Genesee County Homes with USDA Loan Financial terms

Genesee County Homes with USDA Loan Financial terms

Welcome to Genesee County, Michigan—a hidden gem nestled in the heart of the Great Lakes region. Known for its vibrant communities, scenic landscapes, and rich history, Genesee County offers a perfect blend of rural charm and urban convenience. With cities like Flint and Fenton, residents enjoy access to a variety of amenities, including shopping, dining, and recreational activities. The county is also home to numerous parks and nature reserves, making it an ideal location for outdoor enthusiasts and families alike.

One of the standout features of Genesee County is its accessibility to affordable housing options, particularly for first-time homebuyers. With USDA loan financing available, many prospective homeowners can take advantage of this incredible opportunity. USDA loans are designed to assist individuals and families in rural areas achieve their dream of homeownership with favorable financial terms. These loans typically require no down payment and offer competitive interest rates, making it easier than ever to invest in your future.

In Genesee County, you’ll find a diverse range of homes that qualify for USDA financing, from charming single-family residences to spacious family homes. With a strong sense of community and a commitment to enhancing the quality of life for its residents, Genesee County is not just a place to live—it's a place to thrive. Whether you're looking to settle down in a peaceful neighborhood or start a new chapter in your life, Genesee County welcomes you with open arms. Explore your options today and discover the perfect home that fits your lifestyle and budget!

Newest Genesee County Homes with USDA Loan Financial terms

11218 Duffield Road, Montrose
$249,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50226090 MLS
First time ever offered for sale! This well-maintained, one-owner ranch offers 1,520 sq ft of living space on 2 peaceful acres with a mix of open and partially wooded land. The home features 3 bedrooms, 2 full baths, geothermal heating and cooling, and a spacious family room surrounded by windows to enjoy the natural setting. Step outside to the back deck or unwind in the screened porch overlooking a koi pond. An oversized garage and 24x32 pole barn offer plenty of space for storage, hobbies, and projects. A special opportunity to enjoy country living, privacy, and room to spread out!

11218 Duffield Road, Montrose

Listing Courtesy of REMAX Right Choice, Office Phone: 810-686-8667
1372 Sand Piper Drive, Grand Blanc
$285,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50226027 MLS
Welcome to this inviting 3-bedroom, 2-bath split ranch located in Hidden Ponds a high demand sub in Grand Blanc! The open floor plan features a spacious great room with vaulted ceilings and large windows overlooking the backyard. The kitchen offers ample cabinet and counter space with an eat-in dining area open to the great room. The private primary suite features a walk-in closet and full bath with walk-in shower, while two additional bedrooms a second full bath and convenient laundry complete the main level. Enjoy entertaining on the spacious wood deck with a retractable awning for shade. The open backyard backs up to a partially wooded area, offering a peaceful setting. Additional features include an attached 2-car garage and a full basement with storage, future finishing potential, and some bedroom framing already started. Recent updates include a new roof and furnace in 2024 and an upgraded 150-amp electrical service panel. No HOA! Conveniently located near shopping, restaurants, expressways, schools, and parks!

1372 Sand Piper Drive, Grand Blanc

Listing Courtesy of Keller Williams First, Office Phone: 810-515-1503
16119 Knobhill Drive, Linden
$550,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 70565860 MLS
Craftsman-inspired cottage on highly sought-after Lobdell Lake. This 3-bedroom, 2-bath home offers 1,852 square feet on a 0.25-acre lot with 68 feet of frontage and beautiful lake views. The partially open floor plan centers on a generous kitchen made for entertaining, which flows into a cozy living room. You'll see the lake from every room. The primary suite is a true retreat, with a vaulted ceiling, a large walk-in closet, and a spacious ensuite bath. Lake living like this doesn't come along often. Call today to schedule your private showing.

16119 Knobhill Drive, Linden

Listing Courtesy of Lasco Real Estate Group, Office Phone: 810-433-9556
7464 Reid Road, Swartz Creek
$245,999
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50225700 MLS
Welcome home to this well-maintained Ranch in desirable Gaines Township! Offering a spacious and functional layout, this home features 3 bedrooms, 2 full bathrooms, and a generously sized kitchen with plenty of room to gather. Pride of ownership shines throughout, with a move-in-ready interior just waiting for your personal touch! One of the standout features is the impressive 39x27 heated attached garage, offering four garage doors and incredible space for vehicles, hobbies, storage, or a workshop. Enjoy the peaceful setting and quiet surroundings while still being conveniently located near everyday amenities. With a tall, waterproofed crawl space providing additional storage, this property offers the space, versatility, and functionality you’ve been looking for. Don’t miss your opportunity to make this one yours!

