Swartz Creek Homes with FHA Financial terms

Swartz Creek Homes with FHA Financial terms

Welcome to Swartz Creek, MI – a charming city nestled in the heart of Genesee County, where community spirit thrives and nature's beauty surrounds you. With its picturesque landscapes and friendly atmosphere, Swartz Creek is not just a place to live; it’s a place to call home.

This vibrant city boasts a rich history and a strong sense of community, making it an ideal location for families, young professionals, and retirees alike. Residents enjoy access to well-maintained parks, excellent schools, and a variety of local shops and restaurants that reflect the warmth of this close-knit community. The city is also conveniently located just a short drive from Flint, providing easy access to urban amenities while maintaining a peaceful, suburban lifestyle.

For those considering purchasing a home in Swartz Creek, you’ll be pleased to know that many properties qualify for FHA financing. This means that first-time homebuyers and those with limited down payment options can take advantage of more affordable financing terms. FHA loans are designed to make homeownership accessible, allowing you to invest in your dream home without the burden of exorbitant upfront costs. Whether you’re looking for a cozy starter home or a spacious family residence, Swartz Creek offers a range of housing options to suit diverse needs and budgets.

Explore the charm of Swartz Creek and discover the perfect place to settle down. With its welcoming community, beautiful homes, and favorable financing options, your dream home is waiting for you in this delightful Michigan city!

Newest Swartz Creek Homes with FHA Financial terms

4107 Jennie Lane, Swartz Creek
$299,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 50225989 MLS
Welcome to 4107 Jennie Lane, an exceptional ranch-style home perfectly situated in Otterburn Heights Subdivision of Swartz Creek. Combining the ease of single-level living with an incredibly functional layout, this well-built 1,505 sq. ft. residence offers an ideal blend of comfort and neighborhood charm. It features 3 spacious bedrooms and 3 full bathrooms—a rare find that provides a main-level layout, a peaceful primary suite retreat, and a comfortable living space. Downstairs, a partially finished basement offers a full bathroom and fantastic lower-level bonus square footage.

4107 Jennie Lane, Swartz Creek

Listing Courtesy of REMAX Edge, Office Phone: 810-636-9172
4016 S Elms Road, Swartz Creek
$299,900
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61041728 MLS
Sprawling custom-built brick ranch situated on a beautifully landscaped 1.35-acre corner lot, offering an exceptional combination of space, comfort, & privacy! This move-in-ready home features 1,903 square feet of living space, 3 bedrooms, 2 full baths, & 1 half bath, with numerous recent updates throughout. An enclosed front porch welcomes you into a generous formal foyer, opening to an expansive living room & adjoining formal dining room, ideal for entertaining. The inviting family room showcases a vaulted ceiling with exposed beams, a stunning brick gas fireplace with raised hearth, charming arched entryways, & a doorwall leading to the rear yard. The spacious kitchen offers abundant cabinetry & counter space, new appliances that stay, & an adjoining breakfast nook. The primary suite features a private full bath & 3 generously sized closets. 2 additional bedrooms include a versatile 3rd bedroom currently configured as a craft room, perfect for hobbyists or a home office. The spacious main bath features a dual-sink vanity, while a convenient 1st floor powder room & laundry room with included washer & dryer add everyday practicality. Recent improvements include new luxury vinyl plank flooring, fresh interior paint throughout, & a brand-new HVAC system! A large basement extending beneath approximately 3/4 of the home offers tremendous potential for additional finished living space, with a deep crawl space beneath the remainder. Outside, the extensively landscaped 1.35-acre grounds provide a picturesque setting with mature trees, a newly fenced area ideal for pets & outdoor activities, an expansive multi-level deck & patio arrangement, & a storage shed. A 2.5-car side-entry garage with additional storage closet completes the package. Just a short walk to Elms Park & conveniently located near I-69 and I-75 for easy commuting. A rare opportunity to enjoy sprawling ranch-style living, generous indoor & outdoor space, & a peaceful setting--all in one exceptional property!

4016 S Elms Road, Swartz Creek

Listing Courtesy of Market Elite Inc, Office Phone: 586-226-3200
7464 Reid Road, Swartz Creek
$245,999
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50225700 MLS
Welcome home to this well-maintained Ranch in desirable Gaines Township! Offering a spacious and functional layout, this home features 3 bedrooms, 2 full bathrooms, and a generously sized kitchen with plenty of room to gather. Pride of ownership shines throughout, with a move-in-ready interior just waiting for your personal touch! One of the standout features is the impressive 39x27 heated attached garage, offering four garage doors and incredible space for vehicles, hobbies, storage, or a workshop. Enjoy the peaceful setting and quiet surroundings while still being conveniently located near everyday amenities. With a tall, waterproofed crawl space providing additional storage, this property offers the space, versatility, and functionality you’ve been looking for. Don’t miss your opportunity to make this one yours!

