Pontiac Homes with FHA Financial terms

Pontiac Homes with FHA Financial terms

Welcome to Pontiac, Michigan – a vibrant city nestled in the heart of Oakland County. Rich in history and culture, Pontiac offers a unique blend of urban living and suburban charm. Known for its diverse community and welcoming atmosphere, this city is a fantastic place to call home. With a population that embraces both tradition and innovation, Pontiac is continually evolving while preserving its historical roots.

The city boasts a variety of amenities, from beautiful parks and recreational facilities to a thriving arts scene and a multitude of dining options. Residents can enjoy leisurely strolls along the scenic streets, explore local boutiques, or take part in community events that celebrate the city’s rich heritage. Pontiac is also conveniently located near major highways, making it easy to access nearby metropolitan areas like Detroit.

For those considering homeownership in Pontiac, there are excellent opportunities available with FHA financing options. The Federal Housing Administration (FHA) provides accessible financial terms that make it easier for first-time buyers and those with less-than-perfect credit to secure a mortgage. With lower down payment requirements and competitive interest rates, FHA loans open the door to homeownership for many residents in Pontiac.

Whether you’re drawn to the city’s historic charm or its modern conveniences, Pontiac is a place where you can truly feel at home. Explore the possibilities and discover your dream home in this thriving community!

Newest Pontiac Homes with FHA Financial terms

$120,000
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61016069 MLS
Endless possibilities with this ideally located Pontiac ranch. Situated on an oversized lot in secluded Walton Boulevard Park, near major roadways, Pontiac Oaks Park, Cherry Lawn Park, local schools and shopping this home is just awaiting your finishing touches. Incredible value awaits to be tapped in this transitioning pocket. Priced to sell, this home is ideal for your family or an addition to any rental portfolio. Please don't hesitate to schedule your showing, this one won't last!

241 W Yale Avenue, Pontiac

Listing Courtesy of Signature Sotheby's International Realty Bham, Office Phone: 248-644-7000
$99,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61015820 MLS
Great location 1 block off Terry lake, in a wooded setting, nice clean home, well maintained by tenant, occupied on mtm rental agreement for last 4 years. Tenant would like to stay and perhaps even purchase at a later date if possible, or great starter home for owner occupant. Appointments must be scheduled in advance for tenant to be home for access.

864 Terry Avenue, Pontiac

Listing Courtesy of Todd Enterprises Inc, Office Phone: 248-600-6566
$139,900
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61015169 MLS
Welcome to this beautifully updated 3-bedroom, 1-bath bungalow in the heart of Pontiac! From the moment you arrive, you'll appreciate the inviting covered front porch--perfect for relaxing with your morning coffee or enjoying quiet evenings. Inside, you'll find a warm and functional floor plan featuring a combination of hardwood and carpet flooring, creating a cozy atmosphere throughout. The stylish kitchen is highlighted by elegant granite countertops, offering the perfect space for cooking, entertaining, and everyday living. Whether you're a first-time homebuyer, looking to downsize, or searching for a turnkey investment property, this home checks all the boxes. Conveniently located near schools, shopping, restaurants, parks, and major expressways, you'll enjoy easy access to everything Pontiac has to offer. Don't miss this incredible opportunity to own a move-in-ready home with charm, comfort, and value. Schedule your private showing today!

290 S Paddock Street, Pontiac

Listing Courtesy of Wentworth Real Estate Group, Office Phone: 810-955-6600
$189,900
ACTIVE UNDER CONTRACT Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61015140 MLS
Totally remodeled full-brick ranch with front turret located in the beautiful Indian Village neighborhood. The owner thoughtfully renovated the home while preserving its original character and charm. This move-in-ready home features a spacious ranch floor plan with brand-new Wallside Windows backed by a transferable warranty, beautifully refinished hardwood floors, new laminate flooring, and new carpeting in the bedrooms. Additional updates include circuit breakers, fresh paint throughout, new light fixtures with dimmer switches, new ceiling fans, and a complete kitchen appliance package featuring a new refrigerator, stove, dishwasher, and microwave. A newer washer and dryer are also included, making this home as convenient as it is charming. This beautifully updated home offers the perfect blend of timeless character and modern amenities.

