Ferndale Homes with FHA Financial terms

Ferndale Homes with FHA Financial terms

Welcome to Ferndale, Michigan – a vibrant city that beautifully blends urban convenience with a warm, community-oriented atmosphere. Nestled in Oakland County, Ferndale is renowned for its eclectic mix of charming neighborhoods, bustling local businesses, and a rich tapestry of cultural diversity. With its close proximity to Detroit, residents enjoy easy access to big-city amenities while relishing the tight-knit feel of a smaller town.

Ferndale boasts a variety of architectural styles, from classic bungalows to contemporary homes, catering to a wide range of tastes and preferences. For those looking to make Ferndale their home, the availability of properties that qualify for FHA financing opens the door to homeownership for many. FHA loans are designed to help first-time buyers and those with less-than-perfect credit secure a mortgage with lower down payment requirements, making it easier to invest in a slice of this thriving community.

The city’s commitment to maintaining its charm is evident in its tree-lined streets, vibrant parks, and a lively downtown area filled with unique shops, restaurants, and art galleries. Ferndale is also known for its active community events, including farmers' markets, festivals, and art walks, fostering a sense of belonging among residents.

Whether you're a young professional, a growing family, or looking to retire in a welcoming environment, Ferndale offers a delightful blend of lifestyle, community, and opportunity. Discover the possibilities of calling Ferndale home, where your dream of homeownership can become a reality with FHA financing options at your fingertips. Welcome to the heart of Oakland County – welcome to Ferndale!

Newest Ferndale Homes with FHA Financial terms

$619,000
ACTIVE Status ⋅ 4 Baths ⋅ 61029565 MLS
The investment opportunity of the year is here! Located in the heart of Ferndale, surrounded by exciting new development, this fully updated four-unit multifamily property offers exceptional income potential and turnkey appeal. The property features two upper units, each offering 2 bedrooms and 1 full bathroom, along with two lower units, each offering 1 bedroom and 1 full bathroom. Every unit has been updated with high-end finishes throughout. One unit is currently rented for $1,600 per month, with projected total rental income of approximately $6,700 per month. Also includes a coin operated washer and dryer used by all tenants. Whether you are looking to add a strong income-producing asset to your portfolio or begin your investment journey, this is an opportunity you will not want to miss. Schedule your private showing today!

425 Vester Street, Ferndale

Listing Courtesy of Keller Williams Legacy, Office Phone: 313-752-0000
$329,000
ACTIVE Status ⋅ 2 Baths ⋅ 61029484 MLS
Turnkey Ferndale duplex, recently vacated and offering an opportunity to set new rents. This property is ideal for an investor or an owner-occupant looking to live in one unit while leasing the other. The main-level unit offers 2 bedrooms and 1 full bath, and the upper unit offers 1 bedroom and 1 full bath. The units share a basement laundry, 2-car detached garage, and sizable backyard. Each unit has its own furnace and hot water heater. Prior to recent vacancy, the units demonstrated strong rental performance: the upper unit as a furnished mid-term rental at $1,478/month with 96% occupancy; and the lower unit to a long-term tenant at $1,735/month. The property has been meticulously maintained and updated, with recent improvements including central air added to the upper unit, two new water heaters, PEX hot and cold water supply plumbing, a gutted and remodeled upper unit bath, stainless steel appliances, among many more. Contact the listing agent for a full list of updates. A rare opportunity to acquire an updated duplex with a history of strong rental performance in one of Metro Detroit's most walkable, in-demand communities!

967 Alberta Street, Ferndale

Listing Courtesy of DOBI Real Estate, Office Phone: 248-385-3350
$284,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61029304 MLS
Fully remodeled Ferndale bungalow offering modern finishes, a functional layout, and thoughtful updates throughout. Step inside to a bright, open-concept living space with beautiful flooring and a completely updated kitchen featuring quartz countertops, quality cabinetry, stainless steel appliances, a custom tile backsplash, and new water heater. The home features 3 bedrooms and 2 full bathrooms, including a spacious second-floor bedroom with a walk-in closet. Both bathrooms have been completely renovated with stylish tilework, contemporary fixtures, and clean, modern finishes. The basement offers plenty of additional storage, laundry space, and flexibility for future use. Outside, enjoy a fenced backyard, detached garage, manicured lawn, and freshly updated exterior, creating great curb appeal and an inviting space for entertaining or relaxing. Located in desirable Ferndale with convenient access to restaurants, shopping, parks, and major highways. With the major updates already completed, this home is ready for its next owner to move right in and enjoy. Schedule your showing today!

