Hemlock Homes with FHA Financial terms

Hemlock Homes with FHA Financial terms

Welcome to Hemlock, Michigan – a charming village nestled in the heart of Saginaw County. Known for its quaint atmosphere and friendly community, Hemlock offers a perfect blend of rural tranquility and suburban convenience. With a population that values close-knit relationships, residents enjoy a peaceful lifestyle while being just a short drive away from the bustling city of Saginaw, where shopping, dining, and entertainment abound.

Hemlock is home to beautiful landscapes, scenic parks, and family-friendly amenities, making it an ideal place for individuals and families alike. The village boasts a strong sense of community spirit, with local events and activities that bring residents together throughout the year. Whether you’re taking a leisurely stroll down Main Street, enjoying a picnic at one of the local parks, or participating in community festivals, Hemlock offers a welcoming environment for everyone.

For those considering making Hemlock their home, the housing market is promising. Many homes in this delightful village qualify for FHA financing, making it easier for first-time buyers or those looking to invest in their dream home. FHA loans are designed to help individuals secure affordable financing options, which is especially beneficial in a market like Hemlock, where charming properties are available at attractive prices.

Explore the possibilities of homeownership in Hemlock, where you can find a place that feels like home amidst beautiful surroundings and a supportive community. Whether you’re looking for a cozy family home or a peaceful retreat, Hemlock has something for everyone. Come and discover the charm of Hemlock, MI – your future home awaits!

Newest Hemlock Homes with FHA Financial terms

2851 N Orr Road, Hemlock
$260,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50226039 MLS
This 3 bed, 1.5 bath 2 story home on a half acre is conveniently located between Hemlock and Thomas Township, minutes away from Hemlock Semiconductor. Lots of living space inside, with a living room, family room, partially finished basement, and large sunroom with a panoramic view of the large, private, well-maintained back yard. Newer kitchen cabinets and new stove in the kitchen. The house has central heat and air conditioning, 2 car garage, and all appliances and furniture can stay. The lot is beautiful, the house is clean and well cared for, and the location is perfect with a rural setting so close to the city. Hemlock Public Schools.

2851 N Orr Road, Hemlock

Listing Courtesy of Ayre/Rhinehart-Midland, Office Phone: 989-631-7000
4086 S Schreiber Road, Hemlock
$565,000
ACTIVE Status ⋅ 5 Beds ⋅ 5 Baths ⋅ 50225148 MLS
Welcome Home to Your Own Piece of the Country... 5 Bedroom, 5 Full Bathroom home, nestled on 2 beautiful acres in a peaceful country setting between Midland, Saginaw, and Hemlock. This home offers the perfect place to make lasting memories with family and friends. Thoughtfully remodeled from top to bottom, this move-in-ready property combines the charm of country living with the comfort and confidence of virtually everything being brand new. From holiday gatherings to everyday family life, you'll love the space this home provides with 5 bedrooms and 5 full bathrooms, giving everyone room to spread out while staying connected. The soaring vaulted ceilings create a warm, inviting atmosphere filled with natural light, making an open and welcoming living space. At the heart of the home are two beautifully updated kitchens with granite countertops. The main-level kitchen features new appliances and is perfect for family meals, while the second kitchen in the basement creates endless possibilities for entertaining, hosting guests, multi-generational living, game-day celebrations, and holiday get-togethers. Every major update has already been completed, allowing you to simply move in and enjoy: • New roof on both the home and 30' x 40' pole barn, in 2024 • New James Hardie high end cement siding • New driveway with stamped concrete • Fresh landscaping • Fresh paint throughout • New electrical • New plumbing • New insulation and drywall • New interior and exterior doors • New trim, baseboards, and casing • New flooring throughout • Two new granite kitchens • New main-level appliances The 30' x 40' insulated pole barn, complete with a lean-to, water, and electricity, is ideal for hobbies, projects, storage, recreational vehicles, equipment, or a dream workshop. Additional amenities include a water softener, propane furnace, natural gas available at the road, and LakeNet fiber internet available at the road, offering the perfect blend of rural tranquility and modern convenience.

