Oakland Homes with FHA Financial terms

Oakland Homes with FHA Financial terms

Welcome to Oakland County, Michigan, a vibrant region known for its stunning natural beauty, thriving communities, and rich cultural heritage. Nestled in the heart of the Great Lakes State, Oakland County is home to a diverse population and an array of amenities that make it an ideal place to call home. From picturesque parks and serene lakes to bustling shopping districts and top-notch schools, this county has something for everyone.

One of the standout features of Oakland County is its commitment to preserving green spaces, with over 100 parks and recreational areas that provide ample opportunities for outdoor activities. Whether you enjoy hiking, biking, or simply taking in the scenic views, you’ll find plenty of options to explore. The county is also known for its vibrant arts scene, with galleries, theaters, and music festivals that celebrate local talent.

For those considering a move to Oakland County, the housing market offers a range of options, including homes that qualify for FHA financing. This means that first-time homebuyers and those looking to invest can take advantage of more accessible financial terms. FHA loans are designed to make homeownership attainable for a wider audience, with lower down payment requirements and flexible credit guidelines. This is particularly beneficial in a competitive market, allowing you to secure your dream home without breaking the bank.

With its charming neighborhoods, excellent schools, and a strong sense of community, Oakland County is not just a place to live—it's a place to thrive. Explore your options today and discover the perfect home for you and your family in this exceptional county!

Newest Oakland Homes with FHA Financial terms

ACTIVE Status ⋅ 3 Beds ⋅ 4 Baths ⋅ 70558224 MLS

Welcome to the beautifully, well maintained brick home in the highly sought after Pine Trace Village in Rochester Hills. The property features a three-car garage, with an open floor plan that offers everything you're looking for, from a generous foyer, tall ceilings, gas fireplace, 1st floor master suite with a jacuzzi tub and vaulted ceilings, with a walk in closet. This home has a coveted central vac system, alarm system, programmable sprinkle system, updated insulation in the attic, epoxy coated garage floor, programmable thermostat, exterior ring camera system, Trex deck with lighting, Hardie Plank siding and a Briggs and Stratton Generator. The wall unit and TV in the living room are included.

3972 Greenwood Street, Rochester Hills

Listing Courtesy of Millennium III Realty, Inc., Office Phone: 248-376-4547

COMING SOON Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61029730 MLS

Fabulous updated ranch home with lake privileges on All Sports Wolverine Lake. Gourmet kitchen with stainless steel appliances and granite counters. 3 Season Sun Room with views of private fenced backyard (Not included in square footage). Oversized heated garage with attic storage. New driveway and patio. New windows throughout. New water heater. Newer A/C unit. Primary Bedroom with W-I-C. Newer 150sqft shed in the back with a loft. Home is wired for a generator. 60sqft office space. (Not included in the square footage). Rebuilt chimney with copper lined flute. This home

1615 Ladd Road, Wolverine Lake

Listing Courtesy of Home One Realty LLC, Office Phone: 248-420-0805

ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61029725 MLS

Located within the award-winning Lamphere School District, this ranch home offers numerous features and updates, including: - Climate & Exterior Updates: Central air conditioning, updated central heating, a brand-new living room window, and a newer roof on both the main house and garage. - Accessibility Features: An accessible bathroom alongside a wide, deep driveway suitable for extra vehicle parking and wheelchair access. - Garage & Outdoor Space: A large two-car detached garage and a versatile carport that functions as a covered patio for outdoor entertaining or sheltered parking. - Inclusions: All home appliances and a comprehensive home warranty for added peace of mind. Please let me know if you would like to schedule a private showing or if you have any questions regarding this property.

