Birmingham Homes with Conventional Financial terms

Birmingham Homes with Conventional Financial terms

Welcome to Birmingham, Michigan – a vibrant city that beautifully blends small-town charm with big-city amenities. Nestled in the heart of Oakland County, Birmingham is renowned for its picturesque downtown, rich history, and a strong sense of community. With tree-lined streets, stunning parks, and an array of boutique shops and fine dining options, this city offers an unparalleled quality of life.

Birmingham is celebrated for its excellent schools and family-friendly atmosphere, making it an ideal place for families to call home. The city hosts a variety of cultural events and festivals throughout the year, fostering a lively community spirit. Outdoor enthusiasts will love the abundance of parks, walking trails, and recreational activities available, ensuring there’s always something to do.

When it comes to real estate, Birmingham boasts a diverse selection of homes that cater to various tastes and budgets. From charming historic properties to modern new builds, you’ll find a range of options that suit your lifestyle. Many homes in this desirable area are available with conventional financing terms, making the dream of homeownership more accessible. This financing option allows buyers to secure favorable mortgage rates and terms, providing a stable foundation for investment in this thriving community.

Whether you’re looking to settle down in a cozy family home or seeking a chic urban condo, Birmingham offers a welcoming environment where you can truly thrive. Explore the possibilities and discover your perfect home in this enchanting city today!

Newest Birmingham Homes with Conventional Financial terms

$925,000
ACTIVE Status ⋅ 3 Beds ⋅ 4 Baths ⋅ 70549378 MLS
Ideally situated just moments from the heart of downtown Birmingham, this exceptional 3-bedroom, 3.5-bath residence seamlessly blends timeless sophistication with today's most sought-after amenities. Positioned on a premium corner lot with an oversized double-width driveway, every detail of this home has been thoughtfully curated to deliver an elevated living experience. The light-filled, open-concept floor plan is anchored by a stunning oversized quartz waterfall island, complemented by a dramatic full-height designer backsplash, premium Smeg range, upgraded appliances, designer lighting, and luxury fixtures throughout. Hand-scraped wide-plank hardwood floors and soaring 9-foot ceilings create an elegant backdrop.

1992 Holland Street, Birmingham

Listing Courtesy of BHHS Kee Realty, Office Phone: 248-646-6200
$1,049,000
ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 61016581 MLS
Where lifestyle and luxury collide , this exceptional custom-built 4-bedroom, 3.1 bath residence is perfectly situated just a short stroll from the ever-vibrant downtown Birmingham, offering the finest in dining, shopping, and entertainment. Step inside to discover beautiful hardwood floors throughout and an open-concept floor plan designed for both everyday living and effortless entertaining. The freshly updated chef's kitchen features premium stainless steel appliances, custom cabinetry, elegant quartz countertops, and a spacious island that serves as the heart of the home. The kitchen flows seamlessly into the inviting living room and adjoining dining area, creating the perfect gathering space for family and friends. A handsome private library on the main level provides an ideal home office or executive workspace. Upon entry, a breathtaking curved staircase with sweeping views of the main level creates a dramatic first impression and leads to the upper level where you'll find a luxurious primary suite with a spa-inspired private bath, two generously sized guest bedrooms, a full bath, and the convenience of an upper-level laundry room. The finished lower level is an entertainer's dream, complete with a kitchenette, bar, spacious family room, fourth bedroom, and full bath--perfect for guests, extended family, or game-day gatherings. Step outside to your own private backyard retreat featuring a gated and fully fenced yard surrounded by lush, manicured landscaping to enjoy relaxing evenings or dining al' fresco in complete privacy. A remarkable home in one of Birmingham's most desirable locations, offering timeless style, exceptional craftsmanship and an unbeatable lifestyle. This home shows like a gem and shines like a diamond--don't blink... it will be gone!

