Birmingham Homes with FHA Financial terms

Birmingham Homes with FHA Financial terms

Welcome to Birmingham, Michigan—a charming city nestled in the heart of Oakland County. Known for its vibrant downtown, picturesque neighborhoods, and a rich tapestry of cultural offerings, Birmingham is the perfect place for families, young professionals, and retirees alike. With its tree-lined streets, historic architecture, and a strong sense of community, this city boasts an inviting atmosphere that feels both cozy and upscale.

Birmingham is renowned for its thriving arts scene, with galleries, theaters, and music festivals that celebrate creativity and community spirit. The city is home to an array of boutique shops, gourmet restaurants, and cozy cafés, making it a delightful spot for dining and shopping. Outdoor enthusiasts will appreciate the numerous parks and recreational opportunities, including the beautiful Booth Park and the scenic trails that wind through the area.

For those considering a move to Birmingham, the housing market offers a variety of options to suit different lifestyles and budgets. Many homes in this charming city qualify for FHA financing, making homeownership more accessible. FHA loans are designed to help buyers with lower down payments and more flexible credit requirements, making it easier to step into your dream home. Whether you're looking for a historic property with character or a modern new build, Birmingham has something for everyone.

With its exceptional schools, strong community ties, and a wealth of amenities, Birmingham, MI, is not just a place to live—it's a place to thrive. Discover your next home in this enchanting city and become part of a community that truly feels like home.

Newest Birmingham Homes with FHA Financial terms

$249,900
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61029630 MLS
Welcome to easy, low-maintenance living in the heart of Birmingham! This inviting condo offers the perfect blend of comfort, convenience, and location, with bright living spaces and a layout designed for everyday living. Just minutes from downtown Birmingham's renowned shopping, dining, parks, and entertainment, this is an incredible opportunity to enjoy everything this sought-after community has to offer. Schedule your private showing today!

1984 Graefield Road, Birmingham

Listing Courtesy of Century 21 Metro Brokers, Office Phone: 810-694-1000
$2,550,000
COMING SOON Status ⋅ 5 Beds ⋅ 3 Baths ⋅ 61029213 MLS
Experience sophisticated Birmingham living in this exceptional residence, where timeless design meets modern luxury. The thoughtfully expanded floor plan offers bright, open living spaces enhanced by wide-plank flooring, recessed lighting, custom finishes, and an effortless flow designed for both everyday living and entertaining. At the heart of the home is a striking chef-inspired kitchen featuring extensive custom cabinetry, an oversized island, elegant countertops, and designer lighting, opening seamlessly to the surrounding living areas and spacious family room. A beautifully updated fireplace creates a warm focal point, while abundant windows and French doors fill the home with natural light.The luxuries primary suite offers a spa inspired ensuite bathroom while The beautifully finished basement offers additional flexible living and entertaining space Ideally situated near Quarton Lake and Birminghams premier shopping, dining, schools, and amenities, this exceptional property offers the combination of location, scale, and elevated design today's luxury buyer is seeking buyer and buyers agent to verify all measurement and information.

1496 Chesterfield Avenue, Birmingham

Listing Courtesy of Golden Key Realty Group LLC, Office Phone: 248-422-6962
$435,000
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61028949 MLS
Freshly updated and filled with character, this charming Birmingham home offers immediate comfort, exceptional versatility, and exciting future possibilities. Located within the highly regarded Birmingham School District and convenient to everything Birmingham has to offer, the home features beautifully refinished hardwood floors, abundant natural light, fresh exterior paint, newer vinyl windows, updated lighting, and a recently renovated bathroom. Additional improvements include an updated furnace and central air, newer dimensional roof, added insulation, and recent electrical and plumbing upgrades. An enclosed front porch adds even more usable space, while the oversized, heated two-car garage and brand-new concrete driveway provide a rare advantage. Above the garage, a finished studio with a vaulted ceiling and skylights creates an inspiring space for a home office, art studio, fitness room, or private retreat. For those considering a future renovation, expansion, or custom-built home, professionally prepared topographic survey files, an approximately $3,800 value, are included. Move in and enjoy it today while keeping your options open for tomorrow!

