Rochester Homes with FHA Financial terms

Rochester Homes with FHA Financial terms

Welcome to Rochester, Michigan – a charming city that beautifully blends small-town warmth with modern conveniences. Nestled in the heart of Oakland County, Rochester is renowned for its picturesque landscapes, vibrant downtown area, and rich history. With tree-lined streets and stunning parks, this community offers a serene escape while still providing easy access to the bustling metropolitan hubs of Detroit and Troy.

Rochester boasts a strong sense of community, highlighted by its annual events, such as the Rochester Art & Apples Festival and the popular Farmers Market. Residents enjoy a variety of shopping, dining, and entertainment options, making it an ideal place for families and young professionals alike. The city is also home to highly-rated schools, ensuring that education remains a top priority for its residents.

For those considering a move to Rochester, there are enticing opportunities available, especially for first-time homebuyers. Many homes in this area qualify for FHA financing, which makes homeownership more accessible. FHA loans are designed to support individuals and families with lower down payment requirements and flexible credit score criteria. This means you can find charming single-family homes, cozy townhouses, or spacious condos without breaking the bank.

Whether you’re looking for a quaint abode in a friendly neighborhood or a modern home with all the amenities, Rochester has something for everyone. Embrace the chance to be part of this vibrant community, where your dream home awaits!

Newest Rochester Homes with FHA Financial terms

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 61029250 MLS

Welcome to this beautifully updated 2-bedroom, 2-bathroom condo at 3601 Tremonte Circle N in Oakland Township, zoned for Rochester Schools. Built in 2002, this 1,533 sq ft home offers an attached garage, a cozy gas fireplace in the great room, and a covered screened porch for relaxing year-round. Move-in-ready peace of mind comes with major systems already updated: roof (3 years), furnace and hot water heater (2022), A/C (2023), and washer/dryer (2020). Interior updates include all-new high-end light fixtures and professional paint (2020), a newly updated primary bathroom (late 2025), and luxury vinyl flooring in the kitchen and laundry room. Enjoy resort-style community amenities including an in-ground pool, fitness center, basketball court, and pickleball court, all set among impeccably maintained grounds with sidewalks throughout. HOA is $338/month. A rare combination of low-maintenance living and top-tier amenities -- schedule your showing today!

3601 Tremonte Circle, Rochester

Listing Courtesy of EXP Realty Main, Office Phone: 888-501-7085

ACTIVE Status ⋅ 2 Beds ⋅ 3 Baths ⋅ 61029354 MLS

Stunning, move-in-ready condo offering a rare combination of style, space, storage, and an exceptional Rochester location. Beautiful wood floors run throughout, complementing the home's distinctive industrial-inspired character and modern amenities. The light-filled main level offers a wonderful flow, including a versatile library and access to a gorgeous private terrace with views toward the Clinton River--an incredible space to relax, entertain, or simply enjoy the setting. The expansive primary suite provides a comfortable retreat, while the additional bedroom features an impressively large 7x6 walk-in closet. Need a third bedroom? The library has previously been used as a bedroom, offering additional flexibility for guests, a home office, or changing needs. Unlike many condos, this home also includes a basement--an incredible bonus for storage--along with an attached garage and an additional designated parking space. The home has been exceptionally well maintained and is truly ready for its next owner. All of this comes with an HOA fee of just $200 per month, including exterior maintenance, trash, water, and sewer--an outstanding value. Pets are allowed, too. Just steps from the Clinton River, Clinton River Trail, and downtown Rochester, this home puts nature, dining, shopping, and everything Rochester has to offer within easy reach. A truly special condo in an unbeatable setting.

