Birmingham Homes with Conventional Financial terms

Birmingham Homes with Conventional Financial terms

Welcome to Birmingham, Michigan – a vibrant city that beautifully blends small-town charm with big-city amenities. Nestled in the heart of Oakland County, Birmingham is renowned for its picturesque downtown, rich history, and a strong sense of community. With tree-lined streets, stunning parks, and an array of boutique shops and fine dining options, this city offers an unparalleled quality of life.

Birmingham is celebrated for its excellent schools and family-friendly atmosphere, making it an ideal place for families to call home. The city hosts a variety of cultural events and festivals throughout the year, fostering a lively community spirit. Outdoor enthusiasts will love the abundance of parks, walking trails, and recreational activities available, ensuring there’s always something to do.

When it comes to real estate, Birmingham boasts a diverse selection of homes that cater to various tastes and budgets. From charming historic properties to modern new builds, you’ll find a range of options that suit your lifestyle. Many homes in this desirable area are available with conventional financing terms, making the dream of homeownership more accessible. This financing option allows buyers to secure favorable mortgage rates and terms, providing a stable foundation for investment in this thriving community.

Whether you’re looking to settle down in a cozy family home or seeking a chic urban condo, Birmingham offers a welcoming environment where you can truly thrive. Explore the possibilities and discover your perfect home in this enchanting city today!

Newest Birmingham Homes with Conventional Financial terms

1535 Ruffner Avenue, Birmingham
$324,500
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61042859 MLS
Great Birmingham home for a first time home owner, or investor. Lot's of potential to either fix up, add on, or build new in this prime location. With wood flooring throughout, this southern facing home lights up with natural lighting giving it a nice bright and open flow. Cute kitchen comes equipped with gas range, vented hood, dishwasher, and island seating opening up to the formal dining room. The glass door wall leads you to the spacious raised deck overlooking a fully fenced yard with a large utility shed to fit all of your outdoor equipment. Three bedrooms and a full bath upstairs complete the well used space in this attractively priced home. New furnace '25, water heater '24, roof '20. Come see this one before you miss your chance!

1535 Ruffner Avenue, Birmingham

Listing Courtesy of @properties Christie's Int'l R.E. Detroit, Office Phone: 313-230-0510
1722 Graefield Road Unit 46, Birmingham
$270,000
COMING SOON Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61042779 MLS
QUICK CLOSE & IMMEDIATE OCCUPANCY! renovated 10/2026 - Sun-drenched SW-facing 2 BR end-unit townhouse in a prime Birmingham location! Enjoy serene sunset park views & unparalleled green space right from your private front & rear entrances. Interior features freshly refinished hardwood floors T/O (3 coats stain/urethane) & fresh paint top-to-bottom. Updated kitchen boasts brand-new cabinetry, granite countertops, custom backsplash, & new black stainless steel appliances. Spacious updated bathrooms & light-filled bedrooms. Partially finished basement offers laundry & generous storage. Convenient assigned parking close to unit. Walkable to Derby Middle & Pembroke Elementary schools, Pembroke Park, tennis & pickleball. buydown interest rate available.

1722 Graefield Road Unit 46, Birmingham

Listing Courtesy of KW Domain, Office Phone: 248-590-0800
1875 Haynes Street, Birmingham
$449,900
COMING SOON Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 70566826 MLS
Welcome to 1875 Haynes Street in Birmingham! This charming 3-bedroom, 1.5-bath home offers 1,049 square feet of living space with a comfortable layout and plenty of potential to make it your own. Offered completely furnished, with all furnishings and contents included in the sale, this home provides a convenient opportunity for its next owner. Step outside and enjoy the covered porch area, perfect for relaxing with your morning coffee or unwinding at the end of the day. The outdoor space also features a patio and swim spa, providing a great setting for entertaining, relaxation, or enjoying time outdoors. A 1.5-car garage offers convenient parking and additional storage space. Conveniently located near downtown Birmingham, with easy access to shopping, dining, parks, and entertainment. Don't miss the opportunity to make this home yours. Schedule your showing today!

