Oakland Homes with Conventional Financial terms

Oakland Homes with Conventional Financial terms

Welcome to Oakland, Michigan – a vibrant city that perfectly blends rich history with modern living. Nestled in the heart of Oakland County, this charming community is known for its friendly neighborhoods, lush parks, and a strong sense of community spirit. With its convenient location just a short drive from Detroit, Oakland offers residents easy access to urban amenities while maintaining a serene suburban lifestyle.

The city boasts a diverse range of housing options, making it an ideal place for families, young professionals, and retirees alike. From cozy bungalows to spacious family homes, Oakland’s real estate market presents a variety of choices to suit different tastes and budgets. Homes in this area are often available with conventional financing options, making the dream of homeownership more accessible for many. This includes favorable terms for first-time buyers and those looking to invest in a welcoming community.

Residents of Oakland enjoy a plethora of recreational activities, with numerous parks, trails, and community events that foster a strong sense of belonging. The city is also home to excellent schools, shopping centers, and a thriving local economy. Whether you’re looking to settle down or invest, Oakland, MI, is a place where you can truly feel at home.

Explore the charming neighborhoods and discover the perfect home that fits your lifestyle. With conventional financing options available, your dream home in Oakland is closer than you think. Welcome to a community that’s ready to embrace you!

Newest Oakland Homes with Conventional Financial terms

2945 Oakland Oaks, Oakland
$800,000
COMING SOON Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 61042503 MLS
Beautifully renovated ranch set on 2 scenic acres along a quiet, dead-end street lined with mature trees, in close proximity to the popular Paint Creek Trail and within the award-winning Rochester Community Schools district! This fabulous home blends stylish interiors with exceptional spaces for entertaining, relaxing, and enjoying the outdoors. The bright and inviting main level features wide-plank hardwood flooring, expansive windows, and a stunning custom kitchen renovated in 2022. Rich gray cabinetry, a generous island with seating, a statement range hood over a sophisticated marble backsplash, and a beautifully integrated coffee station create a space that is as functional as it is striking! An adjoining dining area and spacious living and family rooms are perfect for gathering. Access to the deck from kitchen and family room allow for easy indoor/outdoor living! The primary suite features a walk-in closet and a renovated bathroom offering a custom shower with ceramic tile surround and a double-sink vanity. Three additional bedrooms and a large main hall bath with a double-sink vanity and custom built-ins complete the main floor. The fully finished walkout lower level adds outstanding versatility with a second kitchen, full bathroom, and additional living areas featuring large windows overlooking the yard. Walkout access to the patio makes indoor-outdoor entertaining effortless! Outside, enjoy an expansive lawn framed by mature trees, with Paint Creek winding through the backyard. A generous deck, patio, hot tub, and private sport court added in 2025 offer exceptional spaces for entertaining and recreation! This breathtaking 2-acre setting provides ample room for all of your outdoor needs or simply to relax and take in the changing seasons. Extensive improvements include main-level windows and doors (2022); a new well and pump, plus a tankless water heater (2025); and a sprinkler system (2026). A truly special home you won't want to miss!

2945 Oakland Oaks, Oakland

Listing Courtesy of The Agency Hall & Hunter, Office Phone: 248-644-3500
2500 Royal View Drive, Oakland
$1,674,900
COMING SOON Status ⋅ 5 Beds ⋅ 6 Baths ⋅ 61042425 MLS
Welcome to 2500 Royal View, a private estate tucked deep within the prestigious Royal View subdivision in Oakland Township. Set on 3.41 lush, wooded acres, this custom-built masterpiece offers 5,692 sq. ft. above grade plus 3,381 sq. ft. in the partially finished walk-out lower level. Built with commercial-grade construction & exceptional attention to detail, this home combines timeless quality, luxury, & functionality. Professionally landscaped grounds feature a sweeping circular driveway, pergola, stone patio, expansive deck, built-in fire pit, & a 4 car attached garage. A whole-house generator & interior automatic fire sprinkler/extinguishing system provide added peace of mind. Inside, the dramatic two-story foyer, kitchen, and great room create an impressive first impression. Solid-core doors, floor-to-ceiling windows, and new hardwood flooring throughout much of the first floor showcase the home's quality. Four above ground entertaining spaces include the living room, great room, sunroom, and family room. The spectacular first-floor primary suite spans over 820 sq. ft. featuring dual walk-in closets and a spa-inspired bath. Upstairs, two-bedroom suites each offer a walk-in closet, full bath, and private third-floor loft. A study/command center with built-ins and an expansive 30' x 18' family room complete the second floor. The walk-out lower level features an office, bar, full bath, family room, bunk room, 17' x 22' fitness room, ample storage, and a whole home dual tank saltless filtration system. The private yard offers plenty of room to play, including a cleared, level grassy area perfect for soccer, football, and outdoor entertaining. Over $400,000 in updates include the roof, mechanicals, kitchen, bathrooms, flooring, garage doors, paint, built-ins, lighting, decking, window treatments, and more. Located in the highly regarded Rochester Community Schools district, serving Baldwin Elementary, Hart Middle School, and Stoney Creek High School, Welcome home!

