Royal Oak Homes with VA Loan Financial terms

Royal Oak Homes with VA Loan Financial terms

Welcome to Royal Oak, Michigan – a vibrant city that beautifully blends suburban charm with urban sophistication. Nestled in Oakland County, Royal Oak is renowned for its lively downtown, eclectic dining scene, and rich cultural offerings. With its tree-lined streets, historic architecture, and a strong sense of community, this city is an ideal place for families, young professionals, and retirees alike.

Royal Oak is not just a feast for the eyes; it’s a hub of activity. Enjoy a leisurely stroll in one of the many parks, such as the picturesque Royal Oak Memorial Park, or indulge in the local arts scene at the Royal Oak Music Theatre. The city hosts various events throughout the year, including the popular Royal Oak Farmers Market, where you can find fresh produce and handmade goods.

For those considering purchasing a home in this charming city, Royal Oak is an excellent choice, especially for veterans and active-duty service members. With the availability of VA loans, buying a home here is more accessible than ever. VA loans offer favorable financial terms, including no down payment and competitive interest rates, making it easier for you to secure your dream home without the burden of hefty upfront costs.

Explore the diverse range of homes available, from cozy bungalows to modern townhouses, all within a community that values inclusivity and support. In Royal Oak, you’re not just buying a home; you’re investing in a lifestyle filled with opportunity, connection, and charm. Come discover why Royal Oak is the perfect place to call home!

Newest Royal Oak Homes with VA Loan Financial terms

ACTIVE Status ⋅ 2 Baths ⋅ 61029950 MLS

205 & 207 S. Pleasant St., Royal Oak, MI-A spectacular income producing property in Downtown Royal Oak! Beautifully maintained side-by-side brick duplex in an unbeatable location just steps from vibrant Downtown Royal Oak! This one-of-a-kind property offers an excellent opportunity for an investor or owner-occupant looking to enjoy all the amenities, nightlife, restaurants, shops, and convenience that Royal Oak has to offer. Each spacious unit features beautifully finished hardwood floors throughout, a large and inviting living room, formal dining area, and a spacious kitchen with updated appliances, butcher block countertops, and beautiful views of the shared backyard. The upper level of each unit offer two generously sized bedrooms and an updated full bathroom. Plenty of closet space throughout and a full private basement in each unit with room for plenty of storage. Both units have separate utilities and completely separate private basements, each offering a dry space with a washer and dryer. 205 S. Pleasant is currently tenant-occupied with a lease expiring next summer, while 207 S. Pleasant is vacant and ready for a new tenant or owner to move in. Enjoy a fantastic location within walking distance to Downtown Royal Oak's shops, restaurants, grocery stores, and entertainment, with convenient access to major highways. A rare opportunity to own a meticulously maintained brick side by side duplex in one of Royal Oak's most desirable locations--this property will not last long! 205 S. Pleasant is Currently Tenant Occupied until May of 2027 @ $1895 Per Month. Fantastic Tenants and a pristine unit.

205 S Pleasant Street, Royal Oak

Listing Courtesy of KW Metro, Office Phone: 248-288-3500

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61029932 MLS

Love where you live! This beautifully maintained and thoughtfully updated home puts you right in the middle of it all. Enjoy the best of Royal Oak and Clawson with dining, nightlife, shopping, entertainment and local hotspots just a short walk or bike ride away. When adventure calls, the freeway is conveniently nearby for an easy commute to Detroit, Auburn Hills and beyond. Inside, you'll find a home that's been lovingly cared for and ready for its next chapter, featuring newer appliances, and so many updates, beautiful hardwood floors, a bright four-season sunroom, and plenty of storage for all of life's extras. The sunroom offers a wonderful flex space for morning coffee, working from home, entertaining or simply enjoying the views of the beautiful yard. Step outside to a gorgeous yard that's perfect for summer gatherings, entertaining friends or relaxing with friends. A fantastic combination of location, lifestyle and move-in-ready comfort. Close to everything you want, while still offering the space and comfort you need. This is the one you've been waiting for!

