Hemlock Homes with Conventional Financial terms

Hemlock Homes with Conventional Financial terms

Welcome to Hemlock, Michigan – a charming village nestled in the heart of Saginaw County. Known for its picturesque landscapes and tight-knit community, Hemlock offers the perfect blend of small-town charm and modern convenience. With a population of just over 1,500 residents, this quaint village is an ideal place for families, retirees, and anyone seeking a peaceful lifestyle away from the hustle and bustle of larger cities.

Hemlock boasts an array of beautiful homes that cater to various tastes and budgets. From cozy single-family residences to more spacious properties, the real estate market here is thriving. Many homes are available with conventional financing options, making it easier for potential buyers to secure their dream home. This financing method is favored by many due to its straightforward terms and competitive interest rates, allowing you to invest in a home that suits your lifestyle and needs.

The village is well-known for its excellent schools, parks, and recreational opportunities, making it an attractive choice for families. Residents enjoy easy access to nearby amenities, including shopping centers, dining options, and outdoor activities. With its friendly atmosphere and strong sense of community, Hemlock is not just a place to live; it’s a place to call home.

Whether you’re looking for a peaceful retreat or a vibrant community, Hemlock, MI, offers a range of housing options supported by conventional financial terms. Discover the warmth and charm of Hemlock – your new home awaits!

Newest Hemlock Homes with Conventional Financial terms

$359,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61015752 MLS
**Interior photos will be upload on Thursday, July 30th.** Welcome home to this beautiful ranch brick home located in a prime location on a large, 3/4 acre lot across from Hemlock High School. Over 2000 sf of comfortable living including 3 bedrooms and 2 full baths. Enjoy lounging in your Florida room or host family in your spacious great room. You'll appreciate the newer appliances in the kitchen and the pantry for storage. Recent updates include: new vinyl plank flooring and paint in the great room, dining room, and main bedroom, along with a newer roof, water heater and water softener.

856 N Hemlock Road, Hemlock

Listing Courtesy of Berkshire Hathaway HomeServices Michigan Real Est, Office Phone: 810-695-1990
$239,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50216412 MLS
Welcome to this beautifully updated 3-bedroom, 2-bath home in the heart of Hemlock! Featuring a versatile bonus room that’s perfect for a home office, playroom, or guest space, this property offers the flexibility today’s buyers are looking for. Recent updates include stylish new flooring, fresh paint throughout, and two completely remodeled bathrooms, making this home truly move-in ready. In addition to the attached 1-car garage, you’ll love the oversized 2-car detached garage—ideal for extra vehicles, hobbies, storage, or a workshop. Situated on over 1.4 acres, this property provides the perfect blend of privacy and open space, with plenty of room for outdoor entertaining, gardening, recreation, or simply enjoying the peaceful surroundings. If you’ve been searching for a home that combines modern updates with country charm, this is one you won’t want to miss!

14460 Collier Road, Hemlock

Listing Courtesy of JPAR - Great Lakes Bay Region, Office Phone: 989-349-3039
$379,000
ACTIVE Status ⋅ 3 Beds ⋅ 3 Baths ⋅ 50216067 MLS
This beautiful well-maintained 3-bedroom ranch features an inviting open-concept layout with soaring cathedral ceilings. The spacious kitchen boasts granite countertops, abundant cabinetry with granite countertops and convenient first-floor laundry. The large primary bedroom offers a walk-in closet for ample storage. A full basement with an Egress window provides additional space and potential. Step outside to a peaceful patio overlooking 3.52 acres, offering a serene country setting in Richland Township. High-Speed Fiber Optic 1GBit internet connection available.

2597 N Hemlock Road, Hemlock

Listing Courtesy of Coldwell Banker Bellinger Real Estate, Office Phone: 989-790-2100
$615,000
ACTIVE Status ⋅ 6 Beds ⋅ 5 Baths ⋅ 61013957 MLS
Hemlock Country Estate - 8 Private Acres with Guest House/In-Law Suite, Walkout Basement & Endless Possibilities! Escape to your own private retreat where comfort, versatility, and natural beauty come together. Nestled on approximately 8 scenic acres and mature wooded surroundings, this exceptional property offers the perfect setting for peaceful everyday living, entertaining, or multi-generational living. Inside the main home, you'll find spacious living areas warmed by three fireplaces, creating a cozy atmosphere throughout. The walkout lower level offers endless possibilities for additional living space, recreation, or a home office. Quality Andersen windows, along with numerous major updates--including a new furnace, air conditioning, and hot water heater (2022)--provide both efficiency and peace of mind. A whole-house generator ensures you're prepared year-round, while smart home features including a programmable thermostat, lighting, security cameras, and a water leak detection system add modern convenience. The attached 3-car garage offers abundant storage, with additional attic space for seasonal items and equipment. A true standout feature of this property is the impressive approximately 1,150-square-foot guest house/in-law suite, complete with 2 bedrooms, a full kitchen, spacious living room, full bathroom, and an oversized garage designed to accommodate a large RV, multiple vehicles, or the ultimate workshop. Whether you're hosting extended family, welcoming guests, or looking for additional flexibility, this space is an incredible asset. With room to roam, entertain, and enjoy the outdoors, this remarkable estate offers a lifestyle that's increasingly difficult to find. This is a rare opportunity to own a one-of-a-kind country estate offering privacy, space, and unmatched versatility--all just a short drive from nearby conveniences. BATVAI Billiard Table and Piano are included.

