Waterford Homes with FHA Financial terms

Waterford Homes with FHA Financial terms

Welcome to Waterford, Michigan – a charming community nestled in the heart of Oakland County. Known for its picturesque lakes, lush parks, and vibrant neighborhoods, Waterford offers a unique blend of suburban tranquility and urban convenience. With its rich history and a strong sense of community, this city is an ideal place for families, young professionals, and retirees alike.

Waterford boasts an array of recreational opportunities, including over 30 beautiful parks and numerous lakes, perfect for boating, fishing, and picnicking. The city is also home to a variety of local shops, restaurants, and entertainment options, ensuring that residents always have something to enjoy. With excellent schools and a commitment to community engagement, Waterford is a place where you can truly feel at home.

For those looking to purchase a home in this delightful area, you'll be pleased to know that many properties in Waterford qualify for FHA financing. This means that you can take advantage of lower down payment options and more flexible credit requirements, making homeownership more accessible than ever. Whether you’re seeking a cozy bungalow, a spacious family home, or a modern condo, Waterford’s real estate market has something for everyone.

Explore the charm of Waterford, where beautiful homes meet a welcoming community, and discover how FHA financing can help you turn your dream of homeownership into a reality. Come and experience the warmth of Waterford – your future home awaits!

Newest Waterford Homes with FHA Financial terms

1100 Nokomis Way, Waterford
$250,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61042048 MLS
Enjoy the Cass Lake lifestyle without giving up the comfort of a beautifully renovated home! This updated 3-bedroom, 2-bath Waterford property features a brand-new kitchen with quartz countertops, two newly remodeled bathrooms, new flooring throughout, and new appliances. Imagine morning coffee on the front deck, summer cookouts on the back patio, and evenings relaxing in your private, fully fenced backyard. A shed adds convenient storage, while the flexible bedrooms offer space for guests or a home office. Just steps across the street, Boathouse Marina offers seasonal boat docks, plus private beach amenities, volleyball, and picnic tables. Dodge Number Four State Park is a short jog or bike ride away, with a sandy beach, trails, swimming, kayaking, and fishing. From freshly updated interiors to days spent enjoying Cass Lake, this home offers a lifestyle worth seeing in person. Schedule your private showing today! Pre-Approved Buyers Only

1100 Nokomis Way, Waterford

Listing Courtesy of Modern Way Realty LLC, Office Phone: 734-219-5615
7271 Ideal Terrace, Waterford
$299,900
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61042046 MLS
Beautifully updated 3 bedroom ranch within walking distance to all-sports Williams Lake, offering boating, beach/swim access, and fishing. Ideally located with easy access to M-59 and Dixie Hwy. The main floor features an eat-in kitchen with hardwood flooring, a spacious laundry/mud room, a large primary bedroom with a walk-in closet and California closet organizer, and an adjacent bonus room with excellent potential to add an master bath. Recent updates include a new furnace and A/C (2026), new paint and carpet (2026), a new hot water heater (2025), a new garage door opener (2025), and the roof was replaced in 2016. Additional highlights include a heated two-car attached garage with pull-down attic storage, gutters with guards (2017), and a newer Tippen vinyl fence with three gates (2021).

7271 Ideal Terrace, Waterford

Listing Courtesy of Max Broock Realtors Oxford, Office Phone: 248-628-2800
5674 Brunswick Boulevard, Waterford
$305,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61041676 MLS
Welcome home to this inviting 3-bedroom ranch in a desirable Waterford Township neighborhood! Offering approximately 1,200 square feet of living space, this home combines comfortable one-level living with plenty of room to spread out. Inside, you'll find beautiful hardwood floors, brand-new ceramic tile flooring in the kitchen, and an updated bathroom. The kitchen comes complete with all appliances, making move-in that much easier. The family room features a sliding door wall that opens to a large patio overlooking the beautiful, fully fenced backyard--perfect for entertaining, summer barbecues, relaxing outdoors, or enjoying time with family and friends. A full basement, partially finished, provides additional living space, recreation possibilities, and extra storage. An attached 1.5-car garage adds everyday convenience. Located in a great neighborhood close to area amenities, shopping, dining, parks, and major roadways, this home is a wonderful opportunity for buyers looking for comfort, outdoor space, and a convenient Waterford location. Don't miss your chance to make this charming ranch your own!

