Swartz Creek Homes with FHA Financial terms

Swartz Creek Homes with FHA Financial terms

Welcome to Swartz Creek, MI – a charming city nestled in the heart of Genesee County, where community spirit thrives and nature's beauty surrounds you. With its picturesque landscapes and friendly atmosphere, Swartz Creek is not just a place to live; it’s a place to call home.

This vibrant city boasts a rich history and a strong sense of community, making it an ideal location for families, young professionals, and retirees alike. Residents enjoy access to well-maintained parks, excellent schools, and a variety of local shops and restaurants that reflect the warmth of this close-knit community. The city is also conveniently located just a short drive from Flint, providing easy access to urban amenities while maintaining a peaceful, suburban lifestyle.

For those considering purchasing a home in Swartz Creek, you’ll be pleased to know that many properties qualify for FHA financing. This means that first-time homebuyers and those with limited down payment options can take advantage of more affordable financing terms. FHA loans are designed to make homeownership accessible, allowing you to invest in your dream home without the burden of exorbitant upfront costs. Whether you’re looking for a cozy starter home or a spacious family residence, Swartz Creek offers a range of housing options to suit diverse needs and budgets.

Explore the charm of Swartz Creek and discover the perfect place to settle down. With its welcoming community, beautiful homes, and favorable financing options, your dream home is waiting for you in this delightful Michigan city!

Newest Swartz Creek Homes with FHA Financial terms

$475,000
ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 61014592 MLS
First time ever offered! Tucked away on a private wooded lot is this stunning custom 1-1/2-story home that offers the perfect blend of timeless design, generous living space and the peaceful setting you are searching for. From the moment you step inside, your attention is drawn to the two-story great room, where a soaring wall of windows (Anderson/tilt) frames tranquil views of the backyard. Designed for both everyday living and effortless entertaining, the great room w/fireplace flows into the spacious eat-in kitchen featuring abundant cabinetry and room for everyone to gather. Adjacent to the kitchen, the oversized dining room comfortably accommodates large gatherings. Step outside onto the deck and pergola to enjoy morning coffee or quiet evenings surrounded by nature. Rich hardwood flooring (3/4") spans the complete main level, which also includes a convenient, generously sized laundry room and half bath. On the second level, the private primary suite offers a relaxing retreat with a walk-in closet and ensuite bath featuring a separate shower and a soaking tub overlooking the wooded landscape. Two additional bedrooms and a full bath complete this side of the upper level. On the separate end of the home the oversized bedroom with its own staircase and walk-in closet offers exceptional flexibility as a fourth bedroom, media room, home office, or guest suite. The finished lower level expands your living space even further with room for recreation, fitness studio, and abundant storage, plus an additional half bath (plumbed for shower). Outside, the insulated side-entry three-car garage, landscaping, and classic gables create exceptional curb appeal, while the whole-house Generac generator provides added peace of mind. This home is in an area of exquisitely built custom homes in southwest Swartz Creek, right on the edge of Gaines ~ this is one you won't want to miss! Seller offering Home Warranty for peace of mind.

9293 Oakview Drive, Swartz Creek

Listing Courtesy of EXP Realty Main, Office Phone: 888-501-7085
$249,999
ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 70547760 MLS
Welcome to this quiet 4-bedroom, multi-bath split-level home tucked away on a quiet cul-de-sac in the desirable Swartz Creek community of Genesee County. From the moment you step into the foyer, you'll appreciate the home's open-concept design, offering the perfect balance of comfortable everyday living and effortless entertaining. The spacious layout flows seamlessly throughout, with generous living areas, multiple bathrooms for added convenience, and an attached garage. Step outside to enjoy the beautiful patio overlooking a huge backyard--ideal for summer barbecues, family gatherings, or simply relaxing in your own private outdoor retreat. Located in a growing and expanding community, this home is just minutes from highly rated Swartz Creek schools, beautiful local parks, shopping, dining, and major commuter routes. Whether you're looking for more space, a family-friendly neighborhood, or a home that's truly move-in ready, this property checks all the boxes.

6108 Thorncliff Drive, Swartz Creek

Listing Courtesy of Coldwell Banker Professionals, Office Phone: 248-644-6300
$375,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50215358 MLS
This well-kept Bi-level home sits on 5.36 partially wooded Acres. The extra garage is a wood workers dream. The 5.36 acres was originally 2 lots, the township said you could split them again. The lower level has a rough plumbed bath, the overall, square footage can practically be doubled at a affordable price. The A/C was just topped off with new coolant. The location is great for commuters, it's within 7 miles of 75, 23 and only 3 miles from the Morrish Road on ramp to 69. This home has been appraised.

