Hemlock Homes with Conventional Financial terms

Hemlock Homes with Conventional Financial terms

Welcome to Hemlock, Michigan – a charming village nestled in the heart of Saginaw County. Known for its picturesque landscapes and tight-knit community, Hemlock offers the perfect blend of small-town charm and modern convenience. With a population of just over 1,500 residents, this quaint village is an ideal place for families, retirees, and anyone seeking a peaceful lifestyle away from the hustle and bustle of larger cities.

Hemlock boasts an array of beautiful homes that cater to various tastes and budgets. From cozy single-family residences to more spacious properties, the real estate market here is thriving. Many homes are available with conventional financing options, making it easier for potential buyers to secure their dream home. This financing method is favored by many due to its straightforward terms and competitive interest rates, allowing you to invest in a home that suits your lifestyle and needs.

The village is well-known for its excellent schools, parks, and recreational opportunities, making it an attractive choice for families. Residents enjoy easy access to nearby amenities, including shopping centers, dining options, and outdoor activities. With its friendly atmosphere and strong sense of community, Hemlock is not just a place to live; it’s a place to call home.

Whether you’re looking for a peaceful retreat or a vibrant community, Hemlock, MI, offers a range of housing options supported by conventional financial terms. Discover the warmth and charm of Hemlock – your new home awaits!

Newest Hemlock Homes with Conventional Financial terms

2851 N Orr Road, Hemlock
$260,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50226039 MLS
This 3 bed, 1.5 bath 2 story home on a half acre is conveniently located between Hemlock and Thomas Township, minutes away from Hemlock Semiconductor. Lots of living space inside, with a living room, family room, partially finished basement, and large sunroom with a panoramic view of the large, private, well-maintained back yard. Newer kitchen cabinets and new stove in the kitchen. The house has central heat and air conditioning, 2 car garage, and all appliances and furniture can stay. The lot is beautiful, the house is clean and well cared for, and the location is perfect with a rural setting so close to the city. Hemlock Public Schools.

2851 N Orr Road, Hemlock

Listing Courtesy of Ayre/Rhinehart-Midland, Office Phone: 989-631-7000
4086 S Schreiber Road, Hemlock
$565,000
ACTIVE Status ⋅ 5 Beds ⋅ 5 Baths ⋅ 50225148 MLS
Welcome Home to Your Own Piece of the Country... 5 Bedroom, 5 Full Bathroom home, nestled on 2 beautiful acres in a peaceful country setting between Midland, Saginaw, and Hemlock. This home offers the perfect place to make lasting memories with family and friends. Thoughtfully remodeled from top to bottom, this move-in-ready property combines the charm of country living with the comfort and confidence of virtually everything being brand new. From holiday gatherings to everyday family life, you'll love the space this home provides with 5 bedrooms and 5 full bathrooms, giving everyone room to spread out while staying connected. The soaring vaulted ceilings create a warm, inviting atmosphere filled with natural light, making an open and welcoming living space. At the heart of the home are two beautifully updated kitchens with granite countertops. The main-level kitchen features new appliances and is perfect for family meals, while the second kitchen in the basement creates endless possibilities for entertaining, hosting guests, multi-generational living, game-day celebrations, and holiday get-togethers. Every major update has already been completed, allowing you to simply move in and enjoy: • New roof on both the home and 30' x 40' pole barn, in 2024 • New James Hardie high end cement siding • New driveway with stamped concrete • Fresh landscaping • Fresh paint throughout • New electrical • New plumbing • New insulation and drywall • New interior and exterior doors • New trim, baseboards, and casing • New flooring throughout • Two new granite kitchens • New main-level appliances The 30' x 40' insulated pole barn, complete with a lean-to, water, and electricity, is ideal for hobbies, projects, storage, recreational vehicles, equipment, or a dream workshop. Additional amenities include a water softener, propane furnace, natural gas available at the road, and LakeNet fiber internet available at the road, offering the perfect blend of rural tranquility and modern convenience.

4086 S Schreiber Road, Hemlock

Listing Courtesy of Coldwell Banker Professionals, Office Phone: 989-631-1234
12751 Frost Road, Hemlock
$415,000
ACTIVE Status ⋅ 4 Beds ⋅ 3 Baths ⋅ 50224916 MLS
Tucked away nearly 1,100 feet from the road, this private 11.41-acre retreat offers the perfect blend of peaceful country living, spacious accommodations, and exceptional amenities for horse and animal lovers! Surrounded by woods and beautiful natural scenery, the four-bedroom, 2.5-bath home offers over 2,500 square feet of living space with an open-concept floor plan, vaulted living room ceiling, and beautiful views overlooking the pond. Enjoy relaxing on the expansive covered front porch or entertaining on the two-story deck with balconies. Recent improvements include new carpeting throughout, roof, siding, and windows within the last 10 years, and new garage doors. The impressive 56' x 42' barn features five horse stalls, a 33' x 17' heated area, and an attached porch. Fenced pasture, a storage shed, dog kennel, and enclosed outdoor chicken area add even more versatility. A picturesque pond with a waterfall and goldfish creates a beautiful setting to enjoy the outdoors. With a combination of open grounds, mature woods, privacy, and room for your animals and hobbies, this is a rare opportunity to enjoy your own country retreat in Thomas Township and Hemlock Schools!