1045 Bennaville Avenue, Birmingham

Listing Courtesy of Max Broock, REALTORS(r)-Birmingham, Office Phone: 248-644-6700
$2,249,000
ACTIVE Status ⋅ 4 Beds ⋅ 6 Baths ⋅ 61016219 MLS
Positioned just steps from Downtown Birmingham, this newly built residence by Champion Development offers 3,684 square feet of refined living with clean architectural lines, warm tailored finishes, and a fully finished lower level that expands the home's livability and entertaining capacity. Designed for both everyday comfort and elevated entertaining, the 4-bedroom, 5.1-bath layout features ensuite accommodations for every bedroom, creating privacy and flexibility throughout. Wide-plank white oak flooring extends across the home, complemented by expansive windows that draw in natural light at every turn. The kitchen is thoughtfully appointed with Thermador appliances, custom cabinetry, a substantial island with seating, and a discreet butler's pantry for additional preparation and storage. Flowing seamlessly from the kitchen, the dining area connects to a striking family room centered around a contemporary fireplace framed by custom wood detailing, creating a natural focal point for gathering and relaxation. Upstairs, the primary suite offers a calming retreat with dual walk-in closets and a spa-inspired bath designed with a refined, hotel-like sensibility. A second-floor laundry room adds convenience, while the third level introduces added versatility with a loft and private bedroom suited for guests, a secondary lounge, or home office. The finished lower level expands the living space further with a flex room ideal for a fitness studio, media room, or potential fifth bedroom. Professional landscaping enhances the exterior setting, while the attached two-car garage, accessed from the rear of the property, is complemented by a newly added gate for additional privacy and security. Combining thoughtful design with an exceptional walkable location, this home delivers a seamless Birmingham lifestyle rarely available in new construction.

907 Ann Street, Birmingham

Listing Courtesy of Signature Sotheby's International Realty Bham, Office Phone: 248-644-7000
$1,100,000
COMING SOON Status ⋅ 4 Beds ⋅ 5 Baths ⋅ 61016213 MLS
A Beautifully refreshed contemporary colonial offering over 4,000 square feet of finished living space in Birmingham with Birmingham Schools. Ideally located just minutes from downtown, this home features an open floor plan with hardwood floors, abundant natural light, a spacious kitchen, formal dining room, private library/home office, mudroom, and family room with fireplace. The upper level includes a generous primary suite with a large walk-in closet and spacious bath, an additional en-suite bedroom, two additional bedrooms, and second-floor laundry. The finished lower level offers a large rec room, custom bar, full bath, and ample storage. A fenced backyard with patio, green space, and detached two-car garage complete this exceptional offering, combining generous living space, a versatile floor plan, and a premier Birmingham location.

1972 Maryland Boulevard, Birmingham

Listing Courtesy of KW Professionals, Office Phone: 734-459-4700
$949,900
COMING SOON Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61016191 MLS
This impeccably maintained residence effortlessly blends warmth and light with sophisticated design. The heart of the home is a gourmet, granite-topped kitchen featuring high-end appliances, perfect for both daily living and entertaining. Throughout the home, gleaming hardwood floors flow underfoot, complemented by the modern peace of mind provided by a newer roof, furnace, water heater, and energy-efficient windows. The rare first-floor primary suite serves as a true sanctuary, boasting a soaring cathedral ceiling, a custom walk-in closet, and a spa-like ensuite with a claw foot tub and separate shower. French doors invite you from the bedroom directly onto a serene paver patio overlooking a lush, private garden. With both bathrooms fully updated and a design that resonates with character and drama, this home offers a seamless move-in-ready experience.

1656 Washington Boulevard, Birmingham

Listing Courtesy of KW Domain, Office Phone: 248-590-0800
$549,000
COMING SOON Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 61015758 MLS
Exceptional curb appeal welcomes you to this beautifully remodeled home, complete with lush landscaping and a covered front porch. The spacious primary suite offers a cozy fireplace, a relaxing soaking tub, and a separate vanity area with sink. One secondary bedroom has been converted into a custom closet but can easily be restored to a bedroom if desired. The finished lower level provides outstanding additional living space, featuring a large family room, a full bath, and an optional third bedroom. A bright and inviting four-season room extends your living space and provides direct access to an amazingly private backyard oasis with a brick paver patio, pergola, hot tub, and gorgeous landscaping. A rare two-car garage adds even more value. This truly is a special home that offers comfort, charm, and exceptional outdoor living.

