Oakland Homes with FHA 203K Financial terms

Oakland Homes with FHA 203K Financial terms

Welcome to Oakland County, Michigan – a vibrant and diverse community that perfectly blends suburban charm with urban convenience. Nestled just a short drive from Detroit, Oakland County is known for its picturesque landscapes, bustling towns, and a wealth of recreational opportunities. Whether you're drawn to the stunning lakes, lush parks, or the rich cultural tapestry, there's something for everyone in this thriving region.

Oakland County boasts a variety of neighborhoods, each with its own unique character. From the historic streets of Pontiac to the family-friendly atmosphere of Rochester Hills, homebuyers will find an array of options to suit their lifestyle needs. The county is also home to top-rated schools, a robust job market, and an impressive selection of shopping and dining experiences, making it an ideal place to settle down.

For those looking to invest in a home, the FHA 203K loan program is a fantastic opportunity to consider. This financing option is designed for homebuyers interested in purchasing a property that needs renovations. With the FHA 203K program, you can secure a mortgage that not only covers the purchase price of the home but also includes funds for necessary repairs or improvements. This means you can transform a fixer-upper into your dream home without breaking the bank.

In Oakland County, the possibilities are endless. With its welcoming community, abundant amenities, and the potential to create your perfect living space through the FHA 203K program, now is the perfect time to explore all that this enchanting region has to offer. Embrace the charm of Oakland County and discover your ideal home today!

Newest Oakland Homes with FHA 203K Financial terms

$1,200,000
ACTIVE Status ⋅ 4 Beds ⋅ 5 Baths ⋅ 61015729 MLS
NEW CONSTRUCTION WITH PREMIUM FINISHES!!!! PRICED TO SELL!!! HIGHEST AND BEST!!! LANDSCAPE INCLUDED!!! 4000+ SQUARE FEET OF FINISHED SPACE!!!!! Experience exceptional New construction by Yousif Building Solutions in Birmingham's sought-after Rail District. This beautifully crafted 4-bedroom, 4.5-bath residence offers approximately 3,005 sq ft above grade plus a finished basement with an additional full bath and roughly 1,000 sq ft of finished living space. The designer kitchen features quartz countertops, a full quartz backsplash, and premium finishes throughout. The spacious primary suite showcases vaulted ceilings in both the bedroom and bath, along with an oversized walk-in closet complete with a center island. A versatile third-floor retreat includes a bedroom, full bath, and private balcony, while the finished bonus room above the garage is fully insulated and equipped with heating and cooling for year-round comfort. Exterior highlights include a 4,000 PSI concrete driveway, exposed aggregate front porch, and exposed aggregate patio. A rare opportunity to own a thoughtfully designed 2026-built home in one of Birmingham's most desirable neighborhoods. Builder-Agent owner

1292 Holland Street, Birmingham

Listing Courtesy of National Realty Centers, Inc, Office Phone: 248-724-1234
$64,900
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61015607 MLS
GREAT OPPORTUNITY ON THIS 3 BEDROOM COLONIAL. HOME FEATURES A 2 CAR DETACHED GARAGE, DEEP LOT, OPEN FLOORPLAN AND LOTS OF POTENTIAL. HOME A NEWER ROOF.

118 Putnam Avenue, Pontiac

Listing Courtesy of Preferred Realty Pros, Office Phone: 248-365-0303
$74,900
ACTIVE Status ⋅ 4 Beds ⋅ 1 Baths ⋅ 61015583 MLS
Large brick home with 4 bedrooms in quiet neighborhood includes adjacent vacant lot to the rear of home. Solid home just needs some cosmetic touches. All measurements and dimensions approximate. Buyers agent to verify all information.

221 Harrison Street, Pontiac

Listing Courtesy of Preferred Realty Pros, Office Phone: 248-365-0303
$439,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61015410 MLS
Welcome to this spacious 4-bedroom, 2.5-bath Colonial tucked away on a quiet cul-de-sac in desirable Farmington Hills. Offering over 3,000 square feet of living space, this home features an expansive kitchen with abundant cabinetry, granite countertops, hardwood floors, a center island, and generous gathering areas ideal for entertaining. The primary suite includes a large bath with dual vanities, walk-in shower, and walk-in closet. Enjoy a wooded setting, large deck, attached garage, and partially finished basement, all within the highly regarded Farmington Public School district. A fantastic opportunity to make this home your own in an established neighborhood.

