Oakland Homes with FHA Financial terms

Welcome to Oakland, Michigan – a vibrant community nestled in the heart of Oakland County. Known for its picturesque landscapes and friendly neighborhoods, Oakland offers a perfect blend of suburban tranquility and urban convenience. With its rich history, diverse culture, and a strong sense of community, this charming city is an ideal place for families, professionals, and retirees alike.

Oakland boasts an array of parks, recreational facilities, and local events that foster a close-knit community spirit. Explore the beautiful trails, enjoy family-friendly festivals, or take advantage of the excellent schools and educational resources available. The city is also conveniently located near major highways, providing easy access to nearby cities and attractions, making it a fantastic choice for commuters.

For those looking to make Oakland their home, the real estate market here is thriving, with a variety of housing options to suit every taste and budget. One of the standout features of the Oakland housing market is the availability of homes that qualify for FHA financing. This means that first-time homebuyers or those with lower down payment capabilities can find their dream home without the burden of hefty upfront costs. FHA loans are designed to make homeownership more accessible, allowing you to invest in a property that meets your needs while enjoying the benefits of this welcoming community.

Whether you're drawn to Oakland's beautiful homes, community spirit, or convenient location, you'll find that this city has something special for everyone. Come and discover why Oakland, Michigan, is the perfect place to call home!

Newest Oakland Homes with FHA Financial terms

$376,900

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61013916 MLS

Unwind after a long day in this serene raised ranch on sought-after, Cranberry Lake. A fully finished deck with a built-in grill sets the stage for effortless summer entertaining, while the balcony off the primary suite and a light-filled living room with direct deck access via two door-walls bring the outdoors in. Community amenities include a playground, dock, and clubhouse -- all just steps from your back door. Recent updates include new windows and door walls, an insulated garage door and opener, and refreshed deck siding. The built-in BBQ is set up for propane with an easy conversion to natural gas. Don't miss your chance to make this lakeside retreat home.

312 Beach Drive, Oakland

Listing Courtesy of Top Agent Realty, Office Phone: 248-277-4226

$510,000

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61009911 MLS

Beautifully maintained bi-level with outstanding curb appeal, featuring raised garden beds, mature landscaping, and a shady tree. Tucked away on a peaceful cul-de-sac, this home also offers a large driveway with plenty of parking. Step inside to an inviting foyer filled with natural light from the transom window above the front door and accented by a modern chandelier. The open concept living room is the heart of the home with a soaring ceiling that enhances the bright, airy atmosphere. The beautifully updated, open-concept kitchen is designed for both everyday living and entertaining. It's complete with a vaulted ceiling, skylight, granite countertops, stainless steel appliances, and a center island with seating. Just beyond, the adjoining dining area is highlighted by a stylish light fixture and sliding door leading to the deck, making summer barbecues and outdoor dining effortless. The spacious primary suite offers a walk-in closet and a beautifully updated private bath complete with a glass-enclosed shower and separate water closet. Recent updates include a new roof (2024), central air, furnace and water softener. The walk-out lower level adds incredible versatility with a large family room, a second full kitchen, an additional bedroom, and a convenient half bath, creating the perfect setup for entertaining guests, accommodating extended family, or providing comfortable multi-generational living. A sliding door opens to the patio, where a charming porch swing invites you to unwind and enjoy peaceful afternoons in the backyard. Additional highlights include large pie shaped lot, central air conditioning and a two-car attached garage with direct access to the lower level. Located in the highly acclaimed Rochester Adams High School District, this home is within walking distance of grocery stores, restaurants, and a pharmacy, while Bald Mountain Recreation Area is just minutes away, offering miles of scenic trails, lakes, and year-round outdoor recreation.

3201 Lynhurst Court, Oakland

Listing Courtesy of Keller Williams Paint Creek, Office Phone: 248-609-8000

$1,190,000

ACTIVE Status ⋅ 5 Beds ⋅ 5 Baths ⋅ 61003616 MLS

DON'T MAKE A MOVE WITHOUT experiencing this extraordinary builder's own masterpiece situated on a spectacular lot in gated Twin Lakes! Through the front door into a grand foyer with imported Italian travertine tile flowing into the powder room and kitchen. Custom 9-ft solid doors lead you into the spacious great room, formal dining room, and executive den, all with rich Brazilian cherry floors. The den showcases raised cherry panels, coffered ceilings, while a cozy 2-way see-through fireplace warms the main floor. The gourmet kitchen boasts custom cherry cabinets, granite countertops, undermount sinks, a premium Thermador Professional gas cooktop, a reverse osmosis system, and a butler's pantry. The luxurious 1st-floor primary features a private balcony, travertine floors, cherry cabinets, and its own dedicated 50g H2O tank. Upstairs offers 4 spacious bedrooms - Jack n Jill , 2 full baths, a large bonus room, and a dedicated 2nd-floor office. Staircase down to the ultimate finished walkout lower level, highlighting grand 10-ft ceilings, 8' doors, a second fireplace, and a custom wine cellar. Entertain guests at the stunning bar equipped with an ice maker, refrigerator, and dishwasher. This lower level also includes a private bedroom or office with a separate exterior stairway entrance. Walk directly from the basement up private interior staircase right into the 3-car garage with insulated overhead doors. Structural and mechanical features include an I-joist floor system, aluminum-clad windows, 50 yr shingles, alarm, 3 furnaces, water softener, and a separate H2O tank. Outside, enjoy a raised steel concrete deck with a spiral staircase leading to the perennial filled park-like yard, beautifully illuminated by custom exterior soffit lighting. Landscaping is perfection. Located within the Rochester schools. This home offers the perfect combination of luxury, space, and lifestyle steps away from the community's golf course and pool/tennis accessible with membership. .

2737 Pebble Beach Drive, Oakland

Listing Courtesy of Real Estate One-Rochester, Office Phone: 248-652-6500

$47,500

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 60964191 MLS

One of the only newer 2024-built homes available at this price point in Oakland Township, 425 Elm Court offers an opportunity that is becoming increasingly difficult to find in today's market. This move-in-ready 3-bedroom, 2-bath manufactured home features approximately 1,056 square feet of thoughtfully designed living space with a clean, modern feel throughout. The open-concept layout creates a bright and functional flow between the living room, kitchen, and dining areas, making the home feel comfortable for both everyday living and entertaining. Energy-efficient low-E vinyl windows, central air, modern finishes, and low-maintenance construction help provide both comfort and peace of mind for the next owner. The split-bedroom layout also offers flexibility for guests, hobbies, storage, or a home office setup. Located within the Independence Woods community in desirable Oakland Township and within the highly regarded Lake Orion School District, residents enjoy convenient access to shopping, dining, parks, recreation, and major commuter routes throughout northern Oakland County. Lot rent is approximately $673 per month; buyer to verify all information with the park. All residents must be approved by the community following an accepted offer or during the inspection period. Contact the community office for verification at Independence Woods, (248) 373-0155. Financing for homes located in parks does differ from traditional mortgage programs and typically requires specialized lenders; mobile-home-specific lenders are available to assist qualified buyers with the pre-approval process. If you're looking for an affordable, practical place to call home with room to make it your own, this is an opportunity you won't want to miss.

425 Elm Court, Oakland

Listing Courtesy of EXP Realty - Fenton, Office Phone: 269-600-4397

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