Ferndale Homes with VA Loan Financial terms

Ferndale Homes with VA Loan Financial terms

Welcome to Ferndale, Michigan – a vibrant city nestled in the heart of Oakland County, where community spirit meets urban charm. With its eclectic mix of historic homes, modern amenities, and a lively arts scene, Ferndale is more than just a place to live; it’s a place to thrive. Known for its friendly atmosphere, this city boasts a diverse population and a strong sense of community, making it an ideal location for families, young professionals, and retirees alike.

Ferndale is well-connected to Detroit and other neighboring cities, offering residents easy access to a wealth of dining, shopping, and entertainment options. The city is home to beautiful parks, inviting coffee shops, and a bustling downtown area that hosts a variety of events throughout the year, from art fairs to farmers' markets.

For those considering homeownership in Ferndale, the availability of homes eligible for VA loans is a significant advantage. VA loans offer competitive interest rates and require no down payment, making it easier for veterans and active-duty service members to secure their dream homes. With a range of properties available—from charming bungalows to contemporary townhouses—there’s something for everyone in this welcoming community.

Whether you’re drawn to Ferndale’s vibrant culture, its friendly neighborhoods, or the financial benefits of VA loan options, you’ll find that this city offers a unique blend of comfort and opportunity. Explore your future in Ferndale, where every street tells a story, and every home is a gateway to a brighter tomorrow.

Newest Ferndale Homes with VA Loan Financial terms

374 Pearson Street, Ferndale
$309,000
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61042109 MLS
Charming Craftsman home in Prime Downtown location! Classic architecture features a fully heated and cooled front Porch, spacious Living Room, kitsch retro-style Breakfast Nook, unique Lower-Level second front entry offering an additional Flex Space for Media room, Office, or Studio. Recently renovated Bath, walk-up Attic, gorgeous wood floors throughout home highlighted by loads of natural light. Newer expansive driveway outlined by a lush arborvitae privacy hedge and fully fenced backyard - perfect for entertaining or pets. Move-in ready. Located in the heart of the city providing an urban lifestyle yet with small town charm !

374 Pearson Street, Ferndale

Listing Courtesy of Howard Hanna Birmingham, Office Phone: 248-283-8700
1605 Silman Street, Ferndale
$160,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61042102 MLS
Ferndale, Michigan! Located at 1605 Silman in Ferndale, this home offers great potential for buyers looking to add their own personal touches. Several important updates have already been completed, including a new furnace in 2023 and a new water heater in 2022. The refrigerator is included in the sale, and the home features a wall-mounted air conditioning unit. Outside, enjoy an oversized two-car garage offering plenty of space for parking, storage, or projects. The fenced backyard provides additional outdoor space and privacy. With its desirable Ferndale location, spacious garage, fenced yard, and key mechanical updates, this property is full of potential for homeowners, investors, or buyers looking for their next renovation project.

1605 Silman Street, Ferndale

Listing Courtesy of EXP Realty Main, Office Phone: 888-501-7085
721 Leroy Street, Ferndale
$369,900
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61041228 MLS
Classic curb appeal, exceptionally updated interior, and an outdoor entertaining space come together in this inviting home, just five blocks to Nine Mile Rd and Downtown Ferndale. Set along a tree-lined street. Covered front porch, hardwood floors, coved ceilings, and an arched doorway. Stunning kitchen designed by Julie Raine of J. Raine Design (2020). Showcasing exceptional attention to detail, the kitchen features custom dovetail cabinetry, white quartz counters, a center island with countertop seating, a stainless steel farmhouse sink, five-burner gas range, subway tile backsplash, and an appliance garage/pantry cabinet. Custom shelving fabricated locally by 12TH Street Design, glass-front cabinets, and a built-in beverage refrigerator complete this impressive space. Walls were removed to open the kitchen and living room. Living room brick fireplace and wood mantel. Remodeled in 2022, the full bathroom features a contemporary vanity, updated fixtures, and a subway-tiled tub surround. Brand new carpet on the upstairs staircase, lower level staircase and in the lower level family room. Lower level bar, laundry and great storage space. New water heater 2024. Entertain under the lights on the Trex Deck (2022). Completely fenced in backyard, including a driveway gate. Enjoy the location just blocks from the vibrant dining, shopping, coffee shops and entertaining that makes Downtown Ferndale!

