Ferndale Homes with FHA Financial terms

Ferndale Homes with FHA Financial terms

Welcome to Ferndale, Michigan – a vibrant city that beautifully blends urban convenience with a warm, community-oriented atmosphere. Nestled in Oakland County, Ferndale is renowned for its eclectic mix of charming neighborhoods, bustling local businesses, and a rich tapestry of cultural diversity. With its close proximity to Detroit, residents enjoy easy access to big-city amenities while relishing the tight-knit feel of a smaller town.

Ferndale boasts a variety of architectural styles, from classic bungalows to contemporary homes, catering to a wide range of tastes and preferences. For those looking to make Ferndale their home, the availability of properties that qualify for FHA financing opens the door to homeownership for many. FHA loans are designed to help first-time buyers and those with less-than-perfect credit secure a mortgage with lower down payment requirements, making it easier to invest in a slice of this thriving community.

The city’s commitment to maintaining its charm is evident in its tree-lined streets, vibrant parks, and a lively downtown area filled with unique shops, restaurants, and art galleries. Ferndale is also known for its active community events, including farmers' markets, festivals, and art walks, fostering a sense of belonging among residents.

Whether you're a young professional, a growing family, or looking to retire in a welcoming environment, Ferndale offers a delightful blend of lifestyle, community, and opportunity. Discover the possibilities of calling Ferndale home, where your dream of homeownership can become a reality with FHA financing options at your fingertips. Welcome to the heart of Oakland County – welcome to Ferndale!

Newest Ferndale Homes with FHA Financial terms

$300,000
COMING SOON Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61015919 MLS
***OPEN HOUSE - Saturday from 11:00AM - 1:00 PM*** Welcome to fabulous Ferndale! Perfectly situated in one of the city's most desirable locations, you'll love being just a short walk from the vibrant downtown filled with popular restaurants, shops, breweries, and year-round events. This charming brick bungalow offers 3 bedrooms, beautiful hardwood floors throughout the main level, and a bright four-season room at the back of the home featuring floor-to-ceiling windows that fill the space with natural light--perfect for relaxing, entertaining, or enjoying your morning coffee. Outside, you'll find a fenced backyard and a detached 2-car garage. The kitchen comes complete with all appliances, and the washer, dryer, and basement refrigerator are all included, making this home truly move-in ready. Enjoy the convenience of immediate occupancy at closing. Recent updates provide added peace of mind, including a new HVAC system, updated electrical, new garage door, and newer windows. Don't miss this opportunity to own a well-maintained home in the heart of one of Metro Detroit's most sought-after communities!

1621 Beaufield Street, Ferndale

Listing Courtesy of Keller Williams Premier, Office Phone: 248-394-0400
$199,950
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61015897 MLS
Ready to leave apartment living behind? This move-in-ready 3-bedroom, 1-bath home in Ferndale gives you the space, privacy, and freedom to enjoy a place that's truly your own. The updated kitchen is designed for everyday living with granite countertops, all new stainless steel appliances, plenty of cabinet space, and a functional layout that's perfect for cooking, gathering with friends. Updates also include a beautifully remodeled full bathroom, electrical panel, furnace, and all new luxury vinyl plank flooring throughout, so you can move in with confidence instead of adding projects to your to-do list. Whether you're buying your first home, starting a family, or simply looking for more room to grow, this home offers a comfortable, low-maintenance space you can make your own over time. Located just minutes from downtown Ferndale, you'll enjoy easy access to local restaurants, coffee shops, breweries, parks, shopping, and entertainment, along with convenient freeway access for an easy commute. If you're looking for an updated home in a great neighborhood that's ready from day one, this is one you'll want to see! Schedule your showing today!

2147 E Almont Street, Ferndale

Listing Courtesy of AXEN Realty LLC, Office Phone: 248-438-8201
$249,900
COMING SOON Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61015768 MLS
Updated, hip, & full of sizzle & sass; this home is more than move-in ready. As you make your way up the sidewalk & through the front door, you will be mesmerized by all the updates & the attention to detail. Pearl swirl epoxy floors throughout the main level make for easy maintenance & a gorgeous backdrop. The kitchen with its leathered black granite countertops, cherry cabinets, butcher block shelves, & wood plank tile backsplash help create that urban hip vibe. The bathroom with its stacked subway tile, stone & oil-rubbed bronze backsplash & border, & its birch vanity with a walnut finish follow suit. Oil-rubbed bronze fixtures & hardware, black appliance package, & a fresh neutral palette... WOW!!! An added bonus... the loft space on the second floor that can also function as an extra bedroom, office, storage... this home has it all.

