Ferndale Homes with FHA Financial terms

Ferndale Homes with FHA Financial terms

Welcome to Ferndale, Michigan – a vibrant city that beautifully blends urban convenience with a warm, community-oriented atmosphere. Nestled in Oakland County, Ferndale is renowned for its eclectic mix of charming neighborhoods, bustling local businesses, and a rich tapestry of cultural diversity. With its close proximity to Detroit, residents enjoy easy access to big-city amenities while relishing the tight-knit feel of a smaller town.

Ferndale boasts a variety of architectural styles, from classic bungalows to contemporary homes, catering to a wide range of tastes and preferences. For those looking to make Ferndale their home, the availability of properties that qualify for FHA financing opens the door to homeownership for many. FHA loans are designed to help first-time buyers and those with less-than-perfect credit secure a mortgage with lower down payment requirements, making it easier to invest in a slice of this thriving community.

The city’s commitment to maintaining its charm is evident in its tree-lined streets, vibrant parks, and a lively downtown area filled with unique shops, restaurants, and art galleries. Ferndale is also known for its active community events, including farmers' markets, festivals, and art walks, fostering a sense of belonging among residents.

Whether you're a young professional, a growing family, or looking to retire in a welcoming environment, Ferndale offers a delightful blend of lifestyle, community, and opportunity. Discover the possibilities of calling Ferndale home, where your dream of homeownership can become a reality with FHA financing options at your fingertips. Welcome to the heart of Oakland County – welcome to Ferndale!

Newest Ferndale Homes with FHA Financial terms

1665 W Troy Street, Ferndale
$325,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61042932 MLS
Bright and welcoming colonial with three bedrooms, two full baths, a finished basement, and a fenced backyard made for summer gatherings, all within walking and biking distance of downtown Ferndale. Step inside to a sun-filled living room where gleaming hardwood floors, a wall of windows, and a cozy gas fireplace set a warm, relaxed tone. A charming dining nook wrapped in windows sits just off the living room, the perfect spot for morning coffee or casual dinners. The spacious kitchen offers stainless steel appliances, abundant cabinetry, and plenty of room to cook and entertain. An entry-level bedroom with hardwood floors and a sliding door out to the back deck makes a great primary bedroom, guest room, or home office, with a full bath just steps away. Head upstairs to two generously sized bedrooms filled with natural light, a second full bath, and a covered balcony overlooking the yard, a lovely spot to unwind at the end of the day. The finished basement adds a roomy rec area perfect for movie nights, along with laundry and extra storage. Out back, the fully fenced yard feels like your own private retreat with mature trees, a spacious wood deck, a patio lounge area, and a gazebo for outdoor dining. A detached 1.5 car garage rounds it all out. All of this is tucked just south of 9 Mile, close to Ferndale's shops, restaurants, and parks. Welcome Home!

1665 W Troy Street, Ferndale

Listing Courtesy of Good Company, Office Phone: 248-733-5811
1979 Pilgrim Street, Ferndale
$183,000
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61042803 MLS
Welcome home to this charming and beautifully maintained 2-bedroom ranch in the heart of Ferndale! This inviting home offers comfortable, easy one-level living with hardwood floors, a bright and welcoming living room, and a spacious kitchen featuring abundant cabinetry, generous counter space, and convenient first-floor laundry. Major updates provide peace of mind, including a NEW ROOF (2026), beautifully remodeled bathroom (2021), and newer furnace and central air conditioning (2014). Step outside to discover a beautifully landscaped, fenced backyard featuring a spacious deck, garden beds, and a relaxing porch swing, perfect for entertaining or enjoying peaceful summer evenings. A detached garage adds convenience and additional storage. Beyond the home, experience everything that makes Ferndale one of Metro Detroit's most exciting communities! Enjoy an incredible selection of restaurants, unique shops, lively bars, craft breweries, and vibrant nightlife in downtown Ferndale. Throughout the year, the city comes alive with celebrated music and art festivals, including the Ferndale Dream Cruise festivities, Funky Ferndale Art Fair, DIY Street Fair, and other community events. Whether you're enjoying live music, exploring local art, dining at a favorite restaurant, or discovering a new downtown hotspot, there's always something happening in Ferndale! A wonderful opportunity to enjoy a charming home with major updates and all the excitement of Ferndale living!

