Ferndale Homes with VA Loan Financial terms

Ferndale Homes with VA Loan Financial terms

Welcome to Ferndale, Michigan – a vibrant city nestled in the heart of Oakland County, where community spirit meets urban charm. With its eclectic mix of historic homes, modern amenities, and a lively arts scene, Ferndale is more than just a place to live; it’s a place to thrive. Known for its friendly atmosphere, this city boasts a diverse population and a strong sense of community, making it an ideal location for families, young professionals, and retirees alike.

Ferndale is well-connected to Detroit and other neighboring cities, offering residents easy access to a wealth of dining, shopping, and entertainment options. The city is home to beautiful parks, inviting coffee shops, and a bustling downtown area that hosts a variety of events throughout the year, from art fairs to farmers' markets.

For those considering homeownership in Ferndale, the availability of homes eligible for VA loans is a significant advantage. VA loans offer competitive interest rates and require no down payment, making it easier for veterans and active-duty service members to secure their dream homes. With a range of properties available—from charming bungalows to contemporary townhouses—there’s something for everyone in this welcoming community.

Whether you’re drawn to Ferndale’s vibrant culture, its friendly neighborhoods, or the financial benefits of VA loan options, you’ll find that this city offers a unique blend of comfort and opportunity. Explore your future in Ferndale, where every street tells a story, and every home is a gateway to a brighter tomorrow.

Newest Ferndale Homes with VA Loan Financial terms

$329,000
ACTIVE Status ⋅ 2 Baths ⋅ 61029484 MLS
Turnkey Ferndale duplex, recently vacated and offering an opportunity to set new rents. This property is ideal for an investor or an owner-occupant looking to live in one unit while leasing the other. The main-level unit offers 2 bedrooms and 1 full bath, and the upper unit offers 1 bedroom and 1 full bath. The units share a basement laundry, 2-car detached garage, and sizable backyard. Each unit has its own furnace and hot water heater. Prior to recent vacancy, the units demonstrated strong rental performance: the upper unit as a furnished mid-term rental at $1,478/month with 96% occupancy; and the lower unit to a long-term tenant at $1,735/month. The property has been meticulously maintained and updated, with recent improvements including central air added to the upper unit, two new water heaters, PEX hot and cold water supply plumbing, a gutted and remodeled upper unit bath, stainless steel appliances, among many more. Contact the listing agent for a full list of updates. A rare opportunity to acquire an updated duplex with a history of strong rental performance in one of Metro Detroit's most walkable, in-demand communities!

967 Alberta Street, Ferndale

Listing Courtesy of DOBI Real Estate, Office Phone: 248-385-3350
$349,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61028440 MLS
Charming brick Ferndale colonial offering the perfect combination of classic character and modern updates! This move-in ready 3-bedroom, 1.5-bath home has been thoughtfully updated while preserving many of its beautiful original features. The completely updated kitchen features new cabinetry, countertops and stainless steel appliances, including dishwasher and microwave. Both bathrooms have also been fully renovated. Original hardwood floors have been beautifully refinished, while the classic arched opening between the living and dining rooms and original fireplace add warmth and architectural character. Fresh neutral paint and new windows throughout create bright, inviting living spaces. Additional features include forced-air heat, central air conditioning, ceiling fans in all three bedrooms, updated plumbing and electrical, new water heater and a new garage roof. The spacious basement provides excellent storage and offers great potential for additional finished living space, home gym, office or recreation room. A deep garage provides additional parking and storage. Large backyard ideal for pets and children. An attractive opportunity for buyers looking for a turnkey home with the charm of a classic brick colonial and the convenience of today's updates!

444 E Hazelhurst Street, Ferndale

Listing Courtesy of Jim Saros Real Estate Services, Office Phone: 313-886-9030
$299,900
COMING SOON Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61028831 MLS
125x105 Lot (Five 25x105 lots) with a huge attached 23x24 garage! House is currently set up as an up/down duplex with a full basement featuring a full bath and family room. Great for 1st time home buyers as they can rent one of the units, or convert it back. Garage (door) also opens to a 125 foot wide privacy fenced backyard complete with a brick oven/BBQ, deck, 2 patios, putt-putt greens, play structure, and a small pool. Updated roof, both kitchens, all 3 baths, windows, hardwood floors, electrical. Make your appointment today!