7464 Reid Road, Swartz Creek

Listing Courtesy of Century 21 Signature Realty, Office Phone: 810-659-3161
15270 Ripple Drive, Linden
$284,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50225590 MLS
Looking for a spacious family home in the Linden School District? Take a look at this beautifully updated 3-bedroom, 2-full-bath home offering just under 2,000 square feet of living space! The open-concept floor plan features a spacious kitchen with abundant cabinetry, countertop space, and stainless steel appliances, along with both a living room and family room on the main level. The dining room includes a large pantry, while two welcoming entryway areas, a convenient first-floor laundry room, and a versatile office space add to the home's functionality. The office could also serve as a large walk-in closet or additional storage space. Beautiful laminate flooring throughout much of the main living area offers a modern look with easy maintenance. Upstairs, enjoy a private primary suite complete with its own full bathroom and a large walk-in closet. This home has seen numerous updates, making it move-in ready! Improvements include an upgraded electrical panel and service (2017), new roof and drainfield (2018), new furnace (2022), new well (2023), and a remodeled bathroom, heated and cooled garage, and concrete backyard patio (2025). Additional updates include flooring, lighting, some siding, and much more! Outside, enjoy a fenced backyard with a fire pit, concrete patio, a spacious driveway, and secondary access from the rear street for additional parking and convenient garage access. For those who love the outdoors, this property also offers deeded access to Lake McCaslin and is conveniently located near the Shiawassee River. Enjoy all four seasons with opportunities for swimming, fishing, canoeing, kayaking, and taking in the natural beauty of the surrounding area. Year built on public records is unknown, but referenced from past MLS sheets as 1960.

15270 Ripple Drive, Linden

Listing Courtesy of Keller Williams First, Office Phone: 517-625-4663
1246 W Grand Blanc Road, Grand Blanc
$239,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50225405 MLS
Enjoy comfortable living in this 3-bedroom, 2-full-bath home in Mundy Township! Offering 1,064 square feet of main floor living space, this home features a traditional floor plan with a spacious family room and a kitchen with oak cabinetry, a dining area, and laminate flooring. All three bedrooms are conveniently located on the main floor and feature carpeting. The updated main-floor bathroom and fully remodeled basement bathroom add a fresh touch. The finished basement offers a recreation room, additional living space, and flexibility for a home office, along with a convenient laundry area. Sump pump battery back-up system included. Major updates include a new HVAC system in 2024, water heater in 2022 and a Timber Tex deck added in 2022. The kitchen appliances include a new refrigerator in 2022, new dishwasher in 2026, stove purchased in 2019 and RO system. An attached 2-car garage provides additional parking and storage. Outside, enjoy a fenced backyard on a beautiful .46-acre lot featuring mature trees, a storage shed added in 2025, and plenty of room to relax or entertain. With a desirable country feel and a convenient location near shopping, restaurants, downtown Grand Blanc, and major expressways, this home offers the perfect combination of comfortable living, outdoor space, and accessibility. Don’t miss this opportunity to make this inviting ranch your new home!

1246 W Grand Blanc Road, Grand Blanc

Listing Courtesy of Keller Williams First, Office Phone: 810-515-1503
5058 Morrish Road, Swartz Creek
$139,900
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 50225345 MLS
Don't miss out on the ranch home right in the heart of downtown Swartz Creek with character galore! 2 bedrooms, 1 bath, full basement, large storage shed, fenced yard, big covered country front porch plus much much more. Close to everything. Appliances included. Call today for your private showing before this one slips away!

5058 Morrish Road, Swartz Creek

Listing Courtesy of Century 21 Signature Realty, Office Phone: 810-659-3161
1220 Briar Downs Lane, Burton
$79,900
ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 61039893 MLS
Spacious 4-Bedroom, 2 Bath Double-Wide Home in Burton! This spacious 1997 Dutch double-wide manufactured home offers 4 bedrooms, 2 full baths, and approximately 1,600 sq. ft. of living space in Green Briar Manufactured Home Community in Burton. The comfortable and functional floor plan features a living room, dining room, and kitchen, providing plenty of room for everyday living, entertaining, and making the home your own. With four bedrooms, this home offers flexibility for a variety of living arrangements. Conveniently located near shopping, dining, and major roadways, within the Carman-Ainsworth Community Schools district. Whether you're looking for your first home, additional living space, or a place to call your own, this home is worth a look. Schedule your private showing today! Home is located in a land-lease community. Buyer must meet community requirements and obtain park approval. Lot rent, fees, community rules, and requirements should be independently verified by buyer. Approximately 1,550 sq. ft.; buyer/buyer's agent to verify all measurements and property information.