2500 Royal View Drive, Oakland

Listing Courtesy of DOBI Real Estate, Office Phone: 248-385-3350
583 Birchcrest Court, Oakland
$669,900
ACTIVE Status ⋅ 5 Beds ⋅ 4 Baths ⋅ 61041516 MLS
Welcome to this beautiful Colonial nestled in the sought-after Wynstone community of Oakland Township. Ideally situated on a quiet cul-de-sac near the rear of the subdivision, this home offers a peaceful setting with convenient access to neighborhood amenities. Featuring 4 bedrooms/ 5th bedroom in the walkout Lower Level, 4 bathrooms, and a main-floor den or office, the home offers a spacious and versatile layout. The inviting kitchen showcases rich maple cabinetry with 42-inch upper cabinets, crown molding, granite countertops, and recessed lighting. The adjoining dining area features a sliding doorwall leading to an upper deck overlooking the serene wooded backdrop, creating the perfect space for outdoor entertaining or quiet relaxation. The impressive two-story great room features a cozy fireplace and an open, airy atmosphere ideal for gathering with family and friends. Upstairs, the spacious primary suite provides a relaxing retreat with a private bath featuring double sinks, a separate shower, a soaking tub, and an oversized walk-in closet. The finished walkout basement expands the living space with 9-foot ceilings, a second office, hobby room or (5th) Bedroom and a generous recreation area with provisions for a future wet bar and full bathroom. A doorwall opens to a lower-level cement patio overlooking the tranquil wooded surroundings. Additional features include a programmable thermostat, central air conditioning, and a three-car side-entry garage. Residents of Wynstone enjoy exclusive access to the community clubhouse, swimming pool, playground, and tennis courts, all just blocks away. This exceptional home combines spacious living, a peaceful setting, and desirable community amenities for an outstanding Oakland Township lifestyle.

583 Birchcrest Court, Oakland

Listing Courtesy of Max Broock, REALTORS(r)-Birmingham, Office Phone: 248-644-6700
407 Mill House Drive, Oakland
$659,900
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61040343 MLS
Welcome to this beautifully maintained Lombardo built colonial nestled on the northernmost street of the highly desirable Wynstone North subdivision. Surrounded by peaceful, wooded scenery with no rear neighbors, this home offers a rare combination of privacy, comfort, and natural beauty. A welcoming two story foyer with soaring ceilings and hardwood flooring opens to a formal dining room and office/den. The expansive great room features vaulted ceilings, a dramatic wall of windows showcasing the picturesque wooded views, and a gas fireplace with stone surround. The spacious kitchen offers granite countertops, stainless steel appliances, a large center island with seating, abundant cabinetry, and a distinctive tiled backsplash with a dedicated cooktop area. The generously sized primary suite features a vaulted ceiling, striking accent wall, and an en-suite bathroom with a soaking tub and separate shower. The expansive daylight basement features 9 foot ceilings and a partially framed room w/ egress window, offering excellent potential for a fifth bedroom, recreation area, home gym, or entertainment space. Outside, enjoy the elevated deck overlooking the private, tree lined backyard, complete with a natural gas hookup for grilling. Meticulously maintained landscaping and beautifully designed hardscape steps complement the outdoor space, creating a serene and inviting backyard retreat. 3 car oversized garage equipped with a generator hookup and manual transfer switch for convenient backup power. Residents of Wynstone enjoy access to the community clubhouse, swimming pool, playground, and tennis courts, all just a few blocks away. Ideally situated near premier golf courses, shopping and dining in downtown Rochester, and the highly regarded Rochester Community Schools, this home offers an exceptional lifestyle in one of Oakland Township's most desirable communities. Schedule your showing today!

