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$169,900
ACTIVE Status 3 Beds 2 Baths 50210426 MLS
Beautifully Updated 3-Bedroom Home in Carrollton! Welcome home to this beautifully maintained 3-bedroom, 2-bathroom home in desirable Carrollton! From the moment you step inside, you'll appreciate the perfect blend of modern updates and timeless charm. The heart of the home is the completely remodeled kitchen, featuring updated cabinetry, countertops, and finishes that make cooking and entertaining a pleasure. The main bathroom has also been tastefully renovated, offering fresh, modern style and convenience. The main floor features a bedroom and an inviting open-concept design that flows seamlessly from room to room, creating the perfect space for everyday living and entertaining. 2 bedrooms are upstairs, one of them has 2 walk in closets. The full partially basement offers abundant storage space and endless possibilities for a recreation room, workshop, home gym, or additional living area. Outside, you'll find a fully fenced backyard, perfect for pets, play, gardening, or relaxing evenings outdoors. Additional highlights include a 2-car garage, updated finishes throughout, and a move-in-ready condition that allows you to settle in and start enjoying your new home immediately.

3374 Winter Street, Saginaw

Listing Courtesy of Berkshire Hathaway HomeServices, Office Phone: 989-790-9292

$169,900
ACTIVE Status 3 Beds 2 Baths 61050210426 MLS
Beautifully Updated 3-Bedroom Home in Carrollton! Welcome home to this beautifully maintained 3-bedroom, 2-bathroom home in desirable Carrollton! From the moment you step inside, you'll appreciate the perfect blend of modern updates and timeless charm. The heart of the home is the completely remodeled kitchen, featuring updated cabinetry, countertops, and finishes that make cooking and entertaining a pleasure. The main bathroom has also been tastefully renovated, offering fresh, modern style and convenience. The main floor features a bedroom and an inviting open-concept design that flows seamlessly from room to room, creating the perfect space for everyday living and entertaining. 2 bedrooms are upstairs, one of them has 2 walk in closets. The full partially basement offers abundant storage space and endless possibilities for a recreation room, workshop, home gym, or additional living area. Outside, you'll find a fully fenced backyard, perfect for pets, play, gardening, or relaxing evenings outdoors. Additional highlights include a 2-car garage, updated finishes throughout, and a move-in-ready condition that allows you to settle in and start enjoying your new home immediately.

3374 Winter St, Carrollton Township

Courtesy of Berkshire Hathaway HomeServices 9897909292

$169,900
ACTIVE Status 3 Beds 1 Baths 61050201509 MLS
Charming 3-Bedroom Home in Carrollton Township Move-In Ready! Welcome home to this beautifully updated 3-bedroom, 1-bathroom home located in desirable Carrollton Township. With numerous recent improvements and plenty of space inside and out, this property is ready for its next owner. Step inside to find new flooring throughout and fresh paint, creating a bright, clean, and modern feel the moment you walk in. The home offers a comfortable layout with three nicely sized bedrooms and an inviting living area perfect for relaxing or entertaining. The partially finished basement provides additional living space and features a built-in bar, making it a great spot for gatherings, game days, or a home entertainment area. Extra room downstairs could be bedroom or office. Major mechanical updates offer peace of mind, including a brand-new septic system installed in 2025 and a new boiler, ensuring efficiency and reliability for years to come. Outside, you'll love the large backyard, perfect for outdoor activities, gardening, or simply enjoying the space and privacy. The nice deck is ideal for summer barbecues, morning coffee, or evening relaxation. This well-maintained home combines comfort, updates, and outdoor space in a great location. Don't miss your chance to make it yours!

1925 Schust Rd, Carrollton Township

Courtesy of Homes by Hollis EXP 9897973300

$169,900
ACTIVE Status 3 Beds 1 Baths 50201509 MLS
Charming 3-Bedroom Home in Carrollton Township Move-In Ready! Welcome home to this beautifully updated 3-bedroom, 1-bathroom home located in desirable Carrollton Township. With numerous recent improvements and plenty of space inside and out, this property is ready for its next owner. Step inside to find new flooring throughout and fresh paint, creating a bright, clean, and modern feel the moment you walk in. The home offers a comfortable layout with three nicely sized bedrooms and an inviting living area perfect for relaxing or entertaining. The partially finished basement provides additional living space and features a built-in bar, making it a great spot for gatherings, game days, or a home entertainment area. Extra room downstairs could be bedroom or office. Major mechanical updates offer peace of mind, including a brand-new septic system installed in 2025 and a new boiler, ensuring efficiency and reliability for years to come. Outside, you'll love the large backyard, perfect for outdoor activities, gardening, or simply enjoying the space and privacy. The nice deck is ideal for summer barbecues, morning coffee, or evening relaxation. This well-maintained home combines comfort, updates, and outdoor space in a great location. Don’t miss your chance to make it yours!

