Rochester Homes with FHA Financial terms

Rochester Homes with FHA Financial terms

Welcome to Rochester, Michigan – a charming city that beautifully blends small-town warmth with modern conveniences. Nestled in the heart of Oakland County, Rochester is renowned for its picturesque landscapes, vibrant downtown area, and rich history. With tree-lined streets and stunning parks, this community offers a serene escape while still providing easy access to the bustling metropolitan hubs of Detroit and Troy.

Rochester boasts a strong sense of community, highlighted by its annual events, such as the Rochester Art & Apples Festival and the popular Farmers Market. Residents enjoy a variety of shopping, dining, and entertainment options, making it an ideal place for families and young professionals alike. The city is also home to highly-rated schools, ensuring that education remains a top priority for its residents.

For those considering a move to Rochester, there are enticing opportunities available, especially for first-time homebuyers. Many homes in this area qualify for FHA financing, which makes homeownership more accessible. FHA loans are designed to support individuals and families with lower down payment requirements and flexible credit score criteria. This means you can find charming single-family homes, cozy townhouses, or spacious condos without breaking the bank.

Whether you’re looking for a quaint abode in a friendly neighborhood or a modern home with all the amenities, Rochester has something for everyone. Embrace the chance to be part of this vibrant community, where your dream home awaits!

Newest Rochester Homes with FHA Financial terms

$480,000
COMING SOON Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 61015685 MLS
Welcome to this spacious 4-bedroom, 2.5-bath split-level home nestled on a nearly half-acre lot in the desirable Coach Lamp Hills subdivision. Situated on a quiet cul-de-sac, this well-maintained home offers over 2,400 square feet of comfortable living space with a functional layout designed for everyday living and entertaining. The bright kitchen features a large center island, ample cabinetry, and a doorwall leading to the deck overlooking the private backyard. Multiple living spaces provide flexibility, including a welcoming living room with a fireplace and a walkout lower-level family room that opens to the patio, creating the perfect indoor-outdoor flow. The generous primary bedroom is complemented by three additional bedrooms, offering space for family, guests, or a home office. Enjoy the convenience of an attached two-car garage, mature landscaping, and a peaceful setting just minutes from downtown Rochester, parks, trails, shopping, dining, and award-winning Rochester Community Schools. Don't miss this opportunity to own a beautiful home in one of Oakland Township's most sought-after neighborhoods!

138 Aintree Road, Rochester

Listing Courtesy of Keller Williams Premier, Office Phone: 248-394-0400
$625,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61014092 MLS
Beat the back-to-school rush and secure your dream home before the new school year begins! Luxury living can be yours with this contemporary and immaculate ranch in Oakland Township. Situated just north of downtown, this property presents a rare opportunity to own nearly two acres (1.89 acres) of serene, wooded bliss all while remaining remarkably close to premier shopping, fine dining, and world-class golf courses. This beautifully updated home features stunning hardwood floors, high-end finishes, and an expansive walkout basement that seamlessly blends indoor comfort with outdoor beauty. The entire residence has been updated to offer a completely turnkey experience. Inside, you will find a gourmet kitchen that beautifully complements the formal dining and living rooms, generous size bedrooms, a finished lower level. Modern touches abound with recessed lighting, fixtures and ceiling fans The attention to detail extends to the fully insulated garage complete with custom storage shelves and a cozy finished back sitting room. As an added bonus, the home features a premium reverse osmosis water system. Outside, the lush, wooded grounds offer a tranquil escape, complete with a large, fenced backyard perfect for pets, play, or entertaining. Located within the award-winning Rochester School District, this freshly modernized masterpiece is an absolute MUST-SEE!

340 Whims Lane, Rochester

Listing Courtesy of Keller Williams Paint Creek, Office Phone: 248-609-8000
$399,000
ACTIVE UNDER CONTRACT Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 70547312 MLS
Welcome to this beautifully updated 3-bedroom, 2-bath ranch nestled in one of Rochester's most desirable neighborhoods! Pride of ownership shines throughout this move-in-ready home, offering the perfect blend of timeless charm and modern upgrades. The bright and inviting main level features newer Andersen windows (2024), all new window blinds, a stunning mahogany front entry door, and comfortable living spaces ideal for everyday living and entertaining. The beautifully finished basement was completely remodeled in 2021, creating an expansive recreation area, a full bathroom, and plenty of additional space for a home office, gym, or media room.

