Oakland Homes with FHA Financial terms

Oakland Homes with FHA Financial terms

Welcome to Oakland, Michigan – a vibrant community nestled in the heart of Oakland County. Known for its picturesque landscapes and friendly neighborhoods, Oakland offers a perfect blend of suburban tranquility and urban convenience. With its rich history, diverse culture, and a strong sense of community, this charming city is an ideal place for families, professionals, and retirees alike.

Oakland boasts an array of parks, recreational facilities, and local events that foster a close-knit community spirit. Explore the beautiful trails, enjoy family-friendly festivals, or take advantage of the excellent schools and educational resources available. The city is also conveniently located near major highways, providing easy access to nearby cities and attractions, making it a fantastic choice for commuters.

For those looking to make Oakland their home, the real estate market here is thriving, with a variety of housing options to suit every taste and budget. One of the standout features of the Oakland housing market is the availability of homes that qualify for FHA financing. This means that first-time homebuyers or those with lower down payment capabilities can find their dream home without the burden of hefty upfront costs. FHA loans are designed to make homeownership more accessible, allowing you to invest in a property that meets your needs while enjoying the benefits of this welcoming community.

Whether you're drawn to Oakland's beautiful homes, community spirit, or convenient location, you'll find that this city has something special for everyone. Come and discover why Oakland, Michigan, is the perfect place to call home!

Newest Oakland Homes with FHA Financial terms

407 Mill House Drive, Oakland
$659,900
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61040343 MLS
Welcome to this beautifully maintained Lombardo built colonial nestled on the northernmost street of the highly desirable Wynstone North subdivision. Surrounded by peaceful, wooded scenery with no rear neighbors, this home offers a rare combination of privacy, comfort, and natural beauty. A welcoming two story foyer with soaring ceilings and hardwood flooring opens to a formal dining room and office/den. The expansive great room features vaulted ceilings, a dramatic wall of windows showcasing the picturesque wooded views, and a gas fireplace with stone surround. The spacious kitchen offers granite countertops, stainless steel appliances, a large center island with seating, abundant cabinetry, and a distinctive tiled backsplash with a dedicated cooktop area. The generously sized primary suite features a vaulted ceiling, striking accent wall, and an en-suite bathroom with a soaking tub and separate shower. The expansive daylight basement features 9 foot ceilings and a partially framed room w/ egress window, offering excellent potential for a fifth bedroom, recreation area, home gym, or entertainment space. Outside, enjoy the elevated deck overlooking the private, tree lined backyard, complete with a natural gas hookup for grilling. Meticulously maintained landscaping and beautifully designed hardscape steps complement the outdoor space, creating a serene and inviting backyard retreat. 3 car oversized garage equipped with a generator hookup and manual transfer switch for convenient backup power. Residents of Wynstone enjoy access to the community clubhouse, swimming pool, playground, and tennis courts, all just a few blocks away. Ideally situated near premier golf courses, shopping and dining in downtown Rochester, and the highly regarded Rochester Community Schools, this home offers an exceptional lifestyle in one of Oakland Township's most desirable communities. Schedule your showing today!

407 Mill House Drive, Oakland

Listing Courtesy of Real Estate One-Troy, Office Phone: 248-813-4900
3603 N Century Oak Circle, Oakland
$899,000
ACTIVE Status ⋅ 4 Beds ⋅ 5 Baths ⋅ 61034710 MLS
Space to live, gather, work and unwind, all in this beautifully designed Oakland Township home located in the highly sought-after Century Oaks subdivision. Set on a spacious half-acre lot, this stately brick Colonial welcomes you with a dramatic two-story entry and an open, light-filled interior designed for both everyday living and entertaining. Expansive windows fill the home with natural light while the two-story family room creates an impressive sense of scale. The updated kitchen serves as the heart of the main level, featuring abundant cabinetry, a generous center island, and an effortless connection to the breakfast area and family room. Formal living and dining rooms provide additional entertaining space, while a private library/home office offers the perfect setting for working from home. A first-floor laundry adds everyday convenience. Upstairs, the spacious primary suite provides a private retreat with a large ensuite bath, while three additional bedrooms offer plenty of space for family, guests, or home office needs. The finished daylight basement expands the living space even further, offering multiple recreation and gathering areas along with an additional bedroom and full bathroom (ready to be tiled to your liking). This flexible space adds tremendous versatility. Step outside to enjoy the spacious backyard and paver patio, offering plenty of room to entertain, play, and enjoy the peaceful surroundings. A 3-car attached garage provides ample parking and storage. Located within the Rochester Community Schools, with Delta Kelly Elementary, Van Hoosen Middle School, and Adams High School, this home combines desirable schools, a highly sought-after neighborhood. Conveniently located near everything Oakland Township and Rochester has to offer.

3603 N Century Oak Circle, Oakland

Listing Courtesy of Berkshire Hathaway HomeServices Michigan Real Est, Office Phone: 248-625-5700
2918 Shannon Drive, Oakland
$1,290,000
ACTIVE Status ⋅ 5 Beds ⋅ 4 Baths ⋅ 61030809 MLS
Breathtaking river views and a truly private setting await! Beautifully refurbished home nestled among mature trees with a serene river running through the property. Stylish updates include a new kitchen, flooring, fresh paint and more. The spacious lower level offers a guest suite, two additional bedrooms and a full bath with sauna--perfect for guests or extended living. Enjoy a three-car side-entry garage, new driveway, newer roof and peaceful dead-end street. A rare opportunity to enjoy nature, privacy and modern comfort in one exceptional home!

