Novi Homes with FHA Financial terms

Novi Homes with FHA Financial terms

Welcome to Novi, Michigan – a vibrant city nestled in the heart of Oakland County, offering a delightful blend of suburban charm and urban convenience. With its picturesque parks, top-rated schools, and a thriving community spirit, Novi has become a sought-after destination for families and professionals alike. Spanning over 31 square miles, this dynamic city boasts a rich history and a promising future, making it an ideal place to call home.

Novi is renowned for its exceptional amenities, including the popular Twelve Oaks Mall, a hub for shopping and dining, and the scenic Lakeshore Park, perfect for outdoor enthusiasts. The city’s convenient location provides easy access to major highways, ensuring that residents can effortlessly commute to nearby Detroit and other metropolitan areas. With a diverse array of restaurants, entertainment options, and cultural events, there’s always something to do in Novi!

For those considering homeownership in this charming city, FHA financing options are available, making it easier than ever to secure your dream home. The Federal Housing Administration (FHA) provides accessible mortgage terms, allowing buyers to take advantage of lower down payment requirements and flexible credit guidelines. This means that whether you’re a first-time buyer or looking to upgrade, Novi has a variety of homes that cater to your needs and budget.

Explore the inviting neighborhoods of Novi, where you’ll find everything from cozy single-family homes to modern townhouses. With a strong sense of community and a commitment to quality living, Novi is not just a place to live; it’s a place to thrive. Come discover all that this remarkable city has to offer!

Newest Novi Homes with FHA Financial terms

22070 Cascade Drive, Novi
$641,000
COMING SOON Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 61042584 MLS
Timeless 4 bedroom, 2 full, 2 half bath Turtle Creek Colonial. Brand new roof, fresh concrete driveway, spacious floorplan with a home office & four season sunroom. More Details to come! Showings start Saturday 10.31!!

22070 Cascade Drive, Novi

Listing Courtesy of Remerica United Realty, Office Phone: 248-344-1800
22099 Shadybrook Drive, Novi
$550,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61042542 MLS
Welcome to this beautifully maintained classic colonial tucked away in highly desirable Whispering Meadows subdivision, where pride of ownership shines throughout. A traditional floor plan provides inviting spaces for everyday living and entertaining. The kitchen offers a large pantry, ample space for cooking and has been updated with newer cabinetry, appliances and quartz countertops. The spacious family room is a showstopper with a gorgeous, coffered ceiling and updated fireplace. Formal living and dining rooms with vaulted ceilings, easy patio access and a first-floor laundry room with a convenient drop zone complete the main level. Upstairs, the primary bedroom showcases updated architectural details and a renovated bathroom with a spacious new shower. Two additional light-filled bedrooms and a refreshed bathroom are sure to please family and guests! The professionally finished lower level offers a modern vibe with space to play, relax and entertain. Outside, a spacious yard, cozy deck and mature trees offer an inviting setting to unwind. Fresh paint, flooring and lighting, along with a new furnace and air conditioner, make it easy to move right in and enjoy the upcoming holidays. Welcome home!

22099 Shadybrook Drive, Novi

Listing Courtesy of National Realty Centers, Inc, Office Phone: 248-468-1444
27884 Middleton Drive, Novi
$349,000
ACTIVE Status ⋅ 2 Beds ⋅ 3 Baths ⋅ 61042251 MLS
Welcome to the highly desirable Liberty Park community in Novi! This well-maintained townhome features 2 bedrooms, 2 full bathrooms, and 1 half bath, offering comfortable living spaces and a convenient lifestyle. Kitchen is fully loaded with stainless steel appliances which includes Dishwasher, Disposal, Dryer, Exhaust Fan, Free-Standing Gas Range, Free-Standing Refrigerator, Microwave and has its own laundry room with Washer and Dryer. Enjoy an array of community amenities, including a swimming pool, clubhouse, neighborhood park, and sidewalks perfect for walking and outdoor enjoyment. The attached 2-car garage adds convenience and extra storage. Ideally located near Twelve Oaks Mall, grocery stores, hospitals, movie theaters, major freeways, and scenic hiking trails near Walled Lake. Located within the award-winning Novi Community School District, this home offers an excellent combination of comfort, community amenities, and a prime location. Enjoy easy access to shopping, dining, recreation, and everyday essentials! PS- This can be a perfect unit for First Time Home Buyers or Investors.