120 Charlotte Avenue, Royal Oak

Listing Courtesy of National Realty Centers, Inc, Office Phone: 248-724-1234

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61029896 MLS

Classic brick ranch in immaculate condition inside and out! Lovingly maintained by the same owners for over 40 years, this home reflects true pride of ownership throughout. Extensive, lush landscaping surrounds the property, creating a private, park-like setting. The large backyard (200' deep) is a true oasis featuring an above ground pool (2 years old), spacious deck, gazebo, trellis, lighting, privacy fence, and shed - perfect for relaxing and entertaining. An oversized garage with front and rear overhead doors provides plenty of additional space and versatility. Step in from the backyard to a light-filled three-season room featuring a newer, separate air conditioning unit - an ideal space to relax and enjoy views of the yard. A fully finished basement doubles the usable living space and features a second living room, spacious laundry room, half bath, workshop, and plenty of additional storage. Notable updates include - hot water tank (2022), updated plumbing (2022), air conditioning (2021), appliances (2019), and washer & dryer (2016). Please note - hardwood flooring under carpet. BATVAI.

1103 W Webster Road, Royal Oak

Listing Courtesy of RE/MAX First, Office Phone: 248-375-4000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61029847 MLS

Beautifully renovated home with numerous updates, including renovations completed in 2020. The updated kitchen features an inviting eat-in nook, while the main floor offers an updated bath and hardwood floors throughout. The private upper-level primary suite is tucked away at the back of the home and features new carpet, fresh paint, a renovated full bath, and a huge walk-in closet. Additional recent improvements include a new roof (2026) with a transferable 5-year warranty and new gutters (2026) with a transferable lifetime warranty. Enjoy a great location with easy access to I-696 and just minutes from downtown Ferndale and Royal Oak. The deep, private lot includes a 2-car garage, providing excellent outdoor space and convenient parking.

1522 S Campbell Road, Royal Oak

Listing Courtesy of Lambrecht Realty LLC, Office Phone: 313-736-4444

COMING SOON Status ⋅ 5 Beds ⋅ 5 Baths ⋅ 61029633 MLS

New construction without the wait! Refined living in this exceptional 2023 custom-built SW Luxury Homes residence. Designed w/ a distinct contemporary aesthetic, the home makes a striking 1st impression w/ its crisp white brick facade, charcoal accents, & clean-lined windows. A dramatic roofline extends beyond the home's footprint creating a unique silhouette & adds dimension to the exterior. The approach is intentional w/ a new concrete driveway, uniform landscaping & warm exterior lighting that beautifully illuminates after dark. An irrigation system for effortless maintenance & fully fenced backyard w/ stone patio provides a private outdoor setting. Inside expansive windows & an open floor plan create a sense of effortless elegance. 9-foot ceilings & white oak plank hardwood flooring span throughout much of the home - new carpet runners w/ a pop of color installed on the staircases leading to the upper & lower levels. 1st floor library is wrapped in floor-to-ceiling corner windows bringing the outdoors in. The showpiece kitchen is outfitted w/ quartz countertops, an 8 ft waterfall island, premium Bosch appliances, abundant lower cabinetry drawers, walk-in pantry w/ custom shelving & a new under sink WaterDrop filtration system. The living area centers around a sleek fireplace, creating a warm gathering space. Primary suite's atmosphere is that of a boutique hotel, w/ oversized windows, soft lighting, a custom walk-in closet, dual-quartz vanities, spa shower & private water room. 3 additional bedrooms, 2 more full bathrooms & dedicated laundry room complete the 2nd level. Attached 2-car garage features epoxy flooring & connects directly to a custom-built mudroom. The finished lower level extends the living space & provides a 5th bedroom & 4th full bath--ideal for guests, recreation, home office, or flexible living arrangements. Other conveniences integrated throughout: select remote-controlled blinds, new window treatments, & comprehensive home security system.