9094 Hill Road, Swartz Creek

Listing Courtesy of Banacki Properties, Office Phone: 810-630-8032
$249,900
ACTIVE UNDER CONTRACT Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 80071212 MLS
Tucked into one of Swartz Creek's most established and friendly neighborhoods, this charming 3-bedroom, 2-bath ranch at 5240 Durwood Dr offers the perfect blend of comfortable living and outdoor enjoyment. From the moment you arrive, the pride of ownership shines through. But the true showstopper is out back. Step outside to a beautiful fenced-in backyard — a genuine gardener's paradise with room to grow, play, and unwind. Multiple high-quality sheds provide exceptional space for all your storage or gardening needs, whether you're stowing tools and equipment or setting up the potting station you've always wanted. Established landscaping and plenty of open green space complete the picture. Even a greenhouse to kickstart your own garden. Located in the sought-after Swartz Creek school district with quick access to I-69, shopping, and everyday amenities, this home puts everything within easy reach. Homes like this don't last long — schedule your showing today!

5240 Durwood, Swartz Creek

Listing Courtesy of EXP Realty, Office Phone:

$185,000
ACTIVE UNDER CONTRACT Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61012464 MLS
Great starter home on an acre, partially fenced , great deck to enjoy the backyard, fresh flooring and paint throughout! Multiple offers received, Highest and best due by Monday 7/20/26 @5PM

6428 Cook Road, Swartz Creek

Listing Courtesy of Brookstone, Realtors LLC, Office Phone: 248-963-0505
$235,000
ACTIVE UNDER CONTRACT Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61012288 MLS
Nestled in the sought-after Swartz Creek School District, this beautifully maintained home offers the perfect blend of privacy, modern updates, and everyday comfort. Situated on a premium lot with mature woods bordering the north and west sides, you'll enjoy a peaceful setting rarely found within a subdivision. Inside, the updated kitchen features brand-new granite countertops, newer appliances, and plenty of workspace for cooking and gathering. Just off the kitchen is a spacious bonus room currently used as a dining room, offering endless possibilities as a home office, hobby or playroom, or additional living space. Step outside through the sliding glass door to your own backyard retreat, complete with a new maintenance-free 12' x 16' composite deck perfect for relaxing, grilling, or entertaining while enjoying the privacy of the wooded backdrop and space for pets to roam. *New Roof* complete with new decking, R-5 rigid insulation, new shingles. This home includes a whole-home filtration system with reverse osmosis. Professionally cleaned air ducts (2023), and additional updates that make this home truly exceptional. Truly Move-in ready with all appliances included, and most furnishings can remain with the home, offering a convenient turnkey opportunity. Conveniently located near schools, shopping, restaurants, and expressways, this home offers the ideal combination of location, updates, and lifestyle. Don't miss your opportunity to make it yours!

4290 Sulgrave Drive, Swartz Creek

Listing Courtesy of Red Fox Realty LLC, Office Phone: 810-630-6652
$449,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61012030 MLS
Welcome home to Swartz Creek! Cedar Creek Construction offers their most popular floorplan, The Boulder, boasting the perfect blend of modern design, quality finishes, and easy single-level living. Step into an open-concept layout featuring a spacious living area filled with natural light, seamlessly flowing into the kitchen and dining space--ideal for everyday living and entertaining. The kitchen offers contemporary cabinetry, granite countertops, and a functional layout designed with both style and efficiency in mind. Option for a HUGE walk-in pantry to increase storage. The primary suite provides a private retreat with a generous walk-in closet offering custom organizers and en-suite bath that includes dual vanity and full tiled shower. Split bedroom design means that the other 2 bedrooms are on the other side of the home. Ability to make this entire home barrier-free for a forward-thinking design.

7246 Geraldine Circle, Swartz Creek

Listing Courtesy of KW Realty Livingston, Office Phone: 810-227-5500
$349,900
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61011856 MLS
Welcome to 7030 Jennings Rd! This beautiful 3 bed, 2.5 bath ranch offers a spacious and well-maintained layout with plenty of natural light throughout. The stunning all-seasons sunroom addition is perfect for relaxing or entertaining year-round. Outside you'll find a large insulated pole barn ideal for storage, hobbies, or a workshop, along with a charming shed that could easily be used as a she-shed, studio, or garden retreat. Additional updates include a new roof for added peace of mind. Situated on a beautiful property with room to spread out, this is a wonderful opportunity to enjoy country living with convenient access to nearby amenities. Schedule your private showing today!

7030 Jennings Road, Swartz Creek

Listing Courtesy of EXP Realty - Fenton, Office Phone: 269-600-4397
$309,900
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61011794 MLS
BEAUTIFUL 2022 Build in great location: close to expressways, shopping, schools, restaurants, etc. 2 Story home in desirable Deer Run Subdivision. Main floor guest suite or office. Kitchen includes gorgeous cabinets, granite countertops, snack bar, and stainless-steel appliances (Range, Dishwasher, Microwave, Refrigerator) and walk in pantry. The primary suite, two other bedrooms, a versatile loft space, and a walk-in laundry room is on the second floor. The primary suite features spacious private bathroom with dual vanity sinks and walk in closet.