170 Mill Street, Rochester

Listing Courtesy of Gorman Real Estate Collective, Office Phone: 248-733-3541

ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 61027821 MLS

Completely rebuilt in 2021 with approximately $1.4 million invested, this exceptional 4-bedroom, 4-bath contemporary home showcases high-end, thoughtfully selected finishes throughout. The exterior was transformed with new stucco and stone siding, a standing-seam metal roof, new windows and doors, spray-foam insulation, a new driveway, sidewalks, patio, and professional landscaping. Inside, the home is an absolute stunner, featuring an open, inviting layout designed for both everyday living and entertaining. The designer kitchen is equipped with premium GE Cafe appliances and elegant marble countertops. The entire second level is dedicated to the luxurious primary suite, offering a spacious bedroom and private home office separated by a striking double-sided fireplace. The spa-inspired primary bathroom features floor-to-ceiling marble tile, a steam shower, soaking tub, private laundry, and an expansive closet with custom built-in cabinetry. The finished basement provides even more living and entertaining space, with an open-concept design, wet bar, full bathroom, and a second laundry area. Additional highlights include an attached 2.5-car garage with epoxy flooring, an EV charger, and a garage door providing direct access to the backyard. A detached one-car garage offers additional parking or the opportunity to create more living space. The property also includes RV parking, a whole-home generator, two tankless water heaters, a hot tub, maintenance-free turf throughout the yard, a dedicated gas line for outdoor BBQs, and 8 Samsung frame TVs included with the sale. With parking for up to eight vehicles, no HOA, low-maintenance landscaping, and a location within walking distance of downtown Rochester, this extraordinary home offers a rare combination of luxury, flexibility, and convenience.

523 Renshaw Street, Rochester

Listing Courtesy of BHHS Michigan Real Estate, Office Phone: 616-364-9551

ACTIVE UNDER CONTRACT Status ⋅ 5 Beds ⋅ 5 Baths ⋅ 61024002 MLS

Some homes give you more space. This one gives you more ways to use it. Set on nearly an acre in Oakland Crest, this 5-bed, 4.1-bath home delivers over 5,500 finished sq ft, 3-car garage, finished walkout basement and a backyard that makes staying home feel like a solid plan. On a clear day, enjoy stunning views extending to the Detroit Skyline and RenCen. The main level opens with a two-story great room, hardwood floors and stone gas fireplace, while oversized windows bring in natural light and wide-open backyard views. The kitchen is built for real life and real entertaining with a large island, granite counters, stainless appliances, gas cooking, abundant cabinetry and walk-in pantry, flowing into the breakfast area, dining space and living areas so nobody gets stuck cooking in exile. A private study, mudroom and first-floor laundry add the practical pieces that make a large home function. Upstairs, the primary suite includes a walk-in closet and private bath with dual vanities, jetted tub and separate shower. Three additional bedrooms, multiple baths and a bonus room provide plenty of flexibility for guests, work, hobbies or whatever needs its own room next. Downstairs, the finished walkout basement feels less like a basement and more like an entire second level of living--and stands out as the only house in the neighborhood with a full walkout basement. Remodeled in 2023 with new flooring, updated drywall and fresh paint, it includes a large rec space, fireplace, kitchenette/bar, full bath, additional bedroom and direct access to the covered patio. Features dual HVAC systems, with one unit replaced in 2023. Outside, the Trex deck, lower covered patio, mature landscaping and expansive lawn create multiple places to dine, lounge, entertain or simply enjoy the view. Built in 2015 on a cul-de-sac in Oakland Crest, this is a rare combination of space, function, outdoor living and a floor plan that can keep up with just about anything life throws at it.

208 Oakland Crest Drive, Rochester

Listing Courtesy of Redefine Real Estate, Office Phone: 734-259-7949

ACTIVE Status ⋅ 1 Beds ⋅ 1 Baths ⋅ 61024078 MLS

Prime Rochester location for this affordable condo. Private small complex is surrounded by well maintained grounds and is within walking distance of Henry Ford Hospital, parks, downtown, Oakland university & more. The property features large rooms, open living and natural light. Enjoy the W/O to your private patio. There is ample storage with many cupboards, counters, an oversized snack bar pantry and all appliances are included. The in unit Laundry is an added bonus, This unit offering everyday convenience and comfort at an affordable investment . A Garage is close to your door. A dedicated laundry room and a large private locked storage unit within the condominium complex adds practicality to daily routines. This is an exceptional opportunity to experience Rochester living; inquire today to schedule your private viewing.

