Troy Homes with Conventional Financial terms

Troy Homes with Conventional Financial terms

**Discover the Charm of Troy, Michigan: A Hidden Gem in Oakland County**

Nestled in the heart of Oakland County, Troy, Michigan, is a vibrant city known for its welcoming community, excellent schools, and thriving economy. With a perfect blend of suburban tranquility and urban convenience, Troy stands out as one of the most desirable places to live in the state. The city boasts a variety of parks, recreational facilities, and shopping destinations, including the upscale Somerset Collection, where residents enjoy a mix of luxury retail and fine dining.

Troy's rich history is reflected in its beautifully preserved neighborhoods, where tree-lined streets and well-maintained homes create an inviting atmosphere. Whether you’re looking for a charming ranch-style home, a contemporary townhouse, or a spacious family residence, Troy offers diverse real estate options to suit every lifestyle. Many of these homes are available with conventional financing terms, making it easier for buyers to secure their dream property without the complexities of alternative financing.

The city is also home to top-rated schools and a strong sense of community, making it an ideal place for families. With a low crime rate and a variety of cultural events and activities, Troy fosters a safe and engaging environment for all ages.

If you’re considering a move to Troy, you’ll not only find a place to call home but a community that embraces growth, connection, and a high quality of life. Explore the possibilities that await you in this charming Michigan city and discover why so many choose to call Troy home!

Newest Troy Homes with Conventional Financial terms

$650,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61015954 MLS
Welcome to this beautifully maintained Colonial in the highly desirable Buckingham Woods neighborhood, located within the award winning Troy School District. Offering 2,704 square feet, four bedrooms, two full and one half baths, this home combines timeless design with spacious living and an exceptional location. The thoughtfully designed main level features spacious living and dining rooms filled with natural light. The heart of the home is the expansive family room featuring a gas fireplace flanked by custom built in cabinetry and shelving, creating the perfect gathering space. A private first floor office provides an ideal work from home setting while the generous kitchen offers abundant cabinetry, ample prep space, and a casual dining area overlooking the backyard. Upstairs, the spacious primary suite features a private bath and excellent closet space. Three additional bedrooms and a well appointed full bath. Step outside to a large deck surrounded by mature trees and established landscaping, offering a peaceful setting for outdoor dining, entertaining, or simply relaxing in your own private backyard. Additional features include first floor laundry, an attached two car garage, an unfinished basement ready for future finishing or abundant storage, and an unbeatable location close to parks, shopping, dining, and major commuter routes. An opportunity to own a beautifully cared for home in one of Troy's most established and sought after neighborhoods.

2937 Waterloo Drive, Troy

Listing Courtesy of KW Domain, Office Phone: 248-590-0800
$336,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61016035 MLS
FABUOUS UPDATED TOWNHOUSE IN WESTERN TROY, SITUATED IN ONE OF THE BEST LOCATIONS IN THE COMPLEX. GLASS DOORWAL LEADS OUT TO A PRIVATE BACKYARD WITH VIEWS OF POND AND HURON RIVER STREAM. EVERYTHING LIKE NEW. 3 BEDROOMS AND 2.5 BATHROOMS. OPEN LAYOUT FLOOR PLAN. BRIGHT KITCHEN WITH QUARTZ COUNTER TOPS. PRIVATE ENTRY. FULLY FINISHED BASEMENT. PRIMARY BEDROOM WITH A PRIVATE BATH. PREMIER COMMUNITY WITH POOL, CLUBHOUSE AND TENNIS COURTS. HAMILTON ELEMENTARY AND BOULAN PARK MIDDLE SCHOOLS.

5392 Breeze Hill Place, Troy

Listing Courtesy of Home One Realty LLC, Office Phone: 248-420-0805
$479,900
COMING SOON Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61015814 MLS
Welcome to this beautifully maintained 4-bedroom, 2.5-bath home in the heart of Troy, where elegance, comfort, and thoughtful design come together. The bright, open-concept floor plan showcases a spacious kitchen that flows seamlessly into the inviting living room, complete with a cozy fireplace--creating the perfect space for both everyday living and entertaining. A generous dining area is ideal for hosting family dinners and special gatherings, while the convenient laundry room adds to the home's everyday functionality. Enjoy added peace of mind with a **brand-new roof installed in July 2025**. Step outside to a spacious deck overlooking a large backyard, offering the perfect setting for relaxing, entertaining, or enjoying the outdoors. An attached 2-car garage provides added convenience and storage. Ideally situated near shopping, dining, parks, and top-rated Troy schools, this exceptional home offers the perfect blend of style, space, and location. Don't miss the opportunity to make this stunning property your next home!

