Oxford Homes with FHA Financial terms

Oxford Homes with FHA Financial terms

Welcome to Oxford, Michigan – a charming village nestled in the heart of Oakland County, where small-town charm meets modern living. Known for its picturesque landscapes and vibrant community spirit, Oxford offers a delightful blend of nature and convenience. With its rich history, friendly neighborhoods, and an array of recreational opportunities, it’s no wonder that families and individuals alike are drawn to this enchanting locale.

Oxford is home to a variety of parks, lakes, and trails that provide endless opportunities for outdoor enthusiasts. Whether you enjoy hiking, fishing, or simply basking in the beauty of nature, the area’s stunning scenery will captivate you. The downtown area features quaint shops, delightful eateries, and a strong sense of community, making it a perfect place to call home.

For those considering a move to Oxford, you’ll be pleased to know that many homes in the area are accessible with FHA financing options. This means that first-time homebuyers and those looking to invest in their dream home can take advantage of lower down payment requirements and flexible credit standards. With a range of homes available, from cozy bungalows to spacious family residences, there’s something to suit every taste and budget.

Embrace the charm of Oxford, MI, where you’ll find a welcoming community, beautiful homes, and a lifestyle that balances tranquility with convenience. With FHA financing available, your dream of homeownership in this idyllic village is closer than ever. Explore Oxford today and discover the perfect place to create lasting memories!

Newest Oxford Homes with FHA Financial terms

1161 Glass Lake Circle, Oxford
$559,900
ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 61042272 MLS
Immediate occupancy! Beautifully updated with Glass Lake access, no direct rear neighbors (backs to undeveloped association property) & only 2.4 miles to downtown Oxford. This thoughtfully designed smart home in Golf Highlands of Waterstone is the one you've been looking for! Mature landscaping & stamped concrete greet you at the covered front porch. Don't miss the CUSTOM Dillman & Upton front door ft. vented sidelites w/screens to open for cross breezes. The formal living room has newer high end carpet (throughout) & the first of 2 updated half baths. Stunning open concept living with newer wood floors & fixtures, wood burning fireplace & custom millwork. In the kitchen are granite counters, S.S. appliances, a corner pantry & large dining space. The sliding door takes you to a private tree-lined yard with gorgeous newer flagstone patio, ultra low maintenance Trex deck & a Rachio smart sprinkler system. Elevate outdoor entertaining with a Marygrove awning & wall mount w/cover to add an outdoor TV. Upstairs has the newer carpet with spacious rooms, a loft space perfect as playroom, TV nook, office space, library or potential 5th bedroom. The largest secondary bedroom has a walk-in closet. An upstairs laundry room (smart washer/dryer) makes doing chores a breeze. The primary en-suite boasts large windows, a walk in closet & separate tub. The basement was finished to perfection in 2020 with half bath, quartz bar, bar fridge, soft close cabinets & plank floors. An egress window (in play room) offers potential for a 6th bedroom plus lots of storage & workshop space! *Major mechanicals have been done within 3-4 years: roof, furnace, A/C & water heater.* Extra piece of mind with the sump pump backup, smart garage door/opener & built-in garage shelves. A short stroll to PRIVATE Glass Lake access (2 parks) for swimming, fishing, kayaking & paddle boarding. Experience all Waterstone has to offer- golf/clubhouse & biking/walking paths throughout. Buyer/B.A. to verify info.

1161 Glass Lake Circle, Oxford

Listing Courtesy of Brookstone, Realtors LLC, Office Phone: 248-963-0501

2467 Bull Run, Oxford
$515,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61041281 MLS
Experience the perfect blend of peaceful country living and modern convenience in this beautifully updated Oxford home, situated on 1.30 acres just minutes from charming downtown Oxford! A welcoming two-story foyer with a beautiful all-wood staircase introduces an inviting floor plan featuring a sun-filled living room flowing into the dining room, a stunning stone gas fireplace, designer-inspired lighting and a high-top gathering area with quartz countertops. The updated kitchen showcases NEW stainless steel appliances, granite countertops and luxury vinyl plank flooring. A beautifully redesigned laundry/mudroom features stylish storage, cabinetry and charming barn doors. Freshly painted interiors, trim and updated hardware create a cohesive, refreshed feel throughout. Upstairs, discover beautiful wood and luxury vinyl flooring, three spacious bedrooms, each with a walk-in closet, and a serene primary suite with a beautifully renovated, spa-inspired private bath. Offering 2 full baths and 1 half bath, the home has undergone extensive improvements since 2024, including beautifully updated full bathrooms with new vanity countertops, updated Restoration Hardware inspired lighting and recessed fixtures, window treatments, a Nest thermostat, updated appliances and a refreshed basement featuring a dramatic matte-black exposed ceiling and painted floors. A newer furnace offers additional peace of mind. A truly exceptional feature is the FIVE-CAR GARAGE CAPACITY, with an attached three-car garage PLUS a detached two-car garage--ideal for car enthusiasts, hobbies, a workshop or additional storage! Relax on the back deck, tend to the vegetable garden and enjoy peaceful nature views. This thoughtfully updated property offers a rare combination of country charm, modern comfort, generous garage space and an exceptional Oxford lifestyle.

