Birmingham Homes with FHA Financial terms

Birmingham Homes with FHA Financial terms

Welcome to Birmingham, Michigan—a charming city nestled in the heart of Oakland County. Known for its vibrant downtown, picturesque neighborhoods, and a rich tapestry of cultural offerings, Birmingham is the perfect place for families, young professionals, and retirees alike. With its tree-lined streets, historic architecture, and a strong sense of community, this city boasts an inviting atmosphere that feels both cozy and upscale.

Birmingham is renowned for its thriving arts scene, with galleries, theaters, and music festivals that celebrate creativity and community spirit. The city is home to an array of boutique shops, gourmet restaurants, and cozy cafés, making it a delightful spot for dining and shopping. Outdoor enthusiasts will appreciate the numerous parks and recreational opportunities, including the beautiful Booth Park and the scenic trails that wind through the area.

For those considering a move to Birmingham, the housing market offers a variety of options to suit different lifestyles and budgets. Many homes in this charming city qualify for FHA financing, making homeownership more accessible. FHA loans are designed to help buyers with lower down payments and more flexible credit requirements, making it easier to step into your dream home. Whether you're looking for a historic property with character or a modern new build, Birmingham has something for everyone.

With its exceptional schools, strong community ties, and a wealth of amenities, Birmingham, MI, is not just a place to live—it's a place to thrive. Discover your next home in this enchanting city and become part of a community that truly feels like home.

Newest Birmingham Homes with FHA Financial terms

1722 Graefield Road Unit 46, Birmingham
$270,000
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61042779 MLS
QUICK CLOSE & IMMEDIATE OCCUPANCY! renovated 10/2026 - Sun-drenched SW-facing 2 BR end-unit townhouse in a prime Birmingham location! Enjoy serene sunset park views & unparalleled green space right from your private front & rear entrances. Interior features freshly refinished hardwood floors T/O (3 coats stain/urethane) & fresh paint top-to-bottom. Updated kitchen boasts brand-new cabinetry, granite countertops, custom backsplash, & new black stainless steel appliances. Spacious updated bathrooms & light-filled bedrooms. Partially finished basement offers laundry & generous storage. Convenient assigned parking close to unit. Walkable to Derby Middle & Pembroke Elementary schools, Pembroke Park, tennis & pickleball. buydown interest rate available.Select photos digitally staged or modified. BATVAI.

1722 Graefield Road Unit 46, Birmingham

Listing Courtesy of KW Domain, Office Phone: 248-590-0800
1581 Cheltenham Road, Birmingham
$499,000
ACTIVE Status ⋅ 4 Beds ⋅ 2 Baths ⋅ 61040459 MLS
Introducing this fantastic opportunity to own this beautifully contemporized brick ranch that features an open concept throughout, 4 bedrooms, 2 baths, and a fully fenced backyard, all while being in Birmingham's most sought-after location with Birmingham Schools. Experience the unique charm of having nearly 1,100 square feet of excellent amenities and great entertaining spaces throughout this fantastic home, all while being within nearby proximity to many restaurants, shops, convenience stores, and much more! Upon entering, you will be greeted by an inviting foyer highlighting direct access to your large living room that boasts an abundance of natural light and features an open concept. Next to your living room is your dining room that has direct access to your fully equipped kitchen. Inside your gourmet kitchen is stainless steel appliances, sleek countertops, and excellent storage space. Additional main-level highlights include ample closet spaces, three large bedrooms, and a full bathroom with a tub. The rear of the home features a seasonal room that is great for using during the summer and as well as a mud room. Inside your finished lower level includes an abundant storage space area, laundry, a full bath, and additional living spaces with a potential 4th bedroom or office, and much more! Outside elements include a 1-car garage and a backyard that offers the best outdoor experience for family and guest. With nearly 1,100 square feet of generous spaces and beautiful updates throughout, 3 bedrooms, 2 bathrooms, Welcome home!

1581 Cheltenham Road, Birmingham

Listing Courtesy of KW Domain, Office Phone: 248-590-0800
1302 Fairway Drive, Birmingham
$644,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61038899 MLS
Located in the desirable Birmingham Golf Estates subdivision. Just a chip shot from the Birmingham Country Club this charming four bedroom, 2 full, plus one half bath home offers many features. Featuring newer water heater, new furnace (May 2026), central AC, Generator, attic exhaust fan plus hardwood floors in most rooms. Cozy double sided brick fireplace allows you to enjoy both the formal living room and the sunken family room. Award winning Birmingham schools, and minutes from downtown Birmingham with its world class shopping and restaurants. This gem will not last long.

