Otter Lake Homes with Conventional Financial terms

Otter Lake Homes with Conventional Financial terms

Welcome to Otter Lake, Michigan – a hidden gem nestled in the heart of the Great Lakes State! Known for its picturesque landscapes and a close-knit community, Otter Lake offers a unique blend of rural charm and modern conveniences. With its serene surroundings, residents enjoy a peaceful lifestyle while being just a short drive away from larger urban centers.

Otter Lake is renowned for its stunning natural beauty, featuring crystal-clear waters and lush greenery, making it an ideal spot for outdoor enthusiasts. Whether you’re hiking along scenic trails, fishing on the lake, or simply enjoying a picnic in one of the local parks, there's something for everyone to appreciate in this idyllic setting.

Real estate in Otter Lake presents an attractive opportunity for homebuyers, especially with the availability of homes that can be financed through conventional terms. This means that whether you’re a first-time buyer or looking to invest, you can find a variety of properties that fit your needs and budget. From charming cottages to spacious family homes, the housing market here offers a diverse selection that reflects the community’s welcoming spirit.

In addition to its natural allure, Otter Lake boasts a friendly atmosphere with local shops, eateries, and community events that make it easy to connect with neighbors. The strong sense of community, combined with the affordability of homes, makes Otter Lake an ideal place to call home. If you’re seeking a tranquil lifestyle with the perfect blend of nature and community, Otter Lake is waiting for you! Come discover your dream home in this enchanting Michigan town.

Newest Otter Lake Homes with Conventional Financial terms

$190,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61014560 MLS
This two-story home sits on just over 2.5 acres and offers plenty of space and potential. The main level features a first-floor bedroom and a spacious great room with an open-to-the-second-floor design, creating a bright and airy feel. Upstairs, you'll find two additional bedrooms and a full bath. A two-car attached garage adds convenience, and the home is equipped with a newer furnace. With room to grow and make it your own, this property is full of possibilities.

3419 Burnside Road, Otter Lake

Listing Courtesy of Coldwell Banker Professionals, Office Phone: 810-664-8524
$120,000
ACTIVE UNDER CONTRACT Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 50215638 MLS
COUNTRY HOME ON WOODED ACRES! Nestled on approximately 2 private, wooded acres, this 2-bedroom home offers the potential for a 3rd bedroom and is ready for your personal touch. Enjoy the peace and privacy of country living while being conveniently located on a paved road, just minutes from beautiful all-sports Otter Lake, featuring a sandy swimming beach and picnic area. Recent updates include a 2023 well, 2018 furnace, 2017 vinyl windows, 2018 water heater, and 2017 roof, providing a solid foundation for your improvements. Whether you're looking for a year-round residence, weekend getaway, or investment opportunity, this property offers endless potential to create your own private oasis. Home is being sold AS IS.

13152 Washburn Road, Otter Lake

Listing Courtesy of REMAX Plus, Office Phone: 810-969-4445
$160,000
ACTIVE Status ⋅ 4 Beds ⋅ 1 Baths ⋅ 61009220 MLS
Welcome Home to Peace, Privacy & Small-Town Living! Minutes away from Otter Lake! Don't miss this spacious 4-bedroom, 1.5-bath ranch situated on approximately 3 beautiful acres offering the perfect blend of privacy and convenience. The property features a partially finished Michigan basement, attached 1-car garage with electricity, two additional storage sheds, and a partially completed privacy fence. Nature lovers will appreciate the multiple mature fruit trees, fruit vines, and producing plants, creating your own backyard orchard. Relax under the shade of mature trees or enjoy the open yard with endless possibilities for gardening, entertaining, or recreation. Major updates provide added peace of mind, including a new roof within the last 5 years and central heating and air conditioning replaced within the last 8 years. Located within walking distance to a convenience store, restaurant, and gas station, you'll enjoy small-town convenience while still having room to spread out. Outdoor enthusiasts will love the nearby bike trail and free beach access for swimming, fishing, and enjoying Michigan summers. Whether you're looking for your first home, a place to raise a family, or simply more room to enjoy the outdoors, this property offers an incredible opportunity with space, updates, and a desirable location. Schedule your private showing today!

