Oak Park Homes with FHA Financial terms

Oak Park Homes with FHA Financial terms

Welcome to Oak Park, Michigan – a vibrant community nestled in the heart of Oakland County, just a stone's throw away from the bustling city of Detroit. Known for its rich history, diverse population, and strong sense of community, Oak Park offers a unique blend of suburban charm and urban convenience. With its tree-lined streets, well-maintained parks, and an array of local shops and restaurants, Oak Park is an ideal place for families, young professionals, and retirees alike.

Oak Park boasts a variety of housing options, making it an attractive destination for homebuyers. From cozy bungalows to spacious family homes, the real estate market here caters to a wide range of tastes and budgets. One of the standout features of Oak Park's housing market is the availability of homes that qualify for FHA financing. This means that first-time homebuyers and those looking to take advantage of lower down payment options can find their dream homes without breaking the bank. FHA loans are designed to make homeownership more accessible, allowing you to invest in a property that suits your lifestyle and needs.

The community is also known for its excellent schools, recreational facilities, and a strong commitment to public safety, making it a great place to raise a family. With convenient access to major highways and public transportation, commuting to nearby employment hubs or enjoying the cultural offerings of Detroit is a breeze.

Discover the charm of Oak Park and explore the possibilities of making this welcoming city your new home. With FHA financing options available, your dream of homeownership is closer than ever!

Newest Oak Park Homes with FHA Financial terms

21941 Harding Street, Oak Park
$263,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61042597 MLS
Welcome to this beautiful white brick ranch offers 3 bedrooms 1.5 bathrooms. Half bathroom in the master bedroom.This property is perfect combination of modern finished and timeless charm.Beautiful open kitchen concept oversized living room leading to a beautiful built out 14X12 back porch with lights and outlets,perfect for family gatherings and barbecue with easy access to the living room. Fenced private backyard. New driveway and updated electrical panel.Conveniently located in the heart of oak park close to hospital, restaurants and shopping.

21941 Harding Street, Oak Park

Listing Courtesy of My Realty LLC, Office Phone: 248-419-3999
15141 Kenton Street, Oak Park
$269,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61042464 MLS
Beautifully updated from top to bottom! This solid 3 bed, 2 FULL bath brick ranch w/ a full basement is a 10! Nice open floor plan concept features a spacious Living Room w/ custom F/P that opens to a brand new, updated designer kitchen. New custom cabinets, qaurtz counters. (Stainless Steel Appls to stay) Convenient counter bar area on large Kitchen Island. Add'l dining nook area. Beautiful H/W flooring thru-out. Brand new full bath w/ custom high-end finishes. All new interior doors/trim, ect. Plenty of recessed lighting thru-out. Enjoy your brand new private Master Bath off bedroom. New Furnace, C/A, HWT, Electrical & Windows. Newer Roof. Basement is partially finished w/ plenty of room . Close to major freeways, shopping & Schools. You will not be disappointed!

15141 Kenton Street, Oak Park

Listing Courtesy of Century 21 Campbell Realty, Office Phone: 248-398-0100
13771 Balfour Street, Oak Park
$300,000
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61042268 MLS
Welcome home to this inviting 2-bedroom, 1-bathroom ranch in desirable Oak Park! Featuring beautiful hardwood floors throughout, this home offers a custom kitchen with stainless steel appliances, two living room spaces, and an updated bathroom. The full basement provides additional space with endless possibilities for storage, a home gym, recreation, or hobbies. Enjoy outdoor living with a door wall leading to a spacious stamped concrete patio--perfect for entertaining guests, summer barbecues, or relaxing outdoors. An attached 2-car garage adds convenience and extra storage. Located in the Berkley School District and close to major freeways, popular dining, shopping, and everyday conveniences, this home offers comfort, functionality, and a fantastic location. Don't miss the opportunity to make this Oak Park gem your own!

13771 Balfour Street, Oak Park

Listing Courtesy of Berkshire Hathaway HomeServices Kee Realty SCS, Office Phone: 586-774-2300
22121 Whitmore Street, Oak Park
$287,500
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61042087 MLS
Freshly completely renovated spacious brick ranch with 3 full bathes and a primary bedroom suite. Living room has bow window, recessed lights and is open to the dining area. Kitchen features new whte Shaker style cabinets, quartz counters, undermount stainless steel sink, subway tile backsplash, new floor and a full set of included new stainless steel appliances. Main bath with new floor, custom tile tub surround, designer vanity & top and new fixtures. Large primary bedroom suite with walkin closet, shower bath with custom tile surround, new floor, designer double sink vanity & top and new fixtures. Refinished hardwood floors. New interior doors & trim. New paint and fixtures. Clean open basement with blacked out ceiling, fresh paint, can lights and epoxy floor. New roof. Garage has new rollup door. Taxes are currently non-homestead but will be rated at a lower millage for an owner occupant buyer. Seller offering help options...see last photo. Also ask your agent for a copy from shared docs. Owner is a licensed broker in the state of Michigan.