1979 Pilgrim Street, Ferndale

Listing Courtesy of DOBI Real Estate, Office Phone: 248-385-3350
561 Edgewood Place, Ferndale
$255,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61042499 MLS
Charming Ferndale Ranch Steps from Downtown Welcome to this cute, updated 3-bedroom, 1-bath ranch tucked at the very end of a quiet dead-end street. As the last house on the block, it offers extra privacy you won't find on most streets, and you're still an easy walk from the restaurants, shops, and nightlife that make downtown Ferndale such a draw. Fresh paint throughout and a touched-up bath make this well-cared-for home truly move-in ready. The partially finished basement adds flexible living space for entertaining, a rec room, home office, or hobby area. Commuting and errands are a breeze with quick access to Woodward and 8 Mile, connecting you to the freeways and plenty of shopping. Come see why Ferndale living is so hard to beat

561 Edgewood Place, Ferndale

Listing Courtesy of @properties Christie's Int'l R.E. Royal Oak, Office Phone: 248-850-8632
215 Edgewood Place, Ferndale
$179,900
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61042455 MLS
Move-in ready and priced under $180K! This refreshed 3-bedroom Ferndale ranch offers 1,019 square feet of comfortable, single-level living. Fresh paint and brand-new carpet give the interior a clean feel, while the eat-in kitchen features matching appliances and luxury vinyl plank flooring. The spacious primary bedroom includes a deep double closet, and the fully fenced backyard offers room to relax, entertain, or enjoy time outdoors. A concrete patio provides additional outdoor space, and a newer roof adds peace of mind. Conveniently located near Downtown Ferndale's restaurants, shops, and local favorites, this home is a great opportunity to own a refreshed home at an approachable price.

215 Edgewood Place, Ferndale

Listing Courtesy of Berkley Realty Group LLC, Office Phone: 248-677-1565
1337 Pearson Street, Ferndale
$295,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61042312 MLS
Welcome to 1337 Pearson Street! This charming 3-bedroom Ferndale bungalow offers a great combination of character, updates, and location. Step inside to find beautiful hardwood floors, fresh paint, and plenty of natural light throughout. The gorgeous updated kitchen features white cabinetry, granite countertops, a classic white subway tile backsplash, and appliances included. Two bedrooms are conveniently located on the main floor, while the spacious upper-level bedroom offers a private retreat with plenty of room and a large walk-in closet. The basement provides additional storage and potential for future living or recreation space. Outside, enjoy a fenced backyard, patio, and detached garage. Conveniently located near Downtown Ferndale with easy access to shopping, dining, entertainment, Woodward Avenue, and major expressways. Move-in ready and waiting for its new owner--schedule your tour today!

1337 Pearson Street, Ferndale

Listing Courtesy of Bajoka Property Group, LLC, Office Phone: 248-318-1904
374 Pearson Street, Ferndale
$309,000
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61042109 MLS
Charming Craftsman home in Prime Downtown location! Classic architecture features a fully heated and cooled front Porch, spacious Living Room, kitsch retro-style Breakfast Nook, unique Lower-Level second front entry offering an additional Flex Space for Media room, Office, or Studio. Recently renovated Bath, walk-up Attic, gorgeous wood floors throughout home highlighted by loads of natural light. Newer expansive driveway outlined by a green arborvitae privacy hedge and fully fenced backyard - perfect for entertaining or pets. With additional front porch and lower level Flex rooms to enjoy or expand, the possiblities are endless. Move-in ready. Located in the heart of Ferndale providing an urban lifestyle of convenience, walkability, and amenities with small town feel!