30853 Sudbury Court, Farmington Hills

Listing Courtesy of Motion Realty, Office Phone: 248-681-2400
$199,000
ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 50216285 MLS
Great Opportunity in Desirable Crosswinds of Farmington Hills – Move-In Ready! Don't miss this exceptional opportunity to own a move-in-ready 2-bedroom, 1.5-bath townhouse in the highly sought-after Crosswinds of Farmington Hills. Freshly painted throughout, the condo features new updated bathroom, modern kitchen and new carpet, doors and closets. The spacious first floor includes a welcoming great room with a cozy fireplace, a dining area with a charming bay window, and durable flooring in the dining room and kitchen. Upstairs, both bedrooms feature vaulted ceilings, creating an open and airy feel. The generous primary bedroom offers ample space, while the full bathroom includes a tub and an oversized vanity with plenty of counter space. The private full basement has abundant storage, and flexible space that can be used as a home office, workout area, hobby room, or additional living space. Enjoy outdoor living on the large front deck, perfect for relaxing or entertaining. Crosswinds residents enjoy fantastic community amenities, including a swimming pool and tennis courts. Conveniently located just minutes from grocery stores, shopping, dining, and M-5, this home offers both comfort and convenience. And excepotional Wallked Lake school district. Immediate occupancy is available—move in right away and start enjoying everything this wonderful community has to offer.

38860 Country Circle, Farmington Hills

Listing Courtesy of VK Properties L.L.C., Office Phone: 586-999-5200
$198,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61014921 MLS
Here's the Royal Oak fixer upper you've been waiting for! This inviting home offers a bright and functional layout, perfect for everyday living. Enjoy the privacy of the fully fenced backyard--ideal for entertaining, or relaxing outdoors. Walking distance from Main st. Conveniently located near shopping, dining, parks, and major roadways, this property combines comfort, location, and value. Don't miss the opportunity to make this wonderful home yours!

2021 E 11 Mile Road, Royal Oak

Listing Courtesy of Top Agent Realty, Office Phone: 248-277-4226
$219,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61014873 MLS
This is the one! Southfields best buy! Spacious 1396 sq ft 3 bedroom ranch situated on a HUGE 80x200 lot! 2 full baths, part finished basement, Galley kitchen opens beautifully to comfortable dining room area. Inviting living room and offers a family room as well that leads to a 30x 28 attached garage. Driveway offers multiple parking opportunities such as trailers, RVs etc! Perfect location for small businesses...Construction...landscapers the list goes on and on! Bring your personal touches to make this a gem! Newer furnace. Price reflects the need for some TLC. Instant sweat equity opportunity. Bring offers! Let's make a deal! Quick Occupancy! Move in today!! All meas and data approx!

23257 Lahser Road, Southfield

Listing Courtesy of Real Estate One, Office Phone: 734-455-7000
$450,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61014824 MLS
Large Ranch, 2452 sqft! Hard to find spacious 4 bedroom Troy ranch. Updated kitchen with white shaker cabinets, granite counter tops, stainless steel appliances, lighting and flooring. Neutral decor with fresh paint and new luxury vinyl plank flooring and carpet. Master suite with 2 closets and updated master bath. Updated main bath with dual sink vanity. Great room with brick natural fireplace. Great room leads to enormous 24 X 16 ft. Florida room. Large family room with 2 storage closets and door wall leading to Florida room. 4th bedroom off of living room with door wall leading to side yard. Beautiful half acre fenced lot with inground pool. All measurements are approximate. Buyer/buyer's agent to verify all information.