2341 Mcdowell Street, Ferndale

Listing Courtesy of Real Broker, LLC Birmingham, Office Phone: 248-541-4900
$255,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61028834 MLS
Welcome to this charming classic Ferndale bungalow, perfectly situated on a quiet, low-traffic street just minutes from Downtown Ferndale. Offering the ideal blend of original character and thoughtful modern updates, this 3-bedroom home puts you right in the middle of the walkable, bikeable Ferndale lifestyle - with restaurants, shopping, entertainment, parks, a dog park, skate park, and Ferndale High School all conveniently nearby. Inside, beautiful original oak hardwood floors, coved plaster walls, and timeless architectural details are showcased. The spacious primary bedroom features skylights, while the updated bathroom offers fresh tile and a new tub. Numerous updates provide modern comfort and convenience, including updated electrical and PEX plumbing, 240V electrical with a dedicated EV charger panel, a new water heater, an in-line booster system to improve airflow to the second level, French drain, and replaced gutters. And then there's the garage - an exceptional feature that truly sets this home apart. The oversized garage includes an 8-foot garage door, separate side access door, industrial fans, vertical storage, and multiple power drops. Whether you're looking for a serious workshop, hobby space, extra storage, or room for vehicles and projects, this garage offers incredible flexibility and functionality. Enjoy the best of both worlds: a peaceful residential setting with easy access to everything Downtown Ferndale has to offer. A home with character, practical updates, and a garage you won't find every day.

1357 Northway Street, Ferndale

Listing Courtesy of eXp Realty Best Life and Company, Office Phone: 248-629-0791
$189,950
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61028674 MLS
Ready to leave apartment living behind? This move-in-ready 3-bedroom, 1-bath home in Ferndale gives you the space, privacy, and freedom to enjoy a place that's truly your own. The updated kitchen is designed for everyday living with granite countertops, all new stainless steel appliances, plenty of cabinet space, and a functional layout that's perfect for cooking, gathering with friends. Updates also include a beautifully remodeled full bathroom, electrical panel, furnace, and all new luxury vinyl plank flooring throughout, so you can move in with confidence instead of adding projects to your to-do list. Whether you're buying your first home, starting a family, or simply looking for more room to grow, this home offers a comfortable, low-maintenance space you can make your own over time. Located just minutes from downtown Ferndale, you'll enjoy easy access to local restaurants, coffee shops, breweries, parks, shopping, and entertainment, along with convenient freeway access for an easy commute. If you're looking for an updated home in a great neighborhood that's ready from day one, this is one you'll want to see! Schedule your showing today!

2147 E Almont Street, Ferndale

Listing Courtesy of AXEN Realty LLC, Office Phone: 248-438-8201
$359,999
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61028316 MLS
WOW! This incredible Ferndale bungalow is now available for the first time in years! Exterior features include fenced in yard with spacious deck, newer roof, maintenance free exterior, and so much more. The immaculate interior features an updated kitchen with quartz counter tops, stainless steel appliances, shaker cabinets, under-sink reverse osmosis filtration, and more, and an updated first floor bath, hard wood flooring throughout, a full basement with newer mechanicals, and a spacious upstairs bedroom with full updated bath. Conveniently located near parks, schools, freeway access, and everything Downtown Ferndale has to offer. This home is a must-see!

1707 Albany Street, Ferndale

Listing Courtesy of SimpliHom, Office Phone: 248-398-9200
$129,900
ACTIVE Status ⋅ 1 Beds ⋅ 1 Baths ⋅ 61027517 MLS
Ferndale's leading home seller presents this well maintained one bedroom, one bath condo that offers easy, low maintenance living just minutes from the heart of downtown Ferndale. Step inside to find warm hardwood floors and a bright, airy feel that carries through the main living space. The spacious living room is anchored by a sliding glass door that opens to a covered private balcony, a perfect perch for morning coffee beneath the shade of the mature trees lining the street. The living room flows easily into the dining area, where a large window fills the space with natural light and makes for an inviting spot to gather. The updated galley kitchen features stainless steel appliances, tile flooring, and generous cabinet storage, with a convenient hall closet just outside. A dedicated in-unit laundry closet adds everyday ease. The large bedroom offers plenty of room to spread out, and the full bath includes a tub and shower combination, a vanity with storage, and a window for natural light. Downstairs, the shared basement offers coin operated laundry and two private storage areas assigned to the unit, while an assigned parking space keeps arrivals hassle free. Freshly painted throughout, this move-in ready condo sits in a great location close to downtown Ferndale shops and restaurants. Welcome Home!

455 W Marshall Street Unit 203, Ferndale

Listing Courtesy of Good Company, Office Phone: 248-733-5811
$325,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61026367 MLS
Welcome to this charming and beautifully cared for bungalow in the heart of Ferndale! This inviting home combines classic character with thoughtful updates and offers beautiful hardwood flooring throughout much of the main living space.The bright Living Room features recessed lighting, large picture windows, and an open connection to the Dining Room. The updated Kitchen offers bamboo flooring, granite countertops, a glass tile backsplash, under-cabinet lighting, and a pantry with convenient pull-out shelving. Upstairs, the spacious remodeled Primary Bedroom is a true highlight, featuring a beautiful wood staircase and hardwood floors, soaring ceilings, a solar tube for added natural light, and charming architectural details. The room also offers a large closet with additional storage, plus a versatile area perfect for a home office with built-in bookshelves. Numerous updates provide peace of mind, including a new furnace and A/C in 2024, garage door opener in 2020, 50-gallon hot water heater in 2019, windows installed in 2019, sump pump with battery backup, attic insulation added in 2019, and refinished hardwood floors. The full basement provides excellent additional storage space, and a wine cellar under the stairs. ATT Fiber Optic Internet provides high-speed connectivity throughout the home. The oversized two-car garage is an exceptional bonus, complete with a dedicated workshop area, overhead lighting, abundant electrical hookups, A/C, and built-in workspace. A separate 50-amp electrical breaker and 240V outlet are already in place and ready for an EV charger. Outside, enjoy a fenced in backyard with a patio and plenty of space for gardening or relaxing. Ideally located near Wilson Park, the Dog park, The Cafe at Moto, Dessert Oasis Coffee Roasters, and all that downtown Ferndale has to offer, this home is ready to welcome its next owner!

