Swartz Creek Homes with FHA Financial terms

Swartz Creek Homes with FHA Financial terms

Welcome to Swartz Creek, MI – a charming city nestled in the heart of Genesee County, where community spirit thrives and nature's beauty surrounds you. With its picturesque landscapes and friendly atmosphere, Swartz Creek is not just a place to live; it’s a place to call home.

This vibrant city boasts a rich history and a strong sense of community, making it an ideal location for families, young professionals, and retirees alike. Residents enjoy access to well-maintained parks, excellent schools, and a variety of local shops and restaurants that reflect the warmth of this close-knit community. The city is also conveniently located just a short drive from Flint, providing easy access to urban amenities while maintaining a peaceful, suburban lifestyle.

For those considering purchasing a home in Swartz Creek, you’ll be pleased to know that many properties qualify for FHA financing. This means that first-time homebuyers and those with limited down payment options can take advantage of more affordable financing terms. FHA loans are designed to make homeownership accessible, allowing you to invest in your dream home without the burden of exorbitant upfront costs. Whether you’re looking for a cozy starter home or a spacious family residence, Swartz Creek offers a range of housing options to suit diverse needs and budgets.

Explore the charm of Swartz Creek and discover the perfect place to settle down. With its welcoming community, beautiful homes, and favorable financing options, your dream home is waiting for you in this delightful Michigan city!

Newest Swartz Creek Homes with FHA Financial terms

$335,900
COMING SOON Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61029558 MLS
Spacious ranch, open floor plan with preferred nooks of privacy. Thoughtfully designed kitchen with all appliances and great storage, pantry, island cabinet storage, granite counters, and window over the sink. Four season room is naturally heated from from sun via southern exposure and separate air conditioner unit, perfectly located for large gatherings or quiet privacy. First floor laundry has it all: washer, dryer, entry closet, easy drop down ironing board, storage cabinets and laundry tub. Primary suite has quiet, private location and large walk-in closet. Two other bedrooms are spacious and one has been adopted to a private office, however, there is a 12 ft wall to have a closet installed. Full unfinished basement has a laundry tub with the potential to add another bathroom. Home located in a preferred development with easy access to I69, I75, and US23.

5129 Bloss Drive, Swartz Creek

Listing Courtesy of Berkshire Hathaway HomeServices Michigan Real Est, Office Phone: 810-695-1990
$325,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61028900 MLS
Welcome home to popular Heritage Village! This charming home offers a thoughtfully designed living space, plus a finished basement. Cathedral ceilings and abundant natural light greet you throughout the open-concept main floor. The firelit great room features custom built-in shelving, flowing seamlessly into a kitchen and dining area perfect for entertaining, complete with a spacious island and a slider leading to your private 12x12 screened-in deck. The primary suite offers a walk-in closet and full en-suite bath for a true retreat. Downstairs, the finished basement adds valuable living space with a family room and full bath -- plus an unfinished area offering tons of storage. A 2-car attached garage completes the package. Enjoy the sought-after Heritage Village lifestyle with tree-lined streets, walking paths, and close proximity to shopping, dining, and everyday amenities. Don't miss this one!

3449 Heritage Boulevard, Swartz Creek

Listing Courtesy of Real Estate For A CAUSE, Office Phone: 810-344-7275
$220,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61028748 MLS
Welcome home to this charming 3-bedroom, 2-bath ranch in the Swartz Creek Community Schools district. Hardwood floors add warmth and character throughout the living room, dining room, and bedrooms. A large picture window fills the living room with natural light, while the electric fireplace and built-in bookcase create an inviting place to relax. The enclosed four-season sunroom provides additional hanging out space and overlooks the fenced backyard. The finished newly carpeted basement offers even more room to enjoy, including a family room with a natural fireplace, an updated full bathroom, and a versatile bonus room with built-in shelving that could serve as a home office, playroom, exercise room, or hobby space. Storage areas provide plenty of space to keep everything organized. Additional features include a partial new roof (2023), covered front porch, and detached two-car garage with hookups for heat. Conveniently located in a quiet, well-maintained neighborhood with easy access to shopping, dining, and the freeway. The basement bar, white bedroom dresser, and roll-top desk will remain with the home. Priced to sell, this home is one you won't want to miss. Sale is contingent on the seller securing suitable housing and we are actively writing offers. Schedule your private showing today!