407 Mill House Drive, Oakland

Listing Courtesy of Real Estate One-Troy, Office Phone: 248-813-4900
871 Wynstone Circle, Oakland
$608,700
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61038656 MLS
Welcome home to 871 Wynstone Circle, a 4-bedroom, 2.1-bath colonial on a 0.31-acre lot in the sought-after Wynstone community. Hardwood floors run through the main level, connecting a private office, the living and dining rooms, and a kitchen the sellers love. It has a gas range, a roomy walk-in pantry with plenty of storage, and a an abundance of natural light. A large laundry room off the attached 2-car garage keeps everyday life organized. Upstairs, the expansive primary suite is joined by three more bedrooms and a full bath. The daylight basement is already framed and ready to finish as a gym, theater, or rec room. Outside, enjoy a lovely backyard with a cozy deck and still plenty of yard to enjoy. Recent updates include landscaping (2024), furnace (2024), water heater (2025), and new carpet (2026). Wynstone offers a community pool, tennis courts, a playground, and a community garden, along with a welcoming neighborhood feel. Sidewalks throughout the neighborhood are perfect for the morning or evening walk and sidewalks even go outside of the neighborhood along Predmore road for the perfect fall family walk. The home is about 10 minutes from downtown Romeo and 15 minutes from downtown Rochester and Lake Orion. Local farms, coffee shops, and plenty of parks are all nearby.

871 Wynstone Circle, Oakland

Listing Courtesy of Stewart Team R E Partners Inc, Office Phone: 248-759-5474
950 E Romeo Road, Oakland
$1,150,000
ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 61037385 MLS
An extraordinary opportunity for luxury living, year-round recreation and equestrian pursuits on 4.99 picturesque acres in Oakland Township! This architecturally distinctive residence offers 5,314 square feet, including the indoor pool complex, plus a finished basement. Over $400,000 in improvements over six years reflect the craftsmanship and attention to detail of an owner who is a professional remodeling contractor. The dramatic multilevel design features soaring ceilings, expansive windows, open stairways and inviting gathering spaces. A spectacular 21' x 30' living room offers an electric fireplace and radiant heated floor. The dining room features a natural wood-burning fireplace, while the beautifully updated kitchen offers a generous island and contemporary finishes and supported by a walk in pantry with additional refrigerator. The expansive primary suite includes a wood-burning fireplace, luxurious bath, walk-in closet and private office. All bathrooms feature heated floors, and the convenience of laundry facilities on both the main and upper levels enhances everyday living. The exceptional indoor pool complex offers year-round enjoyment with a heated swimming pool, saltwater chlorination system and dedicated forced-air heating for the enclosure. An adjoining sauna, bath and sunroom complete this private recreational retreat. The finished basement provides additional entertaining space. Outside, expansive brick-paver patios overlook landscaped lawns and mature woodlands rich with wildlife. Equestrian amenities include a 24' x 32' barn with two horse stalls and wooded horse enclosures secured by electrified steel cable fencing. A rare combination of architectural individuality, extensive improvements, exceptional amenities and peaceful country living!

950 E Romeo Road, Oakland

Listing Courtesy of Ascendent Realty Associates, LLC, Office Phone: 248-475-4600
3603 N Century Oak Circle, Oakland
$899,000
ACTIVE Status ⋅ 4 Beds ⋅ 5 Baths ⋅ 61034710 MLS
Space to live, gather, work and unwind, all in this beautifully designed Oakland Township home located in the highly sought-after Century Oaks subdivision. Set on a spacious half-acre lot, this stately brick Colonial welcomes you with a dramatic two-story entry and an open, light-filled interior designed for both everyday living and entertaining. Expansive windows fill the home with natural light while the two-story family room creates an impressive sense of scale. The updated kitchen serves as the heart of the main level, featuring abundant cabinetry, a generous center island, and an effortless connection to the breakfast area and family room. Formal living and dining rooms provide additional entertaining space, while a private library/home office offers the perfect setting for working from home. A first-floor laundry adds everyday convenience. Upstairs, the spacious primary suite provides a private retreat with a large ensuite bath, while three additional bedrooms offer plenty of space for family, guests, or home office needs. The finished daylight basement expands the living space even further, offering multiple recreation and gathering areas along with an additional bedroom and full bathroom (ready to be tiled to your liking). This flexible space adds tremendous versatility. Step outside to enjoy the spacious backyard and paver patio, offering plenty of room to entertain, play, and enjoy the peaceful surroundings. A 3-car attached garage provides ample parking and storage. Located within the Rochester Community Schools, with Delta Kelly Elementary, Van Hoosen Middle School, and Adams High School, this home combines desirable schools, a highly sought-after neighborhood. Conveniently located near everything Oakland Township and Rochester has to offer.

