Waterford Homes with FHA Financial terms

Waterford Homes with FHA Financial terms

Welcome to Waterford, Michigan – a charming community nestled in the heart of Oakland County. Known for its picturesque lakes, lush parks, and vibrant neighborhoods, Waterford offers a unique blend of suburban tranquility and urban convenience. With its rich history and a strong sense of community, this city is an ideal place for families, young professionals, and retirees alike.

Waterford boasts an array of recreational opportunities, including over 30 beautiful parks and numerous lakes, perfect for boating, fishing, and picnicking. The city is also home to a variety of local shops, restaurants, and entertainment options, ensuring that residents always have something to enjoy. With excellent schools and a commitment to community engagement, Waterford is a place where you can truly feel at home.

For those looking to purchase a home in this delightful area, you'll be pleased to know that many properties in Waterford qualify for FHA financing. This means that you can take advantage of lower down payment options and more flexible credit requirements, making homeownership more accessible than ever. Whether you’re seeking a cozy bungalow, a spacious family home, or a modern condo, Waterford’s real estate market has something for everyone.

Explore the charm of Waterford, where beautiful homes meet a welcoming community, and discover how FHA financing can help you turn your dream of homeownership into a reality. Come and experience the warmth of Waterford – your future home awaits!

Newest Waterford Homes with FHA Financial terms

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 70558360 MLS

YOUR WATERFRONT LIFESTYLE STARTS HERE! Discover a rare opportunity to enjoy canal-front living with direct access to both Otter and Sylvan Lakes. This beautifully refreshed 4-bedroom, 2-bath Colonial combines generous living space, thoughtful updates and an exceptional waterfront setting. Step inside to a bright, welcoming interior featuring brand-new carpeting and beautifully updated bathrooms. The open kitchen, dining and living areas flow naturally together, while two distinct living spaces provide flexibility for entertaining, relaxing or creating the space that works best for you. An expansive deck and spacious backyard lead to the canal, putting boating and lake enjoyment right outside your door. Take in the water views from the private balcony, entertain outdoors or simply enjoy the tranquil setting. An oversized attached garage provides plenty of room for vehicles, storage and recreational gear, while a newer furnace and hot water heater provide peace of mind.

1150 Bangor Road, Waterford

Listing Courtesy of Egdell & Associates Realty, Office Phone: 248-266-2500

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61029803 MLS

Beautifully updated upper-level end-unit condo featuring 2 bedrooms, 1 full bath, and an abundance of natural light throughout. Freshly painted with newer carpeting, updated flooring, and newer windows (2022), this move-in-ready home offers a clean, modern feel from the moment you step inside. Enjoy the convenience of a private entrance, attached 1-car garage, and main-floor laundry. The spacious living area opens to a large private balcony complete with an electric awning, perfect for relaxing outdoors. All appliances are included, and a newer hot water heater adds peace of mind. Ideally located near Pontiac Lake, golf courses, shopping, dining, and everyday conveniences, this well-maintained end unit offers comfortable, low-maintenance living in a desirable location. IMMEDIATE OCCUPANCY!

7777 Pontiac Lake Road, Waterford

Listing Courtesy of National Realty Centers, Inc, Office Phone: 248-724-1234

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61029708 MLS

Space, privacy, character & incredible potential! Tucked away on a quiet dead-end street, this unique 3-bedroom, 1.1-bath Waterford home offers 2010 sq. ft. of living space and room to truly make it your own. Love the character already here? Move right in and enjoy it! Have a vision for something new? The generous room sizes and flexible layout offer an amazing canvas for your personal touches. The heart of the home is the huge kitchen & dining area, featuring tons of counter and cabinet space, solid wood cabinetry, and an oversized island with stove/oven and room for bar seating. Large windows bring in loads of natural light, while the sun-filled front room offers flexible space for sitting, entertaining, working from home or exercising. The spacious den is full of character with an updated fireplace, and all 3 bedrooms are generously sized. The primary bedroom features private access to the main bath PLUS a doorwall leading directly to the expansive 2-level deck. Outside, enjoy a fully fenced, incredibly private backyard backing to the woods--perfect for entertaining, pets, gardening or simply relaxing surrounded by nature. Located near Schoolcraft Elementary and within walking distance of Pontiac Recreation Area, this home offers loads of space inside and out, a fantastic location and endless possibilities. Come see the potential and make it yours!