416 N. Helen Avenue Unit 7, Rochester

Listing Courtesy of Howard Hanna Clarkston, Office Phone: 248-206-8383

ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61023955 MLS

Downtown Rochester living without giving up the space, backyard or breathing room you actually want. Set along Woodward Avenue, this 3-bedroom, 2.1-bath home offers an easy walk to Downtown Rochester, city offices, Rochester Municipal Park and Paint Creek Trail, while still feeling comfortably removed from the activity. Built in 2018, this Cranbrook Custom Home pairs a craftsman-inspired exterior with a covered front porch, mature landscaping, a fenced backyard and patio space ready for morning coffee, dinner outside or an afternoon of doing absolutely nothing. Inside, 2,531 square feet of finished living space delivers a bright, open-concept layout with hardwood floors, a gas fireplace, dedicated study, decorative millwork, an iron-accent staircase and plenty of natural light. The kitchen is the kind of space where everyone ends up anyway, with white cabinetry, stainless steel appliances, generous prep space, a large center island and an easy connection to the dining and living areas. The main level feels polished but comfortable, with enough definition between spaces to keep everyday life from becoming one giant room. Upstairs, the spacious primary suite is joined by two additional bedrooms and a loft that can flex as a second living area, office, workout space or whatever the next chapter calls for. The primary bath adds dual vanities plus a separate tub and shower, while second-floor laundry keeps the daily routine where it belongs. The unfinished basement adds nearly 1,000 square feet of storage and future possibilities. An attached 2-car garage with storage and epoxy flooring, owned water softener and purifier, whole-home gas generator, Ring alarm, central air, municipal water and sewer, sump pump and fenced yard round out the practical side. It is a rare combination of Downtown Rochester walkability--especially magical during the holidays--newer construction, flexible living space and an outdoor setting that gives you a reason to stay home once you get there.

149 Woodward Avenue, Rochester

Listing Courtesy of Redefine Real Estate, Office Phone: 734-259-7949

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61023229 MLS

Welcome to this turnkey, fully renovated, fully furnished, rare opportunity, just .5 miles from the heart of Downtown Rochester! This home has been completely transformed into a modern, 4-bedroom, 3-full-bath home--and offers an exceptional opportunity for an investor looking for a turnkey property with immediate cash flow or a new homeowner looking to own in the heart of Rochester. The renovation went far beyond cosmetic updates with a thoughtfully redesigned layout adding an additional bedroom, a full bathroom and a full finished basement adding more living and entertaining space. Walls were opened to create a bright, modern floor plan centered around a completely redesigned kitchen featuring quartz countertops, soft-close cabinetry, a large island and updated appliances. An integrated surround/media system adds another level of functionality and entertainment throughout the home. Outside, the property continues to impress with a large partially fenced-in backyard with a deck and stone patio great for relaxing or entertaining. An insulated and drywalled, 2 1/2 car detached garage, provides outstanding space for vehicles, storage, a workshop or dedicated office/work area. The home is being offered fully furnished with an existing corporate lease with approximately 10 months remaining, creating the opportunity to acquire a renovated Rochester property with income already in place from day one. Restaurants, shopping, nightlife, parks and everything that makes downtown Rochester such a desirable destination within easy reach. No need to create potential with the property--the renovation, furnishing and tenant placement have already been completed. Schedule your private showing today.

1228 N Main Street, Rochester

Listing Courtesy of EXP Realty - Mark White & Associates, Office Phone: 269-600-4397

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61020807 MLS

This is the one you have been waiting for, MOVE RIGHT IN. Exuding charm & curb appeal, this boutique-like Rochester ranch is gorgeous & fully renovated in the heart of downtown. The custom covered front porch welcomes you inside to a light-filled family rm w/beautiful hardwood floors, recessed lighting & crown molding throughout. The spacious kitchen provides granite counters, under-cabinet lighting, premium stainless appliances & a water filtration system. Three bedrooms feature custom closet built-ins & doors, with an attic fan conveniently located in-between. The part/finished lower level doubles the living space w/a second family rm, 2nd full bath & a clean laundry room. A mudroom/breezeway connects to the finished/insulated & 2 car garage you can fit a boat in (Look at Photos). Completing this gem is a fenced outdoor oasis w/composite decking, mature trees & a beautifully landscaped lawn. 2018 Roof, 2020 Cement,

1341 Catalpa Drive, Rochester

Listing Courtesy of GSA Elite Realty, Office Phone: 586-806-5848

ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 61019608 MLS

TO BE BUILT! Build time is approx. 9-11 mths. Welcome to Stoney Creek Crossing in Rochester Schools. Stoney Creek provides a quiet retreat surrounded by nature while keeping you close to the vibrant shopping, dining, and entertainment of downtown Rochester. The Berkeley is a wide-open floorplan featuring both a formal dining room and study, an open concept Chef's Kitchen and Nook leading into a spacious Great Room perfect for entertaining with a gorgeous 2-story ceiling and gas fireplace. The upper level features a Primary Bedroom with En-Suite Bath . We include 10 Year Structural & Basement Waterproofing Warranties! Photos are of a decorated model or previously built home.