721 Leroy Street, Ferndale

Listing Courtesy of Max Broock, REALTORS(r)-Birmingham, Office Phone: 248-644-6700
536 E Saratoga Street, Ferndale
$259,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61041017 MLS
Welcome to this spacious three-bedroom Ferndale colonial in the heart of it all! This timeless charmer effortlessly combines historic character, modern updates, and incredible convenience--just a short stroll to vibrant downtown shopping, dining, and entertainment. Inside, bright natural light highlights beautiful original hardwood floors flowing throughout the main living room, formal dining room, and upper-level bedrooms, complemented by classic coved ceilings and a cozy fireplace in the main living space. The heart of the main floor features an updated kitchen that opens seamlessly into an inviting den or home office area, creating an effortless layout for daily living and entertaining. A well-appointed full bath and linen closet complete this level. From the den, step directly out to your private backyard sanctuary. Securely enclosed by a full privacy fence, this outdoor oasis features a lush garden, patio, and pergola and two sheds for storage--perfect for quiet relaxation or hosting friends. Upstairs, the flexible layout includes a dedicated nursery equipped with a sleek, modern Murphy bed, maximizing floor space for a guest room or secondary office, along with two additional nicely sized bedrooms. The large lower level offers exceptional peace of mind with a fully waterproofed basement equipped with a reliable sump pump, keeping the area completely dry while delivering immense storage capacity, laundry space, and great potential for additional finished living space and future bathroom. Move-in ready with ideal versatility and walkability, this home is ready for its next chapter! Inclusions: Modern Murphy bed and outdoor sheds. Exclusions: TV mount and plastic basement shelving.

536 E Saratoga Street, Ferndale

Listing Courtesy of Real Estate One-Royal Oak, Office Phone: 248-548-9100
375 W Webster Street, Ferndale
$269,900
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61040999 MLS
Charming bungalow with a beautifully updated kitchen featuring refreshed cabinetry, quartz countertops, and stainless steel appliances. Newer windows throughout! The freshly updated bathroom showcases stylish button-tile flooring. Gorgeous hardwood floors, finished basement, brilliant lighting throughout, and a fantastic, sun-filled family room featuring a natural fireplace. Close to all shopping and major expressways!

375 W Webster Street, Ferndale

Listing Courtesy of RE/MAX First, Office Phone: 248-218-4300
800 Jewell Street, Ferndale
$299,900
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61040776 MLS
Charming Dutch Colonial in the heart of Ferndale! This beautifully updated home blends classic 1920s character with fresh, modern style throughout. Gleaming dark hardwood floors flow through the spacious living and dining areas, where a cozy brick fireplace adds warmth and charm. The updated kitchen shines with granite countertops, subway tile backsplash, and stainless-steel appliances, while the adjoining dining room's sliding glass door fills the space with natural light and opens to the fenced backyard. Upstairs you'll find generously sized bedrooms with ample closet space and rich hardwood flooring throughout. The updated bathroom features a fresh, timeless look with classic subway tile. A full basement offers laundry hookups and excellent storage or workshop potential. Outside, enjoy a private, fenced backyard complete with a patio for entertaining, a cute storage shed, and garden beds ready for your green thumb. Located just minutes from Downtown Ferndale's beloved restaurants, shops, and nightlife, known for its walkable, vibrant scene and welcoming community feel. Easy access to Woodward Avenue makes commuting a breeze. Don't miss this move-in-ready gem in one of metro Detroit's most sought-after communities!

800 Jewell Street, Ferndale

Listing Courtesy of @properties Christie's Int'l R.E. Birmingham, Office Phone: 248-850-8632
1021 Pearson Street, Ferndale
$429,500
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61040778 MLS
Prime downtown Ferndale living! Located just a 10-minute stroll from vibrant restaurants, shops, and entertainment, this beautifully updated 3-bedroom, 1.5-bath home is completely move-in ready. The main floor boasts refinished hardwood floors, fresh paint, arched passageways, and a sunlit living room anchored by a new gas fireplace with custom built-ins. The dining area opens directly via sliding glass doors to a massive back deck resurfaced with a maintenance-free finish and custom privacy wall, perfect for outdoor gatherings. Major infrastructure is already handled: brand new furnace, repaired sewer line, new triple-redundancy sump pump system (dual pumps plus battery backup) with re-routed drain, updated electrical, stylish lighting, and a Yale keyless entry. The fully finished basement adds flexible living space with an new electric fireplace, while the upper level highlights classic period tile work in the bath. New fully fenced, private backyard. Gutter guards on all gutters! A brand-new front walkway, and beautiful landscaping! This is classic Ferndale character backed by turn-key mechanical peace of mind.

1021 Pearson Street, Ferndale

Listing Courtesy of Tenhave Realty, LLC, Office Phone: 248-270-7753
2322 Coy Street, Ferndale
$262,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61040701 MLS
Beautiful Ferndale home with updates throughout. Large living room with tons of natural light and refinished hardwood floors. Gorgeous, updated kitchen with granite counters, lovely cabinetry and stainless appliances. Huge primary bedroom with charming features and a large walk-in closet. Two spacious bedrooms on the main floor along with a wonderful, updated bath. Large, open lower level with great possibilities of finishing into additional living space. Rear yard features privacy fencing, patio space, raised flower bed and a detached 1.5 car garage. Windows have been updated. Central air 2025. Sewer line repaired in 2020 and outside cleanout added. Nest thermostat and Ring doorbell as well. Easy access to all area freeways. Minutes away from Ferndale, Royal Oak, Berkley, Hazel Park and downtown Detroit.

