Merrill Homes with USDA Loan Financial terms

Merrill Homes with USDA Loan Financial terms

Welcome to Merrill, Michigan, a charming village nestled in the heart of Saginaw County. With its friendly atmosphere and picturesque landscapes, Merrill offers a delightful blend of small-town charm and modern conveniences. The community is known for its welcoming residents, vibrant local events, and a strong sense of togetherness, making it an ideal place for families and individuals alike to call home.

Merrill is surrounded by beautiful natural scenery, including lush parks and serene waterways, perfect for outdoor enthusiasts. The village boasts a rich history and a strong sense of community pride, with various local businesses and eateries that reflect its unique character. Whether you’re exploring the quaint shops downtown or enjoying a stroll through the scenic neighborhoods, Merrill is sure to capture your heart.

For those considering a move to this idyllic village, homes in Merrill are often eligible for USDA loan financing. This government-backed program is designed to help low to moderate-income families achieve homeownership in rural areas, making it an excellent opportunity for first-time buyers. With zero down payment options and competitive interest rates, USDA loans provide a pathway to affordable homeownership in this charming community.

If you’re ready to explore the possibilities of owning a home in Merrill, Michigan, you'll find a variety of properties that suit your needs. From cozy single-family homes to spacious residences, there’s something for everyone. Experience the warmth and hospitality of Merrill, where your dream home awaits!

Newest Merrill Homes with USDA Loan Financial terms

$324,900
ACTIVE Status 3 Beds 2 Baths 50216082 MLS
Beautifully restored, thoughtfully updated—Chip and Joanna Gaines would drool over every custom detail! Don’t let the age of this home fool you: updated plumbing and electrical pair with the solid bones and irreplaceable character. In many ways, it’s better than a new build—full of personality, beautifully upgraded and anything but cookie-cutter. This meticulously maintained home sits on 1.5 peaceful acres with no close neighbors. Surrounded by open farmland, the rural views look like they came straight out of a painting at Hobby Lobby. Inside, original character blends beautifully with fresh, updated design. The showstopping custom kitchen features full-slab, live-edge wood countertops, abundant cabinetry, a farmhouse sink and an incredible 4-by-9-foot quartz island. An eat-up bar is perfect for morning coffee, quick meals or catching up at the end of the day. The living room’s one-of-a-kind metal ceiling delivers unforgettable personality, while the custom entertaining bar with granite countertops creates a space made for gathering. French doors open to the back deck and outdoor living space. Both bathrooms have been beautifully updated with quartz surfaces and a fresh, modern touch. The main floor offers laundry, a full bath with dual sinks, and an office with gorgeous built-ins that could potentially serve as a fourth bedroom—creating an option for main-floor sleeping, bathing, and laundry. Plush carpeting adds warmth and comfort to the bedrooms, while durable luxury vinyl flooring flows throughout most of the remaining home, with tile at the back entrance. Upstairs, the primary bedroom feels like a private retreat with its own fireplace and sliding doors opening to a balcony overlooking the fields. The backyard is an at-home getaway! Enjoy the heated above-ground pool, thoughtfully surrounded by decking that gives it an in-ground feel and helps extend the swimming season beyond Michigan’s hottest summer days. Let the kids play on the playset, host a BBQ on the back deck, or swing near the fire with your favorite beverage. Apple, peach, pear, and cherry trees, along with raspberry bushes, add even more sweetness to country living. The oversized 23-by-37-foot garage provides plenty of parking and storage, plus space for projects or hobbies. Located in the Hemlock School District and convenient to Hemlock-area employers and the growing semiconductor industry. The home is served by natural gas and features a well installed in 2011, a septic system installed in 2012, a furnace approximately seven years old, and a roof with plenty of useful life remaining. If you’ve been searching for a beautifully restored country home with acreage, privacy, flexible main-floor living, a truly custom kitchen, an oversized garage and a backyard made for memory-making—this is the one!

1210 N Steel Road, Merrill

Listing Courtesy of EXP Realty, Office Phone: 888-501-7085

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