1220 Briar Downs Lane, Burton

Listing Courtesy of American Associates Inc, Office Phone: 810-694-3333
13030 Stony Brook Pass, Linden
$335,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 50225068 MLS
Welcome to Stony Brook in Linden. This home offers approximately 1,820 Sq. ft. of living space with another 824 in the basement. Featuring 4 bedrooms and 2.5 bathrooms. Upstairs laundry for easy access to the bedrooms. No carrying laundry up and down flights of stairs! Located in the desirable Linden school district. Just minutes from all downtown Linden has to offer.... shopping, hair/nail salons, restaurants, parks, ice cream etc. Enjoy the neighborhood with a country feel in your backyard. This home is ready for its next chapter. Don't miss the chance to make it your very own. Showings available to start 10-18-2026.

13030 Stony Brook Pass, Linden

Listing Courtesy of Keller Williams First, Office Phone: 810-515-1503
1269 Lake Valley Drive, Fenton
$525,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 50224455 MLS
Sellers are offering both parcels/lots together for $525,000. Vacant lot is a separate buildable parcel. Both lots combined 1.42 acres! IMMEDIATE OCCUPANCY! Welcome to 1269 Lake Valley Drive, a beautifully updated 2 story home offering the rare combination of pond frontage, access to Crooked Lake and a private neighborhood sandy beach area with a boat launch. Grab your pontoon, Kayaks and fishing poles this property is ready for you to enjoy. Home and vacant lot are separate parcel numbers and have separate deeds. Located in the Lake Fenton school district, this 4 bedroom 2 full and 1 half bath home offers space, privacy and an exceptional outdoor lifestyle. Located in the highly sought after neighborhood of Alpine Shores. Inside you will find fresh paint throughout and Chelsea plank hickory real hardwood flooring that adds warmth and character throughout the home. The updated kitchen and bathrooms provide a fresh, modern feel, while maintaining the homes inviting charm. Recent improvements include a NEW ROOF 2025, NEW FURNACE 2026, fireplace insert 2023, bladder tank 2020, blown in attic insulation, water softener owned and included in home. Front of the home and porch remodeled by Pinkleman Custom homes. Generator hook up added. Newer carpet in front bedrooms. Invisible dog fence and freshly painted garage. Windows are triple pane All Weather Seal. Walkout basement waiting for your finishing touch. The property continues to impress outdoors with a freshly stained cedar deck, a large shed in the backyard, bonfire pit and 6 established apple trees! The expansive grounds offer plenty of room for entertaining and gardening. Or simply enjoying the peaceful setting. Deer, turkeys, sand hill cranes, blue herons, ducks and a bald eagle has even been spotted a few times. Perhaps the most unique feature is the additional buildable parcel offered . This is a rare opportunity to own an updated home with acreage, water features, lake access and a buildable parcel. This is more than a home. It is a lifestyle property with exceptional flexibility and long-term potential. Home warranty included!

1269 Lake Valley Drive, Fenton

Listing Courtesy of Keller Williams First, Office Phone: 810-515-1503
10336 N Linden Road, Clio
$246,950
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50224378 MLS
Gorgeous Quad level home in Clio. This turnkey home shows pride of ownership and is immaculate. 3 beds, 1.5 baths, 1452 sq ft, natural fireplace, central air, full basement, fenced yard, large concrete patio, 2 car attached garage and a large storage shed. The living room is knotty pine finished and perfect for entertaining/ family gatherings. Updated and neutral colors make this truly move in condition. Located near all Clio amenities and 5 minutes from I-75. All appliances stay!

10336 N Linden Road, Clio

Listing Courtesy of Century 21 Signature Realty, Office Phone: 810-687-0230
307 Sequoia Drive, Davison
$230,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50223866 MLS
Welcome home to this beautiful, well-kept 3-bedroom, 1.5-bath ranch in Davison’s Manford Heights subdivision, offering 1,383 sq ft of comfortable living space. The main living, dining, and kitchen area features vaulted ceilings, creating a bright and open feel, while the family room offers a cozy fireplace. Outside, you’ll find a fenced yard, carport, and shed for added convenience and storage. The unfinished basement provides additional storage space along with laundry facilities. Come take a look and see all this home has to offer. Schedule your showing today!

307 Sequoia Drive, Davison

Listing Courtesy of REMAX Edge, Office Phone: 810-653-5020
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