Pontiac Homes with Conventional Financial terms

Pontiac Homes with Conventional Financial terms

Welcome to Pontiac, Michigan – a vibrant city nestled in the heart of Oakland County, where rich history meets modern living. Known for its diverse community and a wealth of cultural experiences, Pontiac offers a unique blend of urban convenience and suburban charm. With its roots deeply embedded in the automotive industry, the city has evolved into a thriving hub for families, professionals, and retirees alike.

Pontiac boasts an array of amenities, including beautiful parks, recreational facilities, and an active arts scene, making it a great place for outdoor enthusiasts and culture lovers. The city is also home to a variety of dining options, shopping centers, and entertainment venues, ensuring that residents have everything they need within reach.

When it comes to homeownership, Pontiac presents an attractive opportunity for buyers seeking properties with conventional financing options. The housing market here features a diverse selection of homes, from charming bungalows and spacious family residences to modern condos. With conventional financing available, prospective homeowners can benefit from competitive interest rates and flexible terms, making it easier to secure their dream home.

Whether you’re a first-time buyer or looking to invest in a growing community, Pontiac's real estate market offers something for everyone. With its welcoming atmosphere and commitment to revitalization, it’s no wonder that Pontiac is becoming a sought-after destination for those looking to put down roots in Oakland County. Explore the possibilities and discover your perfect home in this dynamic city!

Newest Pontiac Homes with Conventional Financial terms

579 Wesbrook Street, Pontiac
$144,500
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61042956 MLS
As a winner of the Pride and Beautification in Pontiac award in 2022, this home is absolutely ready for its newest owner. With many recent updates such as new carpet in all 3 bedrooms in 2026, new appliances, furnace and A/C in 2022, kitchen remodeled in 2019, roof redone in 2016 and USA insulation to keep heating and cooling bills low. Inside you'll find a nice sized 10x20 living room with hardwood floors, 10x11 Kitchen, 11x13 dining area, and three bedrooms (10x12, 9x9, 8x9). Stainless steel fridge, free-standing range, central air, ceiling fans, an IComfort smart thermostat and a hardwired floodlight security camera on the spacious front porch. A sliding door from the dining room leads to a deck and private fenced backyard, an updated large storage shed and a 4x8' raised garden bed ready to grow your own vegetables next summer.

579 Wesbrook Street, Pontiac

Listing Courtesy of Andover Real Estate, Office Phone: 248-206-5622
620 Wesbrook Street, Pontiac
$145,000
COMING SOON Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61042882 MLS
Perfect for First-Time Buyers or Investors! This home may qualify for the City of Pontiac First-Time Homebuyer Grant of up to $20,000, making homeownership more affordable than ever. Investors will also appreciate its strong rental potential, as the property was recently leased for $1,500 per month. This cozy ranch offers 3 spacious bedrooms, 2 full bathrooms, a large laundry room, and an attached 2-car garage for added convenience. Recent updates include: New furnace (2025) Updated kitchen (2025) Partial roof replacement (2022) Situated in a quiet neighborhood with easy access to major highways, this home is just minutes from Great Lakes Crossing, Amazon facilities, United Wholesale Mortgage, and downtown Pontiac. Whether you're searching for your first home or looking to expand your investment portfolio, this property offers outstanding value, comfort, and versatility. Licensed REALTOR® must be present for all showings. Buyer's agent to verify all information (BATVAI).

620 Wesbrook Street, Pontiac

Listing Courtesy of EXP Realty Main, Office Phone: 888-501-7085
986 Argyle Avenue, Pontiac
$160,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50226153 MLS
Welcome to this beautifully updated 3-bedroom bungalow in Pontiac! Step inside to warm hardwood floors and an updated kitchen that is ready for everyday cooking and entertaining. The partially finished basement adds valuable living space, including a flexible room currently used as a 4th bedroom and an updated full bathroom, perfect for guests, a home office, or extra room to spread out. Enjoy peace of mind with a roof and furnace both less than 3 years old, so the big-ticket items are already taken care of. Outside, the fenced backyard offers a private spot for summer barbecues, gardening, or letting pets play. With 1,027 square feet of comfortable living above grade plus the bonus space below, this home delivers great value and updates where they count.

986 Argyle Avenue, Pontiac

Listing Courtesy of RE/MAX First, Office Phone: 586-773-4400
132 E Howard Street, Pontiac
$164,999
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61042244 MLS
Take control of your financial future and redefine what it means to own a home with this brilliant house-hacking opportunity--a fantastic, well-maintained duplex in a desirable neighborhood where your future tenant can practically pay your mortgage! Priced competitively to win in today's market with possible buyer concessions available to make your transition even smoother, this home empowers your journey with ultimate independence and low overhead. Both units are equipped with 2 bedrooms, 1 bathroom, separate gas and DTE meters, individual furnaces, separate hot water tanks, and dedicated laundry spaces, all backed by low property taxes, a new roof, new windows, and recent high-end upgrades like a rebuilt flat-roof patio and a fully remodeled upper-unit bathroom with modern finishes. With both units currently vacant, you hold the power to choose your favorite unit to move straight into while hand-picking a brand-new tenant for the other--previously commanding $1,250/month for the lower and $1,150/month for the upper--giving you the incredible freedom to build lasting equity, live smart, and turn your real estate goals into an inspiring daily reality.