2975 Hill Drive, Troy

Listing Courtesy of Top Agent Realty, Office Phone: 248-277-4226
$600,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 70548747 MLS
Welcome home to this wonderful 4-bedroom, 3-full-bath Colonial located in Troy! The open and inviting floor plan features hardwood flooring throughout the main level, a spacious kitchen with granite countertops, a large center island, and a bright dining area perfect for everyday living and entertaining. The dining room and great room feature soaring vaulted ceilings and a cozy fireplace, creating a warm and airy atmosphere. A convenient first-floor bedroom and full bath offer flexibility for guests or multi-generational living. Upstairs, the primary suite features a walk-in closet and private bath, while two additional bedrooms share a dual-entry bathroom. Additional highlights include main-floor laundry and a finished basement recreation room providing extra living and entertaining space. In the backyard, you're going to love the large brick paver patio that is a fantastic space to enjoy time entertaining family and friends. Ideally located near shopping, dining, parks, and offers aw

4877 Davis Court, Troy

Listing Courtesy of Coldwell Banker Professionals, Office Phone: 248-644-6300
$209,900
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 70548706 MLS
Welcome to this 2994 Roundtree a two-bedroom, one-bathroom condominium located in Troy, Michigan. This 947 square-foot residence offers living space thoughtfully designed for comfortable everyday living. The property features an attached one car garage for convenient vehicle storage and parking. Situated on a substantial lot, this condo provides an exceptional land-to-building ratio that sets it apart. Whether you're seeking an entry-level investment or a straightforward residential property, this Troy condominium presents a solid opportunity.

2994 Roundtree Drive, Troy

Listing Courtesy of Cornerstone Real Estate, Office Phone: 734-316-5886
$1,050,000
COMING SOON Status ⋅ 5 Beds ⋅ 4 Baths ⋅ 61015350 MLS
Built in 2024 and loaded with custom upgrades, this 5-bedroom, 3.1-bath colonial in Troy's Emerald Pointe subdivision is the definition of move-in luxury! Spanning 3,620 sq ft above grade with an additional 2,000 sq ft partially finished basement, every inch of this home was thoughtfully designed -- from the dramatic glass staircase and soaring high ceilings to the open concept layout with hardwood floors and 4x4 tile throughout -- zero carpet in sight. The custom-built quartz kitchen features tons of cabinet space and flows seamlessly for everyday living and entertaining. All 4 bathrooms are fully tiled, and the living room fireplace adds warmth and elegance. Step outside to a huge patio with a gas line -- perfect for outdoor entertaining -- overlooking a generous backyard. The heated and cooled 3-car attached garage takes it a step further with its own full kitchen inside. A tankless water heater, balcony, and covered porch round out this exceptional package. Custom built, completely upgraded, and ready to impress -- this is Troy living at its finest!

1683 Delta Drive, Troy

Listing Courtesy of EXP Z Real Estate, Office Phone: 248-937-1337
$769,000
ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 61015351 MLS
Experience timeless comfort and exceptional pride of ownership in this beautifully maintained home located in the award-winning Troy school district. This home has been meticulously cared for and is truly move-in ready. With many thoughtful updates over the last 10 years, this home provides peace of mind, including: newer appliances (2019), newer furnace/AC (2016), Anderson windows (2016), new sump pump w/backup (2026),new driveway and paver rebuild (2019), bathrooms upgraded (2019), new carpet (2021), new washer/dryer (2023) and more. If you like to entertain then you don't want to miss the fully finished basement and the backyard retreat. Designed with entertaining in mind, this home truly shines both inside and out. Either on the beautifully designed back patio or the finished basement, there are endless possibilities for entertaining and everyday enjoyment. With plenty of space to grow and a desirable location, this home is ready for its next owners.

4086 Glencastle Drive, Troy

Listing Courtesy of Thrive Realty Company, Office Phone: 248-256-5046
$848,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61015281 MLS
Look no further centrally located in NW Troy's desirable Oak River East Subdivision. Elegant two story entry opens to living room with large bay window for an abundance of natural light. Updated kitchen boasts premium cabinets, granite counters and hardwood flooring opens to cathedral ceiling family room with cozy fireplace. Double glass door entry to private study. Convenient 1st floor primary suite with cathedral ceiling, walk in closet and dressing area. Fashion primary bath dual sinks, tub and shower. Three generous 2nd floor bedrooms. Finished basement and quality Anderson Windows add to value. Location, location close to shopping, recreation and entertainment. Schroeder Elementary, Boulan Middle and a short walk to Troy High.