4090 N Fordney Road, Hemlock

Listing Courtesy of Coldwell Banker Professionals, Office Phone: 248-628-1900
$315,000
ACTIVE Status ⋅ 50215476 MLS
Bring your business vision to one of Hemlock's most recognizable commercial Condo located in a strip mall. Situated at 265 W. Saginaw Street, this established restaurant property offers an exceptional opportunity for an owner-operator or investor looking to step into a well-equipped, high-visibility location. The building features a fully equipped commercial kitchen, spacious bar area, comfortable dining room with 88 seating capacity plus outside seating, restrooms, private office, and a dedicated entertainment space ideal for live music, DJs, or special events. Outside, the patio and deck provide additional seating, creating an inviting atmosphere for seasonal dining and entertainment. Located along a well-traveled corridor with excellent visibility and easy access, this versatile property is suited for a restaurant, bar, banquet or event venue, brewery, or many other commercial possibilities. Whether you're expanding an existing business or launching a new concept, this property offers the layout, location, and flexibility to make it a success. Sale includes Building, Class C liquor License and all equipment. Don't miss the opportunity to own a turnkey commercial property.

265 W Saginaw Street, Hemlock

Listing Courtesy of Berkshire Hathaway HomeServices, Office Phone: 989-790-9292
$179,900
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 50214456 MLS
This well maintained three bedroom, one bathroom home is located in the Hemlock School District. New carpet was installed in the living room in 2022, but underneath that carpet is original wood flooring! Many maintenance items have been completed recently. Two outdoor sheds provide plenty of outdoor storage. Workshop is fully fully insulated and includes electricity and wood stove. Call today for your showing!

15620 Gratiot Road, Hemlock

Listing Courtesy of Pinnacle Realty, Office Phone: 989-295-3900
$199,000
ACTIVE Status ⋅ 50213164 MLS
Turnkey Coffee Shop Opportunity in the Heart of Hemlock! Don't miss this rare opportunity to own a fully renovated, move-in-ready coffee shop located in downtown Hemlock. Situated at 253 Saginaw Street, this attractive commercial property offers approximately 1,150 square feet of thoughtfully designed space with seating for up to 50 guests. The building underwent a complete renovation in 2023 and features all new equipment that has never been used, allowing a new owner to open for business immediately with minimal startup costs. The stylish interior provides a warm and inviting atmosphere ideal for a coffee shop, café, bakery, or specialty beverage concept. The sale includes the real estate, fixtures, furnishings, and equipment, creating an exceptional opportunity for entrepreneurs looking to launch a new venture or expand an existing brand. High visibility along Hemlock's main corridor offers excellent exposure and convenient access for customers. Whether you're an owner-operator, investor, or coffee industry professional, this turnkey property presents a unique chance to bring your vision to life in a growing community. Schedule your private showing today and explore the possibilities this exceptional commercial property has to offer.

253 W Saginaw Street, Hemlock

Listing Courtesy of Kelsey Realty and Associates Inc, Office Phone: 989-274-9489
$209,900
ACTIVE UNDER CONTRACT Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50212414 MLS
This three bedroom, one and a half bathroom is located in the Hemlock School District. The living room and family room both feature gas fireplaces, which make great focal points for the rooms. You'll find plenty of cupboards and cabinets for kitchen storage. Besides kitchen storage, you'll find built-in storage in the bedrooms. The house sits on an oversized lot, giving you almost an acre of land. You can enjoy the fenced yard from the patio, or gathered around the fire pit. Finally, you'll find plenty of parking in the large driveway with space to turn around. Don't miss out, schedule you're showing today!

