Hemlock Homes with Conventional Financial terms

Hemlock Homes with Conventional Financial terms

Welcome to Hemlock, Michigan – a charming village nestled in the heart of Saginaw County. Known for its picturesque landscapes and tight-knit community, Hemlock offers the perfect blend of small-town charm and modern convenience. With a population of just over 1,500 residents, this quaint village is an ideal place for families, retirees, and anyone seeking a peaceful lifestyle away from the hustle and bustle of larger cities.

Hemlock boasts an array of beautiful homes that cater to various tastes and budgets. From cozy single-family residences to more spacious properties, the real estate market here is thriving. Many homes are available with conventional financing options, making it easier for potential buyers to secure their dream home. This financing method is favored by many due to its straightforward terms and competitive interest rates, allowing you to invest in a home that suits your lifestyle and needs.

The village is well-known for its excellent schools, parks, and recreational opportunities, making it an attractive choice for families. Residents enjoy easy access to nearby amenities, including shopping centers, dining options, and outdoor activities. With its friendly atmosphere and strong sense of community, Hemlock is not just a place to live; it’s a place to call home.

Whether you’re looking for a peaceful retreat or a vibrant community, Hemlock, MI, offers a range of housing options supported by conventional financial terms. Discover the warmth and charm of Hemlock – your new home awaits!

Newest Hemlock Homes with Conventional Financial terms

ACTIVE UNDER CONTRACT Status ⋅ 2 Beds ⋅ 1 Baths ⋅ 50218627 MLS

ACCEPTING BACK-UP OFFERS- OPEN HOUSE SATURDAY 8-29-26 12PM- 2PM WELCOME TO RELAXING 2755 NORTH ORR RD. IN HEMLOCK MICHIGAN This Home has 2 Bedrooms and 1 Full Bath. It has an Updated Roof, Gas Furnace, Bathroom, and Flooring. Air Units are Included. This Property has a 32 x 28 Barn with Styrofoam Insulation and Electric Outlets on every Vertical. The Barn has Built in Storage, Workbench with Shelves, Drain in the Center, Led Lighting, Its own Fusebox and a Large 16 Foot Door. Gas is already Stubbed in for the Barn. New Water spicket in back. Fire Hydrane across the Street. This Home has Beautiful Mature Trees and a Firepit already in the Back. It is Conviently Located. Schedule your Showing with Me Today!

2755 N Orr Road, Hemlock

Listing Courtesy of Kelsey Realty and Associates Inc, Office Phone: 989-274-9489

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61019836 MLS

4+ ACRES * COMPLETELY UPDATED RANCH * POLE BARN * SMART HOME * WHOLE-HOUSE GENERATOR. FULL BASEMENT! This home is packed with alot of punch. This 3-bedroom 1.5-bath brick ranch combines a private country setting with large Orchard and extensive modern updates. Completely updated in 2021, including a new roof, refreshed interior, updated kitchen with white cabinetry, beautiful countertops, tile backsplash, modern black accents and updated flooring throughout. This home is loaded with smart-home technology, allowing control of lighting, ceiling fans, switches, oven and thermostat for convenient everyday living. A new Generac whole-house generator was also installed in 2021, providing added peace of mind. Inside, you'll find both living and family room spaces with a bright, clean, contemporary feel. Outside is where this property really stands apart -- approximately 4.13 private acres, mature trees and established landscaping, an attache 2.5 car garage plus 24x34 pole barn offering excellent space for vehicles, equipment, hobbies, toys or a workshop. Classic brick construction, covered porch and paved road complete the package. Updated, private, technologically equipped and move-in ready. Home has elivator and Basement has shower and double sided fireplace. -- a property that's hard to duplicate!

