Saginaw Homes with FHA Financial terms

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Newest Saginaw Homes with FHA Financial terms

$245,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50216635 MLS

Happiness on Hartford! Pride of ownership shines throughout this beautifully maintained, move-in-ready gem. This thoughtfully designed 3-bedroom, 2-bath home offers a comfortable layout with the convenience of main-floor laundry and numerous recent updates. Enjoy peace of mind with newer windows, a freshly painted exterior (2025), fresh interior paint in a modern neutral palette (2025), a new backyard patio (2025), and a new shower enclosure in the hall bathroom (2022). The kitchen features brand-new stainless steel appliances (2026), while the new boiler installed in February 2026 will keep you warm and comfortable during the winter. The spacious primary suite includes its own private en-suite bathroom. An additional family/sunroom provides flexible space to relax, entertain, or enjoy the natural light. A partially finished basement and abundant storage add even more functionality to this wonderful home. Don’t miss your opportunity, call for your personal showing today!

3827 S Hartford Drive, Saginaw

Listing Courtesy of Real Estate One Great Lakes Bay, Office Phone: 989-607-2100

$215,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50216611 MLS

Welcome home to this charming full-brick ranch situated on an oversized lot in a convenient location close to major freeways and just minutes from Saginaw Valley State University. This well-maintained home features a spacious, updated kitchen with plenty of cabinetry and all appliances included, making it move-in ready from day one. Inside, you'll find three generously sized bedrooms and an inviting living room with a cozy fireplace insert for those chilly winter evenings. Recent improvements include newer paint, carpeting, light fixtures, and gutters, giving the home a fresh, updated feel. Step outside to enjoy the fenced backyard, perfect for pets, play, or entertaining. A standout feature is the insulated bonus garage, complete with a workbench and plenty of room to store outdoor equipment, recreational toys, or create the ultimate workshop. With its spacious lot, thoughtful updates, and excellent location, this home offers comfort, functionality, and exceptional value. Schedule your showing today!

1685 Liberty Road, Saginaw

Listing Courtesy of MI Skye Realty LLC, Office Phone: 989-455-8889

$139,900

ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 50216584 MLS

Welcome to 7 Southlawn Ct.!!! If you're looking for a home that's already been updated, this one is a must-see! This charming home has been refreshed from top to bottom, so you can move in and start enjoying it right away. The brand new kitchen features granite countertops, stainless steel appliances, and a clean, classic look you'll love. The bathroom has also been completely updated, and you'll find new carpet and vinyl plank flooring throughout along with fresh paint inside and out, giving the home a bright and fresh feel. You'll also have peace of mind knowing the plumbing and electrical have been updated with a brand-new breaker box and both the house and garage have new metal roofs for years of durability. The basement has also been partially waterproofed, adding even more value and confidence. Need garage space? The detached 2-car garage , built in 2013, offers plenty of room for vehicles, storage, hobbies, or a workshop. With all the big-ticket updates already taken care of, all that's left to do is move in and make it your own. Come see everything 7 Southlawn Ct. has to offer!!! Agent owned

7 Southlawn Court, Saginaw

Listing Courtesy of NextHome Greater Tri-cities, Office Phone: 989-759-9606

$314,900

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 50216558 MLS

Welcome to this spacious 2-story condo in Saginaw Township offering 3 bedrooms and 2.5 baths in a desirable location on a cul-de-sac near Heritage High School. The main-floor primary suite features a walk-in closet and a private bath with a double vanity, walk-in shower, and relaxing Jacuzzi tub. The kitchen is designed for both everyday living and entertaining with stainless steel appliances, a large center island with counter seating, and an open layout flowing into the dining area. A sliding glass door leads to a private deck overlooking the backyard, while first-floor laundry adds everyday convenience. The living room boasts vaulted ceilings and a cozy gas fireplace, creating a bright and inviting space with abundant natural light. Upstairs, you'll find two additional bedrooms, a full bath, and a spacious bonus room that offers endless possibilities as a home office, family room, playroom, or guest space. A spacious 2-car attached garage provides plenty of room for parking, extra storage, and all of your seasonal or recreational belongings. Combining comfort, functionality, and a fantastic location in a well-kept community, this easy-living condo is ready for its next owner.