1808 Rolling Woods Drive, Troy

Listing Courtesy of RE/MAX First, Office Phone: 248-218-4300
$599,900
COMING SOON Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 61015221 MLS
Beautifully renovated and completely move-in ready, this exceptional four-bedroom ranch offers refined finishes, modern technology, and extensive updates throughout. Situated on a manicured half-acre lot in the Troy School District, the home is designed for comfortable everyday living with nothing left to do but move in and enjoy. The main level features a welcoming living room, currently used as a dining room, with a fireplace and large picture window overlooking the beautifully landscaped property. The updated kitchen offers quartz countertops, stainless steel appliances, and a convenient snack bar. At the rear of the home, the spacious family room provides an inviting gathering space with a large fireplace, abundant windows, and sliding glass doors leading to the backyard. The primary suite features a fully remodeled bathroom with a large Euro-glass shower and walk-in closet. Three additional spacious bedrooms and a full bathroom complete the home, while the laundry room offers generous storage. Outside, the beautifully fenced backyard provides plenty of space to relax and entertain, with a stone paver patio, enclosed garden area, and room to enjoy the outdoors. The impressive 900-square-foot three-car garage features epoxy floors, extra-large doors, and ample space for vehicles, storage, and hobbies. Smart-home features include a whole-house audio system, Lutron smart lighting, surveillance, and security system. Enjoy Sylvan Glen Lake and the newly built park. Updated in 2023 with beautiful finishes and thoughtful improvements throughout, this exceptional home offers a rare combination of turnkey condition, modern convenience, and a private outdoor setting in a desirable Troy location.

660 Sylvanwood Drive, Troy

Listing Courtesy of KW Domain, Office Phone: 248-590-0800
$459,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61015062 MLS
Location, location, location! Situated in the highly desirable Emerald Lakes subdivision, this beautiful brick ranch offers the best of Troy living. Enjoy lake access to picturesque Sandshores Lake from your corner lot in this beloved community. With over 1,700 sq ft of living space, the home features rich hardwood floors, a charming double-sided fireplace & a finished basement perfect for game nights, entertaining and added storage. Award-winning Troy School District with easy access to shopping, dining & major roads. Don't forget the attached 2-car garage. Simply a must-see!

6805 Emerald Shores Drive, Troy

Listing Courtesy of @properties Christie's Int'l R.E. Birmingham, Office Phone: 248-850-8632
$469,900
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61014957 MLS
Welcome home to this beautiful 4-bedroom, 2.5-bath colonial located in the highly sought-after Troy School District! Situated on a spacious 0.26-acre lot, this home offers plenty of room both inside and out. The inviting floor plan features a formal living room, elegant dining room, and a warm, welcoming family room with a cozy fireplace--perfect for relaxing or entertaining. The spacious primary suite includes a private en-suite bath, creating the perfect retreat at the end of the day. Additional highlights include Pella windows, a 2-car attached garage, and a beautifully landscaped yard surrounded by a 6-foot vinyl privacy fence. Step outside to enjoy the charming gazebo, offering the perfect place to unwind or entertain guests. Located in one of Troy's most desirable neighborhoods with award-winning Troy Schools, this home combines comfort, space, and an exceptional location. Garage car charger comes with the house as well. Don't miss your opportunity to make this outstanding property your next home! All sizes are approximate, have agent verify.

1198 Ashley Drive, Troy

Listing Courtesy of EXP Realty, Office Phone: 734-322-3302
$425,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61014876 MLS
WOW, WOW, WOW--this amazing value located in the heart of Troy is now available for immediate occupancy! This beautiful home has been very well-cared for and features a fantastic floor plan and generous room sizes. The first floor is a classic colonial with a pleasant twist--the open kitchen/nook/family room flow nicely and look out into the spacious back yard. The home features a combination of updated quality wood, slate, tile, and cork flooring. The huge side-entrance garage measures 30' x 22' with a plethora of storage and space for up to 3 cars--good luck finding another one at this price in Troy! You will love the quality appliances, second-floor laundry, updated bathrooms, dimensional shingle roof, completely fenced backyard--and a bonus koi pond! Situated within the area of award-winning Troy High School, Smith Middle School with close access to Martell Elementary, making this home perfect for a growing family. These are some of the most highly sought after schools in the state. Don't hesitate, this is not going to be on the market long.

5443 Berwyck Drive, Troy

Listing Courtesy of Max Broock, REALTORS(r)-Birmingham, Office Phone: 248-644-6700
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Provided through IDX through Realcomp II Ltd. Courtesy of HamadyRobinson, REALTORS®. Copyright 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing and that the data is deemed reliable but not guaranteed accurate by the MLS.