Oxford Homes with FHA Financial terms

Oxford Homes with FHA Financial terms

Welcome to Oxford, Michigan – a charming village nestled in the heart of Oakland County, where small-town charm meets modern living. Known for its picturesque landscapes and vibrant community spirit, Oxford offers a delightful blend of nature and convenience. With its rich history, friendly neighborhoods, and an array of recreational opportunities, it’s no wonder that families and individuals alike are drawn to this enchanting locale.

Oxford is home to a variety of parks, lakes, and trails that provide endless opportunities for outdoor enthusiasts. Whether you enjoy hiking, fishing, or simply basking in the beauty of nature, the area’s stunning scenery will captivate you. The downtown area features quaint shops, delightful eateries, and a strong sense of community, making it a perfect place to call home.

For those considering a move to Oxford, you’ll be pleased to know that many homes in the area are accessible with FHA financing options. This means that first-time homebuyers and those looking to invest in their dream home can take advantage of lower down payment requirements and flexible credit standards. With a range of homes available, from cozy bungalows to spacious family residences, there’s something to suit every taste and budget.

Embrace the charm of Oxford, MI, where you’ll find a welcoming community, beautiful homes, and a lifestyle that balances tranquility with convenience. With FHA financing available, your dream of homeownership in this idyllic village is closer than ever. Explore Oxford today and discover the perfect place to create lasting memories!

Newest Oxford Homes with FHA Financial terms

ACTIVE Status ⋅ 5 Beds ⋅ 4 Baths ⋅ 61029469 MLS

Experience the epitome of elegance in this exquisite 3 story historic home located in the heart of Oxford. Situated on a prime street, the exterior of this property offers a covered front porch and a large deck in back to relax or entertain. There's also an enclosed dog run on the side yard. The oversized 28x29 garage with a finished loft set up as a cigar lounge adds to the unique appeal of your new home. The garage provides ample space for all your storage and hobby needs and is wired for baseboard heat in the loft area. Step inside to experience a comfortable floor plan with gleaming hardwood floors throughout most rooms and classic moldings. The family room is a relaxing retreat with a bay window and gas fireplace adding warmth and ambiance to the space. The kitchen features a plethora of cabinets, granite countertops, and a peninsula with seating and pendant lighting. The kitchen also has a pantry providing ample storage space. Off the kitchen is an all season room overlooking the backyard. Dining room and living room are open concept to add additional space to entertain and relax. Upstairs, four generously sized bedrooms await, including a bedroom on the 3rd floor with a half bath. Full bathroom on the 2nd floor has a built in sauna. Don't want the sauna? Laundry hook-ups are in place to convert back to 2nd floor laundry. Finished basement, which is rare in the village, adds 836 sq. ft more of living space with a recreation room, 5th bedroom, full bathroom and laundry room. All new energy star windows installed in 2020. HWH 2023. Boiler 2022. Enjoy the convenience of living near downtown Oxford, with its charming shops and restaurants, as well as proximity to trails, the library, medical facilities and schools. This home is a true gem, meticulously preserved to retain its original charm while offering modern conveniences. Don't miss your chance to own a piece of history. Hurry! Home may be under video and audio surveillance. BATVAI

45 Park Street, Oxford

Listing Courtesy of EXP Realty Rochester, Office Phone: 888-501-7085

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61029257 MLS

Welcome to this lakefront home in the highly sought-after Waterstone Community, perfectly positioned on beautiful Boulder Lk with breathtaking views of both Boulder and Franklin Lakes. Step inside the grand two-story foyer, where natural light fills the home and creates an immediate sense of openness. Just off the entry, you'll find a private study. The heart of the home is the stunning great room, featuring soaring vaulted ceilings and a wall of windows that frame the waterfront scenery and bring in tons of natural light.The open-concept kitchen and breakfast nook are ideal for everyday living and entertaining. Enjoy meals in the bright, window-lined dining space or step onto the expansive deck to take in the peaceful lake views. The kitchen offers abundant counter space, a large center island, ample cabinetry, and a walk-in pantry. A main-level laundry room and mudroom area add to the functional layout. The main floor also features a primary suite with tall ceilings, serene lake views, a large walk-in closet, and a spa-like en-suite bath with ceramic tile, jetted soaking tub, dual vanity, and oversized walk-in shower.Upstairs, you'll find two additional spacious bedrooms, each offering beautiful views, along with a full bath for family or guests. The enormous walkout basement provides endless possibilities and is ready to be finished. Just outside the walkout, a large paver patio offers even more space to relax or entertain.The large lakefront lot extends down to the water's edge, creating the perfect setting for swimming, kayaking, or enjoying the incredible views. Just minutes from Downtown Oxford, trails, beaches, parks, shopping, dining, and more. Don't miss this opportunity to own a lakefront gem in one of Oxford's most desirable communities and peaceful lakefront settings. Carpet was removed due to age, it was left out so new owners can pick what they want. Some pics are AI enhanced to gives you a sense of what the home could look like.