8 Thornapple Court, Saginaw

Listing Courtesy of Berkshire Hathaway HomeServices, Office Phone: 989-790-9292

$250,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61015344 MLS

Well-maintained 3 bedroom, 2 full baths Ranch in an established Saginaw Township neighborhood! The home offers a great layout with multiple living spaces, including a spacious family room with fireplace, bright front living room, and an eat-in kitchen with plenty of cabinetry. Main-floor laundry, an attached 2-car garage, and an unfinished basement provide plenty of additional convenience, storage and usable space. Outside, you'll find mature landscaping, a covered front porch and a nicely sized backyard with established trees and plenty of shade. Great Saginaw Township location close to shopping, restaurants, schools, parks and everyday amenities. A clean, well-cared-for home that has been maintained over the years and is ready for its next owner.

1317 Cranbrook Drive, Saginaw

Listing Courtesy of EXP Realty Main, Office Phone: 888-501-7085

$214,999

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50216440 MLS

A Keeper on Kochville! Welcome home to this well-maintained 3-bedroom, 2-full-bath ranch nestled in a desirable area and located within the highly sought-after Freeland School District. Enjoy peaceful mornings and relaxing evenings overlooking your private backyard with beautiful views of a picturesque horse farm. With a spacious layout, this home has been lovingly cared for and is ready for its next owner to make it their own. A new roof installed last year provides added peace of mind. Don’t miss this incredible opportunity to turn this charming ranch into your dream home!

8908 Kochville Road, Saginaw

Listing Courtesy of Modern Realty, Office Phone: 989-486-9770

$265,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61015244 MLS

Modern farmhouse charm meets everyday comfort in this beautifully updated 1,800 sq ft, 3 bedroom, 2 bath brick ranch. From the welcoming covered front porch with wood beams and whitewashed brick to the thoughtfully designed interior, every space feels warm, inviting, and effortlessly livable. Cozy living room features newer carpet, a charming original built-in, and a shiplap fireplace that creates the perfect focal point. Designed for both everyday living and entertaining, the kitchen overlooks the private, fully fenced backyard and screened porch while offering luxury vinyl plank flooring, abundant cabinetry, faux quartz countertops, and a classic farmhouse sink that adds both style and function. Just beyond, a spacious laundry room and butler's pantry with an additional sink provide exceptional storage and workspace before leading to a versatile flex room off the garage--ideal as a mudroom, home office, hobby space, or playroom. The private primary suite includes its own en suite bath, while the second full bathroom has been thoughtfully updated with a vessel sink vanity and luxury vinyl plank flooring. Downstairs, the expansive unfinished basement is a blank canvas ready for a future recreation room, home gym, workshop, or additional living space, with plumbing available for a potential third bathroom to further enhance the home's value. An attached two-car garage, underground sprinkler system, and all included appliances add everyday convenience, while nature enthusiasts will love being just one mile from Price Nature Preserve, where miles of scenic trails and outdoor recreation are only minutes away.

5330 Sheridan Road, Saginaw

Listing Courtesy of Knockout Real Estate, Office Phone: 989-652-6300

$215,000

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50216296 MLS

Well cared for all brick ranch in the heart of Saginaw Township. Pride of ownership shows thru-out this wonderful 3 bedroom, 1 and 1/2 bath home. The home has a very large eat in kitchen with a huge Pantry. Beautiful family room with wood burning fireplace and original hardwood floors, which are also in all 3 bedrooms and in the hallway. The First Floor Laundry Room could also easily have an added half bath as all the plumbing is there for it. There is a Heated 4 season sun-porch which opens up to a wonderful deck with a covered Pergola for those sunny afternoons. The large deck then goes into the fenced in backyard with plenty of shade, a garden area and 2 storage sheds for everything that doesn't fit in the oversized Heated 2 and 1/2 garage. Full basement with tons of storage, and a workshop. Also, lawn has a sprinkler system.