615 Elizabeth Street, Rochester

Listing Courtesy of Keller Williams Paint Creek, Office Phone: 248-609-8000
$190,000
ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 61014025 MLS
Welcome to this move-in ready ground-level ranch condo in the heart of downtown Rochester, offering walkable access to restaurants, shopping, parks, and entertainment while providing the convenience of low-maintenance living. Step inside to an inviting open layout featuring a spacious living room filled with natural light that flows into the dining area and kitchen with ample cabinetry, generous counter space, and everyday functionality. Two comfortable bedrooms offer plenty of space, while the full bath and convenient half bath provide added flexibility. One of this home's standout features is the private rear deck entrance, allowing direct access into the living room while creating an inviting outdoor space to relax or entertain. An expansive unfinished basement provides exceptional storage or the opportunity to create additional finished living space to fit your needs. Recent improvements include a new central air conditioning system and electrical upgrades completed in 2026, providing added value and peace of mind. Additional highlights include in-unit laundry, assigned parking, and a beautifully maintained community. Enjoy an exceptional combination of location, privacy, and convenience just moments from everything downtown Rochester has to offer. Whether you're looking for your next home or a low-maintenance lifestyle close to local dining, shopping, and community events, this condo is ready to welcome its next owner.

525 E University Drive Unit 1002, Rochester

Listing Courtesy of EXP Realty The Perna Team, Office Phone: 888-501-7085
$747,900
ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 50215796 MLS
Welcome to this immaculate home in the sought-after Country Creek subdivision, situated on a premium elevated 0.38-acre lot overlooking the peaceful commons area. Beautiful landscaping and exceptional curb appeal set the stage for this move-in-ready home featuring 4 bedrooms, 3.5 bathrooms, and an open, inviting floor plan. Thoughtfully updated throughout, including a new furnace and A/C in 2023, this home combines comfort, style, and modern convenience in a quiet neighborhood with community walking paths and award-winning Rochester Community Schools. Step inside the foyer highlighted by recently refinished hardwood floors. The welcoming great room features a custom slate accent wall with floating shelves and a cozy fireplace. Open to the great room, the beautiful kitchen features granite countertops, stainless steel appliances, a snack bar, and a bright breakfast nook, creating an ideal layout for everyday living and effortless entertaining. A spacious half bath, first-floor laundry with washer and dryer included, and a private home office with French doors add both convenience and versatility. Upstairs, the elegant custom wood staircase with wrought iron spindles leads to the spacious primary suite featuring a tray ceiling, two walk-in closets, and a private ensuite bath. Three additional well-appointed bedrooms feature generous closet space and abundant natural light, offering comfort and flexibility for family, guests, or hobbies. A full bathroom completes the second level. The finished walk-out basement is an entertainer's DREAM! Offering a spacious recreation area and an impressive custom wet bar featuring soft-close cabinetry, quartz countertops, two wine refrigerators, and abundant storage. A versatile flex space and a stylish full bathroom provide endless possibilities for a home gym, media room, workspace, or guest accommodations. Outdoor living is equally impressive, featuring an expansive maintenance-free deck, an enclosed three-season room with a ceiling fan, and a beautiful brick paver patio accessible from the walk-out basement. These inviting spaces provide the perfect setting for relaxing, outdoor dining, or enjoying the peaceful surroundings. Additional highlights include a three-car side-entry garage and an unbeatable location within the award-winning Rochester Community Schools, serving Delta Kelly Elementary, Van Hoosen Middle School, and Adams High School. Combining thoughtful updates, spacious living areas, and exceptional indoor-outdoor entertaining spaces, this move-in-ready home is a rare opportunity in sought-after Country Creek.

3544 S Creek Drive, Rochester

Listing Courtesy of Berkshire Hathaway HomeServices, Bay City, Office Phone: 989-892-8888
$1,299,990
ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 61013344 MLS
AMAZING OPPORTUNITY! Newly built model home for sale! 2 acre homesite! This super-popular floorplan has so much to love. Curb appeal abounds. Spectacular kitchen has oversized island with lots of quartz counter space as well as storage. Gas cooktop with custom wood hoodfan above, tiled backsplash, and built-in oven/microwave combo. Prep kitchen offers even more storage and counter space, more tile backsplash, AND an extra dishwasher. Perfect for entertaining or just everyday use! Rear covered porch off the nook provides a lovely space to enjoy the fresh air even in the rain. Great room has 11-foot tray ceiling with stained beams, and a linear gas fireplace with stone running to the ceiling! Upstairs, unwind in your spacious Primary retreat. Bedroom 2 offers a private Princess Suite bath; bedrooms 3 and 4 share access to a Jack & Jill bath. All bedrooms have walk in closets--the primary even has TWO! Awesome raised loft is another spot that everyone wants to spend time in! Hardwood floors throughout most of the first and second floors!! Full basement is prepped for a future full bath, and has an egress window! WOW! Furniture, window treatment and artwork not included. October Occupancy.*Buyer pays state transfer tax.* An absolute must see!