5674 Brunswick Boulevard, Waterford

Listing Courtesy of Real Estate One-Commerce, Office Phone: 248-363-8300
4723 Fairway Court, Waterford
$299,000
ACTIVE Status ⋅ 2 Beds ⋅ 3 Baths ⋅ 61041712 MLS
Stunning golf course condo overlooking the 16th of Pontiac Country Club. Gorgeous kitchen featuring granite countertops, a large center island, tile flooring, and newer carpeting. The open-concept layout offers a spacious great room with high ceilings and a loft overlooking the main living area. The primary suite includes three closets, a oversized soaking tub, and a private bath. A second bedroom features its own en-suite bath and walk-in closet, making it perfect for guests. Enjoy peaceful golf course views from the deck. The ready walkout lower level with daylight windows provides additional living and entertaining space. Additional highlights include a heated 2-car attached garage, a prime location close to shopping, dining, and major expressways. Move-in ready. Consider the space for 2 additional bedrooms.

4723 Fairway Court, Waterford

Listing Courtesy of Max Broock Realtors, Office Phone: 248-851-4100
3325 Signet Drive, Waterford
$250,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61041645 MLS
A HEATED 3-CAR GARAGE IN WATERFORD? YES, PLEASE! This charming 3-bedroom, 1.5-bath split-level is tucked away on a quiet street and has so much to offer! The standout feature is the spacious, HEATED 3-CAR GARAGE, perfect for car enthusiasts, hobbyists, extra storage, or anyone looking for that hard-to-find garage space! Inside, you'll find a clean, well-maintained home featuring fresh paint throughout, updated lighting (2023), and two separate living areas offering plenty of room to spread out. The spacious kitchen features a functional island, reverse osmosis system, and ALL appliances included! The generously sized half bath offers great potential for conversion into a second full bathroom with the addition of a shower. You'll also appreciate the clean basement and ample storage throughout. Conveniently located near shopping, dining, highways, and everything Waterford has to offer. IMMEDIATE OCCUPANCY! Clean, comfortable, and ready for its new owners to move right in and make it their own!

3325 Signet Drive, Waterford

Listing Courtesy of National Realty Centers, Inc, Office Phone: 248-724-1234
1429 Whittier Drive, Waterford
$224,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61041277 MLS
Welcome home to this lovely 3-bedroom, 1.5-bathroom ranch nestled on a peaceful dead-end street in the heart of Waterford. Enjoy the ultimate convenience of one-story living with absolutely no stairs, and a functional carport protecting your vehicle from the elements. Step inside to a beautifully remodeled kitchen (2021) boasting new cabinets, flooring, and modern stainless steel appliances. The home offers complete peace of mind with an incredible list of recent updates, including a new thermostat and furnace ignition (2026), a new hot water heater, brand-new windows, and a freshly seal-coated driveway (2025). Rest easy knowing the central A/C and water softener were replaced in 2024, and the roof was completely updated in 2019. The spacious, fully fenced backyard is perfect for pets, children, or outdoor entertaining. Don't miss this turnkey Waterford gem!

1429 Whittier Drive, Waterford

Listing Courtesy of 4Houses Realty, LLC, Office Phone: 248-387-9377
6155 Grace K Drive, Waterford
$255,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61041331 MLS
Welcome home to this inviting 3-bedroom Waterford ranch! Hardwood floors, a beautifully updated bathroom, and a bright kitchen make everyday living feel easy. The unfinished basement offers storage and room for future possibilities, while the attached 2-car garage adds convenience. Out back, enjoy a spacious fenced yard with mature trees, a patio for relaxing or entertaining, and a storage shed. Offered at $255,000--come see the space and potential for yourself! BEACH ACCESS OPTION $75 PER YEAR - NEIGHBORHOOD BEACH ON LOTUS LAKE