1925 Schust Road, Saginaw

Listing Courtesy of Homes by Hollis EXP, Office Phone: 989-797-3300

$165,000
ACTIVE Status 3 Beds 1 Baths 61050199468 MLS
Unique Live/Work Commercial Opportunity: This is a rare opportunity for an entrepreneur seeking the convenience of operating a business while living on-site. Zoned commercial, this versatile property offers outstanding potential for a wide range of business ventures. The main level features a fully operational kitchen ready for continued food service use, with all kitchen equipment, coolers, and related fixtures included in the sale - allowing you to step in and start operating while avoiding costly startup expenses. A spacious back room provides additional flexibility and could easily be converted into a dining area or expanded customer seating. Upstairs, you'll find three comfortable bedrooms, a full bathroom, laundry room, and a large living area to relax and unwind - ideal for owner-occupied living quarters, staff housing, or even an additional rental opportunity. In addition, the property includes two large extra lots with ample parking and room for future expansion, outdoor seating, additional structures, drive-thru service, or further development. Whether you're launching a new venture or expanding an existing one, this flexible commercial property offers the rare combination of workspace, living space, and room to grow - all in one location. Call listing agent today for personal showing!

1200 Martha St, Saginaw

Courtesy of JPAR - Great Lakes Bay Region 9893493039

$165,000
ACTIVE Status 3 Beds 1 Baths 50199468 MLS
Unique Live/Work Commercial Opportunity: This is a rare opportunity for an entrepreneur seeking the convenience of operating a business while living on-site. Zoned commercial, this versatile property offers outstanding potential for a wide range of business ventures. The main level features a fully operational kitchen ready for continued food service use, with all kitchen equipment, coolers, and related fixtures included in the sale — allowing you to step in and start operating while avoiding costly startup expenses. A spacious back room provides additional flexibility and could easily be converted into a dining area or expanded customer seating. Upstairs, you’ll find three comfortable bedrooms, a full bathroom, laundry room, and a large living area to relax and unwind — ideal for owner-occupied living quarters, staff housing, or even an additional rental opportunity. In addition, the property includes two large extra lots with ample parking and room for future expansion, outdoor seating, additional structures, drive-thru service, or further development. Whether you're launching a new venture or expanding an existing one, this flexible commercial property offers the rare combination of workspace, living space, and room to grow — all in one location. Call listing agent today for personal showing!

1200 Martha Street, Saginaw

Listing Courtesy of JPAR - Great Lakes Bay Region, Office Phone: 989-349-3039

$164,900
ACTIVE Status 4 Beds 2 Baths 5050215480 MLS
OPEN HOUSE: SATURDAY., JULY 25, 2026: Noon - 1 PM. Move right into this beautifully maintained 4-bedroom, 1.5-bath home offering 1,620 square feet of comfortable living space in the heart of St. Charles. With first-floor bedrooms and convenient first-floor laundry, this home offers a functional layout that's perfect for a variety of lifestyles. The current owners have invested over $36,000 in recent improvements, including a new forced-air furnace and central air conditioning (2023), a 10x20 outbuilding, crushed asphalt driveway with grading, updated kitchen featuring new flooring, backsplash, painted cabinetry, sink, faucet, and trim, new water heater, bathroom vanity, sump pump, dishwasher, and charming white porch fencing. Step outside and enjoy a yard surrounded by beautiful mature maple and willow trees. The backyard is bordered by an undeveloped road, providing added privacy with no homes directly behind you while also creating a wonderful walking path to enjoy year-round. Located within walking distance of downtown St. Charles, you'll love having restaurants, shops, churches, and local bars just minutes away. Plus, you're only a short drive from Saginaw, Chesaning, and Owosso, making commuting and everyday conveniences a breeze. This is a wonderful opportunity to own an updated home in a desirable location with privacy, mature landscaping, and countless recent improvements already completed!