2467 Bull Run, Oxford

Listing Courtesy of LoChirco Realty, LLC, Office Phone: 248-895-9429

1340 Foreland Drive, Oxford
$337,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61040693 MLS
Spacious 3 bedroom ranch in beautiful, historic Oxford where outdoor recreational and sports opportunities abound! Near Oakland County Parks for outdoor enthusiasts, Stoney Lake Twp Park w/pavilions, picnic tables, grills, swimming beach and boat launch (ice skating and ice fishing are permitted), scenic Polly Ann Trail, downtown Oxford and Lake Orion. This roomy home features an abundance of comfortable living, entertaining and storage space, 2 beautifully renovated bathrooms, bow windows, wood floors t/o foyer, hall, bedrooms and kitchen and luxury vinyl floors in dining and great room. Breakfast nook off kitchen with wood-cased door wall seamlessly adjoins the covered paver patio, private fenced backyard and gleaming in-ground swimming pool for daily living and entertaining enjoyment! Finished 1,000 sq ft basement featuring 3 rooms and a bath substantially increases living space! 595 sq ft owners' dream garage features natural gas heat, electric panel, recreation and work space, custom built shelving, entrance to backyard and 2 indoor parking spaces! 10' x 15' shed w/front and rear doors houses bikes and outdoor equipment. New in 2024/2025, 30-year architectural shingles, new front door with key/keyless entry, Ring doorbell, Nest thermostat, water softener, flooring and pool skimmer. This home resides in the highly acclaimed Lake Orion School District! Just move in and enjoy everything this home and wonderful hometown Michigan community has to offer! MSHDA down payment money is available.

1340 Foreland Drive, Oxford

Listing Courtesy of Liberty Way Realty, Office Phone: 248-845-2669

145 Village Way, Oxford
$489,900
ACTIVE Status ⋅ 3 Beds ⋅ 4 Baths ⋅ 61040399 MLS
Waterstone of Oxford's Newest Opportunity! You can't beat this home's Open Concept, First Floor Primary Suite and Lake Ridge Beach Access! Welcome home to a thoughtfully designed floor plan that blends spacious living with everyday comfort! Meticulously maintained, this home offers 2,291 square feet plus approximately 1,500 square feet of finished basement space. This 3 bedroom home provides room to spread out, entertain, and enjoy life. The open-concept layout creates a seamless flow between living spaces, while large windows fill the home with natural light, creating a bright and welcoming atmosphere. The convenience of a first floor primary suite and library add to the home's appeal, offering comfortable main level living. The finished basement expands your living and entertaining options, with a newly added half bath and plenty of additional space to suit your needs. With 2 full bathrooms and 2 half baths, the home is designed to accommodate both daily routines and gatherings with ease. Numerous updates include new Marvin fiberglass windows and doorwall in 2020, exceptional closet organization systems in the kitchen pantry and main coat closet in 2021, and a new water heater in 2025. Wait until you see the beautiful 575 square foot paver patio and back yard landscaping that was also recently completed! (Hot tub negotiable). Enjoy the added benefit of a community park directly across the street and nearby private Lake Ridge beach. Experience all that Oxford has to offer, from award-winning schools and golf to a charming downtown filled with restaurants, pubs, shopping, and entertainment. A wonderful opportunity to enjoy spacious living, a convenient layout, and a lifestyle that makes the most of the surrounding community. Due to seller's schedule, showings are evenings and weekends only.