207 Navajo Avenue, Pontiac

Listing Courtesy of Real Estate One-Oxford, Office Phone: 248-628-2800
$159,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 70548278 MLS
Welcome to 224 Victory in Pontiac! This beautifully updated three-bedroom, one-bathroom home offers the perfect blend of charm, comfort, and functionality. Inside, you'll find nearly 1,000 square feet of thoughtfully designed living space featuring an updated kitchen, refreshed bathroom, and beautifully renovated bedrooms that make this home truly move-in ready. Situated on a spacious 6,534-square-foot lot, there's plenty of room to enjoy outdoor entertaining, gardening, or simply relaxing in your own backyard. Whether you're a first-time homebuyer, downsizing, or looking for a great investment opportunity, this home is one you won't want to miss!

224 Victory Drive, Pontiac

Listing Courtesy of House Of May, Office Phone: 248-525-1552
$144,000
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61014777 MLS
This charming 2-bedroom ranch sits on a corner lot and comes with two city-verified buildable lots, all included in the sale. A covered front porch offers extra space to relax or store your things. Whether you want to expand with an addition or take advantage of owning all three connected properties, the possibilities are endless. The two-car garage provides plenty of storage or workspace, and recent updates include a new roof on both the house and garage (2024) plus basement waterproofing with a sump pump. Conveniently located just minutes from Amazon, UWM, downtown, major highways, and the M-1 Concourse. This home may qualify for the City of Pontiac's $20k First-time Homebuyer Grant. A licensed agent must be present for all showings and inspections. BATVAI.

463 Raeburn Street, Pontiac

Listing Courtesy of EXP Realty Main, Office Phone: 888-501-7085
$174,999
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61014693 MLS
Completely renovated and move-in ready! This beautifully updated home blends timeless curb appeal with modern finishes throughout. Step inside to a bright, open-concept living space featuring luxury vinyl plank flooring, recessed LED lighting, fresh neutral paint, and an abundance of natural light. The stunning kitchen is equipped with white shaker cabinetry, quartz countertops, stainless steel appliances fridge, dishwasher, stove/oven , and a stylish tile backsplash, making it perfect for both everyday living and entertaining. The charming exterior showcases attractive quartzite stone accents, a welcoming covered front porch, mature shade trees, and fresh landscaping that enhances the home's curb appeal. Conveniently located near shopping, dining, schools, parks, and major commuter routes, this turnkey property offers exceptional value and is ready for its next owner. Schedule your private showing today!

45 Pleasantview Drive, Pontiac

Listing Courtesy of Max Broock Realtors, Office Phone: 248-851-4100
$320,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 70547843 MLS
Welcome home to this beautifully updated 4-bedroom, 2.5-bathroom Colonial, offering the perfect blend of classic style and modern living with Central Air. Designed for effortless entertaining and comfortable daily life, the main level features a highly sought-after open floor plan that flows seamlessly. Property Highlights: Chef's Kitchen: Remarkably large, featuring updated Whirlpool stainless steel appliances. Main-Level Convenience: Dedicated first-floor laundry room located right off the updated, insulated, attached 2-car garage. Upper-Level Retreat: 4 spacious bedrooms and completely renovated bathrooms, including a private owner's ensuite with a massive walk-in closet. Versatile Basement: Partially finished space perfect for a home gym, media room, or play area, plus an extra refrigerator for storage. Outdoor Oasis: Expansive backyard featuring a large deck with a built-in gazebo, ideal for summer barbecues. Fully turnkey and move-in ready--schedule your tour today

308 David Street, Pontiac

Listing Courtesy of Adams & Assoc. Realty Group, Office Phone: 313-434-9808
$300,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61014205 MLS
Welcome to this beautifully fully renovated 4-bedroom, 2-bathroom Colonial nestled in one of the area's most desirable neighborhoods. This move-in-ready home seamlessly blends timeless charm with modern updates, spacious living areas, stylish finishes, and plenty of room for the whole family. Enjoy the bright and inviting bonus sunroom--perfect for relaxing with your morning coffee, entertaining guests, or creating the ideal home office. With its exceptional curb appeal, thoughtful renovations, and prime location close to parks, schools, shopping, and dining, this home is a rare opportunity you won't want to miss. Schedule your private showing today!