518 W Belle Ave, St. Charles Village

Courtesy of REMAX Tri County 9893232161

$164,900
ACTIVE Status 4 Beds 2 Baths 50215480 MLS
OPEN HOUSE: SATURDAY., JULY 25, 2026: Noon - 1 PM. Move right into this beautifully maintained 4-bedroom, 1.5-bath home offering 1,620 square feet of comfortable living space in the heart of St. Charles. With first-floor bedrooms and convenient first-floor laundry, this home offers a functional layout that's perfect for a variety of lifestyles. The current owners have invested over $36,000 in recent improvements, including a new forced-air furnace and central air conditioning (2023), a 10x20 outbuilding, crushed asphalt driveway with grading, updated kitchen featuring new flooring, backsplash, painted cabinetry, sink, faucet, and trim, new water heater, bathroom vanity, sump pump, dishwasher, and charming white porch fencing. Step outside and enjoy a yard surrounded by beautiful mature maple and willow trees. The backyard is bordered by an undeveloped road, providing added privacy with no homes directly behind you while also creating a wonderful walking path to enjoy year-round. Located within walking distance of downtown St. Charles, you'll love having restaurants, shops, churches, and local bars just minutes away. Plus, you're only a short drive from Saginaw, Chesaning, and Owosso, making commuting and everyday conveniences a breeze. This is a wonderful opportunity to own an updated home in a desirable location with privacy, mature landscaping, and countless recent improvements already completed!

518 W Belle Avenue, Saint Charles

Listing Courtesy of REMAX Tri County, Office Phone: 989-323-2161

$164,900
ACTIVE UNDER CONTRACT Status 3 Beds 1 Baths 61050215458 MLS
Due to multiple offers, HIGHEST AND BEST OFFER DUE 7/22/2026 at 11:59PM.Welcome home to this beautifully updated 3-bedroom, 1-bath home that's truly move-in ready! The fully renovated kitchen is the centerpiece of the home, featuring granite countertops, stainless steel appliances, and modern finishes that make cooking and entertaining a pleasure. Recent updates include flooring, windows, fresh paint, siding, and a spacious deck, providing both style and peace of mind. With nothing left to do but move in, this home is the perfect opportunity for first-time buyers, downsizers, or anyone looking for a turnkey property. Schedule your personal showing today!

5535 Fort Rd, Bridgeport Charter Township

Courtesy of NextHome Greater Tri-cities 9897599606

$164,900
ACTIVE UNDER CONTRACT Status 3 Beds 1 Baths 50215458 MLS
Due to multiple offers, HIGHEST AND BEST OFFER DUE 7/22/2026 at 11:59PM.Welcome home to this beautifully updated 3-bedroom, 1-bath home that's truly move-in ready! The fully renovated kitchen is the centerpiece of the home, featuring granite countertops, stainless steel appliances, and modern finishes that make cooking and entertaining a pleasure. Recent updates include flooring, windows, fresh paint, siding, and a spacious deck, providing both style and peace of mind. With nothing left to do but move in, this home is the perfect opportunity for first-time buyers, downsizers, or anyone looking for a turnkey property. Schedule your personal showing today!

5535 Fort Road, Saginaw

Listing Courtesy of NextHome Greater Tri-cities, Office Phone: 989-759-9606

$164,900
ACTIVE Status 3 Beds 2 Baths 70545070 MLS
Nestled on approximately 1.5 acres in the peaceful countryside near Merrill, this 3-bedroom, 1.5-bath home offers the perfect opportunity to enjoy country living with beautiful rural views. Featuring 1,440 square feet of living space, this manufactured home with an addition provides a spacious layout ready for your personal touches. The home is equipped with natural gas, an on-demand water heater, and a backup wood-burning heating system for added comfort and peace of mind. The oversized garage includes a 16-foot overhead door, offering ample space for vehicles, equipment, or a workshop. Outside, you'll find mature trees, a garden area, and plenty of open space to enjoy the outdoors or expand your hobbies. While the property could benefit from a little TLC, it offers excellent potential for buyers looking to build equity and make it their own. If you've been searching for affordable country living with room to grow, this Merrill property is one you won't want to miss.