2920 Enclave Drive, Rochester

Listing Courtesy of Lombardo Realty, Office Phone: 248-416-1462

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61019053 MLS

Welcome to 313 N. Castell Avenue, where timeless charm meet modern updates just a five-minute walk from vibrant downtown Rochester. This beautifully updated 2077-square-foot home offers 3 bedrooms, 2 full bathrooms, and an inviting layout designed for both everyday living and entertaining. Updated in 2021, the home features gleaming hardwood floors, and an efficiently designed kitchen with quartz countertops and stainless steel appliances, newer water heater and A/C (2021), along with a wood burning fireplace that creates a warm and welcoming living space. The multi-level layout offers exceptional flexibility, while the garage is currently configured for a one-car garage with a dedicated workshop. The dividing wall can be easily taken down to restore the original two-car garage configuration. The concrete driveway, updated in 2021, provides parking for up to six vehicles-a rare find this close to downtown Rochester. Step outside and enjoy one of Rochester's most desirable locations. Stroll to downtown's award-winning restaurants, boutique shopping, coffee shops, community events, and seasonal festivals. Outdoor enthusiasts will appreciate the nearby Paint Creek Trail, Clinton River Trail, Rochester River Walk, Municipal Park, and numerous neighborhood parks, while several golf courses are just minutes away. Rochester is known for its walkable downtown, exceptional recreational opportunities, and year-round community events, making this an outstanding place to call home. SELLER IS INCLUDING A ONE YEAR HOME WARRANTY.

313 N Castell Avenue, Rochester

Listing Courtesy of Brookstone, Realtors LLC, Office Phone: 248-963-0505

ACTIVE Status ⋅ 3 Beds ⋅ 4 Baths ⋅ 61017433 MLS

DON'T MAKE A MOVE WITHOUT experiencing luxury condo living in sought-after Oak Arbor of Rochester! Quality built with a premium exterior elevation, this impressive 3-bedroom, 2-full and 2-half bath condo offers upscale finishes, a rare finished walkout lower level and a beautiful wooded setting. Step inside to an open-concept main level where soaring 9-foot ceilings and dramatic 8-foot doors create a spacious, high-end feel. The gourmet kitchen features gleaming granite countertops, upgraded cabinetry and a breakfast bar, flowing seamlessly into the great room with a cozy gas fireplace. The adjoining dining area opens through sliding glass doors to a private deck overlooking the wooded surroundings--perfect for morning coffee, relaxing or entertaining. A dedicated study offers flexible space for a home office or possible first-floor guest room. A ceramic half bath and convenient first-floor laundry complete the main level. Upstairs, retreat to the expansive primary suite featuring an elegant tray ceiling and oversized walk-in closet. The luxurious ensuite bath offers granite countertops, dual sinks, dressing vanity, freestanding soaking tub, separate glass shower and ceramic tile flooring. Two additional spacious bedrooms feature double-door step-in closets and share a large full bath with granite counters, dual sinks and tub/shower combination. ONE OF ONLY A FEW UNITS WITH A WALKOUT BASEMENT! The beautifully finished lower level expands your living and entertaining space with high ceilings, recessed lighting, ceramic tile flooring, contemporary half bath and direct access to the patio. New sump pump in 2026. An attached 2.5-car garage adds even more convenience and storage. Enjoy a private deck and patio, wooded views and easy access to Gazebo Park and the pond, all just minutes from vibrant downtown Rochester. LUXURY, LOCATION AND LOW-MAINTENANCE LIVING--all wrapped in the natural beauty and lifestyle Rochester is known for.

4176 Oak Arbor Court, Rochester

Listing Courtesy of Real Estate One-Rochester, Office Phone: 248-652-6500

ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 61015685 MLS

Welcome to this spacious 4-bedroom, 2.5-bath split-level home nestled on a nearly half-acre lot in the desirable Coach Lamp Hills subdivision. Situated on a quiet cul-de-sac, this well-maintained home offers over 2,400 square feet of comfortable living space with a functional layout designed for everyday living and entertaining. The bright kitchen features a large center island, ample cabinetry, and a doorwall leading to the deck overlooking the private backyard. Multiple living spaces provide flexibility, including a welcoming living room with a fireplace and a walkout lower-level family room that opens to the patio, creating the perfect indoor-outdoor flow. The generous primary bedroom is complemented by three additional bedrooms, offering space for family, guests, or a home office. Enjoy the convenience of an attached two-car garage, mature landscaping, and a peaceful setting just minutes from downtown Rochester, parks, trails, shopping, dining, and award-winning Rochester Community Schools. Don't miss this opportunity to own a beautiful home in one of Oakland Township's most sought-after neighborhoods!

138 Aintree Road, Rochester

Listing Courtesy of Keller Williams Premier, Office Phone: 248-394-0400

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