214 N Hemlock Road, Hemlock

Listing Courtesy of Pinnacle Realty, Office Phone: 989-295-3900
$514,900
ACTIVE UNDER CONTRACT Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61003962 MLS
A breathtaking countryside escape tucked away on 5 partially wooded acres in the heart of Hemlock! This exceptional home delivers a beautifully crafted living space where luxury meets the tranquility of nature. The heart of the home is a chef's dream kitchen, complete with stainless steel appliances, stunning quartz countertops, a classic tile backsplash, double wall ovens, and a stainless steel farmhouse sink. The open-concept design seamlessly connects the kitchen to a generous living room boasting soaring vaulted ceilings and a wood burning fireplace -- perfect for cozy evenings and entertaining alike. Slide open the door and step onto the covered back deck, where peaceful wooded views and visiting wildlife make every moment feel like a getaway. Rich hardwood flooring flows throughout the main level, adding warmth and elegance to every room. Retreat to the main-floor primary suite, complete with a walk-in closet and a private ensuite bath. Additional bedrooms share a thoughtfully designed Jack-and-Jill bathroom -- ideal for family or guests. A finished upper loft rounds out the interior, offering flexible space perfect for a home office, recreation room, or extra storage. Outside, the property truly sets itself apart. An attached 2.5-car garage with heated floors keeps vehicles and gear protected year-round, while the jaw-dropping 40' x 72' heated pole barn takes functionality to another level -- featuring in-floor radiant heat, vaulted ceilings, a full bathroom, and running water. Whether you're a hobbyist, entrepreneur, or simply need serious storage and workspace, the possibilities here are truly endless. All of this, wrapped in the peace and privacy of country living -- yet conveniently close to local amenities. Properties like this don't come along often. Don't miss your chance to make it yours!

14380 Dice Road, Hemlock

Listing Courtesy of Real Estate For A CAUSE, Office Phone: 810-344-7275
$160,000
ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 50210167 MLS
DREAM OF NEW ADVENTURES ON DICE! Step into the story of this 1 ½ story home, nestled on a peaceful stretch of countryside and ready for its next chapter. Filled with original character, this home offers the perfect canvas for restoration or renovation. You will find this 3-bedroom, 1 bath house, has a layout that provides generous living spaces, sunlit rooms, and the kind of craftsmanship you only find in older homes. The primary bedroom is located off of the spacious living room, while you’ll find bedrooms two and three upstairs. Outside, the acreage offers room to garden, roam, or simply enjoy the quiet of rural living. The large front porch is inviting you for prime relaxation. With a full unfinished basement and large barn, there is plenty of storage space. While updates are needed, the potential is undeniable. Whether you’re dreaming of a modern makeover or preserving its historic charm, this property invites you to bring your vision to life.

17985 Dice Road, Hemlock

Listing Courtesy of Modern Realty, Office Phone: 989-486-9770
$399,999
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50205186 MLS
Rare blend of rustic charm and low-maintenance construction — this 2,596 sq ft log-interior home offers 3 bedrooms and 2 full baths, including a main-level master en suite and convenient main-level laundry. Relocated to the property in 2016, the house is framed with 2x6 construction, fully insulated, finished inside with genuine log siding and protected outside with durable vinyl. Major systems (roof, furnace and well) date to approximately 2016; the crawl space is insulated, lined with visqueen and equipped with a sump pump. A bright 21 x 10 sunroom overlooks the massive, approximately 20-foot-deep stocked pond and opens to the back deck — perfect for morning coffee or evening sunsets. Enjoy a sandy beach area at the pond’s edge for swimming and relaxing. The kitchen features stainless steel appliances. Property amenities include a 24 x 35 pole barn, long driveway, secluded setting with abundant wildlife, RV parking, and additional parking/turnaround space. Tractor is negotiable. A survey is available. Ideal for buyers who want the warmth and character of a log home without the exterior upkeep.

15251 Geddes Road, Hemlock

Listing Courtesy of Modern Realty, Office Phone: 989-486-9770
$799,000
ACTIVE Status ⋅ 6 Baths ⋅ 60982498 MLS
Charming, Turn-Key Multi-Unit Investment in Hemlock - Pride of Ownership Shines! Welcome to a rare opportunity to own a beautifully maintained, one-owner investment property in the heart of Hemlock! Lovingly cared for over the past 40+ years, this exceptional offering features a total of six units--comprised of one well-designed quadplex and one duplex--nestled on a stunning, meticulously landscaped parcel. Each thoughtfully designed unit offers nearly 800 square feet of comfortable living space, featuring 2 bedrooms, 1 full bath, a spacious living room, and a generously sized kitchen. Additional highlights include private laundry rooms and finished, heated garages--providing convenience and comfort that residents truly appreciate. This property is ideal for a variety of uses, including independent living, traditional apartments, or multi-family housing. The pride of both ownership and tenancy is evident throughout, with many long-term residents calling this community home for up to 20 years. Demand has remained consistently strong, with an established waiting list for future occupancy. Tucked away at the end of a quiet dead-end street, the private drive welcomes you into a peaceful setting that truly feels like home. Yet, you're just minutes from shopping, dining, and medical facilities--offering the perfect blend of tranquility and convenience. Whether you're expanding your portfolio or seeking a solid, income-producing property with a proven track record, this is an opportunity you won't want to miss! Schedule your private showing today and experience the charm for yourself!

600 Thomas Street, Hemlock

Listing Courtesy of Realty Professionals, Office Phone: 586-932-2194
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Provided through IDX through Realcomp II Ltd. Courtesy of HamadyRobinson, REALTORS®. Copyright 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing and that the data is deemed reliable but not guaranteed accurate by the MLS.