1247 N Steel Road, Merrill

Listing Courtesy of 7 Stars Agency, Office Phone: 517-515-5078

$164,900
ACTIVE Status 3 Beds 2 Baths 65026035397 MLS
Nestled on approximately 1.5 acres in the peaceful countryside near Merrill, this 3-bedroom, 1.5-bath home offers the perfect opportunity to enjoy country living with beautiful rural views. Featuring 1,440 square feet of living space, this manufactured home with an addition provides a spacious layout ready for your personal touches. The home is equipped with natural gas, an on-demand water heater, and a backup wood-burning heating system for added comfort and peace of mind. The oversized garage includes a 16-foot overhead door, offering ample space for vehicles, equipment, or a workshop. Outside, you'll find mature trees, a garden area, and plenty of open space to enjoy the outdoors or expand your hobbies. While the property could benefit from a little TLC, it offers excellent potential for buyers looking to build equity and make it their own. If you've been searching for affordable country living with room to grow, this Merrill property is one you won't want to miss.

1247 N Steel Rd, Jonesfield Township

Courtesy of 7 Stars Agency 5175155078

$164,900
ACTIVE Status 4 Beds 2 Baths 61050205247 MLS
Room to Grow Without the Big Price Tag! Finding 4 bedrooms, 2 full baths, an attached 2-car garage, main-floor laundry, a full basement, and nearly a half-acre lot at this price is becoming increasingly rare! This well-maintained ranch offers the space today's buyers need with a flexible floor plan designed for growing families, multi-generational living, or anyone looking for room to spread out. Inside, you'll love the bright, open living area centered around a cozy fireplace, along with an updated kitchen featuring white cabinetry, butcher block countertops, newer appliances, and updated flooring. The split-bedroom layout offers added privacy, with a primary suite complete with its own full bath and separate entrance-perfect for guests, a home office, or independent living. The full basement provides exceptional storage space with endless possibilities for hobbies, fitness equipment, or future use. Energy-efficient replacement windows help keep utility costs down, and the home offers plenty of life left in the roof, giving buyers added peace of mind. Located in a FEMA-designated flood zone, the seller is including the first year of flood insurance, making the transition even easier. Buyers can also purchase with confidence knowing the home has already undergone inspections with all material condition concerns addressed. Have a vision? Let's talk. The seller has access to trusted contractors and may be willing to complete select improvements or modifications with an acceptable offer, making it easier to customize the home to fit your needs. If you've been searching for space, flexibility, and exceptional value, this Carrollton Township home deserves a spot at the top of your list. Schedule your private showing today and see why this could be one of the best buys on the market!

755 Sherman Rd, Carrollton Township

Courtesy of EXP Realty 8885017085

$164,900
ACTIVE Status 4 Beds 2 Baths 50205247 MLS
Room to Grow Without the Big Price Tag! Finding 4 bedrooms, 2 full baths, an attached 2-car garage, main-floor laundry, a full basement, and nearly a half-acre lot at this price is becoming increasingly rare! This well-maintained ranch offers the space today's buyers need with a flexible floor plan designed for growing families, multi-generational living, or anyone looking for room to spread out. Inside, you'll love the bright, open living area centered around a cozy fireplace, along with an updated kitchen featuring white cabinetry, butcher block countertops, newer appliances, and updated flooring. The split-bedroom layout offers added privacy, with a primary suite complete with its own full bath and separate entrance—perfect for guests, a home office, or independent living. The full basement provides exceptional storage space with endless possibilities for hobbies, fitness equipment, or future use. Energy-efficient replacement windows help keep utility costs down, and the home offers plenty of life left in the roof, giving buyers added peace of mind. Located in a FEMA-designated flood zone, the seller is including the first year of flood insurance, making the transition even easier. Buyers can also purchase with confidence knowing the home has already undergone inspections with all material condition concerns addressed. Have a vision? Let's talk. The seller has access to trusted contractors and may be willing to complete select improvements or modifications with an acceptable offer, making it easier to customize the home to fit your needs. If you've been searching for space, flexibility, and exceptional value, this Carrollton Township home deserves a spot at the top of your list. Schedule your private showing today and see why this could be one of the best buys on the market!