6820 Fredmoor Drive, Troy

Listing Courtesy of AutoCity Realty LLC, Office Phone: 248-605-5320
$299,900
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61013613 MLS
4-bedroom, 3-bath ranch with a walkout basement on over an acre, located on a paved road, plus an impressive 2,616 sq. ft. pole barn with concrete floors and 12' ceilings. The main level features two bedrooms and two full bathrooms, including a spacious primary suite. The beautifully updated kitchen offers granite countertops, stainless steel appliances, soft-close cabinetry, and a window overlooking the private backyard. All three full bathrooms have been renovated between 2023-2025, including the luxurious primary ensuite with heated floors, a separate thermostat, a walk-in shower, soaking tub, and abundant closet space with custom shelving. The finished walkout basement provides two additional bedrooms, a full bathroom with a soaking tub, and plenty of extra living space. There's also plumbing and space for a second kitchen, making it an excellent opportunity for a future in-law suite or rental potential. The 2,616 sq. ft. pole barn features 12' ceilings, concrete floors, and a dedicated workshop area, offering endless possibilities for hobbies, storage, or even rental income. The insulated attached 2-car garage also includes a workshop. Additional highlights include first-floor laundry with secondary plumbing in the basement, a partially replaced deck (2024), A/C (2024 +/-), windows (2017 +/-), furnace panel (2016), and a private setting surrounded by mature trees, including pear trees. Whether you're looking for space to store your camper, host family gatherings, work on projects, or customize a home with incredible potential, this property offers endless possibilities. Property is being sold AS IS. Open House: Friday, July 24, 5:00PM-7:00PM

12320 N Holly Road, Holly

Listing Courtesy of KW Professionals, Office Phone: 734-459-4700
$369,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61013197 MLS
Welcome Home to Peaceful Country Living in Groveland Township! Nestled on over an acre in the award-winning Brandon School District, this spacious multi-level home offers the perfect blend of comfort, functionality, and outdoor enjoyment. With over 2,000 square feet of living space, you'll love the open-concept design featuring a soaring cathedral ceiling and a stunning floor-to-ceiling stone-surround gas fireplace that creates a warm and inviting centerpiece for the great room.The great room flows seamlessly into the kitchen and dining area, making it ideal for entertaining family and friends. A generously sized first-floor laundry room adds everyday convenience, while three bedrooms and 1.5 baths provide comfortable living space for everyone.Step outside and enjoy your own backyard retreat with an above-ground pool, storage shed, and over an acre of property that includes access to a shared pond with the neighboring property--offering beautiful views and a peaceful setting.Car enthusiasts, hobbyists, or those needing extra storage will appreciate the attached three-car garage.This well-maintained home has been thoughtfully updated, including a newer roof, windows, Energy Star furnace, water heater, dishwasher, battery backup sump pump, garage door opener, UV water filtration system, pool pump, and pool liner, providing added peace of mind for years to come.If you've been searching for a home that offers space to spread out, modern updates, and a beautiful country setting just minutes from local conveniences, this Groveland Township gem is ready to welcome you home! Pool table, light and tv stay.

11201 Horton Road, Holly

Listing Courtesy of Real Estate One, Office Phone: 248-625-0200
$150,000
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61012729 MLS
Charming ranch in a fantastic location featuring numerous updates, including a newer roof. The inviting living room has been refreshed with updated flooring and recessed lighting, creating a bright and welcoming space. The spacious kitchen offers abundant counter space and storage, while the separate dining room provides the perfect setting for everyday meals or entertaining. Step outside to enjoy the covered patio--ideal for relaxing on warm summer evenings--and a fully fenced backyard with plenty of room for pets, play, or gardening. Completing the property is a spacious 2-car garage with an attached workshop, offering the perfect space for hobbies, projects, or additional storage. BATVAI

27036 Townley Street, Madison Heights

Listing Courtesy of Keller Williams Premier, Office Phone: 248-394-0400
$249,900
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61011415 MLS
Fresh updates, a great location, and room to make it your own. Welcome to 911 S Wilson, a charming Royal Oak home offering a blend of recent improvements and future potential. Recent updates include fresh interior paint throughout, new kitchen countertops, an updated bathroom vanity, new plumbing fixtures, a new hot water tank, and a new central air conditioning system, giving the home a clean, refreshed, and move-in-ready feel. The functional floor plan offers comfortable living spaces, abundant natural light, and an opportunity for buyers to build additional equity over time. Whether you're a first-time homebuyer, downsizer, or investor, this property provides a solid foundation in one of Metro Detroit's most desirable communities. Outside, enjoy a spacious yard and convenient access to everything Royal Oak has to offer. Located just minutes from downtown dining, shopping, entertainment, parks, and major commuter routes, the location combines neighborhood charm with everyday convenience. Move right in and enjoy the recent improvements while putting your own finishing touches on the home over time.

911 S Wilson Avenue, Royal Oak

Listing Courtesy of Signature Sotheby's International Realty Bham, Office Phone: 248-644-7000
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