1635 Torry Street, Birmingham

Listing Courtesy of Max Broock, REALTORS(r)-Birmingham, Office Phone: 248-644-6700
$1,200,000
ACTIVE Status ⋅ 4 Beds ⋅ 5 Baths ⋅ 61015729 MLS
NEW CONSTRUCTION WITH PREMIUM FINISHES!!!! PRICED TO SELL!!! HIGHEST AND BEST!!! LANDSCAPE INCLUDED!!! 4000+ SQUARE FEET OF FINISHED SPACE!!!!! Experience exceptional New construction by Yousif Building Solutions in Birmingham's sought-after Rail District. This beautifully crafted 4-bedroom, 4.5-bath residence offers approximately 3,005 sq ft above grade plus a finished basement with an additional full bath and roughly 1,000 sq ft of finished living space. The designer kitchen features quartz countertops, a full quartz backsplash, and premium finishes throughout. The spacious primary suite showcases vaulted ceilings in both the bedroom and bath, along with an oversized walk-in closet complete with a center island. A versatile third-floor retreat includes a bedroom, full bath, and private balcony, while the finished bonus room above the garage is fully insulated and equipped with heating and cooling for year-round comfort. Exterior highlights include a 4,000 PSI concrete driveway, exposed aggregate front porch, and exposed aggregate patio. A rare opportunity to own a thoughtfully designed 2026-built home in one of Birmingham's most desirable neighborhoods. Builder-Agent owner

1292 Holland Street, Birmingham

Listing Courtesy of National Realty Centers, Inc, Office Phone: 248-724-1234
$1,000,000
COMING SOON Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 61015678 MLS
Located just minutes from the heart of Downtown Birmingham, this beautifully maintained newer construction colonial offers over 3,000 finished square feet, four bedrooms, three full baths, a powder room, and thoughtfully designed living space across three finished levels. The welcoming main level features warm hardwood flooring, a spacious living room with a gas fireplace, dedicated home office, mudroom, and an open-concept layout that flows seamlessly into the dining area and chef-inspired kitchen. A large granite island, stainless steel appliances, gas range, abundant cabinetry, and a wine refrigerator create an ideal space for both everyday living and entertaining. Upstairs, the generous primary suite is complemented by two additional bedrooms, full bath, and convenient second-floor laundry. The third level offers another spacious bedroom, full bath, and versatile bonus room perfect for guests, a media room, or additional workspace. The finished lower level expands the home's functionality with a large recreation room and plumbing already in place for a future bathroom, offering excellent potential for additional finished living space. Outdoor living is equally impressive with a custom brick paver patio, matching paver walkway, professionally landscaped yard, and a permanent natural gas grill connection with dedicated Green Egg smoker setup designed for effortless entertaining. Additional highlights include a detached two-car garage with extensive electrical outlets, in-ground sprinkler system, gutter guards, covered front porch, covered patio, and programmable thermostat. Offering modern construction, flexible living spaces, and exceptional outdoor amenities in one of Birmingham's most desirable locations, this home delivers the perfect balance of comfort, convenience, and lifestyle.