3603 N Century Oak Circle, Oakland

Listing Courtesy of Berkshire Hathaway HomeServices Michigan Real Est, Office Phone: 248-625-5700
5739 Kirkridge Trail, Oakland
$1,290,000
ACTIVE Status ⋅ 5 Beds ⋅ 6 Baths ⋅ 61033636 MLS
Solid and maintained, beautifully situated on a private, wooded lot in the prestigious KingsPointe subdivision, this Moceri-built St. George-style home offers generous space and a thoughtfully designed floor plan. Built in 1995 and located in the Rochester Adams High School district, it features five spacious bedrooms, four full baths, two half baths and neutral decor, white carpets, basement carpet replaced 9/15/2026. Major updates include the Pella, and Anderson windows 2014, roof 2010, 2-HVAC 2015, Granite 2014, Ovens, Micro, 2018, Fridge 2026, Water heater 2026, gutter guards 2026, decking 2013, and electrical panel 2026 and much more. Save your money...for the fun stuff!! The home has been pre-inspected by the reputable Weatherstone Inspection Co. and is ready for its next owner to move in and enjoy. Seller will provide inspection report to any accepted offer. This well-maintained home offers a wonderful opportunity to make it your own. A few cosmetic updates, such as paint, could give the interiors a model-home feel. The kitchen's solid, clean cabinetry provides generous storage and display space, while a distinctive turret-style ceiling adds character to the dining area. An adjoining breakfast nook offers a comfortable place to relax, and the kitchen opens to a great room with a fireplace for an easy flow between everyday living and entertaining. Upstairs, an en-suite bedroom has a private full bath, while two additional bedrooms share a Jack-and-Jill bath and adjoining changing area. The first-floor laundry room includes a built-in ironing cabinet. The spacious walkout lower level offers a guest room and full bath, workshop, cedar closet, craft room and abundant storage. Enjoy wooded views and a short walk to Mussen Elementary School. BATVAI.

5739 Kirkridge Trail, Oakland

Listing Courtesy of Keller Williams Paint Creek, Office Phone: 248-609-8000
258 Westbrooke Drive, Oakland
$999,950
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61032386 MLS
FORMER BUILDER MODEL. EXTRAORDINARY DESIGN. YOUR OWN PRIVATE RESORT. This is the kind of home that makes an impression before you ever reach the backyard and becomes unforgettable once you do. Originally showcased as the builder's model, this exceptional residence combines elevated craftsmanship, sophisticated finishes and a distinctive indoor-outdoor lifestyle. Inside, high ceilings create an immediate sense of scale and refinement. Extensive custom millwork, crown molding, upgraded lighting, built-in sound and selected finishes carry throughout, while a solar energy system with battery backup and Level 2 EV charging add modern efficiency and convenience. The beautifully appointed kitchen is designed for both everyday living and entertaining, with cabinetry extending to the ceiling, an oversized island, walk-in pantry and an open layout flowing effortlessly into the surrounding living spaces. The primary suite is a destination of its own with a private sitting room and custom closet system. A first-floor guest space offers flexibility and privacy, while the upper-level loft/flex space and functional mudroom add versatility. And then there is the backyard. More private resort than traditional backyard, this spectacular outdoor setting was created for unforgettable summers and effortless entertaining. A saltwater pool with automatic cover, hot tub and expansive hardscape set the stage. The covered outdoor living pavilion takes it further with a fireplace, television, built-in grill, refrigerator and integrated sound. A private basketball sport court adds another dimension, while the wooded backdrop and lack of an immediate neighboring home on one side create exceptional privacy. This isn't simply a beautiful home with an impressive backyard. It's an entire lifestyle builder-model craftsmanship, sophisticated interiors, exceptional privacy and a resort-caliber outdoor experience brought together in one remarkable property.