132 E Howard Street, Pontiac

Listing Courtesy of Brookstone, Realtors LLC, Office Phone: 248-963-0505
372 W Columbia Avenue, Pontiac
$112,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61042055 MLS
Step into your New Home! 3 bedroom ranch, featuring kitchen with loads of cupboards and counters Plus a Pantryy Kitchen comes with newer gas stove and stand alone refrigerator. Dining area is located conviently and end of kitchen with great view.s Homes comes with many updates roof , furnce and bath just to name a few. Walk in shower no stepping over tub sides. Large Mud/Laundry room comes with washer and dryer. Enjoy a fully fenced yard with patio for picnic table. Large garage detatched included in fenced in area. Enjoy the large covered backyard patio with plenty of room for barbecue, relaxing after a hard day, or entertaining! backyard boasts a sidewalk leading to oversize garage. Home is located close to great lakes for shopping, dining and entertainment Home ialso features easy access to expressways.

372 W Columbia Avenue, Pontiac

Listing Courtesy of KW Showcase Realty, Office Phone: 248-360-2900
241 W Yale Avenue, Pontiac
$109,999
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61041818 MLS
This 2-bedroom, 1-bath home offers 742 sq ft of easy single-level living in the Walton Blvd Park neighborhood. Slab construction means no basement to worry about, natural gas forced-air heat keeps utility costs in check, and the range and refrigerator are included. A deep 40 x 120 lot gives you yard space for gardening, entertaining or a future garage. It's ready for your finishing touches, which makes it a great fit for a first-time buyer looking to build equity or an investor adding a cash-flowing rental. Close to Pontiac Oaks Park, Cherry Lawn Park, schools, shopping and major roadways. Schedule your showing today!

241 W Yale Avenue, Pontiac

Listing Courtesy of Top Agent Realty, Office Phone: 248-277-4226
64 Illinois Avenue, Pontiac
$299,900
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61041812 MLS
Welcome to this stunning four-bedroom, 3-bath home located in the highly sought-after Ottawa Hills neighborhood, beautifully renovated in 2018 with timeless charm, elegant finishes, and modern updates throughout. Step inside the inviting foyer featuring gorgeous mosaic tile flooring, leading into the spacious living room showcasing a natural wood-burning fireplace and beautiful oak hardwood floors that flow throughout the main level. The updated kitchen is a Chef's delight, featuring custom cabinetry, exquisite crystalline gray quartzite countertops and stainless steel appliances. The elegant formal dining room is filled with natural light and highlighted by a stunning, painted landscape mural, creating a truly unique and sophisticated space for entertaining. The main level offers two generously sized bedrooms and a beautifully appointed full ceramic-tiled bathroom. Upstairs, you'll find two additional spacious bedrooms, abundant built-in drawers, shelving and plenty of storage space. The upstairs bathroom has been tastefully renovated with stunning marble finishes. The basement offers approximately 1,000 square feet of additional space, complete with a gorgeous full porcelain-tiled bathroom and an egress window, providing excellent potential for additional finished living. Outside, enjoy a private, fully fenced backyard and a detached two-car garage. Major updates include new roof in 2018 and hot water tank in 2020. Ideally located near shopping, dining, schools, and major freeways, this exceptional home offers the perfect blend of historic character, modern elegance and everyday convenience. A truly gorgeous home with exceptional craftsmanship and attention to detail. Schedule your showing today!

64 Illinois Avenue, Pontiac

Listing Courtesy of ICON Realty Experts, LLC, Office Phone: 248-985-9961
325 E Sheffield Avenue, Pontiac
$149,900
ACTIVE UNDER CONTRACT Status ⋅ 2 Baths ⋅ 61041752 MLS
TWO UNITS, TWO DRIVEWAYS, TWO PARCELS -- ONE GREAT INVESTMENT OPPORTUNITY! Discover the possibilities at 325 E. Sheffield Avenue in Pontiac! This charming, single-story duplex offers an excellent opportunity for investors looking to expand their rental portfolio or owner-occupants seeking the benefits of living in one unit while generating income from the other. Both units have been freshly painted and feature luxury vinyl flooring throughout, creating bright, inviting interiors with a clean, updated appearance. Each unit offers two bedrooms, one full bathroom, comfortable living space, and its own private driveway. Designed with convenience and practicality in mind, the property features separate utility meters, individual furnaces located in the attic with easy access to furnace filters, and separate water heaters in the basement. Both units also enjoy access to a shared laundry room and basement, providing additional functionality. The single-story layout makes this property especially appealing, while the separate driveways and individually metered utilities offer added convenience for occupants and property management. BONUS: THE SALE INCLUDES TWO PARCELS! The duplex at 325 E. Sheffield Avenue (Parcel #64-14-16-102-021) and the additional E. Sheffield parcel (#64-14-16-102-022) are both included in the sale. Whether you're looking for an income-producing investment or an opportunity to offset your housing expenses, this versatile duplex deserves a closer look. Two units. Separate utilities. Two parcels. One smart opportunity!