1427 Humphrey Avenue, Birmingham

Listing Courtesy of KW Metro, Office Phone: 248-288-3500
$1,175,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61029157 MLS
A storybook 4-bedroom, 2.5-bath cottage on Baldwin Road, one of Birmingham's most premier streets. Steep cedar-shake gables, light-gray shingle siding, and a clinker-brick entry with an ornate iron door face the street. Twin bay windows, a glass-block basement light, and layered hydrangeas and hostas give the front a private, established feel. Inside, textured plaster, dark timber beams, and hand-hewn plank doors keep the craftsman character. The living room opens through a wide timber doorway to the dining room; a glass-cylinder chandelier, multi-lite windows, and stained-glass French doors lead straight to the deck. Four bedrooms, two full baths, and a half bath keep the cottage footprint comfortable without feeling cramped. Outside works like extra living space: a raised wood deck wraps the brick chimney, with a pergola, string lights, and a covered grill. A turret-roofed octagonal gazebo sits at the corner--exposed rafters, leaf-blade fan, built-in benches, hexagonal decking. Brick paths wind through ferns, ivy, and flowering shrubs to a fenced side yard. A matching detached garage with a paneled door and side entry sits at the end of the drive. Mature trees and a pond just beyond the rear lots complete the setting. Cottage character, usable outdoor space, and an address on one of Birmingham's most premier streets.

367 Baldwin Road, Birmingham

Listing Courtesy of Beycome Brokerage Realty LLC, Office Phone: 804-656-5007
$499,500
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61028779 MLS
Welcome to this Fantastic location , just moments from the heart of downtown Birmingham ,One of Birmingham's most desirable neighborhoods, Don't miss your opportunity to call it home! Perfectly situated with convenient access to local amenities with shopping, dining, and parks just minutes away, Immediate occupancy.

947 Bennaville Avenue, Birmingham

Listing Courtesy of Max Broock Realtors, Office Phone: 248-851-4100
$475,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61027586 MLS
SIMPLY STUNNING & SOPHISTICATED 3 Bedroom / 2 Bath Brick Bungalow on quiet street in Birmingham + UPGRADED AND UPDATED FROM TOP TO BOTTOM mechanically and cosmetically + HIGH-END STYLISH FIXTURES & DECOR + New Flooring throughout + WHITE & BRIGHT KITCHEN w/quart countertop, custom backsplash & stainless steel appliances + RENOVATED MAIN FLOOR BATH with brushed brass hardware, custom full-length door mirror, luxury shower & vanity with storage + NATURAL FIREPLACE in living room w/custom millwork on plaster walls + Dining Area has FRENCH DOOR leading to DECK and BACKYARD + LARGE UPSTAIRS BEDROOM w/WALK-IN-CLOSET has exposed beams in vaulted ceiling + FINISHED BASEMENT with 2nd FULL BATH provides additional living space, laundry room & ample storage space + NEW ROOF in 2020 + NEW FURNACE in 2025 + Newer Driveway + 1.5 CAR GARAGE + ENJOY THE BIRMINGHAM LIFESTYLE at this MOVE-IN-READY HOME + Check-out the FLOOR PLAN TOUR