1643 Prairie Drive, Pontiac

Listing Courtesy of EXP Z Real Estate, Office Phone: 248-937-1337
$499,877
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 50215997 MLS
NEW CONSTRUCTION with SOD, SPRINKLERS & LANDSCAPING INCLUDED!! This stunning split ranch offers 3 bedrooms, 2.5 bathrooms, and a 3-car garage — loaded with upgrades throughout! Designed with style, comfort, and functionality in mind, this home features a showstopping kitchen complete with a large island, designer backsplash, upgraded tile, and a spacious nook with a door wall leading to the backyard. The impressive great room showcases a step-up ceiling with ceiling fan, an electric fireplace with ceramic tile surround, and a beautiful feature wall highlighted by built-in shelving and accent lighting. The private primary suite offers a spacious retreat with a walk-in closet and gorgeous en-suite bath. Additional highlights include a convenient mudroom with built-in bench and cubbies, first-floor laundry, and premium finishes throughout. This home is built to impress from the moment you walk in!

1073 Williamson Circle, Pontiac

Listing Courtesy of Brookstone, Realtors LLC, Office Phone: 248-963-0505
$250,000
ACTIVE UNDER CONTRACT Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61013571 MLS
Completely renovated Colonial in Pontiac's Ottawa Hills subdivision featuring 3 bedrooms, 1.1 baths, 1,740 square feet, a designer kitchen, extensive 2026 updates, and timeless original character. Set on a spacious corner lot, this home blends classic architecture with thoughtful modern improvements. Step inside to beautifully preserved hardwood floors, fresh neutral paint, abundant natural light, and a welcoming living room centered around a wood-burning fireplace with a cast-iron insert. The fully remodeled kitchen was taken down to the studs and showcases quartz countertops, custom cabinetry, a built-in pantry, new tile flooring, updated lighting, and a full suite of new stainless steel appliances. A formal dining room, breakfast nook, and convenient first-floor powder room complete the main level. Upstairs, you'll find three generously sized bedrooms with hardwood flooring and a refreshed full bath featuring a new vanity, toilet, and updated fixtures. With an additional bonus room or flex room that could double as a 4th bedroom. The screened three-season porch provides the perfect place to relax while overlooking the backyard. Major improvements completed in 2026 include the complete kitchen renovation, remodeled first-floor bath, updated second-floor bath, fresh interior paint, upgraded electrical system with new breakers, grounding, outlets, switches, lighting, and ceiling fans. Additional buyer confidence comes from the basement drainage system, structural reinforcement, and newer furnace and central air. Offering historic charm, quality renovations, and valuable infrastructure updates, this move-in-ready home delivers exceptional value in a convenient Pontiac location.

217 Navajo Avenue, Pontiac

Listing Courtesy of EXP Realty The Perna Team, Office Phone: 888-501-7085
$99,900
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61013079 MLS
BACK to the Market! Exterior repairs completed AND a new price! Charming Colonial located in convenient location near M-59, Telegraph, and I-75, with easy access to parks, restaurants, and shopping! This fully updated 3-bedroom, 1-bath home is fresh, bright, and ready for its next owner. Enjoy a spacious Living room with new carpeting, plus an updated Kitchen featuring new cabinets, stainless sink, new faucet, included appliances, and luxury vinyl flooring. The Dining room is situated perfectly for ease of mealtime featuring luxury vinyl flooring as well. Handy Mudroom off Kitchen leads to backyard for grilling or chilling. New carpet continues through all bedrooms and the hallway, along with new blinds and new light fixtures throughout. The full bath has been refreshed with a new vanity and new flooring, and the interior is freshly painted in a clean, neutral palette. Step out to the covered front porch--perfect for relaxing and staying out of the elements. Furnace is new in 2024 and Water Heater new in 2025. Sold "AS-IS" BATVAI.

54 Hudson Avenue, Pontiac

Listing Courtesy of Brookstone, Realtors LLC, Office Phone: 248-963-0501
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