475 E Marshall Street, Ferndale

Listing Courtesy of eXp Realty Best Life and Company, Office Phone: 248-629-0791
$339,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61026404 MLS
Charming Ferndale multi-family with tons of upside! The entry-level unit features hardwood flooring throughout, an updated kitchen with granite countertops and stainless-steel appliances, plus a welcoming front sitting porch. This level offers 2 bedrooms and 1 full bath. Upstairs, the second-story unit is a bright 1-bed, 1-bath layout with its own updated kitchen, stainless appliances, and matching new flooring throughout. Utilities are separately metered for each unit, making this an easy, low-hassle property to manage. Live in one unit and rent the other to offset your mortgage (house hacking at its finest) or add this turnkey duplex to your investment portfolio -- either way, this one works hard for you. Major systems have all been updated within the last 10 years, including the roof, electrical, plumbing, HVAC, gutters, and basement waterproofing, giving you real peace of mind from day one. Move-in ready and income-ready -- don't miss this Ferndale gem!

316 Spencer Street, Ferndale

Listing Courtesy of @properties Christie's Int'l R.E. Birmingham, Office Phone: 248-850-8632
$239,900
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 50220488 MLS
Completely remodeled and move-in ready! This stunning 2-bedroom, 1-bath home has been meticulously renovated from top to bottom with quality updates throughout. Enjoy a spacious brand-new kitchen with quartz counter tops, and fixtures, along with a beautifully updated bathroom. Additional improvements include a new roof, windows, gutters, drywall, flooring, paint, and trim- giving you the truly turnkey home. Located in the heart of highly sought after Ferndale, you'll love the convenience of nearby parks restaurants, shopping, and vibrant downtown attractions, and easy freeway access. This home is one you wont want to miss!

1474 Jewell Street, Ferndale

Listing Courtesy of Real Estate One Clinton, Office Phone: 586-783-7888
$339,900
ACTIVE Status ⋅ 2 Baths ⋅ 61026382 MLS
Charming Ferndale multi-family with tons of upside! The entry-level unit features hardwood flooring throughout, an updated kitchen with granite countertops and stainless-steel appliances, plus a welcoming front sitting porch. This level offers 2 bedrooms and 1 full bath. Upstairs, the second-story unit is a bright 1-bed, 1-bath layout with its own updated kitchen, stainless appliances, and matching new flooring throughout. Utilities are separately metered for each unit, making this an easy, low-hassle property to manage. Live in one unit and rent the other to offset your mortgage (house hacking at its finest) or add this turnkey duplex to your investment portfolio -- either way, this one works hard for you. Major systems have all been updated within the last 10 years, including the roof, electrical, plumbing, HVAC, gutters, and basement waterproofing, giving you real peace of mind from day one. Move-in ready and income-ready -- don't miss this Ferndale gem!

316 Spencer Street, Ferndale

Listing Courtesy of @properties Christie's Int'l R.E. Birmingham, Office Phone: 248-850-8632
$219,900
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61026178 MLS
**OPEN HOUSE - SATURDAY, SEPTEMBER 5th FROM 12:00PM - 2:00PM** Charming three-bedroom ranch in Ferndale offering a comfortable layout, an updated kitchen, and a spacious backyard ready to enjoy. Hardwood floors and vaulted ceilings add character and an open feel, while the convenient location provides easy access to Downtown Ferndale, Downtown Royal Oak, and major expressways. The light-filled living room welcomes you with vaulted ceilings and hardwood floors, creating an inviting space for relaxing or entertaining. The adjacent updated kitchen features granite countertops, stainless steel appliances, a stylish backsplash, and a section of butcher block countertop for added workspace and character. Three nicely sized bedrooms and a full bathroom complete the main living area, while the laundry and utility room provides additional functionality and storage. Outside, the large fenced backyard offers plenty of room to enjoy the outdoors, with garden beds and a storage shed for added convenience. Whether you're looking to garden, entertain, or simply enjoy your own outdoor space, there's plenty of potential here. Conveniently located near Downtown Ferndale, Downtown Royal Oak, I-696, and I-75, this home combines comfortable living with easy access to shopping, dining, entertainment, and commuting routes. **Roof, furnace, A/C, and windows have all updated within the past 5 years**

3230 Harris Street, Ferndale

Listing Courtesy of KW Domain, Office Phone: 248-590-0800
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