1875 Haynes Street, Birmingham

Listing Courtesy of Keller Williams Professionals, Office Phone: 734-459-4700
327 Southfield Road Unit 3BN #7, Birmingham
$314,900
ACTIVE Status ⋅ 1 Beds ⋅ 1 Baths ⋅ 61042160 MLS
A rare opportunity to live in the heart of downtown Birmingham in this landmark building, Victoria Place. This third floor walk-up 1 bedroom, 1 bath condo has all the luxuries. Hardwood flooring, updated kitchen with stainless steel appliances, sub-zero refrigerator and wine cooler, granite counters, premium cabinetry, plus island counter seating and breakfast nook. A four seasons porch is off the breakfast area to enjoy the spectacular views of the City. The spacious bedroom offers an outstanding custom walk-in California closet as well. The full tiled bath with marble vanity, heated floors and steam shower are an extra bonus! There is a hallway cabinet that is prepped for an in-unit laundry (all in-one washer/dryer unit). Ceiling fan and mini split A/C - A/C new 2026. This property offers one assigned parking space #20 along with exercise room, common laundry room, and storage space. A must see! BATVAI

327 Southfield Road Unit 3BN #7, Birmingham

Listing Courtesy of Signature Sotheby's International Realty Bham, Office Phone: 248-644-7000
1400 Holland Street, Birmingham
$975,000
COMING SOON Status ⋅ 3 Beds ⋅ 4 Baths ⋅ 61042287 MLS
Beautifully updated Birmingham Colonial offering modern finishes, inviting living spaces, and an exceptional location just a short walk from Downtown Birmingham. This meticulously maintained 3-bedroom, 3.5-bath home features an open-concept layout ideal for everyday living and entertaining. The spacious island kitchen with stainless steel appliances flows into the breakfast nook and bright living room with gas fireplace and custom built-ins. Upstairs, the generous primary suite features vaulted ceilings, a walk-in closet, and an ensuite with soaking tub, Euro-glass shower, and dual vanities. Two additional bedrooms and convenient second-floor laundry complete the upper level. The impressive finished lower level offers additional living and entertaining space with high ceilings, a wet bar, full bathroom, and a 110-inch retractable screen with 4K UHD projector--perfect for movie nights and gatherings. Outside, enjoy a private backyard with stone paver patio and two-car garage. Thoughtful updates and a prime location complete this exceptional Birmingham home. Select furnishings may be available for purchase separately, offering a convenient, move-in-ready opportunity.

1400 Holland Street, Birmingham

Listing Courtesy of Crain Homes, Office Phone: 248-940-5510
661 Fairfax Street, Birmingham
$1,699,900
ACTIVE Status ⋅ 5 Beds ⋅ 4 Baths ⋅ 61042295 MLS
Timeless charm and classic elegance define this beautifully updated Colonial in Birmingham's highly sought-after Quarton Lake Estates. Situated on an exceptional, private one-third-acre lot, this residence offers over 3,000 square feet of living space and an ideal blend of gracious entertaining spaces and everyday comfort. Thoughtfully enhanced by the current owner, beautiful updates throughout complement the home's original architectural character, including rich hardwood flooring, coved ceilings, charming window seats, and custom built-ins. Elegant formal living and dining rooms are complemented by an inviting family room with cozy den, and beautifully appointed kitchen with quartz countertops. A convenient mudroom opens to the brick patio and expansive, private backyard, creating a wonderful setting for outdoor entertaining. Lovingly maintained and tastefully updated, this exceptional residence offers the perfect combination of timeless character and modern comfort in one of Birmingham's most desirable neighborhoods.