510 Boulder Lake Drive, Oxford

Listing Courtesy of Real Estate One-Oxford, Office Phone: 248-628-2800

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61028981 MLS

Once in a lifetime opportunity for peace and quiet, space, & tranquility! Set back on 9+ acres, this cape cod has charm galore. The abundance of space is apparent on the outside & in. Walk up to your enormous covered porch- perfect for enjoying the views of your sprawling front expanse, & enter to find charm plus modern conveniences & updates. A curved staircase welcomes you, then turn to discover the spacious living room & beautifully updated kitchen- w/ cozy breakfast nook or dining room adjacent. The kitchen offers great counter & cabinet space, plus SS appliances. Just off the dining room is the large 3 seasons room w/ lovely views & yard access. The primary bedroom is spacious & has an attached ensuite bath w/ large ceramic tile shower, dual sinks & a washer/dryer hookup for optional 1st floor laundry (if desired!). Fun barn doors adorn the closet & bath- stylish & functional! On the 2nd flr are two spacious bedrooms, each w/ attached dormer rooms for extra storage/usable space! The main bath sits between the two- just steps away. The walk out basement has tons more living space, complete w/ a full bath (2026), office/guest room, laundry/storage, & another light-filled living area. You won't feel like you're in a basement down here! The walk out door is steps from the garage, making access a breeze. The 2 story garage has an RV charger, plus an upper level used for storage & a heated home office. HUGE pole barn (32x48) w/ concrete floor, loft, electricity, parking pad & new roof (2021)- endless project possibilities! Did we mention fruit trees?!? Or the gazebo? Dog lovers will love the invisible fence, covering a 2-acre area for safe roaming. Other notable updates include: New Roof (2024), New Boiler (2019), Full Basement Waterproofing (2020), Finished Basement (2023). Sometimes, dreams do come true.

1205 W Oakwood Road, Oxford

Listing Courtesy of KW Realty Livingston, Office Phone: 810-227-5500

ACTIVE Status ⋅ 3 Beds ⋅ 4 Baths ⋅ 61028331 MLS

Welcome to this stunning, turnkey single-family home where no expense has been spared in highly sought after Waterstone Community. Offering 3 bedrooms, 4 bathrooms, and a spacious, thoughtfully designed floor plan, this beautifully upgraded home is truly move-in ready. Situated on a professionally landscaped side lot with beautiful water views, the property offers exceptional curb appeal and multiple covered porches for enjoying the surrounding scenery. Inside, you'll find an abundance of upgrades, including over $100,000 in improvements, quartz countertops throughout, upgraded lighting, and quality finishes at every turn. The spacious primary suite is a true retreat, featuring a luxurious en-suite bathroom with a soaker tub and a California closet. The thoughtfully designed mudroom includes built-in shelving, while the upstairs boasts an en-suite. The finished basement adds incredible versatility and feels more like a separate living space, with a loft-like atmosphere, full kitchen, full bathroom with double shower heads, bonus room, and plenty of additional storage. Whether used for entertaining, guests, extended family, or a private retreat, this lower level offers endless possibilities. With spacious living areas, abundant storage, premium finishes, water views, professional landscaping, and extensive upgrades throughout, this exceptional home combines comfort, functionality, and luxury in one impressive package. BATVI

850 Marlayna Drive, Oxford

Listing Courtesy of EXP Realty Main, Office Phone: 888-501-7085

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61027664 MLS

Beautifully updated lakefront home on Paint Lake in Oxford! Welcome to 503 Horner Drive, featuring stunning elevated lake views, a sandy beach, two decks, a fire pit, and plenty of space to relax or entertain. This move-in-ready home offers extensive updates, including new flooring, trim, lighting, paint, appliances, roof, siding, hot water tank, and downstairs furnace. Additional features include a walk-out basement, spacious bedrooms, walk in closet, bath tub with jets, fireplace, lake-fed sprinkler system, water softener, and storage shed with cable and electricity. Come see this special lakefront home for yourself!

