Merrill Homes with FHA Financial terms

Merrill Homes with FHA Financial terms

Welcome to Merrill, Michigan – a hidden gem nestled in the heart of Saginaw County. This charming small town offers a delightful blend of rural tranquility and a close-knit community, making it an ideal place for families, retirees, and anyone looking to escape the hustle and bustle of city life. With its picturesque landscapes, friendly neighbors, and a strong sense of community, Merrill is a place where you can truly feel at home.

Merrill boasts a rich history and a vibrant local culture. Residents enjoy easy access to outdoor activities, including hiking, fishing, and exploring nearby parks. The town is also conveniently located near larger cities, providing residents with the best of both worlds – a peaceful rural lifestyle with urban amenities just a short drive away.

When it comes to finding your dream home in Merrill, you’ll be pleased to know that many properties are available with FHA financing options. This means you can secure a home with lower down payment requirements and more flexible credit guidelines, making homeownership more accessible than ever. Whether you're a first-time buyer or looking to downsize, Merrill has a variety of charming homes that cater to different tastes and budgets.

From cozy bungalows to spacious family homes, the real estate market in Merrill offers something for everyone. Let us help you discover the perfect property that fits your needs and lifestyle. Experience the warmth and charm of Merrill, where your dream home awaits!

Newest Merrill Homes with FHA Financial terms

$324,900
ACTIVE Status 3 Beds 2 Baths 50216082 MLS
Beautifully restored, thoughtfully updated—Chip and Joanna Gaines would drool over every custom detail! Don’t let the age of this home fool you: updated plumbing and electrical pair with the solid bones and irreplaceable character. In many ways, it’s better than a new build—full of personality, beautifully upgraded and anything but cookie-cutter. This meticulously maintained home sits on 1.5 peaceful acres with no close neighbors. Surrounded by open farmland, the rural views look like they came straight out of a painting at Hobby Lobby. Inside, original character blends beautifully with fresh, updated design. The showstopping custom kitchen features full-slab, live-edge wood countertops, abundant cabinetry, a farmhouse sink and an incredible 4-by-9-foot quartz island. An eat-up bar is perfect for morning coffee, quick meals or catching up at the end of the day. The living room’s one-of-a-kind metal ceiling delivers unforgettable personality, while the custom entertaining bar with granite countertops creates a space made for gathering. French doors open to the back deck and outdoor living space. Both bathrooms have been beautifully updated with quartz surfaces and a fresh, modern touch. The main floor offers laundry, a full bath with dual sinks, and an office with gorgeous built-ins that could potentially serve as a fourth bedroom—creating an option for main-floor sleeping, bathing, and laundry. Plush carpeting adds warmth and comfort to the bedrooms, while durable luxury vinyl flooring flows throughout most of the remaining home, with tile at the back entrance. Upstairs, the primary bedroom feels like a private retreat with its own fireplace and sliding doors opening to a balcony overlooking the fields. The backyard is an at-home getaway! Enjoy the heated above-ground pool, thoughtfully surrounded by decking that gives it an in-ground feel and helps extend the swimming season beyond Michigan’s hottest summer days. Let the kids play on the playset, host a BBQ on the back deck, or swing near the fire with your favorite beverage. Apple, peach, pear, and cherry trees, along with raspberry bushes, add even more sweetness to country living. The oversized 23-by-37-foot garage provides plenty of parking and storage, plus space for projects or hobbies. Located in the Hemlock School District and convenient to Hemlock-area employers and the growing semiconductor industry. The home is served by natural gas and features a well installed in 2011, a septic system installed in 2012, a furnace approximately seven years old, and a roof with plenty of useful life remaining. If you’ve been searching for a beautifully restored country home with acreage, privacy, flexible main-floor living, a truly custom kitchen, an oversized garage and a backyard made for memory-making—this is the one!

1210 N Steel Road, Merrill

Listing Courtesy of EXP Realty, Office Phone: 888-501-7085

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Provided through IDX through Realcomp II Ltd. Courtesy of HamadyRobinson, REALTORS®. Copyright 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing and that the data is deemed reliable but not guaranteed accurate by the MLS.