325 E Sheffield Avenue, Pontiac

Listing Courtesy of Exact Match Properties, Office Phone: 248-657-7000
33 Florence Street, Pontiac
$130,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61041398 MLS
Coming Soon! This property is currently undergoing renovations and will soon be ready for its next residents! Enjoy a refreshed living space with updates designed to provide comfort and convenience. New Appliances to be provided by seller. Income restrictions apply. Applicants must be able the meet 80% of Area Median Income (AMI) eligibility requirements established for Oakland County. Income verification and application approval are required.

33 Florence Street, Pontiac

Listing Courtesy of C2C Real Estate Group, Office Phone: 810-610-7194
1010 Canterbury Drive, Pontiac
$214,900
COMING SOON Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61041639 MLS
Beautifully Renovated Home in Pontiac's Washington Park Subdivision! Welcome to 1010 Canterbury, Pontiac, MI! Situated on a gently sloping, hill shaped lot, this home features an elevated setting that adds character and curb appeal. This charming home has been beautifully renovated in 2026, offering the perfect combination of modern updates, stylish finishes, and classic character. Step inside to discover a bright, inviting interior featuring fresh neutral paint, gorgeous refinished hardwood flooring, and an open, welcoming layout. Lots of natural light! Updated kitchen showcases modern cabinetry, beautiful butcher block countertops, a stylish backsplash, sleek finishes, and oversized marble look tile that flows into formal dining room. Dishwasher, stove & microwave are included. The beautifully remodeled bathroom features oversized elegant marble-look tile, a modern vanity, and a stunning glass-enclosed shower. Updated roof, siding, and windows. 3 bed, 1 full bath on main level. The partially finished basement offers additional flexible space with endless possibilities for recreation, a family room, storage, or a home office. Half bath in basement. Outside, enjoy the charming covered front porch, spacious yard, and established neighborhood setting. Spacious lot w/ 6 ft privacy fence surrounding the backyard. This move-in-ready home offers modern comfort and timeless appeal. Located in the center of Oakland County right off Telegraph & Orchard lake road. Close to many amenities & easy freeway access to the 75. The home also offers convenient access to The Clinton River trail ideal for walking, jogging, & biking. Beaudette Park offers boating and kayak access to Dawson's Mill Pond on the Clinton River. Outdoor enthusiasts will also appreciate being a short drive from Dodge Park #4 State park on Cass Lake. Offering a public boat launch, beach, swimming, and fishing. Completely renovated in 2026. Buyers agent to verify all information. Schedule your showing today.

1010 Canterbury Drive, Pontiac

Listing Courtesy of Coldwell Banker Metro Real Estate, Office Phone: 248-242-7282
22 N Saginaw Street, Pontiac
$389,000
ACTIVE Status ⋅ 61041122 MLS
Positioned along North Saginaw Street in downtown Pontiac, this multi-level commercial property offers a street-facing storefront and flexible interior areas. The property may appeal to owner-users, investors, and businesses seeking a central downtown presence or a renovation opportunity. * Visible downtown storefront with street-level access * Multiple levels offering flexible space planning * Potential configurations for retail, office, studio, or other commercial occupancy, subject to approvals * Interior renovation and repositioning opportunity Retail, office, personal services, studio, food service, or mixed-use concepts may be considered, subject to zoning, building codes, licensing, and municipal approvals. No particular use or redevelopment entitlement is represented as approved.

22 N Saginaw Street, Pontiac

Listing Courtesy of KW Domain, Office Phone: 248-590-0800
156 Erie Road, Pontiac
$190,000
ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 61041302 MLS
Beautiful home in Ottawa Hills subdivision. Large Rooms, Plaster Walls, Coved Ceilings. Wide wood moldings, Gorgeous Hardwood Floors, Slate Fireplace with wood mantle, Front Entry Foyer, Formal Dining Room. Kitchen has Walk-In Pantry. Large Main Bedroom has spacious closet, Ceramic title bathroom. Glass enclosed back Porch, Full Basement, partly finished with Rec Room, Full Bathroom and large Laundry room with counter top for folding and built in storage. Many updates, modern Circuit Breaker panel, Gas Forced Air Furnace 95% efficient. Central Air plus Ceiling Fans, Wallside double hung replacement windows. This family has owned the home for forty years and it has obviously been well loved. You will love it too. Private seller, clean title, fast closing, immediate possession.

156 Erie Road, Pontiac

Listing Courtesy of Apple Realty, Inc, Office Phone: 248-334-8200
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