661 Fairfax Street, Birmingham

Listing Courtesy of Crain Homes, Office Phone: 248-940-5510
907 Ann Street, Birmingham
$1,990,000
ACTIVE Status ⋅ 4 Beds ⋅ 6 Baths ⋅ 61042198 MLS
Positioned just steps from Downtown Birmingham, this newly built residence by Champion Development offers 3,684 square feet of refined living with clean architectural lines, warm tailored finishes, and a fully finished lower level that expands the home's livability and entertaining capacity. Designed for both everyday comfort and elevated entertaining, the 4-bedroom, 5.1-bath layout features ensuite accommodations for every bedroom, creating privacy and flexibility throughout. Wide-plank white oak flooring extends across the home, complemented by expansive windows that draw in natural light at every turn. The kitchen is thoughtfully appointed with Thermador appliances, custom cabinetry, a substantial island with seating, and a discreet butler's pantry for additional preparation and storage. Flowing seamlessly from the kitchen, the dining area connects to a striking family room centered around a contemporary fireplace framed by custom wood detailing, creating a natural focal point for gathering and relaxation. Upstairs, the primary suite offers a calming retreat with dual walk-in closets and a spa-inspired bath designed with a refined, hotel-like sensibility. A second-floor laundry room adds convenience, while the third level introduces added versatility with a loft and private bedroom suited for guests, a secondary lounge, or home office. The finished lower level expands the living space further with a flex room ideal for a fitness studio, media room, or potential fifth bedroom. Professional landscaping enhances the exterior setting, while the attached two-car garage, accessed from the rear of the property, is complemented by a newly added gate for additional privacy and security. Combining thoughtful design with an exceptional walkable location, this home delivers a seamless Birmingham lifestyle rarely available in new construction.

907 Ann Street, Birmingham

Listing Courtesy of Signature Sotheby's International Realty Bham, Office Phone: 248-644-7000
590 Merritt Lane, Birmingham
$689,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61042156 MLS
Welcome to this inviting 3-bedroom, 2.1-bath ranch in Birmingham, offering 1,736 sq ft of main-level living space, situated on a beautifully landscaped corner lot. Hardwood flooring flows throughout much of the main level, complementing the open living and dining area featuring a fireplace, contemporary lighting, and expansive windows that fill the space with natural light. The kitchen offers rich wood cabinetry, stainless steel appliances, double ovens, and ample counter space for everyday functionality. Just off the main living area, a sun-filled four-season room surrounded by large windows provides additional living space, ideal for a home office or sitting area, with convenient access to the backyard. The spacious primary bedroom features a tray ceiling, generous windows, and an organized walk-in closet. Two additional bedrooms offer flexibility for guests, a home office, or additional living needs. The finished lower level offers versatile space for recreation, a fitness area, or entertaining, complete with a convenient half bathroom, dedicated laundry area, and additional storage. Outside, mature trees and established landscaping surround the property, while the fenced backyard features a paver patio with plenty of room for outdoor seating and gatherings. A detached two-car garage adds convenience and additional storage. Located in Birmingham with easy access to downtown shopping, dining, parks, and everyday amenities, this home offers the convenience of ranch-style living in a desirable location.

590 Merritt Lane, Birmingham

Listing Courtesy of Signature Sotheby's International Realty Bham, Office Phone: 248-644-7000
1810 Fairview Street, Birmingham
$1,450,000
ACTIVE Status ⋅ 4 Beds ⋅ 5 Baths ⋅ 61042133 MLS
Sophisticated elegance in an exceptional Birmingham location! Situated on a quiet dead-end street just minutes from downtown, this beautifully designed home, built in 2000, combines timeless architecture with a spacious, versatile floor plan. The main level has 9-foot ceilings, an impressive foyer, generous library or formal living room, and an elegant dining room. The granite kitchen includes premium appliances, a leathered granite island with seating, and a breakfast nook. A spacious great room with 10-foot ceiling and fireplace opens to an inviting four-season sunroom with bluestone flooring and its own fireplace. First-floor laundry adds everyday convenience. The primary suite has a vaulted ceiling, walk-in closet, and marble bath with jetted tub, separate shower, and commode room. Spacious secondary bedrooms include one with an en-suite bath, while a unique second-floor balcony adds another architectural detail. The finished lower level, with 9-foot ceilings, includes an expansive recreation room, exercise area, full bath with steam shower, and outstanding storage. Additional features include: a covered front porch, whole-house generator, low-maintenance yard, fully fenced yard with automatic gate, cobblestone driveway, and oversized two-car garage. Convenient to downtown Birmingham, parks, shopping, specialty markets, and award-winning Birmingham public and private schools. BATVAI