2877 Burgess Hill Drive, Waterford

Listing Courtesy of Elite Realty, Office Phone: 734-513-2166

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61029420 MLS

Waterford's leading home seller presents lakeside luxury meets gourmet craftsmanship! Welcome home to this stunning Colonial on a manicured corner lot in the highly coveted Jayno Heights subdivision. Boasting premier all sports Loon Lake privileges with access to a private beach, boat launch, park, and playground just a short walk away, this turnkey property perfectly blends a vibrant lake lifestyle with high end interior upgrades. The heart of the home is the massive gourmet kitchen featuring premium custom cherry wood cabinetry stretching to the ceiling, beautiful granite countertops, and elite stainless steel appliances. Enjoy the professional grade Viking gas range, a built in wall oven, and a matching built in microwave. The wrap around breakfast bar peninsula flows seamlessly into the family room, where you can unwind by the brick fireplace framed by elegant custom built in bookshelves. A bright formal front living room with timeless chair rail molding rounds out the main floor. Upstairs, the sprawling primary suite serves as your private oasis with a dedicated sitting area, a huge walk in closet, and a resort style ensuite bathroom. This coastal inspired bath features a double vanity with granite counters, a separate walk in shower, and a deep soaking tub encased in custom teal and blue tile work. The other bedrooms are generously sized with large windows and ample closet space. The upper level guest bathroom has been beautifully refreshed with a contemporary distressed vanity, modern solid surface countertops, upgraded fixtures, and custom tile work. The massive clean unfinished lower level houses the laundry station and offers an abundance of built in shelving for all your storage needs, serving as a blank canvas ready to be finished for instant equity. Step outside to a lovely backyard deck perfect for summer gatherings. Don't miss the opportunity to live the lake life with upscale modern comforts.

3062 Saint Jude Drive, Waterford

Listing Courtesy of Good Company, Office Phone: 248-733-5811

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 70558162 MLS

Welcome home to this inviting 3-bedroom, 2-bath home offering 1,392 square feet of comfortable living space. The functional floor plan provides plenty of room for everyday living and entertaining, with well-sized bedrooms and two full baths. Just off the back of the home, you'll find a three-season room--an ideal spot to enjoy your morning coffee, unwind at the end of the day, or entertain family and friends while enjoying views of the backyard. With its comfortable layout and additional seasonal living space, this home offers a great opportunity to make it your own. Schedule your showing today!

289 S Williams Lake Road, Waterford

Listing Courtesy of eXp Realty, LLC, Office Phone: 888-501-7085

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61029376 MLS

NEWER-BUILT LAKEFRONT RANCH ON ALL-SPORT MACEDAY LAKE WITH CLARKSTON SCHOOLS -- WHAT A COMBINATION! Built in 2023, this trendy and unique ranch offers breathtaking lake views from virtually every room. Opportunities to own a newer home on this highly desirable lake are rare, making this an exceptional chance to enjoy lakefront living without the concerns of an older home. The open floor plan immediately captures your attention with stunning water views the moment you step inside. The living room feels like a window to the outdoors and flows seamlessly into a spacious dining area, creating the perfect gathering space for entertaining & everyday living. The kitchen features beautiful wood cabinetry, quartz countertops, subway tile backsplash, stainless steel appliances, a 5-burner gas range, & a deep double sink. The main level offers a desirable split-bedroom layout. The primary suite is privately positioned on one side of the home and showcases another incredible lake view along with a fabulous walk-in shower in the primary bath. On the opposite side is a second bedroom currently being used as an office, complete with a built-in desk and beautiful gas fireplace. The laundry room & half bath are conveniently located nearby. A closet in the laundry area offers the potential to create this additional office space into the second main floor bedroom. The finished walkout basement is ready for your finishing touches, with flooring still needed. It offers the same spectacular lake views, a third bedroom, and another full bathroom. Step outside & enjoy direct access to the water and the beauty of lakefront living. Maceday Lake is one of the area's most sought-after all-sport lakes, offering more than 234 acres of water & depths exceeding 117 feet. The lake also connects with Lotus Lake, expanding your recreational experience even further. Priced to sell immediately! Come see this special lakefront property & experience the views for yourself. Sold "AS IS."

7560 Maceday Lake Road, Waterford

Listing Courtesy of Keller Williams Premier, Office Phone: 248-394-0400

ACTIVE Status ⋅ 3 Beds ⋅ 4 Baths ⋅ 70558028 MLS

Nearly 1,800 sq. ft. offers the space and flexibility you've been looking for, with three bedrooms, 31/2 baths, a dramatic great room with vaulted ceilings, a cozy family room, and a huge kitchen with plenty of room to gather. Step outside to a large deck overlooking a spacious yard with a separate fenced area, while the oversized garage provides plenty of room for vehicles, storage, hobbies, and more. More room to spread out, more places to gather, and a sought-after neighborhood where homes rarely hit the market.