503 Horner Drive, Oxford

Listing Courtesy of Real Estate One-Sterling Heights, Office Phone: 586-276-9800

ACTIVE UNDER CONTRACT Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61027356 MLS

Welcome to this charming 2-bedroom, 1-bath ranch in Oxford Township! Offering just over 1,000 square feet, this home was beautifully remodeled in 2023 and sits on an expansive .69-acre lot. The large yard provides a peaceful setting with added privacy and plenty of room to relax, entertain, garden or simply enjoy the outdoors. Updates include new vinyl flooring throughout the kitchen, living room and sitting room, a remodeled bathroom, and an updated kitchen featuring new cabinets and butcher-block countertops. The windows in both bedrooms, the living room and the kitchen were replaced in 2024. Additional highlights include a large 2.5-car detached garage, a new A/C unit installed in 2021 and a roof replaced in 2015. Downtown Oxford is only a mile away, making it easy to walk or bike into town for dinner, drinks and shopping, while downtown Lake Orion is approximately five minutes away. Outdoor enthusiasts will appreciate nearby Seymour Lake Township Park, featuring playgrounds, a splash pad, sports fields and a fitness trail, along with the Polly Ann Trail for walking and biking. Golfers will also enjoy convenient access to several area courses, including Boulder Pointe, Copper Hills and Oxford Hills.

915 Olive Street, Oxford

Listing Courtesy of Switch Realty, LLC, Office Phone: 586-944-8660

ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 61027170 MLS

Welcome home to this beautifully remodeled 4-bedroom home with a finished basement and your own private in-ground pool! Fresh, updated, and move-in ready, this home offers an impressive amount of living and entertaining space across three finished levels. Step inside to find new flooring and fresh paint throughout, giving the entire home a bright, updated feel. The remodeled kitchen features quartz countertops, rejuvenation hardware and flows seamlessly into the dining and living areas, creating a spacious layout perfect for everyday living and entertaining. Quartz countertops continue into the bathrooms, carrying the updated finishes throughout the home. The main level offers the convenience of first-floor laundry and a spacious primary suite with a private bath and walk-in closet. Upstairs, you'll find three additional bedrooms and another full bath, providing plenty of room for family, guests, or a home office. Downstairs, the finished basement dramatically expands your living space with a large recreation area, additional finished room, bathroom, and plenty of room for a theater, game room, gym, or entertaining space. Outside is where this property really shines! A large elevated deck overlooks the fenced backyard and in-ground pool, creating your own private summer retreat. Whether you're hosting friends for a pool day, grilling on the deck, or simply relaxing in the backyard, this home was made for entertaining. Completely refreshed, incredibly spacious, and featuring an in-ground poolthis is one you'll want to see in person!

900 Cross Street, Oxford

Listing Courtesy of Realty Executives Main St LLC, Office Phone: 810-667-1700

ACTIVE Status ⋅ 5 Beds ⋅ 4 Baths ⋅ 61027277 MLS

This hard-to-find RANCH on the water has been professionally cleaned and is ready for you! Mickelson all sports lake is part of a group of lakes, Squaw Lake, Tan Lake and Long Lake that all interconnect! This home includes a whole house auto switch generator just tuned up Nov. 2025. The Central ac feels so good in this hot weather. Furnace was new when installed 4-5 years ago to keep you toasty in the winters too. Luxury waterproof laminate was installed upstairs 4 years ago. Painting, light fixtures, mirrors, sprinkler pump/motor, all three decks (refinished) and outside trim were just finished summer of 2026 plus more. Even the switch covers were all just replaced the first week of September 2026. Duct work was cleaned 3 years ago. The family room door-wall and side windows lead out to the large, raised deck with built in lighting and clear panels to give you a beautiful view of the water. Stairs lead down to the ground level and to the third deck, dock and grass beach area. The main bedroom has a door leading out to a side deck and rare, generous, fenced side yard. This was approved originally as a kennel/play area for dachshunds and is grandfathered in. If that's not enough, this home's bedrooms 4 and 5 in the lower walk out level has large egress windows, a large second family room, a mini kitchen/wet bar with a new stove, 4 yo refrigerator and a microwave. The lower level also had a door-wall leading to a patio and waterfront. A full double sink bathroom is in the lower level for convenient use of the bedrooms there. Lighting in many areas of the lower level have been updated to the more efficient and bright LED fixtures. Agent is related to seller.