575 S Hemlock Road, Hemlock

Listing Courtesy of KW Realty Livingston, Office Phone: 810-227-5500

ACTIVE Status ⋅ 3 Beds ⋅ 1 Baths ⋅ 50218065 MLS

Discover the potential in this 3-bedroom, 1-bath Hemlock home with 1,833 sq ft and 3 finished basement rooms offering flexible living space. Enjoy a durable metal roof on both the home and garage, with the home?s roof approximately 4?5 years old. The functional kitchen includes a dishwasher, stove, refrigerator, and brand-new over-the-stove microwave. The basement also offers a room prepped for a future bathroom conversion. With plenty of space and opportunity to add your personal touches, this property is ready for your vision. Property sold AS-IS

16463 Geddes Road, Hemlock

Listing Courtesy of Joseph Walter Realty LLC, Office Phone: 888-227-1009

ACTIVE Status ⋅ 50217714 MLS

Must See to Appreciate: Stunning, Secluded 5.9-Acre Waterfront Property on Whisper Lake – Hemlock, MI Experience the perfect blend of tranquility, natural beauty, and convenience with this exceptional 5.9-acre waterfront property on peaceful Whisper Lake. This rare piece of paradise offers privacy and breathtaking views, making it an ideal spot to build your dream home, vacation retreat, or simply enjoy nature. Key Features: Expansive 5.9 acres of lush, wooded land with private lakefront access Secluded and quiet setting, surrounded by nature’s beauty Prime waterfront location on Whisper Lake, perfect for boating, fishing, and water sports Conveniently located near schools, shopping centers, and a variety of restaurants Close to outdoor recreation opportunities including hunting, hiking, and trails Easy access to local amenities while enjoying the peaceful lakeside lifestyle Whether you're looking for a full-time residence or a weekend getaway, this property offers endless possibilities to create your perfect sanctuary. Don’t miss out on this rare opportunity to own a spacious, private waterfront oasis in Hemlock. Schedule your visit today and see for yourself why this property is truly one of a kind! Don’t wait—properties like this don’t come around often. Contact me today to schedule a private tour or to get more information about this exceptional 5.9-acre waterfront property on Whisper Lake in Hemlock. Let’s start turning your dream into reality!

lot 2 Swan Creek Road, Hemlock

Listing Courtesy of Century 21 Signature Realty, Office Phone: 989-921-7000

ACTIVE Status ⋅ 50217002 MLS

Welcome to an extraordinary 26-acre estate-sized property nestled among some of the areas most beautiful custom homes. Offering the perfect blend of privacy, natural beauty, and endless possibilities, this exceptional parcel is ready to become the setting for your dream home. Enjoy breathtaking views of your own picturesque 3.5 acre pond, where you can fish, kayak, unwind along the shoreline, or enjoy the peaceful waterfront scenery from your future home. The thoughtfully designed layout provides multiple stunning locations, allowing you to truly create a one-of-a-kind residence that complements the surrounding landscape. A beautiful mix of mature woods, open spaces, and approximately 9 acres of tillable ground offers both recreation and potential income. Established trails wind throughout the wooded acres, making this an outstanding property for hunting, hiking, ATV riding, snowmobiling, and year-round outdoor adventures. Large parcels of this caliber with so many possible opportunities are exceptionally hard to find. Experience the beauty, tranquility, and limitless potential of this incredible property. Contact your REALTOR today to schedule a private tour and discover why this is the perfect place to bring your vision to life.

2250 S Hemlock Road, Hemlock

Listing Courtesy of Century 21 Signature Realty (Freeland), Office Phone: 989-921-7000

ACTIVE Status ⋅ 50215476 MLS

Bring your business vision to one of Hemlock's most recognizable commercial Condo located in a strip mall. Situated at 265 W. Saginaw Street, this established restaurant property offers an exceptional opportunity for an owner-operator or investor looking to step into a well-equipped, high-visibility location. The building features a fully equipped commercial kitchen, spacious bar area, comfortable dining room with 88 seating capacity plus outside seating, restrooms, private office, and a dedicated entertainment space ideal for live music, DJs, or special events. Outside, the patio and deck provide additional seating, creating an inviting atmosphere for seasonal dining and entertainment. Located along a well-traveled corridor with excellent visibility and easy access, this versatile property is suited for a restaurant, bar, banquet or event venue, brewery, or many other commercial possibilities. Whether you're expanding an existing business or launching a new concept, this property offers the layout, location, and flexibility to make it a success. Sale includes Building, Class C liquor License and all equipment. Don't miss the opportunity to own a turnkey commercial property.