22121 Whitmore Street, Oak Park

Listing Courtesy of John Graham Realty, LLC, Office Phone: 586-799-4700
12831 Northfield Boulevard, Oak Park
$299,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61041739 MLS
Lovely ranch home in one of the nicest areas of Oak Park on a tree lined Boulevard. This was the builder's all brick custom home featuring 8" custom crown moldings, not usually seen today, or seen in much more expensive homes! Wood floors throughout in great condition, three LARGE bedrooms with one of the bedrooms currently being used as a dining room. Seller will convert it back before close if buyer needs the third bedroom. Quality finishes throughout, with newer cherry wood kitchen cabinets, granite countertops and stainless appliances, including a Viking range. Charming fireplace in the living room! Newer roof (2023), walkable neighborhood close to shopping. All solid wood doors! This home is screaming quality for those who can appreciate it. Beautiful yard with privacy fence and partially finished basement with an office, large adjacent laundry facilities and a half bath that could be enlarged to a full bath if needed. A completely fenced in yard tops this beauty off!

12831 Northfield Boulevard, Oak Park

Listing Courtesy of New Century REALTORS®, Office Phone: 248-680-9191
22030 Sloman Street, Oak Park
$155,000
ACTIVE UNDER CONTRACT Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61041488 MLS
Welcome to 22030 Sloman, a cozy Oak Park ranch that proves you don't need a huge house to have a home that works well for everyday life. Step inside to a bright and comfortable living space with an easy flow into the updated kitchen, complete with butcher block countertops and plenty of room to cook your favorite meal. Two bedrooms and a full bath keep the layout simple and functional, while thoughtful updates throughout make this home ready for you to move in. Then head outside, because the backyard gives you plenty of room to enjoy. Fire up the grill, invite a few friends over, let the dog run around the fenced yard, or spend a quiet summer evening outside with a drink in hand. There's also a shed for the lawn equipment, bikes, and all of those things you'd rather not have taking up space inside. And with winter around the corner the attached garage keeps your car snow-free. Cute, comfortable, and conveniently located near shopping and major roads, this Oak Park ranch is ready for YOU to call it home.

22030 Sloman Street, Oak Park

Listing Courtesy of Real Broker, LLC Troy, Office Phone: 517-200-3245
13180 Irvine Boulevard, Oak Park
$230,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 50225796 MLS
3 BEDROOM, 1 BATH WITH A 2 CAR GARAGE. LARGE DOUBLE LOT (97.5 x 120); .269 ACRES. FULL BASEMENT. NEW ROOF JUNE 2025.

13180 Irvine Boulevard, Oak Park

Listing Courtesy of Real Estate One Inc -SCS, Office Phone: 586-771-1100
15211 Joan Street, Oak Park
$274,990
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61041075 MLS
Welcome to 15211 Joan St! This beautifully renovated ranch combines modern updates with comfortable, spacious living. Featuring a vaulted-ceiling design and over 2,200 square feet of thoughtfully designed living space, this 3-bedroom, 2-bath home offers plenty of room to relax, entertain, and work from home. The stunning kitchen serves as the centerpiece of the home, featuring quartz countertops, stainless steel appliances, and stylish contemporary finishes. Numerous updates throughout include new windows (2026), new siding (2026), new roof (2026), new gutters (2026), a new carport (2026), updated flooring, fresh interior paint, renovated bathrooms, and much more. The expansive layout offers both functionality and flexibility, making it ideal for everyday living and entertaining. Conveniently located near shopping, dining, parks, and major roadways, this move-in-ready home is a great opportunity to enjoy a beautifully updated property with extensive recent improvements.

15211 Joan Street, Oak Park

Listing Courtesy of A.V.A. Real Estate, Office Phone: 248-260-8088
23911 Westhampton Street, Oak Park
$240,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61040664 MLS
Welcome to 23911 Westhampton Street, a beautifully presented brick ranch nestled on a cul-de-sac in Oak Park, offering an inviting blend of timeless character, comfortable living, and exceptional entertaining space. Inside, natural light fills the spacious living room, where rich hardwood flooring extends into the adjoining dining area, creating a warm, elegant setting for everyday living and memorable gatherings. The kitchen offers a sophisticated contrast of dark cabinetry, a decorative tile backsplash, stainless steel refrigerator, gas range, and light-toned flooring. Three inviting bedrooms and a full bathroom featuring ceramic tile and a jetted soaking tub complete the main level. The home's true standout awaits downstairs, where an expansive finished basement offers an impressive extension of the living space. A generous family room creates the perfect atmosphere for movie nights, game days, and entertaining, while a dedicated wet bar with sink makes hosting effortless. A convenient half bath and additional finished bonus rooms offer versatility for a private home office, recreation, or hobbies, with a separate area reserved for laundry and storage. Outdoors, the covered front porch provides a charming place to unwind, while the expansive, fully fenced backyard offers a wonderful setting for outdoor entertaining, recreation, and relaxation. An attached one-car garage adds everyday convenience. Providing additional confidence, the basement underwent professional waterproofing in September 2025, complete with a sump pump and transferable warranty. Ideally situated near Oak Park High School and local amenities, this distinctive ranch delivers the comfort of single-level living with the added luxury of beautifully versatile gathering spaces.