1533 Mansfield Road, Birmingham

Listing Courtesy of Max Broock, REALTORS(r)-Birmingham, Office Phone: 248-644-6700
$250,000
ACTIVE Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 61027006 MLS
Welcome home to this charming 2-bedroom, 1-bath ranch offering a spacious, open floor plan in an unbeatable location. The inviting living room features a large front window that fills the space with natural light and flows seamlessly into the dining area, creating the perfect layout for everyday living and entertaining. The well-appointed kitchen boasts a stylish tile backsplash, deep double-basin sink, stainless steel appliances, and an abundance of cabinet space for all your storage needs. The beautifully updated full bath adds a fresh, modern touch, while bamboo wood flooring extends throughout much of the home, enhancing its warmth and character. Step outside through the back door to a small deck overlooking the expansive backyard--ideal for relaxing, gardening, or hosting family and friends. A rare 2-car detached tandem garage provides plenty of parking, with additional storage space upstairs for seasonal items, hobbies, or workshop needs. Located within the highly sought-after Birmingham School District, this home offers exceptional convenience with easy access to freeways, shopping, dining, parks, and countless local amenities. A wonderful opportunity to enjoy comfortable living in a prime location! Schedule your private showing today.

807 E 14 Mile Road, Birmingham

Listing Courtesy of EXP Realty - Mark White & Associates, Office Phone: 269-600-4397
$699,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 61026313 MLS
Completely reimagined in 2026, this beautifully renovated home delivers modern living with refined finishes throughout. The open-concept design is anchored by a stunning kitchen featuring quartz countertops, custom cabinetry, and stainless steel appliances. Designer bathrooms, new flooring, and updated mechanical and electrical fixtures create a seamless, move-in-ready experience. Filled with natural light and thoughtfully laid out for both everyday living and entertaining. Ideally located near shopping, dining, and major expressways. Nothing to do but move in and enjoy. Wake up to picturesque views of St. James Park right from your living room -- offering a rare setting perfect for morning walks, children at play, or enjoying time outdoors with your dogs just steps from home. The seamless layout is ideal for both everyday living and entertaining alike. Conveniently located near downtown Birmingham, shopping, dining, and major expressways. A rare opportunity to move right in and enjoy modern living in an exceptional setting.

631 Humphrey Avenue, Birmingham

Listing Courtesy of Max Broock Realtors, Office Phone: 248-851-4100
$550,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61025618 MLS
Welcome home to this charming three-bedroom, two-bath bungalow nestled on a spacious, private lot in a sidewalk-lined neighborhood just minutes from downtown Birmingham! From the moment you arrive, you'll appreciate the great curb appeal and inviting character this home has to offer. Step inside to a bright, open floor plan featuring beautiful hardwood floors, skylights, upgraded lighting, a natural fireplace, and a wet bar. The kitchen features granite countertops, stainless steel appliances, plenty of cabinet space, and a convenient eat-in breakfast bar. Upstairs, you'll find three spacious bedrooms with ample closet space and a full bathroom complete with a Jacuzzi tub and separate walk-in shower. The finished basement provides even more living space with plenty of flexibility for a family room, home office, gym, or playroom. Outside, enjoy a large deck overlooking the fully fenced backyard with plenty of room to relax, entertain, and enjoy the privacy. A detached two-car garage completes the package. Fantastic location within walking distance to downtown Birmingham, parks, and schools, with shopping, dining, and entertainment nearby. Updates include a new sewer line in 2022, a new water heater in 2019, a remodeled entry-level bathroom, an updated wet bar, and new lighting. This home offers the perfect combination of character, space, location, and lifestyle!