4086 S Schreiber Road, Hemlock

Listing Courtesy of Coldwell Banker Professionals, Office Phone: 989-631-1234
575 S Hemlock Road, Hemlock
$319,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61033085 MLS
Beautifully Updated Brick Ranch on 4+ Acres | Move-In Ready | Exceptional Accessibility & Country Living! Discover the perfect combination of peaceful country living, modern upgrades, and thoughtful design in this beautiful brick ranch situated on approximately 4.13 acres in Hemlock, Michigan. Whether you're looking for room to grow, a place to enjoy retirement, a multigenerational living opportunity, or a home designed for comfortable, accessible living, this one is truly special. Featuring approximately 1,528 square feet of main-floor living space, this home offers the convenience of ranch-style living with an expansive full basement for additional storage, hobbies, or future possibilities. Inside, you'll find a beautifully updated kitchen featuring white cabinetry, granite countertops, stylish tile backsplash, and modern black accents. Recent improvements include updated flooring, drywall, trim, and a refreshed primary bathroom. Thoughtfully designed for convenience and accessibility, the home features concrete ramps, a professionally installed residential hydraulic elevator connecting the main floor and basement, and an easy-to-navigate layout. These features make the property especially appealing for wheelchair users, aging in place, or anyone seeking a home that can accommodate changing needs over time. Step outside and experience everything this incredible property has to offer! With over four acres, there's plenty of room for gardening, outdoor entertaining, hobbies, animals, and simply enjoying the privacy of country living. Attached 2.5-car garage, 24x34 pole barn, Generac standby Generator, New roof and gutters in 2021, Added attic insulation in 2024, Smart-home features, including lighting, fans, garage controls, thermostat, and appliances. Extensive Mature Landscaping, Orchard and Lots of Privacy, Full basement with additional shower and fireplace Paved driveway and ample outdoor space.

575 S Hemlock Road, Hemlock

Listing Courtesy of KW Realty Livingston, Office Phone: 810-227-5500
15251 Geddes Road, Hemlock
$360,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50205186 MLS
Rare blend of rustic charm and low-maintenance construction — this 2,596 sq ft log-interior home offers 3 bedrooms and 2 full baths, including a main-level master en suite and convenient main-level laundry. Relocated to the property in 2016, the house is framed with 2x6 construction, fully insulated, finished inside with genuine log siding and protected outside with durable vinyl. Major systems (roof, furnace and well) date to approximately 2016; the crawl space is insulated, lined with visqueen and equipped with a sump pump. A bright 21 x 10 sunroom overlooks the massive, approximately 20-foot-deep stocked pond and opens to the back deck — perfect for morning coffee or evening sunsets. Enjoy a sandy beach area at the pond’s edge for swimming and relaxing. The kitchen features stainless steel appliances. Property amenities include a 24 x 35 pole barn, long driveway, secluded setting with abundant wildlife, RV parking, and additional parking/turnaround space. Tractor is negotiable. A survey is available. Ideal for buyers who want the warmth and character of a log home without the exterior upkeep.

15251 Geddes Road, Hemlock

Listing Courtesy of Modern Realty, Office Phone: 989-486-9770
4403 N Raucholz Road, Hemlock
$299,900
ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 50202567 MLS
Calling all contractors, investors, and buyers ready to roll up their sleeves! This charming country property features 7.24 acres, a spring-fed pond, and the opportunity to bring a special property back to life! A prior appraisal from approximately two years ago reflected a value of $400,000. Enjoy acreage without endless mowing! The home overlooks an approximately 1.7-acre pond, with 4+ acres beyond the water accessible through an approximately 40-foot-wide opening from the road. Only about half an acre of lawn needs mowing! Individual land and pond measurements are estimates based on GIS tools. Previously enjoyed for fishing, kayaking, and swimming, the pond offers the potential for a beautiful outdoor retreat. A 35' x 10' covered patio overlooks the water, surrounded by mature trees and wildlife. Pond, landscape, and grounds maintenance has been deferred. Inside, discover mid-century modern charm with an updated glow! This property needs work, and we're upfront about it. A March 2026 inspection report and contractor estimates are available. Known needs include roof and electrical panel replacement, furnace concerns, and crawl space work involving a sump crock, pump, drainage, encapsulation, and waterproofing. Estimates for these items total approximately $55,000; additional work may be needed. Previously operated as a successful Airbnb! Historical net operating income (NOI) information is available upon request. Buyer to verify short-term rental rules and income potential. The well was installed in September 2009 and the septic system redone in 2011; both were reported to be functioning properly at the March 2026 inspection. Bring your contractor, tools, and imagination to restore this country retreat! SHORT SALE: All offers subject to seller acceptance and written short-sale lender/lienholder approval. Price, seller-paid costs, fees, concessions, and all purchase agreement terms are subject to approval and possible modification. Approval is not guaranteed; closing may take several months. Offered as-is. Buyer and buyer's agent to verify all information and conduct due diligence. Prior appraisal is historical, not a current valuation. Inspection and estimates available upon request.

4403 N Raucholz Road, Hemlock

Listing Courtesy of EXP Realty, Office Phone: 888-501-7085
Start Your Search

How much is your home worth?

Get instant property value now!