2158 Browning Street, Ferndale

Listing Courtesy of Sine & Monaghan, LLC, Office Phone: 248-549-7400
$239,900
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61015803 MLS
Welcome Home to this updated, modern, and cozy home in North Ferndale! Walking distance to all that Downtown Ferndale has to offer, this home offers an incredible opportunity to own a home that has been fully renovated, has a basement, and a garage. Step into the enclosed entry porch that gives your shoes and outdoor items the perfect little place to gather. This home has been opened up and offers open concept living. The large, spacious living room has plenty of space for the largest sectional and TV. Gather in style for quiet movie nights and holiday soirees alike. There is plenty of space for a dining room table or any shape with room to expand to help assemble that puzzle you bought years ago. The kitchen is updated with modern cabinets, stone counters, and stainless steel appliances. A large doorwall brings in tons of natural light and offers an opportunity to add your own deck or patio as you transform this house into your home. Two bedrooms are situated off the living room and the bathroom features a magical shower with plenty of elbow room. The unfinished basement has so much untapped potential! The large open nature of the basement has tremendous potential to add living space and value in the future. Take a short walk to the food truck plaza at Woodward Heights and Gainsboro, grab a cup of coffee at Drifter Coffee, a beer from Urbanrest Brewing or build that summer body at Crossfit Bolster all within a couple block radius of the home. Don't miss out on this beautiful home!

595 E Drayton Street, Ferndale

Listing Courtesy of Max Broock, REALTORS-Royal Oak, Office Phone: 248-548-9100
$275,000
ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 61015686 MLS
**OPEN HOUSE SUNDAY | 8/2/26 | 12-2 PM** This bright and airy Ferndale home has the ideal blend of charming original features and modern improvements. Perfect for entertaining, this spacious two-bedroom, two-bathroom home has over 1,500 sqft of living space as well as a large, thoughtfully designed outdoor living area. The open kitchen features an eat-in counter with new quartz countertops, a new farmhouse sink and open shelving. A massive and refreshed primary suite resides on the second level with en-suite bathroom, that has a double vanity, jetted tub, and huge walk-in shower. Well cared for, this home has had a handful of improvements within the last few years including newer furnace and central A/C, new garage door on the 1.5 car garage, new dishwasher, new dryer, and more. Close to Tall Trees Cafe, the Ferndale Project, the recently opened Honey Dirt Coffee and a short drive to all things Detroit.

257 W Chesterfield Street, Ferndale

Listing Courtesy of O'Connor Realty Detroit, LLC, Office Phone: 313-963-9891
$279,000
ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 61015390 MLS
Absolutely stunning 2 bed / 2 full bath Ferndale Ranch that will take your breath away. Updates & Upgrades topping over $48K in the past two years and looking like a million dollars. New egress & well / updated attic insulation / full home security system / electrical upgrade / new front porch / new concrete/ new hot water heater / new stove & oven / new refrigerator / new washer & dryer / new carpeting / new landscaping / interior & exterior waterproofing with transferable warranty / Hazelhurst boasts a large backyard w/new privacy fence / 20 x 16 slab for future garage / storage shed / new awning / new front door / new siding in 2020. New egress window and well offer the ability to use the spare room in the basement for a bedroom rendering this home a 3 bedroom ranch. This property has it all! Located close to great shopping and restaurants, Hazelhurst offers just what the Dr. ordered for a private oasis ~ Beauty & Pride of Ownership ~ with absolute proximity to a night out right around the corner. Make an appointment for a showing today and you will fall in love!

1760 E Hazelhurst Street, Ferndale

Listing Courtesy of Coldwell Banker Professionals-Birm, Office Phone: 248-644-6300
$380,000
COMING SOON Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 61015053 MLS
Open house! Saturday, August 1st from 12pm-2pm. Ferndale's leading home seller presents this handsome colonial that blends original character with thoughtful updates across four bedrooms and two full baths, just steps from downtown. Great curb appeal begins at the covered front porch, which opens into a spacious living room with hardwood floors, a tiled fireplace framed by built-in shelving, and an arched passageway to the central dining room. Just beyond, a bright back family room is wrapped in windows with its own door out to the raised deck. A first floor full bath with a tiled walk in shower and laundry sits conveniently off the family room. The large, light-filled kitchen offers ample cabinetry with glass front uppers, stainless steel appliances, tile flooring, recessed lighting, and a built-in shelving nook. Upstairs, four bedrooms share a full bath, including a primary with an impressive wall of built ins and exposed brick, one with access to attic storage, and another with sliding door access to the expansive wraparound balcony, a rare private retreat with raised planter boxes, a storage shed, and plenty of room to make your own. The partially finished basement adds comfortable finished space, a workbench, and generous storage. Recent updates include a new roof in 2025 and updated plumbing. Outside, the private, shady backyard features a raised deck, fire pit, and oversized detached garage. Terrific location close to downtown Ferndale shops and restaurants. Welcome Home!