265 W Saginaw Street, Hemlock

Listing Courtesy of Berkshire Hathaway HomeServices, Office Phone: 989-790-9292

ACTIVE Status ⋅ 50213164 MLS

Turnkey Coffee Shop Opportunity in the Heart of Hemlock! Don't miss this rare opportunity to own a fully renovated, move-in-ready coffee shop located in downtown Hemlock. Situated at 253 Saginaw Street, this attractive commercial property offers approximately 1,150 square feet of thoughtfully designed space with seating for up to 50 guests. The building underwent a complete renovation in 2023 and features all new equipment that has never been used, allowing a new owner to open for business immediately with minimal startup costs. The stylish interior provides a warm and inviting atmosphere ideal for a coffee shop, café, bakery, or specialty beverage concept. The sale includes the real estate, fixtures, furnishings, and equipment, creating an exceptional opportunity for entrepreneurs looking to launch a new venture or expand an existing brand. High visibility along Hemlock's main corridor offers excellent exposure and convenient access for customers. Whether you're an owner-operator, investor, or coffee industry professional, this turnkey property presents a unique chance to bring your vision to life in a growing community. Schedule your private showing today and explore the possibilities this exceptional commercial property has to offer.

253 W Saginaw Street, Hemlock

Listing Courtesy of Kelsey Realty and Associates Inc, Office Phone: 989-274-9489

ACTIVE UNDER CONTRACT Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50212414 MLS

This three bedroom, one and a half bathroom is located in the Hemlock School District. The living room and family room both feature gas fireplaces, which make great focal points for the rooms. You'll find plenty of cupboards and cabinets for kitchen storage. Besides kitchen storage, you'll find built-in storage in the bedrooms. The house sits on an oversized lot, giving you almost an acre of land. You can enjoy the fenced yard from the patio, or gathered around the fire pit. Finally, you'll find plenty of parking in the large driveway with space to turn around. Don't miss out, schedule you're showing today!

214 N Hemlock Road, Hemlock

Listing Courtesy of Pinnacle Realty, Office Phone: 989-295-3900

ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 61003962 MLS

A breathtaking countryside escape tucked away on 5 partially wooded acres in the heart of Hemlock! This exceptional home delivers a beautifully crafted living space where luxury meets the tranquility of nature. The heart of the home is a chef's dream kitchen, complete with stainless steel appliances, stunning quartz countertops, a classic tile backsplash, double wall ovens, and a stainless steel farmhouse sink. The open-concept design seamlessly connects the kitchen to a generous living room boasting soaring vaulted ceilings and a wood burning fireplace -- perfect for cozy evenings and entertaining alike. Slide open the door and step onto the covered back deck, where peaceful wooded views and visiting wildlife make every moment feel like a getaway. Rich hardwood flooring flows throughout the main level, adding warmth and elegance to every room. Retreat to the main-floor primary suite, complete with a walk-in closet and a private ensuite bath. Additional bedrooms share a thoughtfully designed Jack-and-Jill bathroom -- ideal for family or guests. A finished upper loft rounds out the interior, offering flexible space perfect for a home office, recreation room, or extra storage. Outside, the property truly sets itself apart. An attached 2.5-car garage with heated floors keeps vehicles and gear protected year-round, while the jaw-dropping 40' x 72' heated pole barn takes functionality to another level -- featuring in-floor radiant heat, vaulted ceilings, a full bathroom, and running water. Whether you're a hobbyist, entrepreneur, or simply need serious storage and workspace, the possibilities here are truly endless. All of this, wrapped in the peace and privacy of country living -- yet conveniently close to local amenities. Properties like this don't come along often. Don't miss your chance to make it yours!

14380 Dice Road, Hemlock

Listing Courtesy of Real Estate For A CAUSE, Office Phone: 810-344-7275

ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50205186 MLS

Rare blend of rustic charm and low-maintenance construction — this 2,596 sq ft log-interior home offers 3 bedrooms and 2 full baths, including a main-level master en suite and convenient main-level laundry. Relocated to the property in 2016, the house is framed with 2x6 construction, fully insulated, finished inside with genuine log siding and protected outside with durable vinyl. Major systems (roof, furnace and well) date to approximately 2016; the crawl space is insulated, lined with visqueen and equipped with a sump pump. A bright 21 x 10 sunroom overlooks the massive, approximately 20-foot-deep stocked pond and opens to the back deck — perfect for morning coffee or evening sunsets. Enjoy a sandy beach area at the pond’s edge for swimming and relaxing. The kitchen features stainless steel appliances. Property amenities include a 24 x 35 pole barn, long driveway, secluded setting with abundant wildlife, RV parking, and additional parking/turnaround space. Tractor is negotiable. A survey is available. Ideal for buyers who want the warmth and character of a log home without the exterior upkeep.