27884 Middleton Drive, Novi

Listing Courtesy of Keller Williams Paint Creek, Office Phone: 248-609-8000
41668 Steinbeck Glen, Novi
$649,000
COMING SOON Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 50225996 MLS
Welcome to this custom-built, meticulously maintained home in the highly sought-after Tollgate Woods community of Novi. With timeless brick construction, exceptional curb appeal, and a striking two-story arched entryway, this home makes a lasting first impression. Offering over 3,200 square feet of thoughtfully designed living space, the home features large windows that fill the interior with natural light. The first floor offers enough space for all with a grand two-story foyer, a spacious family room with a fireplace, a separate living room, a private office, and a formal dining room. The eat-in kitchen features granite countertops, custom cabinetry extending to the ceiling, a drop-in cooktop, a walk-in pantry, additional storage, newer high-end built-in appliances, and a bright breakfast nook. Upstairs, the spacious primary suite offers raised tray ceilings, a private en-suite bathroom and two walk-in closets. Three additional generously sized bedrooms, each with a walk-in closet, provide plenty of room for family and guests. An additional family room creates even more flexible living space, while the second-floor laundry adds everyday convenience. The full basement is pre-plumbed for a half bath and offers excellent potential for future finishing. Outside, enjoy the expansive backyard and large TREX composite deck, perfect for entertaining or relaxing. A full sprinkler system with Wi-Fi controls makes lawn maintenance easy. Major updates include new carpeting (2026), furnace (2022), TREX deck (2023), kitchen appliances (2021–2022), water heater (2019), and washer (2020). Residents of Tollgate Woods also enjoy access to the community gazebo and playground. The location is hard to beat, with Twelve Oaks Mall just one mile away, nearby shopping and dining, convenient access to major expressways, and walking distance to the lake at Pavilion Shore Park. With its impressive curb appeal, single owner, spacious layout, thoughtful updates, and desirable location, this home is a must-see.

41668 Steinbeck Glen, Novi

Listing Courtesy of Howard Hanna - Monroe, Office Phone: 734-243-5000
30339 Pennington Lane, Novi
$749,900
ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 61041725 MLS
Well-kept 2004 brick colonial in Bristol Corners North with 4,400+ sq ft of finished living space, a finished basement, and a 3-car attached garage on a .38-acre lot. A vaulted two-story entry with hardwood floors opens to formal living and dining rooms and a bright family room with floor-to-ceiling windows and a double-sided fireplace. The kitchen is made for hosting, with abundant cabinetry, a large center island, stainless appliances including double ovens and a gas cooktop, and a sunny breakfast nook. Upstairs, the primary suite offers a custom walk-in closet with built-ins and a spa-style bath with dual vanities, soaking tub, and separate shower. Three more bedrooms and a full bath complete the level. The finished basement is built for entertaining, with a full bar, rec and game area, media space, and exercise room, plus plumbing already in place to add a basement shower. Outside, enjoy a large backyard with patio and invisible fence. Neighborhood perks include tennis and pickleball courts, playgrounds, and trails to Walled Lake. Walled Lake Schools. HOA of $750/year covers grounds maintenance and common areas.

30339 Pennington Lane, Novi

Listing Courtesy of New Era Real Estate LLC, Office Phone: 855-639-3720
27363 Victoria Road, Novi
$579,900
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61041656 MLS
** Open House: Sun Oct 25, 2:00 PM- 4:00 PM ** $5,000 seller concession toward the buyer's closing costs, prepaid expenses, or mortgage rate buydown. Northeast-facing, Completely Move-In Ready! Desirable Northeast-Facing Pond-Site Colonial in Novi's Knightsbridge Gate! Simply unpack and relax--every major detail has already been taken care of for you. Freshly painted throughout and extensively upgraded with top-tier improvements, this 2014 colonial offers rare mechanical peace of mind and designer aesthetics on a premier pond site backing to scenic water, fountain, and wooded views. The main level features gleaming hardwood floors, newer carpet (2023), and elegant French doors opening to a private front office or flex room. The gourmet kitchen is fully equipped with granite countertops, staggered cabinetry, custom tile backsplash, a walk-in pantry, and newer premium stainless appliances, including a 2025 refrigerator and 2024 dishwasher. Everyday living is seamless with a dedicated mudroom off the garage and main-floor laundry (washer and dryer 2024). Upstairs showcases four generous bedrooms and a versatile bonus loft, all fitted with updated carpeting (2023). The primary suite features custom built-in closet shelving, complemented by a stunning, fully remodeled full bath (2026). Downstairs, the finished basement provides exceptional bonus rec and media space complete with fresh carpeting (2025). Major mechanics are covered as well, highlighted by a new high-efficiency furnace (2024).Enjoy tranquil summer evenings on the private back deck or take advantage of the neighborhood clubhouse and community pool. Outstanding Novi location close to top-rated schools, dining, shopping, and major expressways!