755 Sherman Road, Saginaw

Listing Courtesy of EXP Realty, Office Phone: 888-501-7085

$160,000
ACTIVE UNDER CONTRACT Status 2 Beds 1 Baths 61006068 MLS
Check out this recently updated bungalow with 2 bedrooms and 1 full bath, with an additional finished room on the second level that can easily serve as a third bedroom, home office, playroom, or flex space. The home has a great open concept layout creating a bright space, perfect for both everyday living and entertaining. Enjoy the spacious backyard with plenty of room for outdoor activities, gardening, or relaxing. On a quiet street, this home is located in a peaceful setting while still being conveniently located just minutes from downtown amenities. With its new updates, open floor plan, and desirable location, this move-in ready home is a fantastic opportunity for first time buyers, downsizers, or anyone looking for comfort and convenience. Set up your showing today!

1843 Curtis Road, Birch Run

Listing Courtesy of Full Circle Real Estate Group LLC, Office Phone: 517-282-7166

$160,000
ACTIVE UNDER CONTRACT Status 2 Beds 1 Baths 20261046603 MLS
Check out this recently updated bungalow with 2 bedrooms and 1 full bath, with an additional finished room on the second level that can easily serve as a third bedroom, home office, playroom, or flex space. The home has a great open concept layout creating a bright space, perfect for both everyday living and entertaining. Enjoy the spacious backyard with plenty of room for outdoor activities, gardening, or relaxing. On a quiet street, this home is located in a peaceful setting while still being conveniently located just minutes from downtown amenities. With its new updates, open floor plan, and desirable location, this move-in ready home is a fantastic opportunity for first time buyers, downsizers, or anyone looking for comfort and convenience. Set up your showing today!

1843 Curtis Rd, Bridgeport Charter Township

Courtesy of Full Circle Real Estate Group LLC 5172827166

$160,000
ACTIVE Status 3 Beds 1 Baths 50210167 MLS
DREAM OF NEW ADVENTURES ON DICE! Step into the story of this 1 ½ story home, nestled on a peaceful stretch of countryside and ready for its next chapter. Filled with original character, this home offers the perfect canvas for restoration or renovation. You will find this 3-bedroom, 1 bath house, has a layout that provides generous living spaces, sunlit rooms, and the kind of craftsmanship you only find in older homes. The primary bedroom is located off of the spacious living room, while you’ll find bedrooms two and three upstairs. Outside, the acreage offers room to garden, roam, or simply enjoy the quiet of rural living. The large front porch is inviting you for prime relaxation. With a full unfinished basement and large barn, there is plenty of storage space. While updates are needed, the potential is undeniable. Whether you’re dreaming of a modern makeover or preserving its historic charm, this property invites you to bring your vision to life.

17985 Dice Road, Hemlock

Listing Courtesy of Modern Realty, Office Phone: 989-486-9770

$160,000
ACTIVE Status 3 Beds 1 Baths 61050210167 MLS
DREAM OF NEW ADVENTURES ON DICE! Step into the story of this 1 ½ story home, nestled on a peaceful stretch of countryside and ready for its next chapter. Filled with original character, this home offers the perfect canvas for restoration or renovation. You will find this 3-bedroom, 1 bath house, has a layout that provides generous living spaces, sunlit rooms, and the kind of craftsmanship you only find in older homes. The primary bedroom is located off of the spacious living room, while you'll find bedrooms two and three upstairs. Outside, the acreage offers room to garden, roam, or simply enjoy the quiet of rural living. The large front porch is inviting you for prime relaxation. With a full unfinished basement and large barn, there is plenty of storage space. While updates are needed, the potential is undeniable. Whether you're dreaming of a modern makeover or preserving its historic charm, this property invites you to bring your vision to life.

17985 Dice Rd, Richland Township

Courtesy of Modern Realty 9894869770

$159,900
ACTIVE UNDER CONTRACT Status 3 Beds 1 Baths 61003304 MLS
Welcome to 2482 Anderson Road in Saginaw! This well-maintained home offers a wonderful blend of comfort and updates throughout. Fresh, updated paint creates a bright and inviting atmosphere, while the gorgeous laminate flooring flowing through the kitchen, dining room, and living room adds both style and durability. Partially finished basement for added living space. The home also features a new garage door, enhancing curb appeal and convenience. Enjoy added peace of mind with LeafFilter gutter protection, helping to keep gutters clear and reduce maintenance year-round. Whether you're relaxing indoors or enjoying the outdoor space, this move-in-ready home is ready for its next owner.