5173 Greenleaf Drive, Swartz Creek

Listing Courtesy of Coldwell Banker Professionals, Office Phone: 810-629-2220
$335,000
ACTIVE Status ⋅ 5 Beds ⋅ 3 Baths ⋅ 61028278 MLS
OPEN HOUSE ~ Saturday, 9/12 from 12:00 pm - 2:00 pm. Welcome to 6195 Crooked River, an extremely well-maintained and move-in ready home offering flexible living space, thoughtful updates, and a peaceful setting. With 5 bedrooms, including a main-floor flex room/office, the layout is especially well suited for multi-generational living, guests, or those needing a dedicated work-from-home space. Natural daylight fills the home, enhanced by updated high-efficiency windows throughout. The kitchen offers plentiful cabinetry and storage, while the wood burner adds warmth and character to the living space. All appliances are included, and convenient second-floor laundry makes everyday living even easier. The oversized heated garage provides much more than parking, with extra room for a workbench, workout area, hobbies, or additional storage. Outside, the fenced backyard features a storage shed and a covered rear patio, creating the perfect spot for outdoor relaxation or entertaining. Best of all, the property backs to a wooded area, offering added privacy, tranquility, and a peaceful backdrop to enjoy year-round. Enjoy uninterrupted comfort and peace of mind with a whole-home generator that keeps your home running during power outages! With generous space, flexible living options, excellent storage, and pride of ownership throughout, this home is ready for its next owner to simply move in and enjoy.

6195 Crooked River Drive, Swartz Creek

Listing Courtesy of Hand Map Real Estate LLC, Office Phone: 810-373-9517
$285,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61025977 MLS
Welcome to 5073 Winston Dr. in Swartz Creek! Completely remodeled, this charming ranch home offers modern updates, comfortable living, and an incredible detached garage that is sure to impress. The home features 3 bedrooms and 1.5 bathrooms with approximately 2,000 square feet of living space. The kitchen was beautifully remodeled, creating a fresh and modern open floor plan for cooking and entertaining. The main bathroom was also remodeled, adding updated style and functionality throughout the home. The finished basement provides additional flexible living space featuring a 1/2 bath, lounge area with wet bar, gathering/tv area, workout area, pool table and extra storage. Step out to the spacious yard, featuring a deck with pergola, a covered area with hot tub, a huge well manicured, fenced yard which backs up to woods. This is your private oasis to relax in. The detached 24 x 30 garage is a true standout feature. Fully insulated and air conditioned, front and rear overhead doors, provides comfortable year-round space and is ideal for a workshop, hobby area, home gym, storage, or additional workspace. With electricity and excellent functionality, this is much more than just a place to park your vehicles. Move-in ready and tastefully remodeled, 5073 Winston Dr. is an excellent opportunity for buyers looking for a refreshed home with an extraordinary garage/workshop. Don't miss the chance to see this one!

5073 Winston Drive, Swartz Creek

Listing Courtesy of National Realty Centers, Inc, Office Phone: 734-432-2002
$285,000
ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 61025040 MLS
Welcome to this beautiful colonial split-level home offering plenty of space, comfort, and charm! The spacious layout features a large living room, separate dining room, and a beautiful kitchen with solid oak cabinetry and stainless steel appliances. Gorgeous hardwood floors flow throughout all three spaces, creating a warm and cohesive feel. You'll love the inviting family room, complete with a stunning wood-burning fireplace--the perfect place to relax and unwind. Step outside to the fenced backyard, where you'll find a beautiful brick paver patio, a large swimming pool, and a bonfire pit--ideal for summer entertaining, barbecues, and making memories with family and friends. The primary bedroom offers two closets and convenient direct access to the upstairs full bathroom. The finished basement provides even more living space with a theater room, perfect for family movie nights and entertaining year-round. With its generous living spaces, cozy features, and fantastic backyard, this home offers the perfect combination of room to spread out while still feeling warm and inviting. The home also is wired with a generator in-let plug! Don't miss your opportunity to make this beautiful home the setting for your next chapter! Call for your private appointment today!

4317 Mount Vernon Pass, Swartz Creek

Listing Courtesy of RE/MAX Select, Office Phone: 810-238-8888
$399,900
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61024978 MLS
Completely Remodeled Farmhouse with 4 bedrooms, 2.5 bathrooms sitting on 2 acres with a 40x60 pole barn in Durand Schools. Included in the remodel: New Roof, Siding, Furnace and Granite counters. A unique feature for a farmhouse is the 2 car attached garage with direct access to the home. This is a MUST SEE!

