Oakland Homes with FHA Financial terms

Oakland Homes with FHA Financial terms

Welcome to Oakland, Michigan – a vibrant community nestled in the heart of Oakland County. Known for its picturesque landscapes and friendly neighborhoods, Oakland offers a perfect blend of suburban tranquility and urban convenience. With its rich history, diverse culture, and a strong sense of community, this charming city is an ideal place for families, professionals, and retirees alike.

Oakland boasts an array of parks, recreational facilities, and local events that foster a close-knit community spirit. Explore the beautiful trails, enjoy family-friendly festivals, or take advantage of the excellent schools and educational resources available. The city is also conveniently located near major highways, providing easy access to nearby cities and attractions, making it a fantastic choice for commuters.

For those looking to make Oakland their home, the real estate market here is thriving, with a variety of housing options to suit every taste and budget. One of the standout features of the Oakland housing market is the availability of homes that qualify for FHA financing. This means that first-time homebuyers or those with lower down payment capabilities can find their dream home without the burden of hefty upfront costs. FHA loans are designed to make homeownership more accessible, allowing you to invest in a property that meets your needs while enjoying the benefits of this welcoming community.

Whether you're drawn to Oakland's beautiful homes, community spirit, or convenient location, you'll find that this city has something special for everyone. Come and discover why Oakland, Michigan, is the perfect place to call home!

Newest Oakland Homes with FHA Financial terms

$359,900
ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 61028755 MLS
Great opportunity in highly sought-after Oakland Township! This 4-bedroom, 2-bath home offers approximately 1,700 sq ft of living space plus a finished basement, all situated on nearly half an acre in an established subdivision where homes rarely become available. Inside you'll find a spacious, functional layout with new carpet and plenty of opportunity to add your own finishing touches. Outside features mature landscaping with established plants that stay, a large horseshoe driveway, attached 2-car garage, storage shed, and newer roof. Plenty of space inside and out with a location that's hard to beat!

2074 Pear Tree Lane, Oakland

Listing Courtesy of National Realty Centers, Inc, Office Phone: 248-724-1234
$600,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61026921 MLS
PRICED TO SELL!! Welcome to 3351 Proctor, a 3300+ sq ft., distinctive 4-bedroom, 2.5-bath quad-level designed with both entertaining and everyday comfort in mind. A massive, impressive foyer makes a memorable first impression, offering a grand space to welcome and gather with guests. Just off the entry level, a cozy family room with a natural wood-burning fireplace provides the perfect contrast--a warm, inviting place to unwind. Beautiful hardwood floors, classic millwork, an updated kitchen with stone countertops and a large island, and generous living spaces continue throughout. Outside, enjoy a spacious deck and brick patio surrounded by mature trees and fencing, creating a private setting for relaxing and entertaining. *Note: Furnace was fully replaced in 2025, Kitchen and bath updated in 2023 with all new stainless steel appliances and the beautiful large stone retaining wall and stone front steps were also installed in 2023.

3351 Proctor Lane, Oakland

Listing Courtesy of Brookstone, Realtors LLC, Office Phone: 248-963-0505
$909,000
ACTIVE Status ⋅ 4 Beds ⋅ 5 Baths ⋅ 61026459 MLS
Space to live, gather, work and unwind, all in this beautifully designed Oakland Township home located in the highly sought-after Century Oaks subdivision. Set on a spacious half-acre lot, this stately brick Colonial welcomes you with a dramatic two-story entry and an open, light-filled interior designed for both everyday living and entertaining. Expansive windows fill the home with natural light while the two-story family room creates an impressive sense of scale. The updated kitchen serves as the heart of the main level, featuring abundant cabinetry, a generous center island, and an effortless connection to the breakfast area and family room. Formal living and dining rooms provide additional entertaining space, while a private library/home office offers the perfect setting for working from home. A first-floor laundry adds everyday convenience. Upstairs, the spacious primary suite provides a private retreat with a large ensuite bath, while three additional bedrooms offer plenty of space for family, guests, or home office needs. The finished daylight basement expands the living space even further, offering multiple recreation and gathering areas along with an additional bedroom and full bathroom (ready to be tiled to your liking). This flexible space adds tremendous versatility. Step outside to enjoy the spacious backyard and paver patio, offering plenty of room to entertain, play, and enjoy the peaceful surroundings. A 3-car attached garage provides ample parking and storage. Located within the Rochester Community Schools, with Delta Kelly Elementary, Van Hoosen Middle School, and Adams High School, this home combines desirable schools, a highly sought-after neighborhood. Conveniently located near everything Oakland Township and Rochester has to offer.