235 Flowerdale Street, Ferndale

Listing Courtesy of Michigan Homes Realty Group, Office Phone: 248-457-4572
$349,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61028440 MLS
Charming brick Ferndale colonial offering the perfect combination of classic character and modern updates! This move-in ready 3-bedroom, 1.5-bath home has been thoughtfully updated while preserving many of its beautiful original features. The completely updated kitchen features new cabinetry, countertops and stainless steel appliances, including dishwasher and microwave. Both bathrooms have also been fully renovated. Original hardwood floors have been beautifully refinished, while the classic arched opening between the living and dining rooms and original fireplace add warmth and architectural character. Fresh neutral paint and new windows throughout create bright, inviting living spaces. Additional features include forced-air heat, central air conditioning, ceiling fans in all three bedrooms, updated plumbing and electrical, new water heater and a new garage roof. The spacious basement provides excellent storage and offers great potential for additional finished living space, home gym, office or recreation room. A deep garage provides additional parking and storage. Large backyard ideal for pets and children. An attractive opportunity for buyers looking for a turnkey home with the charm of a classic brick colonial and the convenience of today's updates!

444 E Hazelhurst Street, Ferndale

Listing Courtesy of Jim Saros Real Estate Services, Office Phone: 313-886-9030
$299,900
COMING SOON Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61028831 MLS
125x105 Lot (Five 25x105 lots) with a huge attached 23x24 garage! House is currently set up as an up/down duplex with a full basement featuring a full bath and family room. Great for 1st time home buyers as they can rent one of the units, or convert it back. Garage (door) also opens to a 125 foot wide privacy fenced backyard complete with a brick oven/BBQ, deck, 2 patios, putt-putt greens, play structure, and a small pool. Updated roof, both kitchens, all 3 baths, windows, hardwood floors, electrical. Make your appointment today!

2341 Mcdowell Street, Ferndale

Listing Courtesy of Real Broker, LLC Birmingham, Office Phone: 248-541-4900
$255,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61028834 MLS
Welcome to this charming classic Ferndale bungalow, perfectly situated on a quiet, low-traffic street just minutes from Downtown Ferndale. Offering the ideal blend of original character and thoughtful modern updates, this 3-bedroom home puts you right in the middle of the walkable, bikeable Ferndale lifestyle - with restaurants, shopping, entertainment, parks, a dog park, skate park, and Ferndale High School all conveniently nearby. Inside, beautiful original oak hardwood floors, coved plaster walls, and timeless architectural details are showcased. The spacious primary bedroom features skylights, while the updated bathroom offers fresh tile and a new tub. Numerous updates provide modern comfort and convenience, including updated electrical and PEX plumbing, 240V electrical with a dedicated EV charger panel, a new water heater, an in-line booster system to improve airflow to the second level, French drain, and replaced gutters. And then there's the garage - an exceptional feature that truly sets this home apart. The oversized garage includes an 8-foot garage door, separate side access door, industrial fans, vertical storage, and multiple power drops. Whether you're looking for a serious workshop, hobby space, extra storage, or room for vehicles and projects, this garage offers incredible flexibility and functionality. Enjoy the best of both worlds: a peaceful residential setting with easy access to everything Downtown Ferndale has to offer. A home with character, practical updates, and a garage you won't find every day.

1357 Northway Street, Ferndale

Listing Courtesy of eXp Realty Best Life and Company, Office Phone: 248-629-0791
$189,950
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61028674 MLS
Ready to leave apartment living behind? This move-in-ready 3-bedroom, 1-bath home in Ferndale gives you the space, privacy, and freedom to enjoy a place that's truly your own. The updated kitchen is designed for everyday living with granite countertops, all new stainless steel appliances, plenty of cabinet space, and a functional layout that's perfect for cooking, gathering with friends. Updates also include a beautifully remodeled full bathroom, electrical panel, furnace, and all new luxury vinyl plank flooring throughout, so you can move in with confidence instead of adding projects to your to-do list. Whether you're buying your first home, starting a family, or simply looking for more room to grow, this home offers a comfortable, low-maintenance space you can make your own over time. Located just minutes from downtown Ferndale, you'll enjoy easy access to local restaurants, coffee shops, breweries, parks, shopping, and entertainment, along with convenient freeway access for an easy commute. If you're looking for an updated home in a great neighborhood that's ready from day one, this is one you'll want to see! Schedule your showing today!

2147 E Almont Street, Ferndale

Listing Courtesy of AXEN Realty LLC, Office Phone: 248-438-8201
$359,999
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61028316 MLS
WOW! This incredible Ferndale bungalow is now available for the first time in years! Exterior features include fenced in yard with spacious deck, newer roof, maintenance free exterior, and so much more. The immaculate interior features an updated kitchen with quartz counter tops, stainless steel appliances, shaker cabinets, under-sink reverse osmosis filtration, and more, and an updated first floor bath, hard wood flooring throughout, a full basement with newer mechanicals, and a spacious upstairs bedroom with full updated bath. Conveniently located near parks, schools, freeway access, and everything Downtown Ferndale has to offer. This home is a must-see!

