Saginaw Homes with Conventional Blend Financial terms

**Discover Saginaw: A Hidden Gem in Michigan**

Nestled in the heart of Saginaw County, Saginaw, Michigan, is a city rich in history, culture, and community spirit. With a population of around 50,000 residents, Saginaw offers a unique blend of urban convenience and small-town charm. The city is known for its vibrant arts scene, highlighted by the Saginaw Art Museum, which showcases local and regional artists, as well as its historic architecture that tells the story of its industrial past.

Saginaw is home to a variety of parks and recreational areas, perfect for families and outdoor enthusiasts. The scenic Ojibway Island provides a peaceful retreat with walking trails and picnic spots along the Saginaw River. For those who enjoy sports, the city boasts numerous facilities, including the Saginaw Spirit hockey team, which brings excitement to the local community.

When it comes to housing, Saginaw offers a diverse array of homes that cater to various lifestyles and budgets. Among these options, homes with Conventional Blend financial terms stand out as a popular choice for many buyers. This financing option allows for flexibility and accessibility, making it easier for families and individuals to invest in their dream home. Whether you are seeking a cozy bungalow, a spacious family home, or a charming historic property, Saginaw has something to suit your needs.

With its affordable housing market, rich cultural offerings, and welcoming community, Saginaw is not just a place to live; it’s a place to thrive. Come explore the possibilities that await you in this delightful Michigan city!

Newest Saginaw Homes with Conventional Blend Financial terms

$169,900

ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 50216140 MLS

Welcome home to over 4 beautiful acres in Spalding Township! This move-in ready ranch offers the perfect blend of peaceful country living and everyday convenience. Freshly painted throughout with a newer roof. 1275 Ruby Ann has central air, and an updated bathroom, this home is ready for its new owners. It features three bedrooms, one full bath, and an attached 1.5 car garage. Outside, you’ll love the impressive 30’ x 40’ pole barn with electricity—ideal for hobbies, storage, equipment, or a workshop. The front picture window has a fogged seal and is reflected in the price, making this an excellent opportunity to add your own finishing touch while enjoying all this property has to offer. Priced at just $169,900, this is your chance to own a beautiful country property with room to roam!

1275 Ruby Ann Drive, Saginaw

Listing Courtesy of Real Estate One Great Lakes Bay, Office Phone: 989-607-2100

$126,000

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 50213657 MLS

Calling all investors! I present to you, a tenant occupied duplex. This would make a beautiful addition to an existing portfolio. This property presents an immediate cash-flow opportunity, as it is fully rented out and generating a monthly income of $1,950 between two units with 1 year and 2 year leases. This property comes fully renovated and updated. Additional features include; - Newer roof - New windows - New exterior doors - New flooring - Recently refurbished boiler. And that's not all! The basement is all set up for a 2 bedroom/1 bathroom unit, and just needs some finishing touches before it can be inhabited- creating the perfect opportunity for additional income, or owner occupancy. Both leased units have separate electrical units and utilize the garage for storage. Start making your money work for you, and schedule your showing today!

1015 S Webster Street, Saginaw

Listing Courtesy of Mid-Mitten Realty, Office Phone: 989-401-0027

$45,000

ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61006714 MLS

Discover a charming bungalow at 3407 Fulton ST, Saginaw, MI, USA. Built in 1926, this single-family residence stands as an inviting home, ready for you to move in and begin a new chapter. Its enduring character and comfortable layout offer a distinctive living experience. This residence offers three well-proportioned bedrooms, providing adaptable spaces for rest, work, or creative pursuits. The exterior of this property showcases a classic bungalow architectural style, offering timeless appeal and a welcoming facade. We invite you to explore this exceptional property and imagine the possibilities it holds for your future.

3407 Fulton Street, Saginaw

Listing Courtesy of Tremaine Real Estate, Office Phone: 810-579-4663

$180,000

ACTIVE Status ⋅ 50210654 MLS

Exceptional redevelopment opportunity in the heart of Saginaw’s west side corridor. Former school/church facility located at 405 Hayes St. offering approximately 18,190 sq. ft. across two stories plus a large basement level on a 0.629-acre corner parcel. Property features solid institutional construction, expansive interior space, and flexible redevelopment potential for mixed-use, residential conversion, community facility, office, educational, storage, event venue, or other commercial uses subject to municipal approval. Sale also includes a separate 0.413-acre paved parking lot located directly across the street at 709 N. Hamilton St., providing valuable off-street parking and additional development flexibility. Combined site offers strong footprint, corner visibility, and convenient access to major Saginaw thoroughfares. Situated within the City of Saginaw with RMU zoning designations and surrounded by residential, commercial, and institutional uses, this property presents an outstanding opportunity for developers and investors seeking a large-scale adaptive reuse project. Existing structure was originally constructed in 1950 and includes approximately 10,235 square feet of basement space. Properties included in sale: • 405 Hayes St., Saginaw, MI – Improved commercial building on 0.629 acres • 709 N. Hamilton St., Saginaw, MI – Separate paved parking lot on 0.413 acres

405 Hayes Street, Saginaw

Listing Courtesy of EXP Realty, Office Phone: 888-501-7085

$225,000

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 50207802 MLS

5144 Heidi Lane, Saginaw, MI Must see this well-built brick ranch in convenient location in Kochville Township, Saginaw! 3-bedroom, 3-bath, 1739 square ft. plus 3 finished bonus rooms in the basement offering many possibilities! 20x20 open recreation or exercise room with full bath in basement giving you a lot of space! The stainless steel kitchen appliances highlight a nice open kitchen with bar setting. First-floor laundry with washer and dryer included. Beautiful fireplace in living room and sliding doors leading to an outside wood deck! More space for storage with an attached 2-car garage and a 10x10 wood shed. This home features a forced-air heating system with central air and newer water heater.

5144 Heidi Lane, Saginaw

Listing Courtesy of Century 21 Signature Realty Midland, Office Phone: 989-837-2100

$340,000

ACTIVE Status ⋅ 3 Beds ⋅ 4 Baths ⋅ 50200958 MLS

Client will consider a short sale with financial institution approval. Experience a blend of comfort and sophistication in this beautifully appointed 3-bedroom home. An open, light-filled floor plan welcomes you with rich hardwood floors and a striking fireplace that sets an upscale tone throughout the main living area. The master suite offers a private retreat with its own bath, while first-floor laundry adds effortless convenience. Step outside to a spacious backyard oasis, complete with a raised garden bed where strawberries and mint return each year—ready for your annual harvest. A 2-car attached garage provides added flexibility and storage. The finished basement elevates the home’s appeal with a full wet bar (stools included), a pool table, a dedicated gym area, two egress windows, and a second fireplace—creating an exceptional space for entertaining or unwinding in style. All of this just moments from premier shopping and local amenities.

2977 Oaklawn Park, Saginaw

Listing Courtesy of Berkshire Hathaway HomeServices, Office Phone: 989-790-9292

$429,000

ACTIVE Status ⋅ 50158124 MLS

2 acres of commercial land for development. Great commercial exposure on main intersection (Midland & Tittabawassee), high traffic counts, next to new H2 Dermatology. Infrastructure present at lot. Call listing agent.

5120 Midland Street, Saginaw

Listing Courtesy of White Realty, Office Phone: 989-799-7779

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