374 Pearson Street, Ferndale

Listing Courtesy of Howard Hanna Birmingham, Office Phone: 248-283-8700
1605 Silman Street, Ferndale
$160,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61042102 MLS
Ferndale, Michigan! Located at 1605 Silman in Ferndale, this home offers great potential for buyers looking to add their own personal touches. Several important updates have already been completed, including a new furnace in 2023 and a new water heater in 2022. The refrigerator is included in the sale, and the home features a wall-mounted air conditioning unit. Outside, enjoy an oversized two-car garage offering plenty of space for parking, storage, or projects. The fenced backyard provides additional outdoor space and privacy. With its desirable Ferndale location, spacious garage, fenced yard, and key mechanical updates, this property is full of potential for homeowners, investors, or buyers looking for their next renovation project.

1605 Silman Street, Ferndale

Listing Courtesy of EXP Realty Main, Office Phone: 888-501-7085
311 Adams Court, Ferndale
$325,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61041828 MLS
Open house! Saturday, October 31st from 12pm-2pm. Completely renewed bungalow that delivers three bedrooms, two full baths, and a fresh, move-in-ready feel from top to bottom. A cheerful front door opens to a sunlit living room with a large picture window, crisp white walls, and light wood-tone flooring that carries through the main level. The kitchen is a standout, with shaker-style cabinetry, a vertical tile backsplash, and brand new stainless steel appliances. Two main-level bedrooms share a stylish full bath with a tiled tub surround. Head upstairs to the all-new upper level, where a spacious primary bedroom with vaulted ceilings offer room to relax, along with a second full bath featuring a striking blue-tiled walk-in shower. The partially finished basement adds a bright, carpeted living space with recessed lighting, perfect for a family room, gym, or play area, plus utility and storage space. Outside, the fenced backyard offers a covered patio area, a paver walkway, plenty of green space, and an attached carport. The updates truly make this home shine: new furnace, air conditioning, hot water tank, and appliances, plus new plumbing, new electrical, fresh interior and exterior paint, a new front porch, and a complete upstairs buildout, all completed in 2026. Welcome Home!

311 Adams Court, Ferndale

Listing Courtesy of Good Company, Office Phone: 248-733-5811
1327 W Marshall Street, Ferndale
$375,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61041822 MLS
Open house! Saturday, October 31st from 12pm-2pm. Lovely home that blends an updated, open living space with three bedrooms, two full baths, and a private backyard. A covered front porch welcomes you inside to bright, open living and dining areas with hardwood floors and recessed lighting throughout. The updated kitchen is a true showpiece, featuring sleek cabinetry and countertops with bar seating, a linear tile backsplash, stainless steel appliances, and French doors that lead right out to the deck. A main-level bedroom and full bath sit just off the living space. Upstairs, the spacious primary bedroom offers vaulted ceilings, skylights that pour in natural light, and a walk-in closet with a custom storage system. The upper level also includes a second bedroom with vaulted ceilings, a cozy home office nook, and a second full bath with a glass-enclosed walk-in shower. The basement provides laundry and plenty of storage. Step outside to a fully fenced backyard with a wood deck, paver patio, raised garden beds, and a detached two-car garage. Welcome Home!