6406 12th Street, Otter Lake

Listing Courtesy of Five Star Real Estate Davison, Office Phone: 810-991-9260
$249,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61004102 MLS
Welcome to Otter Lake! This three bedroom, 2 full bath home has everything you're looking for! With recent improvements, including new flooring and paint throughout the living room, dining area, and kitchen and new countertops and backsplash in the kitchen, as well as updated appliances, this one is turn-key, completely ready for you! The home is filled with open, inviting spaces with plenty of natural light pouring in. The kitchen is large and open, with plenty of storage and tons of counter space, and the attached dining area provides access to the deck, making summertime entertaining seamless. The living room is big, with more than enough space for colder weather entertaining or smaller get-togethers. The primary bedroom features an en-suite full bath and oversize closet, while the remaining two bedrooms are spacious, with ample closets. A big back deck completes the package, letting you sit and relax while watching the kids or pets run and play. Don't miss out on this one, schedule your private showing today!

5607 Genesee Avenue, Otter Lake

Listing Courtesy of Keller Williams First, Office Phone: 810-515-1503
$1,600,000
ACTIVE Status ⋅ 61004223 MLS
45.45 Acres of Prime Waterfront Land on Three Lakes! 6727 Sherman Drive, Otter Lake, MI A truly rare opportunity to own one of the most unique waterfront properties in Michigan! This spectacular 45.45 acre parcel is surrounded by the natural beauty of Otter Lake, Powder Horn Lake, and Mud Lake, featuring mature hardwood forests, incredible wildlife, breathtaking water views, and endless possibilities. This property offers flexibility for developers, investors, builders, or those seeking a private waterfront retreat. Purchase the entire 45.45 acre property to preserve it as your own private lake front sanctuary or choose one of the proposed 6 waterfront parcels. Property Highlights: - 45.45 Acres of Waterfront Land - Surrounded by Otter Lake, Powder Horn Lake & Mud Lake - Otter Lake an All Sports Lake - Powder Horn a No Motor Lake - Mud Lake a No Motor Lake - Mature Hardwood Trees & Scenic Natural Beauty - Incredible Development Potential - Private Waterfront Estate Opportunity - Excellent Fishing, Boating, Kayaking, Water Skiing & Recreation - Owner Proposed 6 individual waterfront parcels - Municipal sanitary sewer onsite - Private Seller Financing Available Whether you're a developer, investor, or buyer seeking a private waterfront retreat, this exceptional property offers endless possibilities. Enjoy access to all-sports Otter Lake for boating, water skiing, fishing, and recreation, along with the peaceful beauty of Powder Horn Lake and Mud Lake. Purchase the entire 45.45 acres or one of the proposed water front parcels. Private seller financing available. Opportunities like this are rare! Listing includes the below additional parcels: 09-01-200-015 (Winter tax: $78.69, Summer Tax: $162.51, SEV: $14,200) 047-636-001-00 (Winter Tax: $1,517.54, Summer Tax:$440.90, SEV: $45,600).

6727 Sherman Street, Otter Lake

Listing Courtesy of M & W Realty LLC, Office Phone: 248-318-8250
$219,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50210736 MLS
This newly renovated ranch home has 3 bedrooms and 2 full baths, including a primary suite. It sits on a beautiful 4.75-acre lot and includes a garage & a large 32'x48' pole barn with a 12' ceiling. The home is located within the Village on the outer edge of Otter Lake, offering tranquil & spacious country living. You can easily reach the lake, beach, and other village amenities by golf cart or side-by-side, which is allowed in the village. The community hosts events along Main Street and the lake, including car shows and a big fireworks festival on the 4th of July. Also, be sure to visit the Southern Links 10 mile long paved walking & biking path, that passes through the Village.