7037 Nichols Road, Swartz Creek

Listing Courtesy of RE/MAX Select, Office Phone: 810-238-8888
$440,000
ACTIVE UNDER CONTRACT Status ⋅ 3 Beds ⋅ 4 Baths ⋅ 61023100 MLS
Beautifully maintained ranch offering over 3,400 square feet of finished living space and an exceptional floor plan! The main level features a desirable split-bedroom design with spacious, inviting living areas and a primary suite complete with en suite bath and an enormous walk-in closet. The full finished daylight lower level adds incredible additional living space with a large family room, gaming area, kitchenette/bar, dining space, half bath and a non-conforming fourth bedroom--perfect for guests, a home office or additional flex space. Additional peace of mind with a battery backup for the sump pump. Step outside to a beautifully landscaped, private yard featuring a spacious deck with convenient storage below and a patio ideal for relaxing. An oversized two-car garage provides plenty of additional room for vehicles and storage. Immaculately maintained inside and out, this home offers an impressive amount of space, thoughtful functionality and pride of ownership throughout!

8263 Woodcreek Court, Swartz Creek

Listing Courtesy of RE/MAX Town & Country, Office Phone: 810-659-6300
$274,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61022283 MLS
Move-in ready and impeccably maintained! Nestled on a quiet street in a highly desired community, this beautifully remodeled home shines inside and out. The awesome above-ground pool, oversized deck, and full privacy fence create the perfect private backyard retreat for relaxing, entertaining, and enjoying summer days. Inside, you'll find a remodeled kitchen with quartz countertops and stainless steel appliances, new LVT and carpet, a finished basement with half bath, and a cozy wood-burning fireplace. Plus, a huge storage shed and security cameras add convenience and peace of mind.

9255 Elaine Drive, Swartz Creek

Listing Courtesy of Amerapro, Office Phone: 586-254-0111
$259,900
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61021552 MLS
Cute 2 Bedroom Ranch home on almost an acre of land. Great location in Swartz Creek school district. Fenced in backyard with 40 x 40 pole building with electricity. Attached garage has two side entrances for easy access to backyard as well. Owner has made many updates to home since owning it such as Leveling garage floor, new backyard fence, new well, new water softener, encapsulated and vapor barrier system in crawl space with submerged sump pump with alarm. Updated landscaping with beautiful spring time blooms on crab apple tree, large pussy willow trees and weeping willow tree. New carpet throughout home which has original hardwood floor under it as well as updated vinyl plank floor in kitchen and laundry room. Primary bedroom used to be two bedrooms now combined into one. There are original hardwood floors under carpet.

5088 W Grand Blanc Road, Swartz Creek

Listing Courtesy of Berkshire Hathaway HomeServices Michigan Real Est, Office Phone: 810-629-0680
$279,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61021161 MLS
Nicely Updated 3-Bedroom, 2-Bath Ranch in Swartz Creek! Welcome home to this well-maintained and nicely updated 3-bedroom, 2-bath ranch offering comfortable one-level living and numerous recent improvements. Major updates include crawlspace encapsulation completed in 2026, a new furnace and hot water heater in 2026, attic insulation added in 2025, and a newer roof, siding, and gutters completed in 2022. The bathroom was also remodeled in 2026, adding a fresh, modern touch. With its desirable ranch-style layout, three bedrooms, two full baths, and extensive recent updates, this home offers peace of mind and move-in-ready appeal. Conveniently located in Swartz Creek, this is a great opportunity for anyone looking for a home with many of the major updates already taken care of. Schedule your showing today!

9194 Oakview Drive, Swartz Creek

Listing Courtesy of Community Choice Realty Inc, Office Phone: 248-729-0011
$225,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50218485 MLS
Beautiful three-bedroom, two-full-bath ranch situated on just under half an acre. This move-in-ready home features beautiful hardwood floors, a spacious yard, and a detached two-plus-car garage. Ready for its new owner today! Come see it before it’s gone—it won’t last long! Central air, Newer Generac whole home generator and laundry hookup on the main floor.

1368 Winfield Drive, Swartz Creek

Listing Courtesy of Century 21 Signature Realty, Office Phone: 810-659-3161
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