Troy Homes with FHA Financial terms

Troy Homes with FHA Financial terms

Welcome to Troy, Michigan – a vibrant city nestled in the heart of Oakland County, known for its outstanding quality of life and thriving community spirit. With its tree-lined streets, well-maintained parks, and a plethora of shopping and dining options, Troy is a perfect blend of suburban charm and urban convenience. This family-friendly city is renowned for its top-rated schools, making it an ideal place for families looking to settle down.

Troy is also home to a diverse population and a strong economy, featuring a mix of corporate headquarters, small businesses, and retail establishments. The city’s commitment to maintaining its green spaces and promoting community engagement shines through in its various events and festivals throughout the year, fostering a strong sense of belonging among residents.

For those considering making Troy their home, the real estate market here offers a variety of options. With homes available under FHA financing terms, prospective buyers can find affordable and accessible pathways to homeownership. The Federal Housing Administration (FHA) loans are designed to assist first-time buyers and those with lower credit scores, making it easier to secure a mortgage. This means you can explore a range of charming single-family homes, modern townhouses, and spacious condos that fit your budget and lifestyle.

Whether you’re drawn to the excellent schools, the vibrant community, or the appealing real estate options, Troy, MI, is a place where you can truly feel at home. Discover the possibilities and start your journey to homeownership in this wonderful city today!

Newest Troy Homes with FHA Financial terms

2752 Dashwood Drive, Troy
$345,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61042467 MLS
Welcome to this charming home located at 2752 Dashwood featuring 3 bedrooms and 2 full bathrooms, providing a comfortable living space with a newly updated heated inground pool! With a generous living area of 1584 square feet, this house presents ample room for daily activities and gatherings. Situated on nearly half an acre, explore the possibilities this property accords and imagine making it your own. Don't miss the chance to experience this inviting space.

2752 Dashwood Drive, Troy

Listing Courtesy of Beycome Brokerage Realty LLC, Office Phone: 804-656-5007
6151 Atkins Drive, Troy
$515,000
ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 61042334 MLS
Welcome home to 6151 Atkins Drive, a fantastic split-level residence situated on a prime lot in Troy's prestigious Emerald Lakes Village. Positioned directly on serene Pebble Lake with an impressive 90 feet of direct water frontage, this property provides a rare opportunity to enjoy private, peaceful waterfront views right from your own backyard patio. Located within the top-rated Troy School District, this home offers over 2,050 square feet of above-grade living space, complemented by an additional 874 square feet of finished basement space perfect for extra living, storage, or entertainment. Inside, you will find 4 spacious bedrooms, 3 full bathrooms, and 1 convenient lavatory. The functional floor plan includes rich hardwood flooring across the main and upper levels, a comfortable family room featuring a cozy gas fireplace, central air conditioning, and an attached two-car garage. Combining low HOA fees with unbeatable access to Troy's premier community amenities, dining, and schools, this waterfront home delivers an exceptional lifestyle in an ideal location.

6151 Atkins Drive, Troy

Listing Courtesy of Keller Williams Paint Creek, Office Phone: 248-609-8000
2891 Teasdale Drive, Troy
$362,500
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61042082 MLS
Freshly renovated 3 bedroom 2 1/2 bath Troy brick ranch in an all brick area with an open floor plan. Enter to living room. Kitchen features newer whte Shaker style cabinets, granite counters with undermount stainless steel sink, large peninsula open to family room and a full set of included new stainless steel appliances. Large family room with brick face fireplace and doorwall to patio and fenced yard. Main tub bath with newer double vanity, granite top, undermount sinks, tile floor and ceramic tile tub surround. Newer fixtures. Second shower bath with oversize shower with ceramic tile walls, newer vanity, granite top, undermount sink and newer fixtures. First floor laundry with custom coat/boot center off garage entrance. Refinished hardwood floors throughput. Newer doors, trim and hardware throughout. New paint and fixtures throughout. Newer roof, windows, gutters and furnace, central air and updated electric panel in clean open freshly painted unfinished basement. Seller offering help options...see last photo. Also ask your agent for a copy from shared docs. Owner is a licensed broker in the state of Michigan.

2891 Teasdale Drive, Troy

Listing Courtesy of John Graham Realty, LLC, Office Phone: 586-799-4700
3417 Rowland Court, Troy
$425,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61041701 MLS
Completely renovated and move-in ready! Luxury vinyl plank flooring, new paint, new carpet throughout, updated lighting fixtures and more! Lovely curb appeal with brick accents and fresh landscaping. Gorgeous open floorplan as you enter the foyer to see kitchen that opens directly to the large living room, making entertainment easy! Dining area off the kitchen and a doorwall that leads out to a spacious and private patio space and large backyard. Upper level has three bedrooms and a full bath with dual vanity and separate WC room. Primary bedroom with convenient en-suite half bath. Lower level with another family room with ample windows for great natural light and includes a bonus room and space for storage. Detached two-car garage. Troy Schools!