1302 Fairway Drive, Birmingham

Listing Courtesy of Max Broock, REALTORS(r)-Clarkston, Office Phone: 248-625-9300
1942 Humphrey Avenue, Birmingham
$475,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61038019 MLS
Charming brick bungalow in the heart of Birmingham, offering 3 bedrooms, 2 full baths, 1,164 sq ft on the main level plus a 930 sq ft finished basement. This home blends classic character with thoughtful updates: original hardwood floors, built-in shelves, and coved plaster ceilings sit alongside a white kitchen with butcher block counters and stainless appliances. The bright living room features a large bay window that fills the space with natural light. The finished lower level adds valuable living space with an updated full bath and a large laundry room. Outside, enjoy a fully fenced backyard with a spacious deck and a 2-car garage. Major updates give peace of mind, including a new roof in 2020 and new AC in 2021. The location is truly hard to beat: stroll to Whole Foods, the ice arena, and Griffin Claw, or walk over to the Whistle Stop for a weekend breakfast with the family. Don't miss your chance to own a move-in ready home in one of Birmingham's most walkable neighborhoods!

1942 Humphrey Avenue, Birmingham

Listing Courtesy of KW Platinum Port Huron, Office Phone: 810-385-0600
1292 Holland Street, Birmingham
$1,299,000
ACTIVE Status ⋅ 4 Beds ⋅ 5 Baths ⋅ 61037804 MLS
Experience exceptional craftsmanship in this stunning new-construction Birmingham home by Yousif Building Solutions, offering over 4,000 square feet of finished living space, including approximately 3,000 square feet above grade and 1,050 square feet in the finished basement. The open-concept design features premium finishes throughout, spacious living areas, and a designer kitchen with quartz countertops, quartz backsplash, and ZLINE appliances. A quartz fireplace and black Andersen windows complete the home's sophisticated, modern aesthetic. Featuring 4 bedrooms and 4.5 bathrooms, every bedroom includes a walk-in closet. The luxurious primary suite boasts an expansive walk-in closet with a center island, while a dedicated first-floor office provides the perfect work-from-home space. The third-floor retreat offers a private bedroom, bathroom, and balcony. A fully finished bonus room above the garage adds versatile living space for guests, recreation, or relaxation. Additional highlights include a finished, extra-deep basement, a heated and cooled garage, an exposed-aggregate front porch and patio, a covered porch, and an upgraded 4,000 PSI concrete driveway. Combining modern design, premium materials, generous living space, and thoughtful details, this exceptional new build offers luxury, comfort, and outstanding value in Birmingham. Built by Yousif Building Solutions, this home is a must-see opportunity for buyers seeking upscale new construction at an attractive price. Builder Agent Owner

1292 Holland Street, Birmingham

Listing Courtesy of National Realty Centers, Inc, Office Phone: 248-724-1234
1572 Webster Street, Birmingham
$729,900
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61037715 MLS
Welcome Home! GREAT LOCATION as this is walking distance to Downtown Birmingham and has so much to offer. Corner lot with great privacy and remodeled with many upgrades throughout the home: Upgraded 3 full bathrooms, New Washer, New Dryer, New Fence, A/C 2022, New flooring 2024, Ref 2024, Furnace 2016, Roof 2014. Fully finished basement along with a detached side garage and so much more. Rare opportunity to own such a great lot and turn-key home. A Must see property! BATVAI.

1572 Webster Street, Birmingham

Listing Courtesy of National Realty Centers, Inc, Office Phone: 248-468-1444
1815 E Lincoln Street, Birmingham
$407,999
ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 61036261 MLS
Welcome to this beautifully maintained brick ranch in the heart of Birmingham, offering the perfect blend of charm, comfort, and location. This 2-bedroom, 3-bath home features a rare attached garage, a bright updated kitchen with quartz countertops and stainless-steel appliances, and a spacious living room with a large picture window overlooking the tree-lined street. A standout feature is the home's versatile layout, offering a spacious primary suite on the main floor with its own private bath, plus an additional master bedroom and full bath in the partially finished basement ideal for guests, extended family, or a private lower-level retreat. Natural light and character flow throughout the home. Outside, enjoy a private backyard with a brick paver patio, perfect for relaxing or entertaining, along with a welcoming front porch deck. Ideally located in a highly walkable Birmingham neighborhood just minutes from downtown shopping, dining, parks, and top-rated schools. Move-in ready with excellent potential for future updates or expansion, this is a rare opportunity in one of Birmingham's most desirable locations.