2322 Coy Street, Ferndale

Listing Courtesy of The Home Store Inc., Office Phone: 248-414-5211
2340 Shevlin Street, Ferndale
$235,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61040610 MLS
So much to love about this three-bedroom bungalow in North Ferndale! Refinished hardwood floors welcome you into the main level, which includes two bedrooms and a kitchen with ceramic tile flooring and freshly painted. Upstairs, the generous primary bedroom has plenty of storage and room to create a true retreat--a space to unwind and make your own. The large, private, fenced backyard offers plenty of possibilities, and a few simple upgrades could make it exceptional! A 11/2-car garage, fresh paint in select rooms, a brand new hot water tank and microwave in 2026, new windows throughout 2025. All appliances included. Close to downtown Royal Oak and downtown Ferndale, with shopping, dining, and expressways nearby. Come take a look and move right in!

2340 Shevlin Street, Ferndale

Listing Courtesy of Prime + Property, Office Phone: 734-548-9418
564 E Lewiston Avenue, Ferndale
$299,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61040412 MLS
Charming craftsman bungalow with three beds, two baths, a beautifully updated interior, and a private fenced backyard, perfectly situated northeast of 9 Mile and Woodward. The covered full-width front porch immediately sets the tone with its stunning reclaimed wood plank ceiling and pendant lantern. Step inside to a spacious, open concept living room featuring warm hardwood floors, a bold dark exposed beam, and a sleek modern light fixture that anchors the space. The living room flows seamlessly into the dining area and kitchen, with dark gray cabinetry, light granite countertops, stainless steel appliances, floating black shelves, tile floors, and eye-catching pendant lights over the center island. Laundry/mud room with access to the back patio off the kitchen. Two bedrooms and a fully updated bath with a gorgeous tiled walk-in shower, and glass block window round out the main level. Head upstairs to a spacious and serene primary suite with hardwood floors, and vaulted ceilings. The suite includes a walk-in closet with custom built-in shelving, a private full bath, and a connected bonus sitting room that's perfect as a home office or reading nook. Out back, the fully privacy-fenced yard is ready to impress with a large stamped concrete patio and a generous green space. A fantastic Ferndale find close to great dining, shopping, and easy expressway access. Welcome Home!

564 E Lewiston Avenue, Ferndale

Listing Courtesy of Good Company, Office Phone: 248-733-5811
1356 W Troy Street, Ferndale
$295,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61040533 MLS
Cozy fires, coffee on the terrace, and pastries just down the street--this Ferndale Cape Cod makes everyday life feel special. With 3 bedrooms, 1.5 baths, and a surprisingly spacious layout, it blends original character with thoughtful updates and hard-to-find features. Freshly refinished hardwood floors and original doorway millwork welcome you inside. A natural wood-burning fireplace anchors the living room, while original built-in china cabinets bring timeless charm to the large formal dining room--ready for holiday dinners and impromptu gatherings. The generous kitchen features all-new, never-used 2026 stainless steel appliances. Tucked toward the back, a first-floor bedroom makes a peaceful retreat or quiet home office, with a convenient half bath nearby. Overlooking the huge backyard, a screened-in porch connects the home to the attached 1.5-car garage with a large storage loft. Enjoy breezy afternoons here or explore its potential as a welcoming mudroom. Upstairs, both spacious bedrooms feature walk-in closets, complemented by a full bath and separate cedar closet for seasonal storage. The second-floor terrace is a standout: your own little escape for morning coffee, a good book, or games with friends beneath the stars. A full basement with tall ceilings and a separate canning room offers space to imagine the recreation room, workout area, or creative retreat you've always wanted. Head down the street to Forest Bakery for pastries and coffee, meet friends at Hansen's Hall for a nightcap, or pop around the corner to Ace for everyday essentials. It's a location that makes enjoying Ferndale part of your daily routine. UPDATES INCLUDE: COMPLETE TEAR-OFF ROOF IN MAY 2026 WITH TRANSFERABLE WARRANTY, HARDWOOD FLOORS SANDED AND STAINED IN SPRING 2026, 2026 WATER HEATER, FRESH EXTERIOR PAINT, AND A NEW FRONT PORCH COVER 2026. Home is agent owned. All room measurements are estimated.

1356 W Troy Street, Ferndale

Listing Courtesy of @properties Christie's Int'l R.E. Birmingham, Office Phone: 248-850-8632
561 Parkdale Lane, Ferndale
$260,000
ACTIVE Status ⋅ 2 Beds ⋅ 3 Baths ⋅ 61040418 MLS
Welcome Home to 561 Parkdale Lane. Move right into this nearly new 2019, 2 bedroom, 2.5 bath, maintenance free townhome. Light and bright inside with plenty of extra windows, this unit features two generously sized bedrooms, and a flex space on the entry level can be your home office, home gym, home school, or home sanctuary. Sweetly positioned in the community with a breezy balcony overlooking a beautifully landscaped courtyard. Enjoy maintenance free living with an affordable HOA that covers it all! Walkable to all of life's little conveniences, including Garbutt Park providing exceptional convenience for families and outdoor recreation-you're less than a mile from downtown Ferndale, and minutes from major transportation routes. Live the good life at Parkdale Towns. Welcome home!

561 Parkdale Lane, Ferndale

Listing Courtesy of Golden Key Realty Group LLC, Office Phone: 248-422-6962
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