4860 Indian Trail Road, Saginaw

Listing Courtesy of Wilson Realty, Office Phone: 989-793-5650

$219,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50216286 MLS

Immediate possession is yours when you purchase this 3 bedroom - 2 bath, full basement, ranch style home in Saginaw Twp! Large updated kitchen, spacious living room with built-in cabinets, brand new roof and gutters (July 2026)!! Attached 28 x 20 garage. 20x10 patio overlooking fenced back yard. 16 x 8 storage shed for lawn equipment. One Year Home Warranty included!!

4200 S Wayside Drive, Saginaw

Listing Courtesy of RE/MAX New Image, Office Phone: 989-790-0890

$85,500

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 70548197 MLS

Welcome to this charming two-bedroom, one-bathroom residence. This single-family home offers comfortable finished living space, providing an efficient and manageable layout for your lifestyle. Set on a generous lot of nearly 6,000 square feet, this property gives you room to grow and enjoy outdoor space. The thoughtful floor plan makes excellent use of every square foot, creating a practical living environment. Whether you're seeking a starter home, investment opportunity, or downsizing option, this property presents a solid foundation for your next chapter.

1708 Division Street, Saginaw

Listing Courtesy of eXp Realty, LLC, Office Phone: 888-501-7085

$229,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50216209 MLS

Offered for sale for the very first time, this meticulously cared-for one-owner home is a rare find. Lovingly built and meticulously maintained by its one and only owner, this exceptional home is a true testament to pride of ownership and craftsmanship. Constructed with care by a father who believed in doing things the right way, every detail of this quality-built residence reflects thoughtful design and attention to detail. Featuring 3 bedrooms and 2 full baths, the home has been impeccably cared for throughout the years. The custom, hand-crafted cabinetry showcases the owner's dedication to quality, while the beautiful fireplace, personally crafted by the owner, serves as a warm and inviting centerpiece that provides cozy supplemental heat during the winter months. Outside, you'll find a fully fenced backyard offering privacy and space to enjoy. The property also includes a storage shed with a loft, perfect for additional storage or hobby space. Car enthusiasts, woodworkers, and DIYers will appreciate the oversized 2-car garage complete with a large workshop area in the rear. This is more than just a house, it's a lovingly crafted home filled with character, quality, and decades of careful stewardship. A rare opportunity to own a truly special property where craftsmanship and pride of ownership shine in every detail. Home Warranty is being offered by the Seller.

2705 Luella Avenue, Saginaw

Listing Courtesy of Century 21 Signature Realty, Office Phone: 989-921-7000

$199,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61014595 MLS

Welcome to 3404 Patricia Place in Saginaw! This well-maintained home offers comfort, charm, and move-in-ready convenience in a desirable neighborhood. From the moment you arrive, you'll appreciate the inviting curb appeal and pride of ownership throughout. Inside, you'll find a bright and functional layout with spacious living areas perfect for everyday living and entertaining. The kitchen provides ample cabinet and counter space, making meal prep easy and enjoyable. Generously sized bedrooms offer comfortable retreats, while the home's overall condition reflects consistent care and maintenance. Step outside to enjoy a nicely sized yard--ideal for relaxing, gardening, or hosting gatherings. This home offers a great opportunity to own a solid property in a convenient Saginaw location close to shopping, dining, and everyday amenities. Don't miss your chance to make this home yours--schedule your showing today!

3404 Patricia Place, Saginaw

Listing Courtesy of Real Estate For A CAUSE, Office Phone: 810-344-7275

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