1815 E Lincoln Street, Birmingham

Listing Courtesy of Premier Property Partners LLC, Office Phone: 248-574-7701
679 Oak Avenue, Birmingham
$749,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61033933 MLS
Birmingham colonial with attached garage that's a 5 minute walk to town. Recently renovated kitchen that's perfect for entertaining, custom cabinetry, high-end built-in appliances, quartz countertops with center island and barstool seating, along with a doorwall to patio. All bedrooms have spacious closets. Primary bedroom has a walk-in closet and ensuite bathroom with a beautiful euro shower. Replaced sewer line to the street last year.The house and its location will not disappoint.

679 Oak Avenue, Birmingham

Listing Courtesy of National Realty Centers, Inc, Office Phone: 248-724-1234
861 Coolidge Road, Birmingham
$799,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61033300 MLS
Discover this bright and elegant 3-bedroom, 2.1-bath Tudor-style home, boasting an open layout and modern finishes. The centerpiece of the home is the stunning kitchen with granite countertops, complemented by hardwood floors throughout the main level and custom built-in cabinets in every room. Additional features include the convenience of a second-floor laundry, a finished basement, and a backyard patio--both completed in 2023. The property offers a fully fenced yard with privacy-height fencing, an automatic opening gate, and an oversized garage. Ideally located just one mile from Somerset Mall and Birmingham's vibrant downtown, you'll enjoy proximity to parks, restaurants, and shopping. This home combines timeless charm with unmatched convenience. Schedule your showing today! Seller is a licensed realtor in the state of Michigan.

861 Coolidge Road, Birmingham

Listing Courtesy of Bridge Cross Realty, Office Phone: 313-687-1924
706 Graefield Court, Birmingham
$269,900
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61032043 MLS
A completely updated, open-concept end-unit in Williamsburg! This move-in ready gem features rich hardwood and tile floors, elegant crown molding, and bespoke Hunter Douglas automated blinds operated by remote or smart home app. The kitchen shines with quartzite counters and stainless steel appliances including a gas range, flowing seamlessly into a living room anchored by custom California Closets built-ins. Both bedrooms feature French doors and custom closets complete with built-in shoe racks, accompanied by a stunning, fully remodeled full bathroom with a modern vanity and designer tile work. Enjoy ultimate peace of mind with newer mechanicals including a Lennox furnace, central A/C, and a Rheem tankless water heater. Situated in a rare end-unit layout offering extra privacy and abundant natural light, this home is just a short walk to Whole Foods, Pembroke Park, Poppleton Park, and Derby and Pembroke Schools. Schedule your tour today!

706 Graefield Court, Birmingham

Listing Courtesy of Epique Realty, Office Phone: 248-218-2604
1283 E Melton Road, Birmingham
$409,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61032214 MLS
Welcome to this charming 3-bedroom, 2 full bath brick ranch nestled on a spacious corner lot in highly sought-after Sheffield Estates. Bright and inviting, this home features a large living room filled with natural light, beautiful hardwood floors throughout the living room, hallway, and bedrooms, and a thoughtfully designed layout. The finished basement offers valuable additional living space and abundant storage options. Step outside to a lovely brick paver patio, perfect for relaxing or entertaining. Situated on a picturesque tree-lined street, this home is ideally located near parks, shopping, restaurants, and more!

1283 E Melton Road, Birmingham

Listing Courtesy of Jim Saros Real Estate Services, Office Phone: 313-886-9030
1684 Graefield Road Unit 60, Birmingham
$285,000
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61032094 MLS
Welcome to 1684 Graefield Road, Unit #60, located in the desirable Williamsburg of Birmingham community! This beautifully renovated 2-bedroom, 1-bath condo offers stylish updates, thoughtful design, and a fantastic location. Step inside to discover an inviting open-concept layout featuring beautiful hardwood floors and an abundance of natural light. The stunning kitchen is a true showstopper, complete with white cabinetry, a gorgeous marble island, stainless steel appliances, and beautiful finishes throughout. The spacious living area provides the perfect setting for relaxing or entertaining. The finished basement offers additional versatile living space, ideal for a recreation room, home office, or extra storage, along with a convenient laundry area. Enjoy the charm of this well-established community, with easy access to downtown Birmingham, shopping, dining, parks, and entertainment. This move-in-ready condo is the perfect blend of modern updates and classic Birmingham charm. Schedule your showing today!

1684 Graefield Road Unit 60, Birmingham

Listing Courtesy of Keller Williams Realty-Great Lakes, Office Phone: 586-541-4000
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