7464 Reid Road, Swartz Creek

Listing Courtesy of Century 21 Signature Realty, Office Phone: 810-659-3161
7374 Cross Creek Drive, Swartz Creek
$260,000
ACTIVE Status ⋅ 2 Beds ⋅ 3 Baths ⋅ 61041076 MLS
Welcome to this beautifully updated 2-bedroom, 3-bathroom condo located at 7374 Cross Creek Dr in Swartz Creek! Renovated in 2021, this home features updated paint, flooring, and appliances, offering a refreshed and inviting living space. Enjoy the convenience of first-floor laundry, a finished basement providing additional living space, and a deck perfect for relaxing or entertaining. A spacious two-car garage adds extra storage and everyday convenience. With a functional layout and desirable features throughout, this condo is ready for its next owner to call it home!

7374 Cross Creek Drive, Swartz Creek

Listing Courtesy of The Brand Real Estate, Office Phone: 810-429-9691
10475 Miller Road, Swartz Creek
$268,000
ACTIVE UNDER CONTRACT Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61040660 MLS
Solid all-brick ranch on a full acre in Swartz Creek schools! This well-cared-for 3 bedroom, 1.5 bath home offers 1,500 SF of living space with an open living and dining area, original hardwood flooring throughout the home, and a bright four seasons room perfect for year-round enjoyment. The big-ticket items are done: roof is 12 years old, energy-efficient windows were installed within the last 10 years, a new furnace in 2024, and the septic was pumped in 2023. A whole house generator adds peace of mind, and the wood burning stove gives you an additional heating option for those Michigan winters. Outside, enjoy one acre of land and a 750 SF pole barn (no electricity), ideal for storage, equipment or hobbies. The home is in excellent condition and ready for your cosmetic updates to make it your own. Quick access to expressways makes commuting a breeze. If you're looking for a solid home with great bones, this is the one!

10475 Miller Road, Swartz Creek

Listing Courtesy of Red Fox Realty LLC, Office Phone: 810-630-6652
7482 Country Meadow Drive, Swartz Creek
$239,900
ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 61040553 MLS
Welcome home to this beautifully updated detached condo in Swartz Creek! Featuring 2 bedrooms, 2 full bathrooms, and a finished basement offering additional space, this home is move-in ready with updates throughout. Enjoy an updated kitchen with granite countertops, completed just last year, along with new flooring throughout. Major improvements include a new roof in 2023 and new windows last year. The attached 2-car garage features fresh epoxy flooring, adding a clean, polished touch. With stylish updates, a functional layout, and extra space to spread out, this condo is ready for its next owner to move in and enjoy!

7482 Country Meadow Drive, Swartz Creek

Listing Courtesy of The Sedlarik Group Realty LLC, Office Phone: 810-252-6749
9309 Woodside Trail, Swartz Creek
$339,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61040484 MLS
Welcome to 9309 Woodside Trail in Swartz Creek! This spacious 4-bedroom(potential 5th plus office), 3-full-bath home offers an incredible combination of updates, living space, and your very own backyard oasis! Step inside to find a beautifully remodeled kitchen featuring new cabinetry and appliances, three updated bathrooms, fresh paint, new flooring, and a stunning family room with cathedral ceilings, a massive brick fireplace, and French doors leading to the backyard. The finished basement provides additional living space, including a bonus room perfect for a home office, recreation area, or potential fifth bedroom. Outside is where this property really shines! Enjoy a heated in-ground pool with a brand-new fiberglass liner, a new composite deck, and a newer 8-9 person hot tub, all surrounded by a large, privately fenced backyard. Need room for hobbies or storage? You'll love the spacious barn with electricity and the heated two-car garage. Additional improvements include a newer roof, siding, central air, and appliances. With an impressive list of updates, generous living spaces, and an outdoor setup made for entertaining, this home has something for everyone. Schedule your showing and see everything Woodside Trail has to offer!