145 Village Way, Oxford

Listing Courtesy of Keller Williams Premier, Office Phone: 248-394-0400

5490 Hummer Lake Road, Oxford
$499,995
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61039807 MLS
Just Beyond the City Limits. What if your happily ever after came with a little more land, a little less noise, and room to breathe? Welcome to your own little slice of country life, where the pace slows down, the possibilities open up, and 2.5 acres are waiting for you to make them your own. Trade the sounds of traffic for the peaceful charm of country living. With three bedrooms and two full bathrooms, this home offers the space to settle in, spread out, and make everyday life feel a little more like a getaway. The open kitchen makes entertaining a breeze, whether you're hosting a holiday gathering, catching up with friends over coffee, or bringing everyone together after a long day. Because the best stories are usually written around the kitchen. Need room for your hobbies, projects, toys, or big country-living dreams? The attached two-car garage handles the everyday essentials, while the impressive 25 x 40 pole barn is ready for all the extras. Think workshop, storage, recreational toys, or that project you've been promising yourself you'll finally start. And then there's the land. Two and a half acres of opportunity, offering room to garden, play, entertain, explore, or simply enjoy a little breathing room from the hustle and bustle. Whether you're dreaming of bonfires under the stars, afternoons spent outdoors, or finally having space to spread your wings, this property is ready for its next chapter. So, close the laptop, turn down the city noise, and imagine a life with a little more country charm. Because sometimes, the happily ever is found on 2.5 acres with a pole barn and room to roam.

5490 Hummer Lake Road, Oxford

Listing Courtesy of Berkshire Hathaway HomeServices Kee Realty Oxford, Office Phone: 248-628-7700

430 Spezia Drive, Oxford
$398,999
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61039337 MLS
Offering 3% seller concessions towards closing costs, updates or rate buy down! Welcome to your private retreat in Oxford, where everyday living transforms into a serene getaway. This charming brick ranch, priced to reflect needed updates, sits on a nearly half-acre corner lot and boasts coveted lake privileges, perfectly blending comfort with value. BEAUTIFUL excellent condition hardwood floors in all the bedrooms. Inside, you'll find three generously sized bedrooms and two and a half bathrooms, all within over 2,000 square feet of inviting living space. The main living area features rich wood flooring and a cozy natural fireplace, creating a warm and welcoming ambiance. Come in and update it to make it your own! The large full basement can be finished to double your living space. The property also includes a mudroom and office off the two-car garage and additional workshop space, providing ample room for storage, hobbies, or recreational gear. The lifestyle extends beyond the home--enjoy exclusive access to Davis Lake and Tan Lake (all sports), perfect for tubing, waterskiing, boating, fishing, or simply relaxing by the water, all just minutes away. Conveniently located near downtown Oxford, parks, golf courses, and top-rated schools, this home offers an ideal mix of accessibility and tranquility. Opportunities like this, with such a unique combination of features and amenities at this price point, are hard to come by. Don't miss out--schedule your showing today!

430 Spezia Drive, Oxford

Listing Courtesy of Coldwell Banker Professionals-Birm, Office Phone: 248-644-6300

5070 Ramsey Road, Oxford
$575,000
ACTIVE Status ⋅ 5 Beds ⋅ 3 Baths ⋅ 61037737 MLS
Discover privacy, versatility, and distinctive character on this unique 5-acre property. The landscaped grounds feature a picturesque pond with a Petoskey stone fountain and color-changing lights, wood-chip trails, younger fruit trees, multiple brick-paver patios and walkways, inviting firepit areas, and a spacious fenced garden. A hot tub and dedicated outdoor TV space create additional places to unwind, while the barn offers a gathering space complete with an oak bar and TV. Inside, enjoy LVT flooring throughout, updated lighting and ceiling fans, and a kitchen featuring granite countertops and a copper sink. Ceramic baths offer walk-in showers, while the private primary suite includes a balcony and a his and hers walk-in closets, including a dedicated getting-ready room (labled as an office.) A wood-burning insert adds warmth to the whole house and ambiance, and second-floor laundry provides everyday convenience. Additional highlights include gated driveway entrances, two metal-roof hoop houses offering covered storage, and a 14-camera security system. A dedicated construction equipment and staging area features separate gated access to the work yard, allowing convenient access for equipment and materials while keeping work activities separate from the main residential and recreational spaces. Roofing features include a new EPDM flat roof, a 14-gauge standing-seam metal roof, and a new barn roof. A rare combination of residential comfort, outdoor enjoyment, and functional space. Septic was also emptied and given a clean bill of health. IMPORTANT SHOWING REQUIREMENTS: A licensed REALTOR must be present for all showings. Audio and video recording are in use on the property. No hard-bottom shoes or heels are permitted on the walk-out roof. Persons under 18 years of age are not permitted on the roof. All showing parties must comply with these restrictions.

5070 Ramsey Road, Oxford

Listing Courtesy of CMS Realty LLC, Office Phone: 248-221-2428

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