1910 Harwood Drive, Oxford

Listing Courtesy of Real Estate One-Oxford, Office Phone: 248-628-2800

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61026974 MLS

Welcome home to your own private wooded retreat! This solid 4 bedroom, 2 1/2 bath, split level Ranch is set back on 2.9 private wooded acres and just off a Natural Beauty Road. A brick-paved entrance and covered front porch welcome you inside to an inviting layout designed for both everyday living and entertaining. The open kitchen features custom maple cabinetry and Corian countertops, flowing into the spacious 27x20 great room filled with natural light. The great room showcases built-in bookcases, a bay window, and a wood-burning stove that creates a warm and inviting gathering space. The oversized primary suite offers a private retreat with an 8x8 walk-in closet and en-suite full bath. A first-floor laundry and mudroom add everyday convenience, while the three-season sunroom provides another peaceful space to relax and enjoy the surrounding nature. Step through the door wall onto the composite deck overlooking your private wooded acreage, where wildlife is a regular part of the scenery. For additional storage and hobbies, the property features a heated 30x40 pole barn and an oversized shed. Numerous updates provide peace of mind, including a new well pump (2026), pressure tank (2025), two completely remodeled bathrooms (2022), new great room and kitchen flooring (2020), water softener (2019), Generac whole-home generator (2017), A/C (2016), water heater (2016), and roof (2015). Natural gas! Conveniently located just minutes from M-24 and Oxford's award-winning schools, this property offers privacy and a peaceful setting without sacrificing accessibility. Come experience the space, privacy, and character this special property has to offer!

3747 Ray Road, Oxford

Listing Courtesy of The Brokaw Group, Office Phone: 810-600-2060

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61025394 MLS

4 bedroom, 2.5 bath, living, dining, and family rooms with attached garage on 2+ acres. Paved cul de sac, Lake Orion schools. Beautiful wooded setting with extensive perennial and raised bed garden with generous shed. Includes pond with a fountain and fish. Covered screen porch, making it a perfect bird watcher?s paradise. Conveniently located between Lake Orion, Oxford, and Rochester.

3947 Cheyenne Court, Oxford

Listing Courtesy of Luxury Living Real Estate, Office Phone: 248-342-6516

ACTIVE Status ⋅ 5 Beds ⋅ 4 Baths ⋅ 61025147 MLS

MOTIVATED SELLERS, House is in GREAT condition Completely move-in ready with a newer kitchen, flooring, roof, furnace & A/C! This 5-bedroom, 3.5-bath home sits right across from the lake, giving you all the perks of living in a lake subdivision while still having complete privacy. Inside, you'll find an open kitchen and living room layout, a first-floor primary suite, additional rooms upstairs, plus 2 HUGE bonus bedrooms downstairs. The full walk-out basement is an entirely separate living area with tons of additional space and flexibility. But what truly sets this home apart is the setting -- there isn't another home in the neighborhood with privacy quite like this one. Lake living, privacy, space, and completely move-in ready.

575 Lakes Edge Drive, Oxford

Listing Courtesy of Anthony Djon Luxury Real Estate, Office Phone: 248-747-4834

ACTIVE Status ⋅ 5 Beds ⋅ 5 Baths ⋅ 61024590 MLS

OPEN Sat 1-3pm Your private Ranch estate awaits! 10.5 Acres POOL 4+ car garage Full finished walkout Huge shed for the toys!! Mins from Oxford and Metamora!! Walk in to the is Custom built masterpiece!! built to last 2x6 exterior walls Full brick exterior. all overlooking nature!! Built to last this raised ranch could be 2 homes in one or single family. Home overlooking pool and pond! Deer turkey everyday!!

2550 Birch Grove Court, Oxford

Listing Courtesy of The Drew Colburn Real Estate Group, Office Phone: 248-786-1777

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