3417 Rowland Court, Troy

Listing Courtesy of Silverstone Real Estate, LLC, Office Phone: 248-550-6689
1152 Alameda Boulevard, Troy
$299,900
ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 61041454 MLS
Desirable and beautiful and well maintained ranch style upper floor condo recently upgraded. Discover 2 bedroom, 2 full bathroom condo. Stylish open floor plan. Huge great room, vaulted ceiling and a door way leading to maintenance free private balcony. This condo offers numerous amenities, including a swimming pool, clubhouse, and trails in the neighborhood. Great location at heart of Troy in a great neighborhood. Minutes away to downtown Rochester. Near shopping centers, great restaurants, entertainments, and easy access to highway, hospitals, and schools. Top rated Troy School District! Major updates and replacement: New roof installed 2026, New floor installed on Oct. 2026, Newly painted whole condo on Sept. 2026

1152 Alameda Boulevard, Troy

Listing Courtesy of National Realty Centers, Inc, Office Phone: 248-724-1234
1024 Pine Tree Lane Unit 728, Troy
$509,900
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61041050 MLS
**Home qualifies for a 3.87% Rate**/ 6.104% APR** first year rates with a 2/1 Buydown on a 30-year fixed-rate conventional loan through M/I Financial, LLC. Welcome to 1024 Pine Tree Lane, Troy, Michigan -- a stunning new construction townhome built by M/I Homes. This 3-level home offers 1,825 square feet of thoughtfully designed living space, perfect for those seeking quality craftsmanship and a well-planned layout. This home features an open-concept living space that creates a seamless flow between gathering areas, making everyday living and entertaining effortless. With 3 bedrooms, 2 full bathrooms, and 1 half bathroom, this townhome provides comfortable space for the whole household. Key Features: 1,825 square feet of living space across 3 above-ground levels 2-car garage Flex room 3 bedrooms and 2.5 bathrooms Open-concept living space with a functional layout The quality of design in this home is evident from the moment you step inside. M/I Homes has delivered a thoughtfully constructed townhome that balances style with everyday functionality. From the well-proportioned rooms to the cohesive finishes, every detail reflects careful planning and superior building standards.

1024 Pine Tree Lane Unit 728, Troy

Listing Courtesy of M/I Homes of Michigan, LLC, Office Phone: 248-221-5000
1915 Beech Lane Drive, Troy
$270,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61040779 MLS
Brick ranch in the heart of Troy offering three bedrooms, a spacious main living area, and an opportunity to make the home your own. The main level features a large living room with abundant natural light, an adjacent dining room, and an original kitchen with stainless steel appliances. Three bedrooms and a full bathroom complete the main level. The finished basement provides additional living space with retro details, along with storage, laundry, and a separate area with a shower and toilet. Outside, the property features a tree-lined, deep backyard, an attached one-car garage, and a carport. Conveniently located near Big Beaver Road shopping, restaurants, and entertainment.

1915 Beech Lane Drive, Troy

Listing Courtesy of KW Domain, Office Phone: 248-590-0800
no property photo
$89,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61040645 MLS
Welcome to Troy Villas This manufactured home is little hidden gem. This 3 bedroom manufactured home located in the desirable Troy Villa community in Troy! This inviting home offers comfortable living with a practical layout and plenty of space. This home features an open floor plan Enjoy the convenience of community living while being ideally situated near major roads, shopping, dining, and everyday amenities. The home features a welcoming interior with a functional floor plan designed for comfortable everyday living. Outside, enjoy your own designated home site with space to relax and enjoy the neighborhood surroundings. Located within the Award winning Troy School District and conveniently close to I-75, this home offers an excellent combination of location, convenience, and affordability. A great opportunity for a buyer looking for an affordable home in the Troy area! Any interested buyer must be approved by the park before we accept an offer BATVAI

2074 Kevin Drive, Troy

Listing Courtesy of Real Estate One, Office Phone: 248-625-0200
1687 Crestline Drive, Troy
$389,900
ACTIVE UNDER CONTRACT Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61040396 MLS
Welcome to this 4 Bedroom 2.5 Bath Colonial in Raintree Village, one of Troy's most popular subdivisions. The traditional floor plan offers plenty of space for everyday living and entertaining. Features include a formal Living and Dining room, Family room with fireplace and wet bar, 1st floor Laundry, and a spacious Primary Bedroom with private Bath. There is also an additional Bathroom serving the other 3 Bedrooms. Improvements include updated Kitchen cabinets, updated half Bath, roof-2022, newer vinyl siding, and some newer windows. Good value and priced to reflect some needed cosmetic updating. Located in the desirable Raintree Village subdivision, residents have access to 4 private parks (common areas) adding to the appeal of the established community. This home offers a great location with close proximity to local amenities.