7403 Pine Creek Trail, Waterford

Listing Courtesy of Coldwell Banker Professionals, Office Phone: 248-644-6300

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 61029119 MLS

Welcome to Pleasant Lake living! Step inside this charming 4-bedroom, 2-full-bath home where character, comfort, and an incredible outdoor lifestyle come together. From the moment you enter, you'll appreciate the beautiful hardwood floors, cove ceilings, gorgeous bay window, and spacious bedrooms that provide plenty of room to relax and unwind. The kitchen is ready to impress with granite countertops, stainless steel appliances, creating a stylish and functional space for everyday living and entertaining. Just beyond the kitchen, a cozy fireplace anchors the inviting living area, while the sliding door wall provides an easy connection to the backyard. A second full bathroom and remodeled laundry room add even more convenience and functionality. Downstairs, a large, usable crawl space provides clean exceptional storage and easy access to the home's mechanicals. Additional updates include a new roof in 2019 and a tankless hot water system installed January 2026. But the real showstopper is outside! Step into your own backyard oasis, designed with entertaining in mind. The fully fenced yard features a custom-built patio complete with an outdoor kitchen and bar area, a separate sitting area, and an outdoor fireplace that creates the perfect setting for everything from summer gatherings to cozy evenings under the stars. This is the kind of backyard you'll actually want to use--and your friends may never want to leave! And then there's Pleasant Lake! This approximately 95-acre, 52-foot-deep private all-sports lake offers a beach and picnic area, giving you the opportunity to enjoy swimming, boating, fishing, sunsets, and all the fun that comes with lake living! Whether you're taking an evening stroll through the neighborhood, gathering around the outdoor fireplace with friends, or spending a summer day on the water, this home offers an incredible opportunity to enjoy the Pleasant Lake lifestyle at an attainable price. BATVAI.

19 Baycrest Street, Waterford

Listing Courtesy of Realtors In Michigan, Office Phone: 248-764-0614

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61028994 MLS

*** Open House: Sun 9/13, 11-1pm *** Charming ranch in Waterford Township's Venice of the Lakes neighborhood! This 3-bedroom, 2-bath home offers 1,192 sq ft of comfortable one-level living. Recently renovated with fresh flooring and paint throughout, both bathrooms have been fully updated, and a newer furnace keeps things elcient year-round. Move-in ready and low-maintenance from top to bottom. Step outside to your own private retreat, a fully fenced backyard featuring a cozy fire pit, a charming fish pond, and a storage shed for all your outdoor essentials. Convenient location near shopping, schools, and easy access to major roads. Buyer to verify all room dimensions.

1200 Bangor Road, Waterford

Listing Courtesy of Top Agent Realty, Office Phone: 248-277-4226

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61028629 MLS

The Lake Pointe Preserve community welcomes you to the heart of Waterford where you are surrounded by, what else, LAKES! Built in 2023, this sparkling clean home is move-in ready with all appliances included and everything is only 3 years old (HVAC, Roof, 10 year Structural Builder Warranty etc.). The sellers have added a spacious patio, surrounded by fencing (a rare amenity to find in Oakland County). The sellers have also started to rough-in the basement to include a 5th bedroom, living area and more. The landscape, window treatments and other details are already done for you. Inside you'll be impressed with the sunlit white cabinetry kitchen with quartz countertops, large pantry and stainless steel appliances. The combination of neutral wall color and dark luxury plank flooring is the perfect backdrop for easy design changes throughout the seasons (check out the Fall touches in photos). The upstairs loft will be your go to place first thing in the morning and right before entering your private retreat primary suite for the night. The luxury bath has spacious shower and dual sinks. All 4 bedrooms have ample closet space. This community sold out fast and is now fully developed, so you won't have to endure the building process, but you will still get to enjoy a brand new community complete with sidewalks for evening strolls, numerous nearby parks, dining, shopping and yes, those lakes!

533 Lake Village Avenue, Waterford

Listing Courtesy of Berkshire Hathaway HomeServices Michigan Real Est, Office Phone: 248-625-5700

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 70557453 MLS

Built in 2000 by Pulte Homes, this 4-bedroom, 2.1-bathroom home offers 2,624 total finished square feet, including 1,962 above grade plus a finished basement. The main level features wood flooring throughout the kitchen, living room, and dining area, along with a sunroom extension featuring Pella windows and hot water radiant heated floors. The remodeled kitchen is equipped with custom soft-close cabinetry, granite countertops, a Thermador range, oven, and steam oven, a 2026 Bosch dishwasher, a tri-cartridge filtration system for a separate drinking water faucet, and LED cabinet lighting. Upgrades include a 2026 water heater, Wallside replacement windows in the main house, Hunter Douglas energy-saving shades, R-50 attic insulation, and a main-floor mudroom. Outdoors, the property features a lawn sprinkler system with a separate water meter, two pressure-treated pergolas, a raised flagstone patio on footings, and a fieldstone garden wall. Schedule your private tour today!

7673 Turrillium Lane, Waterford

Listing Courtesy of RE/MAX Classic, Office Phone: 248-684-6655

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61028180 MLS

Welcome home to this beautifully maintained, move-in ready 4-bedroom, 3-bath home located in a private neighborhood near local schools. The well-designed open floor plan features a first-floor primary bedroom suite, first-floor laundry, vaulted ceilings, newer flooring, and a gas fireplace. The finished basement provides additional living and recreational space. Additional features include a reverse osmosis water system, sprinkler system, large bedrooms, a private backyard with a deck, and an attached 2-car garage with direct access to the home. Recent updates include windows in 2023, a water heater in 2024, and air conditioning in 2020. Conveniently located near local schools and amenities, this home offers a comfortable floor plan, desirable updates, and a private outdoor setting.

6913 Fox Lane, Waterford

Listing Courtesy of EXP Realty Rochester, Office Phone: 888-501-7085

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