341 Silman Street, Ferndale

Listing Courtesy of Good Company, Office Phone: 248-733-5811
$295,000
ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 61014934 MLS
Ferndale's Woodward Heights community offers this updated townhome. Features include a private entry, open floor plan, that seamlessly connects the kitchen, dining room, and great room. Kitchen showcases new Quartz countertops. Resurfaced hardwood floors throughout main floor. Large primary bedroom with two walk-in closets. Refreshed main bathroom. Large deck off Kitchen. Full basement. Freshly painted throughout. New lighting. And walking distance to downtown Ferndale.

2723 Grayson Street, Ferndale

Listing Courtesy of Realgistics, Office Phone: 248-855-1940
$259,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61014942 MLS
Welcome to a HOME that has been cherished, meticulously cared for and proudly maintained for more than **40 years**--now offered for Sale for the very first time!!!! This is a rare opportunity to become the next steward of a HOME filled with decades of memories, unwavering pride of ownership and lasting Value! Nestled within a welcoming, close-knit neighborhood where Neighbors become lifelong Friends [and even Family]...and--just moments from recently revamped local Parks | Inside, you'll discover **3 Bedrooms** and **1.5 Bathrooms**, perfectly suited for everyday living with partially exposed Hardwood Floors on Main Level, a comfy and carpeted [hardwood floors underneath] Living Room, a completely renovated Full Bathroom with a walk-in Shower and an All-Appliances included equipped Kitchen | The partially [but mostly] finished Basement expands the HOME'S living space, offering endless possibilities with a BONUS and convenient half Bathroom PLUS an additional Refrigerator making hosting Holidays, Game Days, and Celebrations effortless | Step outside to the fully enclosed, with a Premium vinyl Privacy Fence, Backyard creating a peaceful, low-maintenance retreat with a 1-Car Garage featuring a covered side Patio | HOME'S with this level of care, pride, and community connection are becoming increasingly rare SO don't miss the opportunity to make this beloved residence the setting for your own next Chapter!

1821 Ardmore Drive, Ferndale

Listing Courtesy of EXP Realty Main, Office Phone: 888-501-7085
$197,000
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61014411 MLS
Welcome to this Charming 2-bedroom brick ranch - With Bonus room off the back that could be used as a "Home Office " or 3rd bedroom. Updated bathroom and spacious front living area with fireplace. Inviting covered front porch, and large dining room off kitchen. large, fenced back yard and oversized two car garage. Your buyer will want to see this one.

1771 Academy Street, Ferndale

Listing Courtesy of Real Estate One-Rochester, Office Phone: 248-652-6500
$259,000
ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 61014386 MLS
Location, location, location!!! 15 minutes driving to the Detroit Riverfront while living with all the amenities of small town living!! You wont find another one like this one!!!This beautiful home has been tastefully updated with upgraded premium finishes including Quartz counter tops, stainless steel appliances and Italian ceramic tile. Every detailed has been carefully thought of down to the fixtures inside of your ensuite bathroom on the primary bedroom! All appliances stay in addition to the Washer and Dryer which are located in the mud room for your convenience. This lovely home also offers a 1.5 car garage and a great size back yard that is completely fenced in for your convenience. This lovely home offers a primary bedroom with your own ensuite and walk in closet. You just need to put your personal touch and move right in because this one is as turn key as they come. This home has plenty of storage and space whether you're a first time home buyer or downsizing. So don't wait too long because this one won't last so please call your Realtor today for a showing appointment!!! Thank you for showing a Real Estate One listing!

540 Camden Street, Ferndale

Listing Courtesy of Real Estate One-Dbn Hts/Dbn, Office Phone: 313-565-3200
$349,000
ACTIVE Status ⋅ 2 Baths ⋅ 61014121 MLS
Turnkey Ferndale duplex, recently vacated and offering an opportunity to set new rents from scratch. This property is ideal for an investor or an owner-occupant looking to live in one unit while leasing the other. The main-level unit offers 2 bedrooms and 1 full bath, and the upper unit offers 1 bedroom and 1 full bath. The units share a basement laundry, 2-car detached garage, and sizable backyard. Each unit has its own furnace and hot water heater. Prior to recent vacancy, the units demonstrated strong rental performance: the upper unit as a furnished mid-term rental at $1,478/month with 96% occupancy; and the lower unit to a long-term tenant at $1,735/month. The property has been meticulously maintained and updated, with recent improvements including central air added to the upper unit, two new water heaters, PEX hot and cold water supply plumbing, a gutted and remodeled upper unit bath, and stainless steel appliances, among many more. Contact the listing agent for a full list of updates. A rare opportunity to acquire an updated duplex with a history of strong rental performance in one of Metro Detroit's most walkable, in-demand communities!

967 Alberta Street, Ferndale

Listing Courtesy of DOBI Real Estate, Office Phone: 248-385-3350
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