12751 Frost Road, Hemlock

Listing Courtesy of Keller Williams Preferred, Office Phone: 989-792-8200
465 W Saginaw Street, Hemlock
$800,000
ACTIVE Status ⋅ 61034022 MLS
Operation running gas station with retail store from a long time in the city of Hemlock, very well-known Shop N Go station for years. It's a turnkey operation, existing tenant will vacate the business upon sale.

465 W Saginaw Street, Hemlock

Listing Courtesy of Berkshire Hathaway HomeServices Kee Realty Clinton, Office Phone: 586-840-0400
575 S Hemlock Road, Hemlock
$319,900
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 61033085 MLS
Beautifully Updated Brick Ranch on 4+ Acres | Move-In Ready | Exceptional Accessibility & Country Living! Discover the perfect combination of peaceful country living, modern upgrades, and thoughtful design in this beautiful brick ranch situated on approximately 4.13 acres in Hemlock, Michigan. Whether you're looking for room to grow, a place to enjoy retirement, a multigenerational living opportunity, or a home designed for comfortable, accessible living, this one is truly special. Featuring approximately 1,528 square feet of main-floor living space, this home offers the convenience of ranch-style living with an expansive full basement for additional storage, hobbies, or future possibilities. Inside, you'll find a beautifully updated kitchen featuring white cabinetry, granite countertops, stylish tile backsplash, and modern black accents. Recent improvements include updated flooring, drywall, trim, and a refreshed primary bathroom. Thoughtfully designed for convenience and accessibility, the home features concrete ramps, a professionally installed residential hydraulic elevator connecting the main floor and basement, and an easy-to-navigate layout. These features make the property especially appealing for wheelchair users, aging in place, or anyone seeking a home that can accommodate changing needs over time. Step outside and experience everything this incredible property has to offer! With over four acres, there's plenty of room for gardening, outdoor entertaining, hobbies, animals, and simply enjoying the privacy of country living. Attached 2.5-car garage, 24x34 pole barn, Generac standby Generator, New roof and gutters in 2021, Added attic insulation in 2024, Smart-home features, including lighting, fans, garage controls, thermostat, and appliances. Extensive Mature Landscaping, Orchard and Lots of Privacy, Full basement with additional shower and fireplace Paved driveway and ample outdoor space.

575 S Hemlock Road, Hemlock

Listing Courtesy of KW Realty Livingston, Office Phone: 810-227-5500
4090 N Fordney Road, Hemlock
$574,900
ACTIVE Status ⋅ 6 Beds ⋅ 5 Baths ⋅ 50222532 MLS
Welcome to your own private retreat on N Fordney Road! Situated on 7.98 beautiful acres in the Hemlock School District, this spacious home offers an impressive combination of space, comfort, and country living. With nearly 3,000 square feet above grade, plus a 1,374-square-foot walkout basement, there is room for everyone. The home features 6 bedrooms, 4½ bathrooms, and three fireplaces that add warmth and character throughout. Andersen windows bring in plenty of natural light while showcasing the peaceful surroundings. Major updates include a newer furnace, air conditioner, and water heater, while a whole-house generator provides added peace of mind. Outside, the property has just as much to offer. Enjoy nearly 8 acres of space, your own pond, and a substantial 40’ x 40’ pole barn with an in-law suite including its own kitchen, living room, and full bathroom and plenty of room for storage, hobbies, equipment, or recreational vehicles. The walkout basement provides convenient access to the expansive backyard and makes the lower level an especially versatile extension of the home. With generous living space, beautiful acreage, abundant storage, and sought-after features inside and out, this N Fordney Road property offers a rare opportunity to enjoy country living with room to spread out.

4090 N Fordney Road, Hemlock

Listing Courtesy of Century 21 Signature Realty, Office Phone: 989-921-7000
lot 2 Swan Creek Road, Hemlock
$99,999
ACTIVE Status ⋅ 50217714 MLS
Must See to Appreciate: Stunning, Secluded 5.9-Acre Waterfront Property on Whisper Lake – Hemlock, MI Experience the perfect blend of tranquility, natural beauty, and convenience with this exceptional 5.9-acre waterfront property on peaceful Whisper Lake. This rare piece of paradise offers privacy and breathtaking views, making it an ideal spot to build your dream home, vacation retreat, or simply enjoy nature. Key Features: Expansive 5.9 acres of lush, wooded land with private lakefront access Secluded and quiet setting, surrounded by nature’s beauty Prime waterfront location on Whisper Lake, perfect for boating, fishing, and water sports Conveniently located near schools, shopping centers, and a variety of restaurants Close to outdoor recreation opportunities including hunting, hiking, and trails Easy access to local amenities while enjoying the peaceful lakeside lifestyle Whether you're looking for a full-time residence or a weekend getaway, this property offers endless possibilities to create your perfect sanctuary. Don’t miss out on this rare opportunity to own a spacious, private waterfront oasis in Hemlock. Schedule your visit today and see for yourself why this property is truly one of a kind! Don’t wait—properties like this don’t come around often. Contact me today to schedule a private tour or to get more information about this exceptional 5.9-acre waterfront property on Whisper Lake in Hemlock. Let’s start turning your dream into reality!