2918 Shannon Drive, Oakland

Listing Courtesy of Keller Williams Paint Creek, Office Phone: 248-609-8000
3351 Proctor Lane, Oakland
$590,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61026921 MLS
PRICED TO SELL!! Welcome to 3351 Proctor, a 3300+ sq ft., distinctive 4-bedroom, 2.5-bath quad-level designed with both entertaining and everyday comfort in mind. A massive, impressive foyer makes a memorable first impression, offering a grand space to welcome and gather with guests. Just off the entry level, a cozy family room with a natural wood-burning fireplace provides the perfect contrast--a warm, inviting place to unwind. Beautiful hardwood floors, classic millwork, an updated kitchen with stone countertops and a large island, and generous living spaces continue throughout. Outside, enjoy a spacious deck and brick patio surrounded by mature trees and fencing, creating a private setting for relaxing and entertaining. *Note: Furnace was fully replaced in 2025, Kitchen and bath updated in 2023 with all new stainless steel appliances and the beautiful large stone retaining wall and stone front steps were also installed in 2023.

3351 Proctor Lane, Oakland

Listing Courtesy of Brookstone, Realtors LLC, Office Phone: 248-963-0505
312 Beach Drive, Oakland
$364,400
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61023453 MLS
Unwind and embrace lakeside living in this serene raised ranch on Cranberry Lake in Oakland Township. Spend your days canoeing, kayaking, fishing, swimming, or simply relaxing by the water. The fully finished deck creates the perfect setting for effortless summer entertaining. A light-filled living room with two door walls leading directly to the deck seamlessly connects the indoors with the beauty of the outdoors. Community amenities include a playground, private dock, and clubhouse, all just steps from your back door. With short-term rentals permitted, this property also presents a strong Airbnb/investment opportunity for a buyer looking to generate income from lakefront demand. Seller is ready to make a deal -- bring all offers!

312 Beach Drive, Oakland

Listing Courtesy of Top Agent Realty, Office Phone: 248-277-4226
2737 Pebble Beach Drive, Oakland
$1,100,000
ACTIVE Status ⋅ 5 Beds ⋅ 5 Baths ⋅ 61003616 MLS
DON'T MAKE A MOVE WITHOUT experiencing exceptional craftsmanship, luxury and thoughtful design throughout this impressive home! Step into a grand foyer featuring imported Italian travertine tile flowing into the powder room and gourmet kitchen. Custom 9-ft solid doors open to the spacious great room, formal dining room, executive den, all enhanced by rich Brazilian cherry flooring. The impressive den showcases raised cherry paneling & coffered ceilings, while a dramatic 2-way fireplace adds warmth and ambiance to the main living spaces. The gourmet kitchen is beautifully appointed with custom cabinetry, granite counters, Thermador Professional gas cooktop, reverse osmosis system and butler's pantry. The luxurious 1st-floor primary suite is a true retreat with a private balcony, beautifully finished travertine bath, cherry cabinetry. Upstairs offers 4 generously sized bedrooms, including a Jack & Jill arrangement, 2 full baths, a large bonus room & dedicated 2nd-floor office. The spectacular finished walkout lower level is an entertainer's DREAM with grand 10-ft ceilings, 8-ft doors, a 2nd fireplace, custom wine cellar & stunning full bar equipped with an ice maker, refrigerator and dishwasher. A private bedroom/office with separate exterior stairway entrance provides excellent flexibility for guests, extended family or working from home. A private interior staircase leads directly from the lower level to the 3-car garage. Quality construction & mechanical features include an I-joist floor system, aluminum-clad windows, 50-year shingles, 3 furnaces, water softener, security system, additional H2O tank. Outside, enjoy the elevated steel, concrete deck w/spiral staircase leading to the beautiful, park-like backyard filled with perennial landscaping, highlighted by custom exterior soffit lighting. Meticulously maintained landscaping, exceptional property--inside and out. Rochester Schools! Enjoy the Twin Lakes golf & swim lifestyle with membership opportunities.

2737 Pebble Beach Drive, Oakland

Listing Courtesy of Real Estate One-Rochester, Office Phone: 248-652-6500
425 Elm Court, Oakland
$47,500
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 60964191 MLS
One of the only newer 2024-built homes available at this price point in Oakland Township, 425 Elm Court offers an opportunity that is becoming increasingly difficult to find in today's market. This move-in-ready 3-bedroom, 2-bath manufactured home features approximately 1,056 square feet of thoughtfully designed living space with a clean, modern feel throughout. The open-concept layout creates a bright and functional flow between the living room, kitchen, and dining areas, making the home feel comfortable for both everyday living and entertaining. Energy-efficient low-E vinyl windows, central air, modern finishes, and low-maintenance construction help provide both comfort and peace of mind for the next owner. The split-bedroom layout also offers flexibility for guests, hobbies, storage, or a home office setup. Located within the Independence Woods community in desirable Oakland Township and within the highly regarded Lake Orion School District, residents enjoy convenient access to shopping, dining, parks, recreation, and major commuter routes throughout northern Oakland County. Lot rent is approximately $673 per month; buyer to verify all information with the park. All residents must be approved by the community following an accepted offer or during the inspection period. Contact the community office for verification at Independence Woods, (248) 373-0155. Financing for homes located in parks does differ from traditional mortgage programs and typically requires specialized lenders; mobile-home-specific lenders are available to assist qualified buyers with the pre-approval process. If you're looking for an affordable, practical place to call home with room to make it your own, this is an opportunity you won't want to miss.

425 Elm Court, Oakland

Listing Courtesy of EXP Realty - Fenton, Office Phone: 269-600-4397
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