1872 Banbury Street, Birmingham

Listing Courtesy of Keller Williams Premier, Office Phone: 248-394-0400
$1,415,000
ACTIVE Status ⋅ 5 Beds ⋅ 5 Baths ⋅ 61024098 MLS
Built in 2022 and about a mile from Downtown Birmingham, 1967 Hazel pairs modern design with the kind of location that makes dinner, coffee, shopping and "we'll just walk" plans very realistic. With 5 bedrooms, 4.1 baths and nearly 4,000 finished square feet, the home is spacious without losing the clean, connected feel that makes everyday living easy. The main level opens with 10-foot ceilings, 8-foot doors, expansive Marvin windows and wide-plank hardwood floors that carry through a bright, open layout. At the center is a sleek kitchen with a waterfall island, Euro-style soft-close cabinetry, stainless steel appliances and plenty of room for cooking, gathering or letting the island become command central for absolutely everything. The kitchen flows into the dining and living areas, where a gas fireplace anchors the room and oversized windows keep the space filled with natural light. A private study with French doors gives you a proper place to close the door and get something done, while the mudroom keeps everyday clutter from becoming part of the decor. Upstairs, the primary suite features a tray ceiling, large walk-in closet with built-ins and a modern private bath. Two additional bedrooms share a Jack-and-Jill bath, while another bedroom has its own ensuite. Second-floor laundry keeps the practical stuff where it belongs. The finished lower level adds even more flexibility with a fifth bedroom, full bath, large recreation space and exercise/flex room--because apparently the main two floors were not enough. Outside, enjoy a fenced yard, covered front porch, brick-paver entry and detached 2-car garage. Dual-zone heating, a 75-gallon water heater and thoughtful finishes round out a home that feels modern, functional and refreshingly close to everything Birmingham has to offer.

1967 Hazel Street, Birmingham

Listing Courtesy of Redefine Real Estate, Office Phone: 734-259-7949
$499,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 61023883 MLS
Classic 1927 character meets an unbeatable in-town location, just blocks from downtown Birmingham's shops, restaurants, and parks. A covered front porch with brick paver landing opens to a welcoming foyer with original hardwood floors and a turned-spindle staircase. The main level offers true room-to-room living: a light-filled living room, a formal dining room with bay window and chandelier, and a den framed by French doors and interior shutters. The oak kitchen delivers abundant cabinetry including a full pantry wall and built-in desk nook, hardwood floors, schoolhouse pendant lighting, and appliances included. The standout is a sun-drenched four-season room wrapped in glass on three sides, with brick-patterned tile floors and sliders opening to the back deck. Outside, brick paver garden paths, mature landscaping, and a fenced yard create a private in-town retreat, with a detached two-car garage off the rear drive. Upstairs are three bedrooms served by a full bath. The full basement adds clean storage and workshop space, plus a Lennox forced-air furnace and updated water heater. Freshly vacant, easy to show, and ready for your personal touches in one of metro Detroit's most walkable communities. Birmingham schools. BATVAI.

1051 Henrietta Street, Birmingham

Listing Courtesy of @properties Christie's Int'l R.E. Birmingham, Office Phone: 248-850-8632
$550,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61023468 MLS
NEWEST HOME TO HIT BIRMINGHAM!! Beautiful brick home with exceptional curb appeal, a well maintained landscape, and a fully fenced yard. The spacious exterior offers multiple areas for parking and entertaining, including a long extended blacktop driveway resurfaced in 2026, parking on both sides, an aggregate patio, brick paver patio, and stone walkway. New gutters have been installed. No HOA, with city water and city sewer. Inside, enjoy the flexibility of both a living room and family room, each featuring its own gas fireplace. Triple pane windows provide added efficiency, and additional closets were also added to the home. The kitchen features recessed lighting, a chandelier, and a full appliance package including an electric oven, refrigerator, dishwasher, microwave, trash compactor, range hood, and garbage disposal. The main floor bathroom has been updated with a new toilet and faucets. The basement offers additional finished space with new vinyl flooring. Major mechanical features include central air, a 2011 furnace/heating system, boiler, and electrical system. Galvanized plumbing has been replaced with copper piping, and the drains are professionally cleared and maintained annually as part of ongoing preventative maintenance. The 2 car garage features redone walls and flooring, with convenient exterior access to the backyard. A well maintained home, generous parking, multiple living spaces, and plenty of outdoor space to enjoy. SOLD AS IS. BUYER TO PAY TRANSFER TAX FEE. KEYS AT CLOSE. WASHER AND DRYER ARE NOT INCLUDED OR AVAILABLE.

1545 Penistone Street, Birmingham

Listing Courtesy of EXP Z Real Estate, Office Phone: 248-937-1337
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