15251 Geddes Road, Hemlock

Listing Courtesy of Modern Realty, Office Phone: 989-486-9770

ACTIVE UNDER CONTRACT Status ⋅ 6 Baths ⋅ 60982498 MLS

Charming, Turn-Key Multi-Unit Investment in Hemlock - Pride of Ownership Shines! Welcome to a rare opportunity to own a beautifully maintained, one-owner investment property in the heart of Hemlock! Lovingly cared for over the past 40+ years, this exceptional offering features a total of six units--comprised of one well-designed quadplex and one duplex--nestled on a stunning, meticulously landscaped parcel. Each thoughtfully designed unit offers nearly 800 square feet of comfortable living space, featuring 2 bedrooms, 1 full bath, a spacious living room, and a generously sized kitchen. Additional highlights include private laundry rooms and finished, heated garages--providing convenience and comfort that residents truly appreciate. This property is ideal for a variety of uses, including independent living, traditional apartments, or multi-family housing. The pride of both ownership and tenancy is evident throughout, with many long-term residents calling this community home for up to 20 years. Demand has remained consistently strong, with an established waiting list for future occupancy. Tucked away at the end of a quiet dead-end street, the private drive welcomes you into a peaceful setting that truly feels like home. Yet, you're just minutes from shopping, dining, and medical facilities--offering the perfect blend of tranquility and convenience. Whether you're expanding your portfolio or seeking a solid, income-producing property with a proven track record, this is an opportunity you won't want to miss! Schedule your private showing today and experience the charm for yourself!

600 Thomas Street, Hemlock

Listing Courtesy of Realty Professionals, Office Phone: 586-932-2194

ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 50202567 MLS

Recharge & Retreat on Raucholz! Looking for a property where you know exactly what you're buying? A recent home inspection, satisfactory well and septic reports, and contractor estimates for known improvements are available for buyers to review before making an offer. Buy with confidence, knowing the homework has already been done and the home has been priced with these considerations in mind. Whether you're searching for peaceful country living, a weekend getaway, or a furnished short-term rental opportunity, this one-of-a-kind property offers a lifestyle that's hard to find. Nestled on a beautiful setting with your own spring-fed, fully stocked pond, this property invites you to fish, kayak, swim, or simply unwind while taking in the peaceful views. Relax in the hot tub after a long day, enjoy coffee from the covered patio, and watch the abundant deer and turkey that frequent the property. Inside, you'll find a home that was tastefully updated in 2023, featuring fresh paint throughout, Lifeproof® waterproof luxury vinyl plank flooring, updated lighting fixtures, stylish finishes, and refreshed kitchen and bathrooms. Vaulted ceilings and abundant natural light create an inviting atmosphere, while the stunning floor-to-ceiling, locally sourced Michigan mosaic fieldstone see-through fireplace anchors the living and family rooms with warmth and timeless character. Currently offering 2 bedrooms plus flexible space (currently used at a bedroom but would make a great office or can be restored back to the entry/laundry area), the home also provides exciting potential to finish additional space into a guest suite with another bedroom, bathroom, and recreation room—creating the possibility of up to 4 bedrooms and 2.5 baths. Located just 10 minutes from Hemlock, 15 minutes from Freeland, and a short drive to Saginaw, Midland, and Bay City, you'll enjoy the perfect balance of peaceful privacy and everyday convenience. Furniture and hot tub can be included with full price offer. If you've been searching for a property with character, water, wildlife, privacy, and the opportunity to build equity, this is one you won't want to miss. Schedule your private showing today!

4403 N Raucholz Road, Hemlock

Listing Courtesy of EXP Realty, Office Phone: 888-501-7085

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