6155 Grace K Drive, Waterford

Listing Courtesy of Elite Realty, Office Phone: 734-513-2166
110 Briscoe Boulevard, Waterford
$269,000
ACTIVE UNDER CONTRACT Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 61041032 MLS
Lake life... without the price tag! With resident access to Crescent Lake, its two parks, a public boat launch right across the main road, and close proximity to Elizabeth Lake and Cass Lake, this is one of those rare opportunities to embrace the lake lifestyle you've always envisioned without paying a waterfront premium. Step through the front door and you're greeted by the spacious living room that introduces the new vinyl flooring extending through the first floor, brightly highlighted by the abundant natural light that enhances the home's warm and welcoming feel. The adjoining kitchen boasts an inviting feel, with a brand new sink (2026) overlooking the backyard and the lake, a new garbage disposal (2026), more than enough cabinetry, and a dining space conducive to both gatherings or some solo coffee in the morning. Back through the living room into the the sleeping quarters, two sizeable bedrooms and updated full bath to complete the first floor's timeless character and layout. Upstairs, two bedrooms boast walk-in closets, vaulted ceilings, and views of Crescent Lake, with a full bath in between. Downstairs, the refreshed basement features updated paint, flooring, wall/ceiling, and plumbing improvements (2023-2025), offering a versatile, clean space that's ideal for a getaway or additional entertaining. Outside, enjoy the beautiful south-facing view of Crescent Lake from the porch and enjoy the massive backyard that really showcases the quarter-acre lot that the house sits on. That's not even to mention the powered, heated 2.5 car garage--whether you make it a workout space, workshop, etc, enjoy your garage as a flex living space for anything you need--and you don't even need to put on your winter gear to hang out in there! Zooming out, the location is as convenient as it is appealing, as the house sits just minutes from dining, shopping, parks, and award-winning Waterford schools. This gem's a must-see.. book a showing to see for yourself!!

110 Briscoe Boulevard, Waterford

Listing Courtesy of House Of May, Office Phone: 248-525-1552
4739 Westlawn Parkway, Waterford
$299,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61041038 MLS
**Breathtaking views of Elizabeth Lake and an incredible opportunity to make this home your own!** Nestled in a beautiful, established neighborhood on a gorgeous half-acre lot, this spacious home offers an unbeatable combination of location, character, and potential. Enjoy stunning views of Elizabeth Lake right from the property, surrounded by mature trees and beautiful scenery. Inside, a generous, flowing layout and hardwood flooring throughout much of the home provide the perfect foundation to bring your vision to life. The expansive yard offers endless possibilities for outdoor entertaining, gardening, or simply enjoying the peaceful setting. A front parking pad, rear driveway, and carport add convenience, while the scenic surroundings and nearby Pontiac Country Club make this location truly special. **Bring your imagination and discover the possibilities!**

4739 Westlawn Parkway, Waterford

Listing Courtesy of Blue Heron Realty, Office Phone: 248-529-3610
281 Lorberta Lane, Waterford
$235,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61041229 MLS
This 3 bedroom brick ranch in Waterford is located in an established neighborhood and features a spacious fenced backyard and heated 2-car garage. Inside, you'll find a comfortable living area with a large bow window that brings in plenty of natural light. Hardwood floors beneath the carpeting offer additional potential. Major improvements include a new furnace, central air conditioning, and water heater in 2025, along with a newer electrical panel and an existing radon mitigation system. The full unfinished basement provides plenty of storage space and room for future possibilities. With its brick construction, recent mechanical updates, and fenced backyard, this Waterford ranch offers a great opportunity to make it your own!

281 Lorberta Lane, Waterford

Listing Courtesy of Tall Oaks Realty, Office Phone: 810-230-4997
6511 Crest Drive, Waterford
$169,988
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61041191 MLS
Enjoy lake living in Waterford! Whether you're looking for a year-round home, weekend getaway, or investment, this property offers a fantastic opportunity to enjoy the lake lifestyle. The home is being sold fully furnished, making your move-in or investment transition that much easier. Private access to Williams Lake, beach, and boat launch is just steps away. The home includes newer windows, a hot water heater replaced within the last year, and a fully fenced-in front yard. Previously used as an investment property, the home is taxed as non-homestead at this time. Don't miss your chance to own a furnished lake-access property in Waterford and enjoy all the possibilities this home has to offer!

6511 Crest Drive, Waterford

Listing Courtesy of EXP Realty Romeo, Office Phone: 586-372-6057
1054 Boston Avenue, Waterford
$134,900
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61041135 MLS
Listed just in time before the holidays to make the great property your new home! Newer features this 2 bedroom and 1 bathroom ranch homes offers is luxury vinyl plank flooring, hot water heater, front porch, all appliances, light fixtures, and freshly painted. Unique features to love is a fully privacy fenced backyard, that includes a large fire pit. The basement has plenty of height to use for storage, or create additional space for any of your needs! Call and schedule your showing today!

1054 Boston Avenue, Waterford

Listing Courtesy of Century 21 Curran & Oberski, Office Phone: 248-264-1700
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