1208 Smith Avenue, Birmingham

Listing Courtesy of EXP Realty The Perna Team, Office Phone: 888-501-7085
$209,000
ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 61015518 MLS
Welcome to this beautifully updated Birmingham condo offering style, space, and an exceptional location! Featuring 2 bedrooms plus a versatile flex room that can function as a 3rd bedroom, home office, media room, game room, or additional living space, this home offers flexibility for today's lifestyle. The bright, open layout features soaring cathedral ceilings, abundant natural light, and a spacious updated kitchen perfect for everyday living and entertaining. Recent improvements include a new furnace and A/C in 2024, luxury vinyl flooring, fresh paint, updated bathroom features, newer lighting fixtures, HVAC registers, and mirrored closet doors. Enjoy the community pool and an outstanding location just minutes from Downtown Birmingham, with convenient access to Royal Oak, Clawson, Troy, Ferndale, and Metro Detroit. Located within the highly rated Birmingham School District, this move-in-ready condo offers a rare combination of location, updates, flexible living space, and community amenities!

850 N Adams Road Unit 6, Birmingham

Listing Courtesy of KW Metro, Office Phone: 248-288-3500
$2,099,000
ACTIVE Status ⋅ 4 Beds ⋅ 4 Baths ⋅ 61015343 MLS
Located just steps from downtown Birmingham in the desirable Holy Name neighborhood, this stunning 4 bedroom, 3.5 bath home offers easy access to dining, shopping and amenities. Every detail has been attended to, with a cook's kitchen offering double ovens, sinks and dishwashers. A soaring family room with gas fireplace and numerous built ins adjoins the kitchen. The beautifully updated formal dining room, formal living room, office and half bath complete the first floor. The second floor features a luxurious primary suite with vaulted ceilings and a gas fireplace, a spa like bath with soaker tub and separate water closet. California Closets in primary and secondary bedrooms. Three additional bedrooms and a guest bath are included across the second and third floor. Second floor laundry and sitting room. A full height basement with a media room, bar/game room, exercise room and full bath with dry sauna and steam shower and ample storage expand your entertaining options. Low maintenance yard with European inspired terrace make this a great condo alternative. Elegant moldings, newer Marvin windows, updated entry doors, new roof in 2021 (see documents for a complete list of improvements) - all ready for your buyer to call this home. SOME EXCLUSIONS

825 Hazelwood Street, Birmingham

Listing Courtesy of @properties Christie's Int'l R.E. Birmingham, Office Phone: 248-850-8632
$550,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61015206 MLS
Welcome to this beautifully maintained brick townhouse offering 3 bedrooms, 2.1 bathrooms, a 2-car attached garage, and a new roof (2023) in one of Birmingham's most desirable neighborhoods. Freshly painted and showcasing a neutral color palette throughout, this move-in ready home features an updated kitchen with a stylish backsplash, stainless steel appliances, and finishes designed for effortless everyday living. Enjoy the ease of low-maintenance living while taking advantage of an unbeatable walkable location just moments from Griffin Claw Brewing Company, Whistle Stop Diner, Lincoln Yard, Whole Foods, top-rated Birmingham schools, neighborhood parks, boutique coffee shops, and a newly opened French bakery. Combining style, comfort, and an exceptional location, this home offers the very best of Birmingham living.

536 Graten Street, Birmingham

Listing Courtesy of EXP Realty Main, Office Phone: 888-501-7085
$585,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61015170 MLS
This beautifully updated 3-bedroom, 2.1 bath brick bungalow offers the perfect blend of timeless charm and modern convenience in the heart of Birmingham's Rail District! An updated kitchen features granite countertops, stainless steel appliances, and an expansive center island with generous seating and storage. The main level delivers two spacious bedrooms, living room with gas fireplace, dining room, updated full bath, and convenient laundry/mudroom. Step through the sliding glass door into your own private backyard oasis. Spend summer days enjoying the large, updated in-ground pool and patio, a rare find in this neighborhood! An upstairs primary suite is complete with a full bath and ample closet space. The large basement provides additional living space, ideal for a rec room, playroom, or extra storage. This home beautifully preserves its original character while incorporating thoughtful updates that provide peace of mind, including major pool enhancements, a freshly painted interior/exterior, updated plumbing, new basement carpet. Simply move in and enjoy everything this home has to offer!

1896 Banbury Street, Birmingham

Listing Courtesy of The Agency Hall & Hunter, Office Phone: 248-644-3500
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