27363 Victoria Road, Novi

Listing Courtesy of Community Choice Realty Associates, LLC, Office Phone: 734-992-5515
31191 Kingswood Boulevard, Novi
$600,000
ACTIVE Status ⋅ 3 Beds ⋅ 4 Baths ⋅ 61041599 MLS
Welcome to this beautifully maintained Novi home offering an exceptional combination of comfort, functionality, and convenience! Featuring soaring ceilings, abundant natural light, fresh landscaping, and impressive curb appeal, this home makes a great first impression from the moment you arrive. Inside, enjoy fresh paint, new carpeting, and a welcoming open layout designed for comfortable everyday living. As you enter, you'll find a convenient main-floor half bath and a dedicated study, perfect for a home office or quiet workspace. The spacious first-floor primary suite offers a private retreat, complete with an ensuite bathroom featuring a luxurious jacuzzi tub and double vanity, along with a generous walk-in closet providing ample storage to accommodate all your needs. Upstairs, the additional bedrooms provide comfortable accommodations for family and guests. Stepping into the basement, you'll discover an additional living space complete with a separate room suitable for use and a full bathroom, offering exceptional flexibility for entertaining, recreation, hosting guests, or creating a comfortable retreat for separate living. Enjoy modern conveniences with digitally accessible temperature controls and garage access. The home's sprinkler system is supplied by well water and operated by a pump located in the basement while the home operates on city water. Additional highlights include newer windows backed by a lifetime transferable warranty and a roof approximately 12 years old that is reported to be in good condition. This location is another standout feature! Enjoy convenient access to Costco, fitness centers, shopping, dining, and major freeways for an easier commute throughout Metro Detroit. Located within the Walled Lake consolidated school district, this property offers the opportunity to enjoy Walled Lake living while benefiting from Novi's less expensive property tax. Buyers are encouraged to independently verify all information.

31191 Kingswood Boulevard, Novi

Listing Courtesy of EXP Realty Main, Office Phone: 888-501-7085
27647 Hartwick Circle, Novi
$799,990
COMING SOON Status ⋅ 5 Beds ⋅ 4 Baths ⋅ 61041274 MLS
WELCOME HOME! LUXURY, COMFORT, PARK-FACING VIEWS & SERENE POND VIEWS IN THE HEART OF NOVI! Discover this stunning 5-bedroom, 3.5 bath home offering 3,411 sq.ft. of beautifully designed area, plus an additional 1,350 sq.ft. of newly finished basement -Almost 4800sq.ft. of total living space! Perfectly positioned facing a beautiful community park right outside your doorstep, and backing to a tranquil lotus pond & open green space, this home offers picturesque views from both the front and backyard! Nestled in one of Novi's most desirable communities with award-winning Novi Schools! Step inside to an inviting open-concept layout featuring rich luxury plank flooring, elegant light fixtures, and a spacious, sun-filled living room with a cozy fireplace. The gourmet kitchen with custom granite countertops, 42" maple cabinetry, an upgraded range hood, NEW stainless steel appliances, and a walk-in pantry. A versatile main-floor flex/office room, dedicated homework area, practical mudroom, and convenient 2nd floor laundry make daily living effortless. Primary suite featuring a luxurious ensuite bath with granite vanities, a soaking tub, glass-enclosed tiled shower, and separate his-hers walk-in closets. 2nd floor loft offers endless possibilities for a media room, home office, or additional lounge space. THE NEWLY FINISHED BASEMENT IS A SHOWSTOPPER! Featuring 1,350 sq. ft. of additional living space, a bedroom, full bath, and generous entertainment area, it's perfect for movie nights, workouts, hosting guests, or gatherings. Step outside to your own PRIVATE BACKYARD RETREAT! Enjoy Trex deck overlooking a tranquil lotus pond --an exceptional setting for relaxing evenings, outdoor entertaining, & peaceful scenic views. LOCATION IS EVERYTHING! With a community park right across the street, walking & biking trails, outdoor recreation is just steps away. Enjoy the convenience of being mins from I-96/I-275, premier shopping, dining, and entertainment. THIS HOME TRULY HAS IT ALL!