258 Westbrooke Drive, Oakland

Listing Courtesy of RE/MAX, The Collective Agency, Office Phone: 248-780-0942
2918 Shannon Drive, Oakland
$1,290,000
ACTIVE Status ⋅ 5 Beds ⋅ 4 Baths ⋅ 61030809 MLS
Breathtaking river views and a truly private setting await! Beautifully refurbished home nestled among mature trees with a serene river running through the property. Stylish updates include a new kitchen, flooring, fresh paint and more. The spacious lower level offers a guest suite, two additional bedrooms and a full bath with sauna--perfect for guests or extended living. Enjoy a three-car side-entry garage, new driveway, newer roof and peaceful dead-end street. A rare opportunity to enjoy nature, privacy and modern comfort in one exceptional home!

2918 Shannon Drive, Oakland

Listing Courtesy of Keller Williams Paint Creek, Office Phone: 248-609-8000
3493 N Century Oak Circle, Oakland
$1,025,000
ACTIVE UNDER CONTRACT Status ⋅ 4 Beds ⋅ 6 Baths ⋅ 61028814 MLS
Welcome to an expression of refined luxury at 3493 N Century Oak Circle, an architectural masterpiece set amidst one of Oakland Township's most prestigious enclaves. Framed by manicured, resort-style grounds, the home commands immediate attention with its timeless brick masonry, dramatic rooflines, an oversized three-car garage. Step inside to an estate defined by soaring proportions, light-filled galleries, and exceptional structural scale. The expansive main level revolves around a huge gourmet kitchen and eat-in area featuring a massive central island designed for culinary precision and casual gatherings alike. Nearby, a dedicated home office, half bath, and walk-in closet present incredible flexibility with clear potential to convert into a complete first-floor extended family suite. Designed for privacy and comfort, the residence boasts four full baths, two half baths, and oversized bedrooms throughout. The thoughtful Jack-and-Jill layout is exceptionally private, spanning three distinct rooms between two suites with dual vanity spaces, separate walk-in closets, and an enclosed water closet and shower. Storage is remarkably abundant across every level, featuring eleven main-floor and upper floor closets, including walk-in closets in all four bedrooms, two in the primary suite with one exceptionally large alongside four dedicated basement storage areas. The sprawling finished lower-level doubles as an executive entertainment hub, fully equipped with a private movie theater, custom bar and dedicated gym. Out back, a serene sanctuary awaits within a deeply private yard ringed by mature blue spruce and maple trees. Perfectly balancing secluded tranquility with refined connectivity in an exclusive neighborhood, this trophy estate offers uncompromising quality, boundless space, and an unmatched living experience. Schools are moments away, located just one mile from Delta Kelly Elementary and three miles from top-ranked Rochester Adams High School.

3493 N Century Oak Circle, Oakland

Listing Courtesy of Keller Williams Paint Creek, Office Phone: 248-609-8000
3351 Proctor Lane, Oakland
$590,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61026921 MLS
PRICED TO SELL!! Welcome to 3351 Proctor, a 3300+ sq ft., distinctive 4-bedroom, 2.5-bath quad-level designed with both entertaining and everyday comfort in mind. A massive, impressive foyer makes a memorable first impression, offering a grand space to welcome and gather with guests. Just off the entry level, a cozy family room with a natural wood-burning fireplace provides the perfect contrast--a warm, inviting place to unwind. Beautiful hardwood floors, classic millwork, an updated kitchen with stone countertops and a large island, and generous living spaces continue throughout. Outside, enjoy a spacious deck and brick patio surrounded by mature trees and fencing, creating a private setting for relaxing and entertaining. *Note: Furnace was fully replaced in 2025, Kitchen and bath updated in 2023 with all new stainless steel appliances and the beautiful large stone retaining wall and stone front steps were also installed in 2023.

3351 Proctor Lane, Oakland

Listing Courtesy of Brookstone, Realtors LLC, Office Phone: 248-963-0505
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