Saginaw Homes with Commercial Loan Financial terms

Saginaw Homes with Commercial Loan Financial terms

Welcome to Saginaw, Michigan—a vibrant city nestled in the heart of Saginaw County. Known for its rich history, diverse culture, and beautiful landscapes, Saginaw offers a unique blend of urban amenities and small-town charm. With a population of just over 50,000 residents, this city boasts a welcoming community spirit and a variety of recreational opportunities, from parks and rivers to local festivals that celebrate its heritage.

Saginaw is home to several historical landmarks, including the stunning Castle Museum of Saginaw County History and the iconic Saginaw Art Museum, making it a cultural hub for art enthusiasts and history buffs alike. The city is also conveniently located near major highways, providing easy access to the bustling cities of Detroit and Flint, while still retaining its tranquil atmosphere.

For those looking to invest in real estate, Saginaw presents a fantastic opportunity. The city offers a range of homes that are eligible for commercial loan financial terms, making it easier for buyers to explore various financing options. Whether you’re a first-time homebuyer or an experienced investor, the availability of commercial loans can provide flexibility and open doors to a variety of properties, from charming single-family homes to multi-unit dwellings.

With its affordable housing market and a growing economy, Saginaw is an ideal place to call home. Discover the potential of this dynamic city and take the first step toward your real estate investment today!

Newest Saginaw Homes with Commercial Loan Financial terms

$325,000
ACTIVE Status ⋅ 50212606 MLS
Large industrial building with truck docs and a dock high floor with a drive up ramp. Block and brick construction. Newer roof on main part of building approx. 8 years old per previous owner. Roof on back storage area in 2022. Front office/reception area plus 2 additional private offices. 2 bathrooms. Updated phase 3 electric. Call agent to schedule a showing.

2765 Universal Drive, Saginaw

Listing Courtesy of RE/MAX New Image, Office Phone: 989-790-0890
$180,000
ACTIVE Status ⋅ 50210654 MLS
Exceptional redevelopment opportunity in the heart of Saginaw’s west side corridor. Former school/church facility located at 405 Hayes St. offering approximately 18,190 sq. ft. across two stories plus a large basement level on a 0.629-acre corner parcel. Property features solid institutional construction, expansive interior space, and flexible redevelopment potential for mixed-use, residential conversion, community facility, office, educational, storage, event venue, or other commercial uses subject to municipal approval. Sale also includes a separate 0.413-acre paved parking lot located directly across the street at 709 N. Hamilton St., providing valuable off-street parking and additional development flexibility. Combined site offers strong footprint, corner visibility, and convenient access to major Saginaw thoroughfares. Situated within the City of Saginaw with RMU zoning designations and surrounded by residential, commercial, and institutional uses, this property presents an outstanding opportunity for developers and investors seeking a large-scale adaptive reuse project. Existing structure was originally constructed in 1950 and includes approximately 10,235 square feet of basement space. Properties included in sale: • 405 Hayes St., Saginaw, MI – Improved commercial building on 0.629 acres • 709 N. Hamilton St., Saginaw, MI – Separate paved parking lot on 0.413 acres

405 Hayes Street, Saginaw

Listing Courtesy of EXP Realty, Office Phone: 888-501-7085
$229,000
ACTIVE Status ⋅ 50210200 MLS
Great opportunity in the Heart of Saginaw, this building offers over 7000 square foot of workspace that will suit the needs of your growing business. 2 front door main entrances with an entrance in the rear of the building. Several offices throughout the building as well a giant vast upper level containing 14 cubicles. 5 bathrooms in the facility including a shower in the basement. 29 space parking lot with street parking at the front of the building as well. Offering triple net lease minimum 3 year lease but option to sign longer term.

731 Gratiot Avenue, Saginaw

Listing Courtesy of REMAX Prime Properties, Office Phone: 989-652-7653
$129,900
ACTIVE Status ⋅ 50208989 MLS
Move your office into a Mansion, second floor living quarters possible. Large rooms, lots of parking, six blocks to the Court House. Excellant opportunity for a lot of space in a highly visible location.

721 S Michigan Avenue, Saginaw

Listing Courtesy of Wilson Realty, Office Phone: 989-793-5650
$799,500
ACTIVE Status ⋅ 50208137 MLS
Jamb Event Center DBA The Vault. Two level event center known for Concerts, Live Music, Comedy & Speciality Shows. Tha Las Vegas showroom feeling in this two level venue. Expand the business into Weddings, Business Presentations, Corporate Training, many options available. Excellant operating staff in place.

110 Florence Street, Saginaw

Listing Courtesy of Wilson Realty, Office Phone: 989-793-5650
$650,000
ACTIVE Status ⋅ 50207966 MLS
Turnkey restaurant opportunity ready for operation! This former popular restaurant features over 5,100 sq. ft. situated on 1.6 acres and was originally built in 2001. The property includes all furnishings, kitchen equipment, and bar equipment—providing everything needed to open and begin serving customers right away. Property highlights include a spacious outdoor patio ideal for dining and entertainment, multiple TVs perfect for game-day crowds, and a 1,500 sq. ft. basement offering excellent space for storage and office use. An additional 18x24 garage provides even more storage flexibility. With its fully equipped setup and versatile layout, this property is perfectly suited for a restaurant, sports bar, banquet facility, event venue, or hospitality concept. A rare opportunity to step into a well-established location with the infrastructure already in place for success. Liquor license available.