4226 Wild Goose Drive, Swartz Creek

Listing Courtesy of American Associates Inc, Office Phone: 810-733-3333
$254,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61011756 MLS
!!Charming 3-Bedroom Home in Swartz Creek School District - Perfect for Family Living!! Welcome to your dream home! This beautifully maintained 3-bedroom, 1.5-bath partially bricked residence boasts approximately 1,400 sq. ft. of comfortable living space, ideal for families or anyone looking to settle in place you can truly call home... Key Features - Spacious Bedrooms; Enjoy three generous bedrooms perfect for rest and relaxation - Updated Kitchen & Living Space; An updated kitchen flowing into the living room creates a warm, inviting atmosphere for family gatherings - Cozy Family Room; A fire-lit family room that adds a touch of warmth and elegance, making it the perfect spot for cozy evenings. Fenced-In Yard; A secure, fenced yard provides privacy and a safe play area for children and pets. - Fire Pit; Enjoy evenings gathered around the fire pit, sharing stories and creating lasting memories, In YOUR New Home... Bonus Spaces - Florida/Michigan Room; A versatile space to enjoy light and fresh air, whether you envision it as a sunroom or a comfortable retreat, the choice is yours! - Attached 2-Car Garage; Ample parking and storage solutions just steps from your front door. Located in the desirable Swartz Creek School District, this home is not just a place to live, it's a lifestyle opportunity! Don't miss out on this fantastic listing. Schedule your private tour today and see for yourself what makes this home, YOUR New Home, special!

5068 Monticello Drive, Swartz Creek

Listing Courtesy of American Associates Inc, Office Phone: 810-694-3333
$269,900
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61010484 MLS
Welcome home to Swartz Creek living! Priced at $269,900, this beautifully refreshed 2-bedroom, 1-bathroom ranch sits on a gorgeous 0.44-acre lot, creating an absolute backyard paradise. Step into the sprawling yard through a new 2026 Steel oak patio door and enter the partially fenced yard, which features a freshly repainted deck and a fantastic above-ground pool with a new filter 2025 surrounded by mature trees offering ultimate privacy and the perfect setup for summer entertaining, outdoor dining, and relaxation. Complementing the outdoor oasis is a massive 2-car garage, ideal for anyone needing extra storage for lawn equipment, boats, and toys. Inside, a large mudroom/breezeway connects you to a bright, airy layout filled with natural light. The main level offers 1,200 sq. ft. of pristine space with original hardwood floors hidden beneath the bedroom carpets, while a recently remodeled lower level with 9-foot ceilings, New LVP Laminate Flooring 2025, New Furnace 2025, Water Heater 2021, expands your total living area to 1,900 sq. ft. Complete with brand-new 2026 updates, including fresh paint throughout, and a new garage door and opener, this home is completely move-in ready. Additional updates include: All brand new stainless steel appliances October 2025. New bathroom shower/tub, toilet, vanity, cupboards, entire remodel 2025. Quartz countertop, custom kitchen drawers, and cupboards 2024. All new exterior and interior doors 2024. New flooring throughout entire house 2024. Entire Basement remodel with rebuilt stairs. New trim throughout the house 2024. 2025 new hallway cupboards. 2025 deck boards replaced. All new 2024 living room wall paneling and flooring and trim, Bedrooms flooring and trim, Exterior doors, shutters, and beam, mudroom doors. Schedule your showing today!

8403 Miller Road, Swartz Creek

Listing Courtesy of Keller Williams First, Office Phone: 810-515-1503
$427,500
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 50214825 MLS
Built in 2025, this stunning ranch home in Lake Fenton school district offers the perfect blend of modern design, functional living space, and a peaceful country setting, all while being conveniently located between Linden, Fenton, and Swartz Creek with quick access to I-75 and US-23. Step inside to an inviting open-concept floor plan designed for everyday living and effortless entertaining. The main level features 3 bedrooms and 2 full bathrooms, including a spacious primary suite complete with a walk-in closet, soaking tub, and tiled walk-in shower. Enjoy morning coffee or evening BBQs on the rear deck, where you'll love taking in the views of your private 1-acre lot and the surrounding wildlife. The lower level has 9ft ceilings and offers incredible flexibility with two finished rooms featuring daylight egress windows, making them ideal for additional bedrooms, guest space, a home office, or hobby rooms. A full bathroom is already finished, while the remaining partially unfinished basement provides abundant storage or the opportunity to create even more living space to suit your needs. If you've been looking for the convenience of a central location with the tranquility of country living, this move-in-ready home checks every box. There is an additional 1 acre lot directly to the south of home that is available for an additional price, this gives a new homeowner 2 full acres.

10078 Sharp Road, Swartz Creek

Listing Courtesy of REMAX Right Choice, Office Phone: 810-686-8667
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