3603 N Century Oak Circle, Oakland

Listing Courtesy of Berkshire Hathaway HomeServices Michigan Real Est, Office Phone: 248-625-5700
$749,900
ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 50219905 MLS
Rare and hard-to-find brick ranch on 3.82 acres in Oakland Township in a beautiful wooded setting. Approximately 2,665 sq. ft. on the main level plus 2,500 sq. ft. of finished walkout basement. The home offers 4 bedrooms, 3.5 baths, two fireplaces, multiple living and entertaining areas, and an attached 3-car garage. The lower level includes an additional bedroom and bath, billiard room, recreation space, wet bar, canning kitchen, and direct access to the backyard. Large patio overlooks the wooded property and mature trees. The pond and surrounding natural habitat attract a variety of wildlife. New in 2026: complete roof replacement including new decking and 50-year shingles, interior paint, water softener, well pressure tank, water filtration system, sump pump with alarm and backup system, and 12x16 shed. Conveniently located near Rochester, Lake Orion, Romeo, shopping, dining, and major roads. An opportunity for the next owner to update to their own style and preferences. Seller is a licensed real estate salesperson in the State of Michigan.

890 E Romeo Road, Oakland

Listing Courtesy of Berkshire Hathaway HomeServices Kee Realty NB, Office Phone: 586-315-5700
$364,400
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61023453 MLS
Unwind and embrace lakeside living in this serene raised ranch on Cranberry Lake in Oakland Township. Spend your days canoeing, kayaking, fishing, swimming, or simply relaxing by the water. The fully finished deck creates the perfect setting for effortless summer entertaining. A light-filled living room with two door walls leading directly to the deck seamlessly connects the indoors with the beauty of the outdoors. Community amenities include a playground, private dock, and clubhouse, all just steps from your back door. With short-term rentals permitted, this property also presents a strong Airbnb/investment opportunity for a buyer looking to generate income from lakefront demand. Seller is ready to make a deal -- bring all offers!

312 Beach Drive, Oakland

Listing Courtesy of Top Agent Realty, Office Phone: 248-277-4226
$1,150,000
ACTIVE Status ⋅ 5 Beds ⋅ 5 Baths ⋅ 61003616 MLS
DON'T MAKE A MOVE WITHOUT experiencing this extraordinary builder's own MASTERPIECE situated on a spectacular lot in gated Twin Lakes! Through the front door into a grand foyer with imported Italian travertine tile flowing into the powder room and kitchen. Custom 9-ft solid doors lead you into the spacious great room, formal dining room, and executive den, all with rich Brazilian cherry floors. The den showcases raised cherry panels, coffered ceilings, while a cozy 2-way see-through fireplace warms the main floor. The gourmet kitchen boasts custom cherry cabinets, granite countertops, undermount sinks, a premium Thermador Professional gas cooktop, a reverse osmosis system, and a butler's pantry. The luxurious 1st-floor primary features a private balcony, travertine floors, cherry cabinets, and its own dedicated 50g H2O tank. Upstairs offers 4 spacious bedrooms - Jack n Jill , 2 full baths, a large bonus room, and a dedicated 2nd-floor office. Staircase down to the ultimate finished walkout lower level, highlighting grand 10-ft ceilings, 8' doors, a second fireplace, and a custom wine cellar. Entertain guests at the stunning bar equipped with an ice maker, refrigerator, and dishwasher. This lower level also includes a private bedroom or office with a separate exterior stairway entrance. Walk directly from the basement up private interior staircase right into the 3-car garage with insulated overhead doors. Structural and mechanical features include an I-joist floor system, aluminum-clad windows, 50 yr shingles, alarm, 3 furnaces, water softener, and a separate H2O tank. Outside, enjoy a raised steel concrete deck with a spiral staircase leading to the perennial filled park-like yard, beautifully illuminated by custom exterior soffit lighting. Landscaping is perfection. Located within the Rochester schools. This home offers the perfect combination of luxury, space, and lifestyle steps away from the community's golf course and pool/tennis accessible with membership. .

2737 Pebble Beach Drive, Oakland

Listing Courtesy of Real Estate One-Rochester, Office Phone: 248-652-6500
$47,500
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 60964191 MLS
One of the only newer 2024-built homes available at this price point in Oakland Township, 425 Elm Court offers an opportunity that is becoming increasingly difficult to find in today's market. This move-in-ready 3-bedroom, 2-bath manufactured home features approximately 1,056 square feet of thoughtfully designed living space with a clean, modern feel throughout. The open-concept layout creates a bright and functional flow between the living room, kitchen, and dining areas, making the home feel comfortable for both everyday living and entertaining. Energy-efficient low-E vinyl windows, central air, modern finishes, and low-maintenance construction help provide both comfort and peace of mind for the next owner. The split-bedroom layout also offers flexibility for guests, hobbies, storage, or a home office setup. Located within the Independence Woods community in desirable Oakland Township and within the highly regarded Lake Orion School District, residents enjoy convenient access to shopping, dining, parks, recreation, and major commuter routes throughout northern Oakland County. Lot rent is approximately $673 per month; buyer to verify all information with the park. All residents must be approved by the community following an accepted offer or during the inspection period. Contact the community office for verification at Independence Woods, (248) 373-0155. Financing for homes located in parks does differ from traditional mortgage programs and typically requires specialized lenders; mobile-home-specific lenders are available to assist qualified buyers with the pre-approval process. If you're looking for an affordable, practical place to call home with room to make it your own, this is an opportunity you won't want to miss.

425 Elm Court, Oakland

Listing Courtesy of EXP Realty - Fenton, Office Phone: 269-600-4397
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