987 Buell Road, Rochester

Listing Courtesy of Lombardo Realty, Office Phone: 248-416-1462
$400,000
ACTIVE UNDER CONTRACT Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 61012184 MLS
Welcome to 2611 Quail Run! Tucked near the end of a quiet Oakland Township cul-de-sac, this 4 bedroom, 2 full bath Cape Cod offers a flexible floor plan, valuable mechanical updates and an inviting wooded setting within the Rochester Community School District. Mature landscaping with bright perennials in bloom, brick accents, a covered front porch and brick-paver walkways create a welcoming first impression. Inside, the main level features a spacious living room with hardwood flooring, an adjoining dining area, kitchen, full bath and two bedrooms, including the first-floor primary bedroom. Upstairs, two generously sized bedrooms, a second full bath and an open landing provide comfortable separation and flexible space for family, guests or home office needs. The finished walkout lower level significantly expands the living space with a large recreation room, an additional bedroom or flex room and another separate area ideal for an office, fitness room, playroom, hobbies or storage. Major improvements include a furnace and central air conditioning system less than three years old, a newer water heater and an updated water softener. Outside, the expansive multi-level Trex deck creates an exceptional setting for dining, relaxing and entertaining, while the covered patio below offers a second outdoor living area directly off the walkout lower level. The above-ground pool with new liner is complemented by its own adjoining deck and provides the perfect place to enjoy Michigan summers. With no HOA, an attached 2 car garage and a setting that feels peaceful and private, this Oakland Township home offers the space, flexibility and outdoor living you've been searching for! Schedule your showing today!

2611 Quail Run Street, Rochester

Listing Courtesy of Keller Williams Paint Creek, Office Phone: 248-609-8000
$550,000
ACTIVE UNDER CONTRACT Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61011289 MLS
**OFFER DEADLINE SUNDAY JULY 19 @ 3PM** Welcome home to this EXCEPTIONAL OAKLAND TOWNSHIP RANCH, nestled on a scenic oversized .56 ACRE LOT! Offering 2071 sq ft and 4 bedrooms, this home features a fantastic functional layout designed for comfortable everyday living & effortless entertaining. TASTEFULLY UPDATED kitchen with beautiful cabinetry, granite countertops, double oven & stainless appliances. Comfortable family room with gas fireplace plus spacious living room & dining room. HARDWOOD FLOORING throughout most of main floor. You'll love the gorgeous 3-SEASON SUNROOM, providing the perfect place to relax & enjoy peaceful views of the backyard throughout the seasons. Primary suite includes remodeled ensuite bath with double sinks & step-in shower. Convenient MAIN FLOOR LAUNDRY with built-in drop zone as you enter from garage. The recently FINISHED BASEMENT (2019) provides fantastic additional living space, with LVP flooring, contemporary electric fireplace flanked by built-in shelving, plus large storage area. Enjoy the outdoors on the pergola-covered front porch with composite decking, or relax on the large back patio overlooking the scenic backyard. Additional updates include: New septic system 2022, brand new electric panel and main line 2026, furnace & AC 2022, roof 2014. several windows replaced in 2019, brand new glass block basement windows 2026, plus fresh paint. Ideally located with easy access into Stony Creek Metropark & just minutes to Downtown Rochester's shops, restaurants & entertainment. Award-winning ROCHESTER COMMUNITY SCHOOLS (Hugger, Hart & Stoney Creek). Don't miss your opportunity to make this beautiful move-in ready ranch your own!