2482 Anderson Road, Saginaw

Listing Courtesy of The Sedlarik Group Realty LLC, Office Phone: 810-252-6749

$159,900
ACTIVE UNDER CONTRACT Status 3 Beds 1 Baths 20261045662 MLS
Welcome to 2482 Anderson Road in Saginaw! This well-maintained home offers a wonderful blend of comfort and updates throughout. Fresh, updated paint creates a bright and inviting atmosphere, while the gorgeous laminate flooring flowing through the kitchen, dining room, and living room adds both style and durability. Partially finished basement for added living space. The home also features a new garage door, enhancing curb appeal and convenience. Enjoy added peace of mind with LeafFilter gutter protection, helping to keep gutters clear and reduce maintenance year-round. Whether you're relaxing indoors or enjoying the outdoor space, this move-in-ready home is ready for its next owner.

2482 Anderson Rd, Saginaw Charter Township

Courtesy of The Sedlarik Group Realty LLC 8102526749

$159,000
ACTIVE UNDER CONTRACT Status 3 Beds 2 Baths 61013876 MLS
Welcome to this beautifully updated 1,240 sqft ranch home featuring 3 beds & 2 full baths. This move-in ready residence offers the perfect blend of modern updates & comfortable living spaces. The home boasts an inviting sunroom & spacious living room, ideal for relaxing or entertaining guests. Extensively remodeled in 2024, this property features brand new updates throughout, including completely renovated baths w/ new vanities, fixtures & flooring in the 2nd bath, plus an updated master bath w/ new vanity, fixtures & shower. Fresh carpet flows throughout all bedrooms & living room, while new vinyl flooring adds durability & style to the main living areas. Home is freshly painted, creating a clean, modern aesthetic throughout. all appliances are included. Perfectly situated close to shopping at the local mall, restaurants, Saginaw Valley State University & hospital, highly desired Carrollton Township Schools; this home offers unbeatable convenience for your daily needs. The property includes a new roof & deck (2026), ensuring years of worry-free enjoyment. The fenced backyard provides privacy & security, while the impressive 12'x15' shed with a 30" door width, workshop table & new metal roof offers excellent storage & workspace options. An attached garage adds convenience & additional storage space. This home truly offers everything you need. Don't miss this opportunity to own a completely updated home in a prime location!

4241 N Michigan Avenue, Saginaw

Listing Courtesy of Realty Concierge Group, Office Phone: 800-417-0117

$159,000
ACTIVE UNDER CONTRACT Status 3 Beds 2 Baths 20261053025 MLS
Welcome to this beautifully updated 1,240 sqft ranch home featuring 3 beds & 2 full baths. This move-in ready residence offers the perfect blend of modern updates & comfortable living spaces. The home boasts an inviting sunroom & spacious living room, ideal for relaxing or entertaining guests. Extensively remodeled in 2024, this property features brand new updates throughout, including completely renovated baths w/ new vanities, fixtures & flooring in the 2nd bath, plus an updated master bath w/ new vanity, fixtures & shower. Fresh carpet flows throughout all bedrooms & living room, while new vinyl flooring adds durability & style to the main living areas. Home is freshly painted, creating a clean, modern aesthetic throughout. all appliances are included. Perfectly situated close to shopping at the local mall, restaurants, Saginaw Valley State University & hospital, highly desired Carrollton Township Schools; this home offers unbeatable convenience for your daily needs. The property includes a new roof & deck (2026), ensuring years of worry-free enjoyment. The fenced backyard provides privacy & security, while the impressive 12'x15' shed with a 30" door width, workshop table & new metal roof offers excellent storage & workspace options. An attached garage adds convenience & additional storage space. This home truly offers everything you need. Don't miss this opportunity to own a completely updated home in a prime location!

4241 N Michigan Ave, Carrollton Township

Courtesy of Realty Concierge Group 8004170117

Provided through IDX through Realcomp II Ltd. Courtesy of HamadyRobinson, REALTORS®. Copyright 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing and that the data is deemed reliable but not guaranteed accurate by the MLS.