500
ACTIVE Status ⋅ 31358042 MLS
Beautiful property wooded an with some rolling elevations. There are two parcels combined in this sale, in addition, there is a home on the property that has been vacated for 25 years or more and given no value in the pricing. Please contact agent before walking the property.

1166 E Freeland Road, Merrill

Listing Courtesy of Century 21 Signature Realty, Office Phone: 989-921-7000
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