337 Beechview Drive, Rochester

Listing Courtesy of Berkshire Hathaway HomeServices Kee Realty, Office Phone: 248-651-1200
$1,800,000
ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 61010271 MLS
Welcome to 5685 Paint Valley Drive--a rare estate offering an exceptional blend of luxury, privacy, and natural beauty on 10 breathtaking acres. Beautifully maintained and impeccably cared for, this remarkable residence features 4 spacious bedrooms, 4 full bathrooms, a 3-car attached garage, a finished walkout basement, and a whole-house generator for added comfort and peace of mind. The open-concept floor plan showcases a beautifully appointed kitchen featuring a center island, premium refrigerator, matching appliances, built-in microwave, abundant cabinetry, and generous preparation space. The kitchen flows seamlessly into the dramatic two-story family room, highlighted by soaring ceilings, a cozy gas fireplace, and an abundance of windows that fill the space with natural light while showcasing spectacular views of the surrounding landscape. The spacious primary suite offers a peaceful private retreat with serene views of the wooded acreage and tranquil natural pond. Additional bedrooms and full bathrooms provide exceptional comfort, privacy, and flexibility for family members and guests. Outdoor living is truly extraordinary, featuring a spacious deck, covered patio, and an all-season glass sunroom designed to enjoy the beauty of nature throughout the year. This inviting space provides the perfect setting for relaxing, entertaining, or simply taking in the breathtaking views of the surrounding grounds. The expansive lawn is beautifully maintained with an irrigation system that utilizes water from the property's private creek, ensuring lush landscaping throughout the growing season. Surrounded by mature trees, a winding creek, a natural pond, and direct access to a nearby walking trail, this exceptional estate offers a rare opportunity to enjoy peaceful country-style living with modern conveniences. Ideally located just minutes from shopping, dining, parks, and the highly acclaimed Rochester Community Schools, this is a truly one-of-a-kind property.

5685 Paint Valley Drive, Rochester

Listing Courtesy of Community Choice Realty Associates, LLC, Office Phone: 734-992-5515
$239,500
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61010906 MLS
**OPEN HOUSE** 7/26 12 pm - 2pm** Newly remodeled condo in the heart of Rochester! Steps from downtown and the Paint Creek Trail. New front door with beautiful spacious patio area. Plenty of natural light throughout with endless character and countless updates that include newer furnace (2021), air conditioner (2026), water heater (2022), kitchen appliances (2026) and washer & dryer (2021). Primary bedroom with walk-in-closet and vanity. Direct access to garage which features newly epoxied floor. All appliances included, making this move-in-ready condo a great opportunity in Rochester.

256 1st Street, Rochester

Listing Courtesy of Real Estate One-Troy, Office Phone: 248-813-4900
$839,900
ACTIVE Status ⋅ 5 Beds ⋅ 5 Baths ⋅ 61010801 MLS
Designed for comfortable everyday living and effortless entertaining, this pristine home offers a light, bright & airy open floor plan w/quality updates. The spacious kit., which overlooks the FR with vaulted ceiling and inviting fireplace, features an expansive island with snack bar, newer SS refrigerator & dishwasher, and abundant workspace. A private library provides the perfect home office or quiet retreat. Hdwd. fl. enhances the foyer, powder rm. & kit., while the entire 2nd fl. showcases newer luxury vinyl tile fl. for a fresh, modern look. The five 2nd fl. bdrms. offer exceptional space for furniture placement. The spectacular fin. W/O inc. a GR, full kit., bath & a versatile bdrm. that can also serve as a home gym, hobby rm., or guest suite--creating the ideal space for entertaining, multi-generational living, or extended stays. Step outside to enjoy the composite deck overlooking beautifully landscaped grounds with mature trees and plantings, offering a peaceful setting for outdoor relaxation. Additional highlights include updated LED recessed lighting and fixtures, roof & exterior painting (2014), new carpet on stairway, zoned heating and cooling with two furnaces and two air conditioning units, providing enhanced comfort and energy efficiency year-round. This exceptional home combines spacious living, thoughtful updates, and outstanding versatility in a beautiful setting. NOTE: EXCLUDE FREEZER IN BSMT.

3804 Elk Drive, Rochester

Listing Courtesy of Berkshire Hathaway HomeServices Kee Realty, Office Phone: 248-651-1200
$895,000
ACTIVE Status ⋅ 5 Beds ⋅ 6 Baths ⋅ 61010331 MLS
Nestled on a quiet cul-de-sac, this stunning home offers exceptional space, style, and amenities throughout. The first-floor primary suite features a tray ceiling, private ensuite bath, and dual walk-in closets. The dramatic two-story great room showcases a gas fireplace and opens to the bright kitchen, which boasts abundant cabinetry, granite countertops, and flows into a cozy sunroom that opens to a spacious patio. Along with the formal dining room, this creates an ideal space for gatherings and entertaining. The impressive finished basement includes a full bath, bedroom, craft room with extensive cabinetry and counter space, plus a large storage room. Upstairs, you'll find an oversized guest suite with a private bath, along with two additional bedrooms connected by a Jack-and-Jill bathroom. Additional highlights include a private office with French doors, a three-car side-entry garage, all appliances, and a brand-new HVAC system (July 2026).

4853 Goodison Place Drive, Rochester

Listing Courtesy of Keller Williams Paint Creek, Office Phone: 248-609-8000
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