23911 Westhampton Street, Oak Park

Listing Courtesy of EXP Realty The Perna Team, Office Phone: 888-501-7085
21840 Kenosha Street, Oak Park
$285,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61040468 MLS
Welcome to 21840 Kenosha St., Oak Park, MI! This beautifully remodeled brick ranch offers 3 bedrooms, 1.5 bathrooms, and the perfect combination of modern finishes and timeless charm. Step inside to find refinished hardwood floors, modern lighting, gold hardware accents, updated fixtures, and fresh paint throughout. The renovated kitchen features stunning two-tone cabinetry, quartz countertops, a stylish tile backsplash, and ample storage space. The finished basement provides additional living space, including a bonus room with a closet ideal for a home office, guest room, or flex space, along with a full bathroom and dedicated laundry area. New carpeting, updated mechanicals, and thoughtful upgrades throughout make this home truly move-in ready. Conveniently located in the heart of Oak Park, just minutes from Royal Oak, Ferndale, Birmingham, and downtown Detroit, with easy access to shopping, dining, parks, and major freeways. Don't miss your chance to own this beautifully updated home in a desirable location. Schedule your showing today!

21840 Kenosha Street, Oak Park

Listing Courtesy of Got Key'D Realty, Office Phone: 313-228-5710
22001 Beverly Street, Oak Park
$220,000
ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 61040278 MLS
22001 Beverly ST in Oak Park, Michigan, is a classic 1955 ranch-style single-family residence that invites you to experience a lifestyle of comfort and ease. This ready-to-move-in home captures the timeless appeal of mid-century architecture, offering a balanced and inviting atmosphere for those seeking a property that is as functional as it is charming. The living room serves as the heart of the home, centered around a cozy fireplace that provides a focal point for relaxation and quiet evenings. It is an ideal space to gather and unwind, reflecting the classic character of this well-maintained residence. The kitchen offers a unique and textured aesthetic. This combination creates a distinctive backdrop for your culinary pursuits, blending traditional craftsmanship with an inviting, tactile style. The bedroom includes high-quality hardwood flooring, providing a clean and durable foundation for your personal retreat. Home offers a 4 seasons room that would be perfect as a den or home office. Outside, the property provides a private yard perfect for enjoying the outdoors, complemented by the convenience and security of an attached garage. Home also has a brand new furnace. This move-in ready ranch offers the perfect blend of character and modern convenience, so schedule your private tour today to experience this inviting home for yourself.

22001 Beverly Street, Oak Park

Listing Courtesy of EXP Realty Main, Office Phone: 888-501-7085
24201 Oneida Street, Oak Park
$449,900
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61040161 MLS
Get the feel of new construction...without the new-construction price tag! This completely renovated 3-bedroom brick ranch with Ferndale Schools has been thoughtfully updated from top to bottom with exceptional craftsmanship, quality finishes and attention to detail throughout. This isn't a quick cosmetic renovation; corners weren't cut. From the roof, windows, HVAC, electrical and plumbing to the finishes you see throughout the home, the work has been done with longevity in mind. Step through the vestibule into a spacious, light-filled living room where beautifully refinished hardwood floors extend throughout the main level. The open layout flows into a formal dining area and bright kitchen featuring quartz countertops, updated shaker cabinetry and a clean, timeless design with stainless appliances. A flexible addition off the back creates the perfect den or second sitting area with a built-in fireplace and TV. Three generous bedrooms include a primary ensuite, while the massive finished basement extends nearly the entire footprint of the home, offering all-new drywall and flooring, a fireplace, half bath and an incredible amount of additional living and entertaining space. The quality continues outside with new concrete, gutters, sod/landscaping and a wrought-iron fence adding to the home's polished, move-in-ready feel. Large parking pad with footings for garage already prepped. Located in a highly desired Oak Park neighborhood just a quick walk to Ferndale Upper Elementary and recently renovated David Shepherd Park, with downtown Ferndale, shopping, dining and freeway access just minutes away. If you love the idea of new construction but not the price tag, this may be the next best thing. A classic brick ranch renewed from the inside out, where thoughtful improvements, excellent craftsmanship and attention to detail come together in a home that feels truly turnkey. The work has been done, and done well! See MLS docs for the long list of updates.

24201 Oneida Street, Oak Park

Listing Courtesy of Max Broock, REALTORS-Royal Oak, Office Phone: 248-548-9100
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