9309 Woodside Trail, Swartz Creek

Listing Courtesy of Real Estate For A CAUSE, Office Phone: 810-344-7275
4450 Lindewood Drive, Swartz Creek
$239,900
ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 61040359 MLS
Welcome to 4450 Lindenwood in Swartz Creek! Space, style, updates, and an incredible value all come together in this beautifully maintained, move-in-ready home! Offering 4 spacious bedrooms and over 1,800 square feet of living space, this home has room for everyone and everything. You'll love the inviting floor plan, fantastic kitchen, and numerous updates throughout. Pride of ownership shines in every corner of this exceptionally clean and well-loved home. The unique drive-through garage adds convenience and versatility, while the amazing yard offers endless possibilities for outdoor entertaining, gardening, recreation, or simply relaxing. Whether you're looking for room to spread out, space to entertain, or a home that's ready to enjoy from day one, this one checks the boxes! Beautifully cared for, wonderfully spacious, and priced at just $239,900, this Swartz Creek gem offers an outstanding opportunity. Move right in and make it yours!

4450 Lindewood Drive, Swartz Creek

Listing Courtesy of The Brokerage Real Estate Enthusiasts, Office Phone: 248-297-5551
5058 Morrish Road, Swartz Creek
$139,900
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 50225345 MLS
Don't miss out on the ranch home right in the heart of downtown Swartz Creek with character galore! 2 bedrooms, 1 bath, full basement, large storage shed, fenced yard, big covered country front porch plus much much more. Close to everything. Appliances included. Call today for your private showing before this one slips away!

5058 Morrish Road, Swartz Creek

Listing Courtesy of Century 21 Signature Realty, Office Phone: 810-659-3161
9214 Jill Marie Lane, Swartz Creek
$249,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61039781 MLS
Charming ranch home located on a beautiful street with wonderful ambiance. Convenient to restaurants, shopping and highways, this home has a fully fenced back yard with large deck. Inside, you'll find an open concept living space with vaulted ceiling and wood-look laminate flooring that continues into the 3 spacious bedrooms, including private master bedroom with full bath. The kitchen features plenty of cabinet space as well as a large pantry with shelves. All appliances stay, including washer/dryer. First floor laundry. Unfinished basement and 16 x 12 shed for added storage. Attached 2-car garage. Come and be part of a great neighborhood with all the conveniences of Swartz Creek.

9214 Jill Marie Lane, Swartz Creek

Listing Courtesy of Crown Real Estate Group, Office Phone: 810-644-7790
9298 Crafton Drive, Swartz Creek
$285,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50224896 MLS
Welcome home to 9298 Crafton Drive! This beautifully remodeled 3-bedroom, 1.5-bath home offers peaceful country living with the quality and comfort of nearly new construction! Originally rebuilt as a high-quality family home, with an emphasis on craftsmanship, comfort, and long-term reliability, not just cosmetics. Nearly everything was replaced, including walls (interior & exterior), insulation, electrical, plumbing, HVAC, windows, doors, siding, flooring, and more! Inside, you'll find beautiful custom cabinetry, quartz countertops, and completely updated bathrooms. Situated on approximately half an acre, the spacious backyard overlooks beautiful open farmland, offering plenty of room for entertaining, pets, outdoor activities, or relaxing around the fire pit. Additional features include a two-car detached garage, custom storage shed, newer asphalt driveway, and whole-home generator hookup. Professionally maintained mechanical systems and equipment warranties offer additional peace of mind. A truly move-in-ready home built to be lived in and enjoyed for years to come! Buyers Agent to verify all information in this listing. **OPEN HOUSE SUNDAY 10-18-26 FROM 12-3****

9298 Crafton Drive, Swartz Creek

Listing Courtesy of Gebrael Management, Office Phone: 810-201-6055
6133 Miller Road, Swartz Creek
$190,000
ACTIVE UNDER CONTRACT Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 61037515 MLS
There is so much to appreciate about this charming all-brick ranch situated on over 2 acres! Offering 2 bedrooms and 2 full baths, this home has a wonderful combination of character, updates, and room to enjoy the outdoors. The living room features beautiful coved ceilings and a natural wood-burning fireplace, leading to the dining area and remodeled kitchen . Spacious primary bedroom, recent updates include a brand-new roof in September 2026, updated flooring, bathroom, and kitchen appliances. Convenient first-floor laundry makes everyday living easy. Outside, enjoy over 2 acres of property with a nicely fenced backyard area and covered patio, perfect for relaxing or entertaining. A one-car attached garage adds convenience and storage. A great opportunity to enjoy the ease of ranch living with a little extra breathing room!

6133 Miller Road, Swartz Creek

Listing Courtesy of RE/MAX Town & Country, Office Phone: 810-659-6300
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