1707 Albany Street, Ferndale

Listing Courtesy of SimpliHom, Office Phone: 248-398-9200
$315,000
ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 61028235 MLS
**OFFERS DUE SUNDAY 9/13 @5PM**Steps from vibrant Downtown Ferndale, this charming, move-in-ready home puts you within walking distance of everything that makes Ferndale one of Metro Detroit's most beloved communities -- top-rated restaurants, cozy coffee shops, breweries, boutique shopping, parks, and a lively downtown scene, all just a short stroll from your front door. Inside, you'll find fresh interior paint, a fully renovated primary bathroom (gutted down to the studs in 2020), and an updated second bath -- giving the home a clean, contemporary feel throughout. High-quality Andersen windows add lasting durability and efficiency, and the cozy, well-planned layout makes the most of every room, perfect for easy everyday living. Downstairs, the finished basement offers flexible bonus space ready to become a rec room, home office, playroom, or additional living area -- whatever fits your lifestyle. The private backyard offers a lovely spot to relax, garden, or host family and friends. This home has also been meticulously cared for where it counts most: a new water heater, range, central A/C, and washer/dryer, plus an EV charger already installed in the garage -- a rare and convenient bonus for today's buyer. Whether you're a first-time homebuyer or searching for your next place to call home, this charming property offers walkable Ferndale living at its best, with everything downtown has to offer just minutes away on foot.

332 E Maplehurst Street, Ferndale

Listing Courtesy of Bajoka Property Group, LLC, Office Phone: 248-318-1904
$524,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61027797 MLS
One of a kind build in Ferndale. All blueprints will be given to new owner at closing - no other home like this exists. Builder will go through home w/new owner at closing to advise on many elements of home general public has no knowledge of. You can pick your carpet colors, appliances and many levels of finishes on this home. Many unique features not pictured in listing or described in public remarks. Garage is climate controlled. Heating is in place, another furnace is available as is an AC condenser to cool garage. 220 in garage as well as heavy duty anchoring systems for engine work. Garage has pull downstairs for attic and has lighting in attic. BROKER/AGENT RELATED TO SELLER, ONE SELLER IS LICENSED REAL ESTATE AGENT IN CALIFORNIA

1845 Pilgrim Street, Ferndale

Listing Courtesy of Urban Spaces Realty Inc, Office Phone: 616-719-0658
$129,900
ACTIVE Status ⋅ 1 Beds ⋅ 1 Baths ⋅ 61027517 MLS
Ferndale's leading home seller presents this well maintained one bedroom, one bath condo that offers easy, low maintenance living just minutes from the heart of downtown Ferndale. Step inside to find warm hardwood floors and a bright, airy feel that carries through the main living space. The spacious living room is anchored by a sliding glass door that opens to a covered private balcony, a perfect perch for morning coffee beneath the shade of the mature trees lining the street. The living room flows easily into the dining area, where a large window fills the space with natural light and makes for an inviting spot to gather. The updated galley kitchen features stainless steel appliances, tile flooring, and generous cabinet storage, with a convenient hall closet just outside. A dedicated in-unit laundry closet adds everyday ease. The large bedroom offers plenty of room to spread out, and the full bath includes a tub and shower combination, a vanity with storage, and a window for natural light. Downstairs, the shared basement offers coin operated laundry and two private storage areas assigned to the unit, while an assigned parking space keeps arrivals hassle free. Freshly painted throughout, this move-in ready condo sits in a great location close to downtown Ferndale shops and restaurants. Welcome Home!

455 W Marshall Street Unit 203, Ferndale

Listing Courtesy of Good Company, Office Phone: 248-733-5811
$325,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61026367 MLS
Welcome to this charming and beautifully cared for bungalow in the heart of Ferndale! This inviting home combines classic character with thoughtful updates and offers beautiful hardwood flooring throughout much of the main living space.The bright Living Room features recessed lighting, large picture windows, and an open connection to the Dining Room. The updated Kitchen offers bamboo flooring, granite countertops, a glass tile backsplash, under-cabinet lighting, and a pantry with convenient pull-out shelving. Upstairs, the spacious remodeled Primary Bedroom is a true highlight, featuring a beautiful wood staircase and hardwood floors, soaring ceilings, a solar tube for added natural light, and charming architectural details. The room also offers a large closet with additional storage, plus a versatile area perfect for a home office with built-in bookshelves. Numerous updates provide peace of mind, including a new furnace and A/C in 2024, garage door opener in 2020, 50-gallon hot water heater in 2019, windows installed in 2019, sump pump with battery backup, attic insulation added in 2019, and refinished hardwood floors. The full basement provides excellent additional storage space, and a wine cellar under the stairs. ATT Fiber Optic Internet provides high-speed connectivity throughout the home. The oversized two-car garage is an exceptional bonus, complete with a dedicated workshop area, overhead lighting, abundant electrical hookups, A/C, and built-in workspace. A separate 50-amp electrical breaker and 240V outlet are already in place and ready for an EV charger. Outside, enjoy a fenced in backyard with a patio and plenty of space for gardening or relaxing. Ideally located near Wilson Park, the Dog park, The Cafe at Moto, Dessert Oasis Coffee Roasters, and all that downtown Ferndale has to offer, this home is ready to welcome its next owner!

475 E Marshall Street, Ferndale

Listing Courtesy of eXp Realty Best Life and Company, Office Phone: 248-629-0791
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