1810 Fairview Street, Birmingham

Listing Courtesy of KW Domain, Office Phone: 248-590-0800
885 N Old Woodward Avenue Unit 9, Birmingham
$325,000
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61041500 MLS
One-level living in the heart of Birmingham. This 2-condo in Oakwood Manor offers easy, low-maintenance living on a single floor, a rare find at this price point in Birmingham. The brick exterior gives way to warm hardwood floors throughout, with comfortable living spaces. The location does the rest: set on N. Old Woodward with a Walk Score of 80, you're an easy stroll to downtown Birmingham's shops, restaurants, cafes, and theaters, and in the Birmingham Public Schools district. Ideal as a primary home, a pied-à-terre, or an investment in one of Oakland County's most sought-after downtowns. Birmingham living, simplified -- come see it.

885 N Old Woodward Avenue Unit 9, Birmingham

Listing Courtesy of Crain Homes, Office Phone: 248-940-5510
1481 Hazel Street, Birmingham
$525,000
COMING SOON Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61041400 MLS
Welcome home to this meticulously maintained brick ranch nestled on a spacious lot in a desirable neighborhood! Beautiful mature trees and attractive landscaping create wonderful curb appeal, complemented by an oversized driveway and detached two-car garage. The home has been thoughtfully updated over the years, including kitchen, bathroom, living room, and bedroom remodeling, along with garage roofing replacement and house and garage soffit improvements. Step inside to a bright, inviting living room highlighted by a large picture window that fills the space with natural light. The functional floor plan flows into the eat-in kitchen, offering abundant cabinetry, generous countertop space, and built-in appliances. All appliances were purchased in 2010 or later. The main level features three comfortable bedrooms with hardwood floors and a full bathroom. The finished basement, completed in 2016, significantly expands the living space and includes a second full bathroom, laundry area, and ample storage, with plenty of room for recreation, a home gym, or additional entertaining space. Additional highlights include upgraded attic insulation to R-60, central air, forced-air heating, and low-maintenance brick construction. Outside, enjoy a fully fenced backyard with plenty of green space for entertaining, pets, gardening, or simply relaxing outdoors. Ideally located near parks, shopping, restaurants, schools, and major expressways, this well-cared-for home offers comfort, functionality, and excellent potential for first-time buyers, downsizers, or anyone looking to make a home their own. Welcome Home!

1481 Hazel Street, Birmingham

Listing Courtesy of @properties Christie's Int'l R.E. Birmingham, Office Phone: 248-850-8632
431 Westchester Way, Birmingham
$945,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61041534 MLS
Welcome to this charming Tudor, originally built in 1929, with a later extension in the back, offering approximately 2,880 sq. ft., 3 bedrooms, and 2.1 bathrooms. Rich in character and thoughtfully expanded, this home combines timeless architectural charm with a spacious, versatile floor plan suited to today's lifestyle. The first floor features beautiful hardwood floors on the original part of the house, an elegant living room with fireplace, a spacious formal dining room, and a fabulous family room with windows overlooking the patio and private backyard. The updated kitchen features granite countertops, white cabinetry, and stainless steel appliances. Two versatile office/library spaces provide excellent options for working from home, reading, or relaxing. The second floor offers two generously sized bedrooms, with a walk-in closet, and a full bathroom. The expanded primary suite is a wonderful retreat, featuring skylights, a walk-in closet, and a spacious primary bathroom. Ideally located near parks, tennis court, schools, and downtown Birmingham, it offers everything you need with Birmingham school district.

431 Westchester Way, Birmingham

Listing Courtesy of Signature Sotheby's International Realty Bham, Office Phone: 248-644-7000
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