Merrill Homes with VA Loan Financial terms

Merrill Homes with VA Loan Financial terms

Welcome to Merrill, Michigan – a charming village nestled in the heart of Saginaw County. Known for its friendly atmosphere and picturesque landscapes, Merrill is a delightful place to call home. With a population that embraces a close-knit community spirit, residents enjoy the warmth of small-town living while being just a short drive away from the vibrant city of Saginaw.

Merrill offers a variety of housing options, making it an ideal location for families, retirees, and first-time homebuyers alike. The homes here are characterized by their unique charm, often featuring spacious yards and classic architecture that reflect the area's rich history. One of the standout features of purchasing a home in Merrill is the ability to utilize VA loan benefits. This financial option is particularly advantageous for veterans and active-duty service members, providing favorable terms that make homeownership more accessible.

VA loans offer several benefits, including no down payment, competitive interest rates, and no private mortgage insurance (PMI) requirements, making it easier for veterans to secure their dream home. In Merrill, you’ll find a welcoming community that honors and supports its veterans, making it an excellent choice for those looking to settle down in a peaceful environment.

Whether you’re drawn to the scenic parks, local shops, or the friendly faces that greet you at every corner, Merrill is a hidden gem in Michigan. Explore the possibilities of homeownership here, and discover how the VA loan program can help you turn your dream into reality. Your new beginning awaits in Merrill, where community and comfort come together beautifully.

Newest Merrill Homes with VA Loan Financial terms

$190,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61027503 MLS
Privacy, space, and over an acre and a half to call your own--without giving up a practical, easy-to-live-in floor plan. Tucked into a wooded 1.52-acre setting, this 3-bedroom, 2-bath home offers 1,352 square feet with a desirable split-bedroom layout that gives the primary suite separation from the additional bedrooms. The open connection between the living and dining areas keeps the home feeling comfortable and spacious, while the attached two-car garage adds the everyday convenience buyers want. Out back is where this property really separates itself from the typical in-town home. Step onto the deck and enjoy a spacious yard surrounded by mature trees, with plenty of room for entertaining, pets, gardening, recreation, or simply enjoying the privacy. Homes that combine usable acreage, a wooded setting, two full baths, garage space, and a move-in-ready feel can be difficult to duplicate at this size--1812 S Steel Rd is one worth seeing in person.

1812 S Steel Road, Merrill

Listing Courtesy of Brookstone, Realtors LLC, Office Phone: 248-963-0505
$179,900
ACTIVE UNDER CONTRACT Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 50220153 MLS
This three bedroom, one bath home is in the Village of Merrill. The property includes the vacant lot to the west of the home, making a great sized yard. Enjoy the yard from the front porch or back deck. The kitchen has been updated with new cabinets, a new back splash, and flooring. Don't miss out on this one, schedule your showing today!

372 E Alice Street, Merrill

Listing Courtesy of Pinnacle Realty, Office Phone: 989-295-3900
$345,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50218721 MLS
Set on acreage surrounded by woods, this unique property offers an incredible outdoor lifestyle with a pool, shared pond, and beautifully designed paver patio complete with a retaining wall, fireplace, and dedicated entertaining space. The pond access is a standout feature, with plenty of fish and a long list of memorable catches to prove it. Inside, the home is warm, inviting, and surprisingly cozy. The kitchen opens to the family room, which flows beautifully into a 3-season room with cedar ceilings and views of the surrounding property. A formal living room, 3 bedrooms, 2 full baths, and first-floor laundry round out the main living spaces. Recent updates include a newer roof within the last 3 years and a new fence. But the real draw is outside— plenty of space to entertain, relax, and enjoy the privacy of your own acreage. A property like this doesn't come around often—private, playful, polished, and designed for enjoying the outdoors in style.

21645 Swan Creek Road, Merrill

Listing Courtesy of White Realty, Office Phone: 989-799-7779
$218,000
ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 61018809 MLS
Welcome to this well-maintained, stick-built home situated on approximately 0.40 acres along a private dead-end drive in Merrill. Offering four bedrooms, one-and-a-half bathrooms, and a full partially finished basement, this move-in-ready home provides comfortable living space with numerous substantial updates. Recent improvements include Hanson replacement windows throughout most of the home, a high-efficiency furnace, an on-demand water heater, RetroFoam insulation, updated bathrooms, a B-Dry waterproofing system in the basement, new gutters with a gutter protection system, an updated mudroom, and additional finished bedroom space. The property also features a private well and septic system. With many of the major updates already completed, this home offers a solid combination of privacy, space, efficiency, and everyday functionality. Schedule your private showing today. Open house 9/6/2026, noon-5pm!

216 Crawford Drive, Merrill

Listing Courtesy of Max Broock, REALTORS-Royal Oak, Office Phone: 248-548-9100
$129,500
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 80070904 MLS
Located in the village of Merrill, this home is conveniently close to downtown shopping, restaurants and quick access to M46. This home features an open floor plan with 2 bedrooms, spacious closets, and room for more storage in the laundry/mud room. There is a great entry porch with plenty of storage options or a pleasant place to sit! There are 2 deck areas, front and back, that are ready for entertaining and relaxing. This extra lengthy lot also offers plenty of additional space beyond the fenced in back yard for outdoor games and or gardening! Come and take a look!

535 N Midland Street, Merrill

Listing Courtesy of RESULTS REALTY, Office Phone:

$215,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 50210364 MLS
Welcome to 22359 Gratiot Rd in Merrill — a spacious 3-bedroom, 2.5-bath home offering over 2,000 square feet of living space, a functional layout, and the extra room buyers are looking for. Sitting on approximately 0.62 acres, this property gives you the comfort of a manageable country setting while still keeping you close to town, schools, and everyday conveniences. Inside, you’ll find generous living areas, a primary suite, and plenty of opportunity to make the space your own. Outside, the pole barn adds valuable storage and workspace for tools, toys, equipment, hobbies, or small-business needs. With public water, septic, and a practical location in the Merrill community, this home is a great fit for buyers wanting space, utility, and value. Whether you’re looking for your next home, extra storage, or a property with room to spread out, 22359 Gratiot Rd is one you’ll want to see.

22359 Gratiot Road, Merrill

Listing Courtesy of Etiquette Times Realty, Office Phone:

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