5530 Gratiot Road, Saginaw

Listing Courtesy of Century 21 Signature Realty, Office Phone: 989-921-7000
$165,000
ACTIVE Status ⋅ 50207293 MLS
Unique Live/Work Commercial Opportunity: This is a rare opportunity for an entrepreneur seeking the convenience of operating a business while living on-site. Zoned commercial, this versatile property offers outstanding potential for a wide range of business ventures. The main level features a fully operational kitchen ready for continued food service use, with all kitchen equipment, coolers, and related fixtures included in the sale — allowing you to step in and start operating while avoiding costly startup expenses. A spacious back room provides additional flexibility and could easily be converted into a dining area or expanded customer seating. Upstairs, you’ll find three comfortable bedrooms, a full bathroom, laundry room, and a large living area to relax and unwind — ideal for owner-occupied living quarters, staff housing, or even an additional rental opportunity. In addition, the property includes two large extra lots(ID#09 0421 0000 & 09 0422 0000) with ample parking and room for future expansion, outdoor seating, additional structures, drive-thru service, or further development. Whether you're launching a new venture or expanding an existing one, this flexible commercial property offers the rare combination of workspace, living space, and room to grow — all in one location. Call listing agent today for personal showing!

1200 Martha Street, Saginaw

Listing Courtesy of JPAR - Great Lakes Bay Region, Office Phone: 989-349-3039
$274,900
ACTIVE Status ⋅ 50206810 MLS
Located on high-traffic Dixie Highway in Bridgeport, this fully renovated mixed-use commercial opportunity brings multiple streams of income together in one turnkey package. The property features a completely updated bar ready for immediate operation, along with an attached fully renovated 2 bedroom, 1 bathroom apartment offering additional rental income and its own fenced yard. Included in the sale is the liquor license, liquor inventory, all equipment, tables, chairs, and furnishings, making this a true ready-to-go business opportunity for its next owner. Additional income potential comes from the play-for-fun casino machines, pool table, and ATM, with current revenue-sharing arrangements in place on the machines and pool table. The property also offers a small kitchen area, outdoor seating space for the bar, a large lot with plenty of parking, and excellent visibility in a strong traffic-count location. With major updates throughout and multiple income-producing components under one roof, this is a unique investment opportunity with strong upside potential.

5463 Dixie Highway, Saginaw

Listing Courtesy of Berkshire Hathaway HomeServices, Office Phone: 989-790-9292
$175,000
ACTIVE Status ⋅ 50199087 MLS
Medical or Dental office space available in Saginaw Township! Located close to M46 among other office spaces, this property is in an ideal business location. The offered space makes up 35% of the total building. From the front doors, patients will find a common area with public restrooms and waiting space. The office itself features 2748 square feet including a spacious waiting room, a reception area, a private office, 6 exam rooms, a lab room, kitchenette, meeting/conference room, two restrooms, and multiple storage spaces. All in excellent condition and ready for a new practice to move in! Call for your private showing today!

5605 N Colony Drive, Saginaw

Listing Courtesy of Century 21 Signature Realty, Office Phone: 989-921-7000
$2,499,000
ACTIVE Status ⋅ 50198823 MLS
Premier Office Building in Saginaw County in the heart of the Northeastern business district. High Quality Built and very well maintained. 43,924 sq ft on 5+ acres. B3 Zoning. One existing tenant on an 8 year lease using approximately 25% of the building. Furniture included. Excellent Cap Rate potential. Replacement value has been estimated at $13,616,640.00 Don't miss out on this attractive opportunity.

4300 Fashion Square Boulevard, Saginaw

Listing Courtesy of Rausch & Associates, Office Phone: 989-652-3238
$99,900
ACTIVE Status ⋅ 50196294 MLS
Well-positioned 1,457 SF office for sale on high-traffic State Street (M-58) in Saginaw Township. Former medical office offering a functional layout. Recent improvements include freshly painted siding, a newer roof (approx. 5 years), and resurfaced parking lot (approx. 4 years). Excellent visibility with exterior pole signage on the outlawn. Ideal for medical or professional office use.

4386 State Street, Saginaw

Listing Courtesy of White Realty, Office Phone: 989-799-7779
$49,900
ACTIVE Status ⋅ 50194614 MLS
Store Your Stuff or Start Your Business on Shattuck! If you’ve been waiting for the perfect spot to bring your ideas to life, 244 Shattuck Rd is it. This 3,000 sq ft commercial building on ¾ of an acre gives you the space, flexibility, and privacy you’ve been looking for — all while being uniquely positioned in a quiet residential zone, which means easier access, less traffic, and tons of potential. Two 8 ft garage doors open to a 28x29 main area that can even be expanded farther back. The 23x30 entrance area with slider door separation leads right to the bathroom. You’ll also find a 23x15 utility room with 200-amp service, water heater, sink, and cabinets, plus an 18x13 room, and two 30x14 rooms behind the garage—perfect for storage, projects, or whatever you’re dreaming up. Whether you need space for winter toys, equipment, inventory, or a business idea you’re finally ready to launch… this building is ready for you. Come check it out and see how easily your plans can fit here.

244 Shattuck Road, Saginaw

Listing Courtesy of EXP Realty, Office Phone: 888-501-7085
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Provided through IDX through Realcomp II Ltd. Courtesy of HamadyRobinson, REALTORS®. Copyright 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing and that the data is deemed reliable but not guaranteed accurate by the MLS.