29364 Shirley Avenue, Madison Heights

Listing Courtesy of Keller Williams Paint Creek, Office Phone: 248-609-8000

ACTIVE Status ⋅ 3 Beds ⋅ 4 Baths ⋅ 50221607 MLS

Welcome to 3016 Charlwood Drive a spacious, beautifully maintained home set on almost a half acre lot in Rochester Hills’ highly desirable Thornridge subdivision. Inside, timeless oak details bring warmth and character throughout the home, including oak-trimmed windows and oak cabinetry in the kitchen and bathrooms. The bright, inviting interior has been refreshed with new carpeting upstairs, luxury vinyl plank flooring throughout much of the main level, beautifully refinished oak flooring in the foyer and hallway, and fresh paint throughout the main and upper levels. A dedicated office/library provides an ideal setting for working from home, reading or enjoying a quiet retreat. The partially finished basement offers even more flexible living space and includes a full bathroom and cedar closet—perfect for recreation, guests, exercise or additional storage. Outside, the expansive backyard provides plenty of room for entertaining, gardening, pets and outdoor activities. A recently updated deck creates an inviting space for summer dinners, morning coffee and evenings outdoors. The attached two-car garage and generous storage throughout the home add everyday convenience. Located within the acclaimed Rochester Community School District, the home is assigned to Musson Elementary, Van Hoosen Middle School and Rochester Adams High School. Rochester Community Schools reports that all three district high schools rank among the top 5% nationally according to U.S. News & World Report. This sought-after location offers convenient access to Downtown Rochester’s shopping, restaurants and year-round events, along with nearby parks, trails, golf courses and recreation. Rochester Hills is nationally recognized for its exceptional quality of life and public safety, ranking among America’s best places to live. Spacious, welcoming and filled with valuable updates, 3016 Charlwood Drive combines timeless character, flexible living space, a beautiful yard and one of Rochester Hills’ most desirable locations.

3016 Charlwood Drive, Rochester Hills

Listing Courtesy of Berkshire Hathaway HomeServices Kee Realty, Office Phone: 586-840-0400

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61029685 MLS

Welcome to this fully remodeled 2 bedroom, 1 bath ranch home in the heart of Commerce, featuring neighborhood access to highly sought-after all-sports South Commerce Lake and no HOA! This move-in ready home offers an open-concept layout with updated flooring throughout. The spacious living room flows seamlessly into the remodeled kitchen, featuring quartz countertops, newer stainless steel appliances (2024), and access to the back deck and fully fenced backyard. Both bedrooms are generously sized and offer newer carpeting and ample closet space. The remodeled full bath features modern finishes, while the mudroom, formerly a half bath, still has all plumbing in place for an easy conversion back to a bathroom. Additional updates in 2023 and 2024 include washer and dryer, tankless water heater, A/C, water softener, plumbing system, and 100 amp electrical panel. The property also includes a large storage shed with a concrete floor and potential to be converted into a 1-car garage. Enjoy neighborhood beach access to all-sports Commerce Lake, along with nearby pickleball, tennis and basketball courts. Glengary Elementary is within walking distance, with parks, trails, shopping, dining, and major expressways all conveniently nearby. Located within award-winning Walled Lake Schools!

3161 Terry Street, Commerce Twp

Listing Courtesy of 3DX Real Estate LLC, Office Phone: 888-304-1447

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61029608 MLS

Welcome to this inviting 4-bedroom, 2.5-bath home in Troy! Step inside to a warm and spacious living room featuring a beautiful fireplace, creating the perfect setting to relax and unwind. The well-appointed kitchen offers plenty of space for cooking and entertaining, while the comfortable bedrooms provide room for everyone. Outside, enjoy a great-size backyard with endless possibilities for entertaining, or simply enjoying the outdoors. Complete with an attached 2-car garage and a desirable Troy location, this home is ready to impress!

5045 Shady Creek Drive, Troy

Listing Courtesy of Top Agent Realty, Office Phone: 248-277-4226

ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61029630 MLS

Welcome to easy, low-maintenance living in the heart of Birmingham! This inviting condo offers the perfect blend of comfort, convenience, and location, with bright living spaces and a layout designed for everyday living. Just minutes from downtown Birmingham's renowned shopping, dining, parks, and entertainment, this is an incredible opportunity to enjoy everything this sought-after community has to offer. Schedule your private showing today!

1984 Graefield Road, Birmingham

Listing Courtesy of Century 21 Metro Brokers, Office Phone: 810-694-1000

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61029584 MLS

Welcome to this charming Colonial-style home, beautifully updated and filled with natural light. Hardwood floors throughout add warmth and timeless character, while the crisp cabinetry in the kitchen creates a fresh and inviting space for cooking, dining, and entertaining. Generously sized bedrooms offer plenty of comfort, space, and flexibility for family, guests, or a home office. This home has been extensively upgraded this year, offering the perfect blend of classic charm and modern convenience. Improvements include a new roof, new flooring on the main level, refinished hardwood floors upstairs, and fresh interior and exterior paint. New lighting throughout enhances the bright, welcoming atmosphere. Additional updates include new windows with a 20-year transferable warranty, a new electrical panel, and a new garage door and motor. The half bath has been remodeled, while the full bath has been beautifully refinished. Enjoy all of this along with access to the private community pool, providing a wonderful amenity for relaxing and enjoying the warmer months. With its spacious layout, abundant natural light, extensive recent improvements, and timeless Colonial appeal, this home is truly move-in ready and waiting for its next chapter.