1687 Crestline Drive, Troy

Listing Courtesy of Real Estate One-Troy, Office Phone: 248-813-4900
5964 Donaldson Drive, Troy
$500,000
ACTIVE Status ⋅ 3 Beds ⋅ 4 Baths ⋅ 61040321 MLS
Wonderful brick ranch in one of Troy's most sought after neighborhoods. Sylvan Glen subdivision is walkable to both Martell Elementary and the brand new Smith Middle School, and has bus service to Troy High. This great room ranch has soaring ceilings, tons of natural light, fresh neutral paint throughout and an open layout that is perfect for entertaining. The great room has recessed lights, a natural fireplace with custom mantle, newer carpet and direct sight lines to the dining room. The kitchen has quartz counters, new sink and faucet, maple cabinets, tile backsplash and stainless appliances, plus a nook that fits a large table and has direct access to the deck and the backyard. The primary suite is spacious, with a large walk-in closet, private bathroom with updated fixtures and ceramic tile. There are two additional guest bedrooms that share a hall bath with double sinks and ceramic tile. First floor laundry and a powder room for guests make this home complete. The lower level is ready for your finishing touches, and it already has a full bath, a flex room, glass block windows and tons of storage space. The back yard is the perfect size, and there is even a deck to enjoy outdoor dining or visiting with friends. The windows are 7-8 years old. Solar panels mean lower electric bills and they will be paid off by the seller at closing. Perfect west Troy location close to everything including restaurants, shopping, parks (including the newly updated Sylvan Glen Lake Park which is walkable from this home!), places of worship, employers and easy access to I-75.

5964 Donaldson Drive, Troy

Listing Courtesy of KW Metro, Office Phone: 248-288-3500
3892 Old Creek Road, Troy
$299,790
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61040276 MLS
BEAUTIFULLY UPDATED TROY CONDO! Enjoy comfortable living in this move-in-ready, townhome-style condo in the desirable Wattles Creek community--with fresh paint, brand-new flooring, and appliances less than two years old! Property Highlights: * 3 spacious bedrooms * 1 full bathroom and 1 half bathroom * Approximately 1,400 sq. ft. of living space * Entire home freshly painted * Brand-new flooring throughout * Appliances less than 2 years old * Open-concept living and dining area * Full, unfinished basement featuring carpeted flooring and painted walls and ceiling in a modern industrial black finish, providing abundant storage and flexible space. * Private outdoor patio * Central air and forced-air heating * Located in the Troy School District * Convenient access to shopping, restaurants, Troy Community Center, and major expressways Community Amenities: * Swimming pool * Clubhouse * Tennis court * Basketball area

3892 Old Creek Road, Troy

Listing Courtesy of Community Choice Realty Associates, LLC, Office Phone: 734-992-5515
1699 Brentwood Drive, Troy
$249,998
ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 61040057 MLS
Welcome to 1699 Brentwood in Troy! Rare opportunity to own a highly desirable end unit condo zoned for the prestigious Troy School District. This condo offers comfortable living in a convenient location close to shopping, dining, parks, schools, and major roadways. The interior features a functional layout, spacious bedrooms, nice size basement for storage, and plenty of natural light throughout. Enjoy all the amenities this wonderful community has to offer! Take a relaxing stroll along the paved walkways around the lake and enjoy the peaceful natural surroundings. Stay active with the basketball hoop, tennis courts, and community exercise room. The community clubhouse provides a great space to host parties, gatherings, and special events, with events and activities held throughout the year. Grab your fishing rods to go fishing while hanging out by the lake. This condo is only a 2 minute walk from the clubhouse. Get your pickle ball and tennis rackets ready to play on the three newly paved tennis courts. Some recent upgrades include: roof (August 2026), new carpet (2026), new flooring (2022), new GE refrigerator (2023), new Bosch dishwasher (2023), and above-the-stove Whirlpool microwave (2023). Enjoy the ease of low maintenance condo living while still having space to relax and entertain. Whether you're a first time buyer, downsizing, or looking for an investment opportunity, this home is ready to impress. Don't miss this opportunity to make this your new home!

1699 Brentwood Drive, Troy

Listing Courtesy of Thrive Realty Company, Office Phone: 248-256-5046
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