1327 W Marshall Street, Ferndale

Listing Courtesy of Good Company, Office Phone: 248-733-5811
300 Leroy Street, Ferndale
$375,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61041819 MLS
Open house! Saturday, October 31st from 12pm-2pm. Stunning, spacious bungalow that brings together craftsman charm, thoughtful updates, three bedrooms, two and a half baths, and a backyard you will never want to leave. A bright enclosed front porch with shiplap walls and rows of windows welcomes you inside, where hardwood floors stretch through the open living and dining areas. Built-in floor-to-ceiling cabinetry flows into the updated kitchen, a true centerpiece with shaker-style cabinetry, a hexagon tile backsplash, glass pendant lighting, stainless steel appliances, and a large center island with seating. Just off the kitchen, a built-in wet bar with glass-front cabinets makes entertaining a breeze. Two main-level bedrooms share a full bath with classic tile accents. Upstairs, the private primary suite offers a cozy sitting area with custom built-ins, a walk-in closet, and a lovely bath with a dual-sink vanity and glass-enclosed shower. The partially finished basement features a warm wood-paneled recreation room with built-in media shelving, an office, a half bath, and laundry. Outside, the fenced backyard is a true oasis with a raised deck, stone patio, hot tub, fire pit, pergola, storage shed, lush gardens, and a detached garage. Welcome Home!

300 Leroy Street, Ferndale

Listing Courtesy of Good Company, Office Phone: 248-733-5811
721 Leroy Street, Ferndale
$369,900
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61041228 MLS
Classic curb appeal, exceptionally updated interior, and an outdoor entertaining space come together in this inviting home, just five blocks to Nine Mile Rd and Downtown Ferndale. Set along a tree-lined street. Covered front porch, hardwood floors, coved ceilings, and an arched doorway. Stunning kitchen designed by Julie Raine of J. Raine Design (2020). Showcasing exceptional attention to detail, the kitchen features custom dovetail cabinetry, white quartz counters, a center island with countertop seating, a stainless steel farmhouse sink, five-burner gas range, subway tile backsplash, and an appliance garage/pantry cabinet. Custom shelving fabricated locally by 12TH Street Design, glass-front cabinets, and a built-in beverage refrigerator complete this impressive space. Walls were removed to open the kitchen and living room. Living room brick fireplace and wood mantel. Remodeled in 2022, the full bathroom features a contemporary vanity, updated fixtures, and a subway-tiled tub surround. Brand new carpet on the upstairs staircase, lower level staircase and in the lower level family room. Lower level bar, laundry and great storage space. New water heater 2024. Entertain under the lights on the Trex Deck (2022). Completely fenced in backyard, including a driveway gate. Enjoy the location just blocks from the vibrant dining, shopping, coffee shops and entertaining that makes Downtown Ferndale!

721 Leroy Street, Ferndale

Listing Courtesy of Max Broock, REALTORS(r)-Birmingham, Office Phone: 248-644-6700
536 E Saratoga Street, Ferndale
$259,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61041017 MLS
Welcome to this spacious three-bedroom Ferndale colonial in the heart of it all! This timeless charmer effortlessly combines historic character, modern updates, and incredible convenience--just a short stroll to vibrant downtown shopping, dining, and entertainment. Inside, bright natural light highlights beautiful original hardwood floors flowing throughout the main living room, formal dining room, and upper-level bedrooms, complemented by classic coved ceilings and a cozy fireplace in the main living space. The heart of the main floor features an updated kitchen that opens seamlessly into an inviting den or home office area, creating an effortless layout for daily living and entertaining. A well-appointed full bath and linen closet complete this level. From the den, step directly out to your private backyard sanctuary. Securely enclosed by a full privacy fence, this outdoor oasis features a lush garden, patio, and pergola and two sheds for storage--perfect for quiet relaxation or hosting friends. Upstairs, the flexible layout includes a dedicated nursery equipped with a sleek, modern Murphy bed, maximizing floor space for a guest room or secondary office, along with two additional nicely sized bedrooms. The large lower level offers exceptional peace of mind with a fully waterproofed basement equipped with a reliable sump pump, keeping the area completely dry while delivering immense storage capacity, laundry space, and great potential for additional finished living space and future bathroom. Move-in ready with ideal versatility and walkability, this home is ready for its next chapter! Inclusions: Modern Murphy bed and outdoor sheds. Exclusions: TV mount and plastic basement shelving.

536 E Saratoga Street, Ferndale

Listing Courtesy of Real Estate One-Royal Oak, Office Phone: 248-548-9100
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