29653 Club House Lane, Farmington Hills

Listing Courtesy of Social House Group Belleville, Office Phone: 734-252-6108

ACTIVE Status ⋅ 3 Beds ⋅ 4 Baths ⋅ 61029453 MLS

36587 Heatherton Dr offers generous living space, major updates, and a convenient Farmington location. This 3-bedroom home features a large primary bedroom, 3 full bathrooms and 1 half bath, a welcoming front room, formal dining room, living room with fireplace, and a small office space ideal for working from home or additional storage. The kitchen was fully remodeled in 2024 and features newer flooring, while the finished basement adds even more usable space with a full bathroom and plenty of storage. Major improvements include a new roof and gutter guards (2023), PVC sewer line replacement (2021), and a new 150-amp electrical panel (2024). The home is also generator-ready and EV-charger ready. Outside, enjoy a beautiful backyard with a patio and hot tub, along with a 2-car attached garage. Conveniently located near Downtown Farmington, parks, shopping, dining, and local amenities, this home offers a great combination of space, updates, and location.

36587 Heatherton Drive, Farmington

Listing Courtesy of REALTEAM Real Estate, Office Phone: 586-580-8092

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61029402 MLS

Welcome home to 25711 Branchaster! Nestled on a premier corner lot, this well maintained and cared for residence boasts an estimated 2,800 square feet of living space. The garden areas that offer a tranquil outdoor retreat. Step inside to find a warm, inviting floor plan including built-in bookcases and custom cabinets perfect for your personal library or showcasing treasures. Located in one of Farmington Hills' most highly sought-after neighborhoods, this home perfectly blends classic character with pride of ownership. Schedule your tour today and fall in love! Measurements provided for the square footage of the home, rooms and size of the lot may be rounded and/or estimated. The purchaser's agent should confirm all information.

25711 Branchaster Road, Farmington Hills

Listing Courtesy of Household Real Estate LLC, Office Phone: 586-573-0300

COMING SOON Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61029351 MLS

Welcome to 2189 Willow Beach Street in Keego Harbor! Enjoy year-round lakefront living with 80 feet of waterfront on Dollar Lake and direct canal access into Cass Lake. This 5-bedroom, 2.5-bath home offers approximately 2,400 square feet of living space and plenty of potential to make it your own. The spacious floor plan provides room for everyday living, entertaining, and guests, while the waterfront setting creates a unique opportunity to enjoy boating, fishing, kayaking, and relaxing by the water. Ideally situated in the heart of Keego Harbor, known as the "Heart of the Lakes," with convenient access to parks, public lake access, shopping, dining, major roads, and the surrounding Oakland County communities. With its generous waterfront, direct connection to Cass Lake, and central location, this property offers an exceptional opportunity to create your own lakefront retreat. Don't miss the opportunity to make this unique Keego Harbor waterfront property your own!

2189 Willow Beach Street, Keego Harbor

Listing Courtesy of @properties Christie's Int'l R.E. Birmingham, Office Phone: 248-850-8632

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61029420 MLS

Waterford's leading home seller presents lakeside luxury meets gourmet craftsmanship! Welcome home to this stunning Colonial on a manicured corner lot in the highly coveted Jayno Heights subdivision. Boasting premier all sports Loon Lake privileges with access to a private beach, boat launch, park, and playground just a short walk away, this turnkey property perfectly blends a vibrant lake lifestyle with high end interior upgrades. The heart of the home is the massive gourmet kitchen featuring premium custom cherry wood cabinetry stretching to the ceiling, beautiful granite countertops, and elite stainless steel appliances. Enjoy the professional grade Viking gas range, a built in wall oven, and a matching built in microwave. The wrap around breakfast bar peninsula flows seamlessly into the family room, where you can unwind by the brick fireplace framed by elegant custom built in bookshelves. A bright formal front living room with timeless chair rail molding rounds out the main floor. Upstairs, the sprawling primary suite serves as your private oasis with a dedicated sitting area, a huge walk in closet, and a resort style ensuite bathroom. This coastal inspired bath features a double vanity with granite counters, a separate walk in shower, and a deep soaking tub encased in custom teal and blue tile work. The other bedrooms are generously sized with large windows and ample closet space. The upper level guest bathroom has been beautifully refreshed with a contemporary distressed vanity, modern solid surface countertops, upgraded fixtures, and custom tile work. The massive clean unfinished lower level houses the laundry station and offers an abundance of built in shelving for all your storage needs, serving as a blank canvas ready to be finished for instant equity. Step outside to a lovely backyard deck perfect for summer gatherings. Don't miss the opportunity to live the lake life with upscale modern comforts.

3062 Saint Jude Drive, Waterford

Listing Courtesy of Good Company, Office Phone: 248-733-5811

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