3426 Hunter Avenue, Royal Oak

Listing Courtesy of Crain Homes, Office Phone: 248-940-5510

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 61029346 MLS

Welcome home to this fully updated colonial in the heart of Royal Oak, just steps from Clawson Park! This 4-bedroom home has been thoughtfully upgraded from top to bottom, featuring an updated kitchen with brand new cabinets and quartz countertops, renovated bathrooms, fresh paint throughout, new flooring upstairs with refinished hardwood on the ground floor, and much more. The freshly finished basement also adds great additional living space and even includes flooring and plumbing already in place for an easy future bathroom addition. A 2-car detached garage provides plenty of parking and extra storage. Additional updates include a newer A/C and a brand new electrical panel and system, completed fully licensed and permitted. Don't miss this move-in ready gem in a fantastic location! BATVAI

3103 Ferncliff Avenue, Royal Oak

Listing Courtesy of New Era Real Estate LLC, Office Phone: 855-639-3720

ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 61029103 MLS

Imagine stepping out your front door and having the vibrant energy of downtown Royal Oak right at your fingertips. Positioned just one block from the city's finest dining, boutique shopping, coffee spots, and nightlife, this home offers an effortlessly cool, walkable lifestyle that few properties can match. Adding to the ultimate day-to-day convenience, a top-rated local elementary school sits directly across the street, making morning routines a breeze while maintaining a quiet, welcoming neighborhood feel. What truly sets this residence apart is the rare, coveted combination of expansive living space, a large lot, and historic soul. Situated on a generous 50x121 lot - a true luxury for downtown living - the property provides ample outdoor space with front and back entertaining decks, a wide concrete driveway, and a detached two-car garage with matching architectural siding and roof. Step inside to discover a home that has been completely updated for high-end modern living while impeccably preserving all the authentic charm, detailed craftsmanship, and architectural character of its original 1915 bungalow heritage. The thoughtfully designed floor plan flows seamlessly from a light-filled living room with a cozy fireplace into a formal dining room, private library, and a spacious island kitchen featuring a breakfast nook. The main level also features a full guest or in-law suite, offering exceptional versatility for multi-generational living or dedicated home office space. Upstairs, the sprawling 14x27 primary retreat serves as a true sanctuary, complete with a sitting area, dual walk-in closets, a spa-like bath, and a private balcony for morning coffee. Enhanced with modern infrastructure including hydronic radiant in-floor heating in the kitchen and bathrooms, updated electrical with a generator hookup and a conditioned crawl space - this home delivers an extraordinary experience where timeless period charm meets space, convenience, and modern luxury.

608 S West Street, Royal Oak

Listing Courtesy of Real Broker, LLC Berkley, Office Phone: 248-224-1013

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61028903 MLS

This is the one you been waiting for. Cute 3 bedroom townhouse style home. Property is one side of a duplex that has separate roofs, garages utilities and decks. Its really well designed for privacy that you want. Its a short drive or walk to downtown Royal Oak. Property offers three nice sized bedrooms with 2 full baths. Attached one car garage. Galley style kitchen with large living room New deck that overlooks a private yard. Newer roof, new HVAC system. This is a must see property.