27647 Hartwick Circle, Novi

Listing Courtesy of KW Professionals, Office Phone: 734-459-4700
24729 Cavendish Avenue, Novi
$780,000
ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 61040841 MLS
Welcome to this beautifully maintained 4-bedroom, 3.5-bath Novi home offering 3,200 square feet of thoughtfully designed living space. Updated wood flooring runs throughout, and soaring ceilings on the main floor create an open, airy feel the moment you walk in. The kitchen is the heart of this home, featuring premium cherry cabinetry with room for everyone to gather. Charming box windows add character and natural light throughout. Upstairs, the spacious primary suite impresses with a vaulted ceiling and a private bath with a relaxing jetted tub. Generously sized secondary bedrooms share a convenient Jack and Jill bathroom. The basement offers high ceilings, plumbing prep for a future bathroom and excellent potential for additional living space. Enjoy summer evenings on the maintenance free deck, while the attached 3-car garage offers abundant storage and comes equipped with a Tesla high-amp wall charger for EV owners. Additional peace of mind includes: a backup sump pump, five security cameras with a modern ADT digital console, major mechanicals approximately 10 years old, and no deferred maintenance. Ideally located in Novi with easy access to shopping, dining, and commuter routes. Special Financing Incentives available on this property from SIRVA Mortgage. Home has been pre-inspected. Reports available upon request.

24729 Cavendish Avenue, Novi

Listing Courtesy of Five Star Real Estate-Plymouth, Office Phone: 248-515-2201
41883 Cantebury Drive, Novi
$309,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61040526 MLS
MOVE-IN READY! EAST-FACING- END UNIT (welcomes morning sunlight, while the wooded & pond views provide a peaceful backdrop); 3 BEDROOMS; 3 FULL BATHS; WALKOUT BASEMENT; ATTACHED GARAGE. Condo is in the desirable Maples of Novi! Enjoy a welcoming great room with soaring 12-foot ceilings, a cozy fireplace, and abundant natural light. The freshly painted interior & upgraded luxury vinyl plank flooring in the living rm, hallway, and kitchen. The flexible three-bedroom, three-full-bathroom layout includes: Main-floor primary suite with a full bathroom, walk-in closet, and direct access to the rear deck. Additional main-floor bedroom with convenient access to a Jack-and-Jill full bathroom. Loft-style third bedroom with a private full bathroom and walk-in closet--ideal for guests, family, or a home office. KEY UPGRADES & FEATURES: New water heater installed in 2026. Central heating & air conditioning installed in 2020. Reverse-osmosis drinking-water filtration system. Attached one-car garage with polyurethane-coated floor. Dedicated NEMA outlet for Level 2 EV charging. Driveway parking for two additional vehicles. Spacious rear deck accessible from the great room and primary bedroom. WALKOUT BASEMENT WITH EXPANSION POTENTIAL. The approximately 1,176 sq. ft. walkout basement offers flexible space for recreation, a home gym, media room, hobbies, or storage. Approximately 170 sq. ft. finished bedroom or office room with laminated vinyl hardwood floor and an egress window. A plumbing provision for a future toilet adds flexibility and makes it easier to customize & finish the remaining basement space to suit your lifestyle--whether you envision a spacious recreation room, home theater, gym, guest suite, or additional living area. The $375 monthly HOA covers exterior building maintenance, including the roof, snow removal, and trash collection. The Maples of Novi community offers a natural setting and recreational opportunities with access to pool, clubhouse, and golf facilities.

41883 Cantebury Drive, Novi

Listing Courtesy of Internet Real Estate, Inc, Office Phone: 248-349-7676
1127 S Lake Drive, Novi
$150,000
ACTIVE Status ⋅ 1 Beds ⋅ 1 Baths ⋅ 61039073 MLS
Discover the appeal of Walled Lake living at 1127 S Lake Drive, Unit 109, a ground-level, one-bedroom condo in Novi's South Pointe community, offering shared lakefront access, beach privileges, and a low-maintenance lifestyle. Step inside to a comfortable living room with natural light and carpeting installed in 2023, with room to unwind or welcome guests. The adjoining kitchen offers wood cabinetry, an electric range, refrigerator, microwave, and dishwasher, while the bedroom and full bathroom are conveniently located on the same level. An in-unit washer and dryer add everyday practicality. Beyond the condo, enjoy a private community waterfront area on Walled Lake, with boat slips available subject to association arrangements. Follow the scenic walking and biking path along South Lake Drive, or spend time in the building's two shared gathering spaces, including an upper-level space with a spacious balcony. A pool table and exercise equipment provide additional opportunities to relax and stay active close to home. One assigned covered carport space and guest parking add convenience, while monthly association dues include water, trash, snow removal, and grounds and structural maintenance. Experience lake-area recreation and easy single-level living in this established Novi 55+ condominium community.

1127 S Lake Drive, Novi

Listing Courtesy of EXP Realty The Perna Team, Office Phone: 888-501-7085
49474 Hartwick Drive, Novi
$799,900
ACTIVE Status ⋅ 5 Beds ⋅ 3 Baths ⋅ 70564464 MLS
The BENEFIT of this property... amazing details can be viewed in the expanded view....

49474 Hartwick Drive, Novi

Listing Courtesy of Brandt Real Estate, Office Phone: 248-756-2844
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