6283 Hart Lake Road, Otter Lake

Listing Courtesy of REMAX Edge, Office Phone: 810-653-5020
$375,000
ACTIVE UNDER CONTRACT Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 60991390 MLS
Spacious 4 bedroom, 3 bath home situated on 5 beautiful county acres in Otter Lake! This property features two impressive pole barns-one measuring 30x40 with 10 foot ceilings, cement floors , electricity and a wood burning stove, the second barn is 20x48 also include 10 foot ceilings, electricity and cement floors. Enjoy summer days in the 20x40 inground pool surrounded by peaceful country views. The primary suit includes a large walk-in closet and a spacious bathroom with jetted tub and skylights. Enjoy the full finished basement with the option for another bedroom! Schedule your showing today!

6087 Cyclone Road, Otter Lake

Listing Courtesy of The Sedlarik Group Realty LLC, Office Phone: 810-252-6749
$149,000
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 50203437 MLS
Unique property on over 2 acres at the end of a cul de sac next to a biking & walking trail. There is a pond located on this quiet, friendly neighborhood. Detached 2 car barn-style garage has a upper level for storage or recreational room and has 220 & water. Another lean-to garage off the back. Good furnace. New well. Great purchase and opportunity to make it yours.

5792 Howell Road, Otter Lake

Listing Courtesy of DeMark Real Estate, Office Phone:

$39,000
ACTIVE Status ⋅ 60978573 MLS
Don't miss this desirable 1.35-acre lot in the Village of Otter Lake! Offering easy access and a buildable setting, this property is ready for your vision. Whether you're planning your dream home or looking for an investment opportunity, the possibilities are endless. Conveniently located with small-town charm, yet close to everyday amenities. Call today for more details!

9525 Genesee, Otter Lake

Listing Courtesy of Exclusive House of Real Estate, Office Phone: 810-498-4016
$14,900
ACTIVE Status ⋅ 60965175 MLS
Nice, well-priced lot in a great setting--perfect for building your dream home. Peaceful surroundings with plenty of potential. Possible short-term land contract available. Hurry, this opportunity won't last long. Located just south of 6300 Cyclone Rd, Otter Lake.

V/L Cyclone Road, Otter Lake

Listing Courtesy of RE/MAX Platinum - Grand Blanc, Office Phone: 810-695-4111
$189,900
ACTIVE Status ⋅ 60944840 MLS
Beautiful views of all sports Hemingway Lake from this expansive waterfront building site. Ready for you to build your Dream home. The driveway is in and the land is ready to receive your vision of what lake life should look like. Boating, Swimming, Jet Skiing you can enjoy it all with 312 feet of waterfrontage. Sunsets and sandy beach await come live the lake life!

4720 Brunk Drive, Otter Lake

Listing Courtesy of Direct Properties.com, Office Phone: 810-636-4440
$5,750,000
ACTIVE Status ⋅ 60358503 MLS
Immediate revenue opportunity. Whether you're a season supply company looking to grow your business or wanting to get into the aggregate supply business, here's a great opportunity for you of a turnkey operation. Over 128 Acres of virgin land ready for mining of topsoil, sand, gravel or stone with over 10 tons of aggregate reserves. Building, land, equipment and book of business for sale. Over 1.6M in equipment included. Building equipped with reception area, bay area for maintenance and storage, conference room, living quarters and so much more. Contact listing agent for more information or tour.

4253 Otter Lake Road, Otter Lake

Listing Courtesy of Berkshire Hathaway HomeServices Michigan Real Est, Office Phone: 810-629-0680
Start Your Search
Provided through IDX through Realcomp II Ltd. Courtesy of HamadyRobinson, REALTORS®. Copyright 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing and that the data is deemed reliable but not guaranteed accurate by the MLS.