605 Amelia Avenue, Royal Oak

Listing Courtesy of Signature Sotheby's International Realty Bham, Office Phone: 248-644-7000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 61029107 MLS

Welcome home to this stunning Royal Oak bungalow. The curb appeal will captivate you immediately, with the exterior painted and a new roof (house and garage) installed in 2024. Additionally, the landscape and hardscape just updated in 2026. This home boasts original hardwood floors throughout the first level. The entire interior has been painted from top to bottom, and new carpet has been installed on the second level and stairways (2026). Upstairs, you'll find a spacious area with two separate bedrooms and an updated half bathroom. The fourth bedroom offers flexibility, serving as a bedroom, dining room, or playroom for children or adults. The kitchen has been updated with granite countertops, additional cabinets, new appliances, and a fold-in breakfast nook. The basement is a blank canvas, freshly painted, with a newer water heater and furnace. Plumbing stub-ins already in place for basement bathroom, major saving on time and money in the future. It's also waterproofed inside and out with an additional sump pump and French drain, and it includes a brand new washer and dryer. This house is ready to move in and well-maintained, providing you with peace of mind. It's located in a great neighborhood, close to parks, restaurants, freeways, and entertainment options.

431 N Edgeworth Avenue, Royal Oak

Listing Courtesy of DOBI Real Estate, Office Phone: 248-385-3350

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 61028838 MLS

Step inside this Bright and open Royal Oak cape cod down the street from desirable downtown Clawson. The inviting floor plan with wood floors throughout, seamlessly flows from the kitchen to the living room and nice-sized dining area that opens to the backyard. Kitchen features granite countertops and newer stainless steel appliances. The main floor offers two bedrooms and a full bath. Upstairs, an oversized primary suite impresses with a walk-in closet, additional closet, gas fireplace, and spa-like bath with soaking tub and dual vanities, plus a second bedroom ideal for an office or nursery. The finished basement completes the home with a laundry room, workshop and a second family room. Recent updates include fresh paint throughout, with custom shades and drapery, newer washer/dryer, oven, dishwasher, and new A/C (2024). This one-of-a-kind home is move-in ready, so don't miss out!

306 Jeffrey Avenue, Royal Oak

Listing Courtesy of DOBI Real Estate, Office Phone: 248-385-3350

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61028443 MLS

Charming renovated Craftsman-style home in the heart of Royal Oak, just walking distance to downtown shops, dining, and entertainment. This move-in-ready property features a brand-new roof, new windows, and fresh paint throughout, creating a bright and inviting atmosphere. Rich wood flooring flows seamlessly through the home, adding warmth and timeless character. The stunning, fully updated kitchen showcases elegant marble finishes and opens to the main living space--perfect for everyday living and entertaining. Large windows fill the home with natural light, enhancing the open feel and highlighting the quality craftsmanship throughout. Enjoy a fully fenced yard, offering privacy and space for outdoor gatherings, pets, or relaxing evenings. Combining classic Craftsman charm with modern updates and an unbeatable location near downtown Royal Oak, this home delivers the perfect blend of style, comfort, and convenience. Owner is a licensed agent. B.A.T.V.A.M

121 S Edison Avenue, Royal Oak

Listing Courtesy of Powell Real Estate, Office Phone: 248-914-3682

ACTIVE Status ⋅ 5 Beds ⋅ 2 Baths ⋅ 61028581 MLS

Just a short walk from the heart of downtown Royal Oak, this beautifully updated 1920 home has all the character you love about an older home, with the conveniences that are nearly impossible to find in one. Five bedrooms, a spacious walk-in closet in the primary suite, an attached garage, the ultimate mudroom, and a private rooftop deck off the primary bedroom. Seriously, how often do you find all of that in a home built in 1920? Grab coffee downtown on a Saturday morning, meet friends for dinner, or come home and unwind on your own private rooftop deck. Inside, you'll find warm, inviting living spaces, thoughtful updates, and plenty of room to spread out. The finished basement gives you even more flexibility for a movie room, home gym, playroom, office, or whatever life calls for. And now, there's a brand-new roof, too! This is one of those homes that gives you the charm of an established Royal Oak neighborhood without asking you to give up the things you actually want in a home. If you've been waiting for something with character, functionality, and a location that lets you enjoy everything downtown Royal Oak has to offer, this one is definitely worth a look.

915 E 6th Street, Royal Oak

Listing Courtesy of KW Domain, Office Phone: 248-590-0800

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