lot 2 Swan Creek Road, Hemlock

Listing Courtesy of Century 21 Signature Realty, Office Phone: 989-921-7000
265 W Saginaw Street, Hemlock
$315,000
ACTIVE Status ⋅ 50215476 MLS
Bring your business vision to one of Hemlock's most recognizable commercial Condo located in a strip mall. Situated at 265 W. Saginaw Street, this established restaurant property offers an exceptional opportunity for an owner-operator or investor looking to step into a well-equipped, high-visibility location. The building features a fully equipped commercial kitchen, spacious bar area, comfortable dining room with 88 seating capacity plus outside seating, restrooms, private office, and a dedicated entertainment space ideal for live music, DJs, or special events. Outside, the patio and deck provide additional seating, creating an inviting atmosphere for seasonal dining and entertainment. Located along a well-traveled corridor with excellent visibility and easy access, this versatile property is suited for a restaurant, bar, banquet or event venue, brewery, or many other commercial possibilities. Whether you're expanding an existing business or launching a new concept, this property offers the layout, location, and flexibility to make it a success. Sale includes Building, Class C liquor License and all equipment. Don't miss the opportunity to own a turnkey commercial property.

265 W Saginaw Street, Hemlock

Listing Courtesy of Berkshire Hathaway HomeServices, Office Phone: 989-790-9292
253 W Saginaw Street, Hemlock
$199,000
ACTIVE Status ⋅ 50213164 MLS
Turnkey Coffee Shop Opportunity in the Heart of Hemlock! Don't miss this rare opportunity to own a fully renovated, move-in-ready coffee shop located in downtown Hemlock. Situated at 253 Saginaw Street, this attractive commercial property offers approximately 1,150 square feet of thoughtfully designed space with seating for up to 50 guests. The building underwent a complete renovation in 2023 and features all new equipment that has never been used, allowing a new owner to open for business immediately with minimal startup costs. The stylish interior provides a warm and inviting atmosphere ideal for a coffee shop, café, bakery, or specialty beverage concept. The sale includes the real estate, fixtures, furnishings, and equipment, creating an exceptional opportunity for entrepreneurs looking to launch a new venture or expand an existing brand. High visibility along Hemlock's main corridor offers excellent exposure and convenient access for customers. Whether you're an owner-operator, investor, or coffee industry professional, this turnkey property presents a unique chance to bring your vision to life in a growing community. Schedule your private showing today and explore the possibilities this exceptional commercial property has to offer.

253 W Saginaw Street, Hemlock

Listing Courtesy of Kelsey Realty and Associates Inc, Office Phone: 989-274-9489
15251 Geddes Road, Hemlock
$360,000
ACTIVE Status ⋅ 3 Beds ⋅ 2 Baths ⋅ 50205186 MLS
Rare blend of rustic charm and low-maintenance construction — this 2,596 sq ft log-interior home offers 3 bedrooms and 2 full baths, including a main-level master en suite and convenient main-level laundry. Relocated to the property in 2016, the house is framed with 2x6 construction, fully insulated, finished inside with genuine log siding and protected outside with durable vinyl. Major systems (roof, furnace and well) date to approximately 2016; the crawl space is insulated, lined with visqueen and equipped with a sump pump. A bright 21 x 10 sunroom overlooks the massive, approximately 20-foot-deep stocked pond and opens to the back deck — perfect for morning coffee or evening sunsets. Enjoy a sandy beach area at the pond’s edge for swimming and relaxing. The kitchen features stainless steel appliances. Property amenities include a 24 x 35 pole barn, long driveway, secluded setting with abundant wildlife, RV parking, and additional parking/turnaround space. Tractor is negotiable. A survey is available. Ideal for buyers who want the warmth and character of a log home without the exterior upkeep.

15251 Geddes Road, Hemlock

Listing Courtesy of Modern Realty, Office Phone: 989-486-9770
4403 N Raucholz Road, Hemlock
$299,900
ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 50202567 MLS
Calling all contractors, investors, and buyers ready to roll up their sleeves! This charming country property features 7.24 acres, a spring-fed pond, and the opportunity to bring a special property back to life! A prior appraisal from approximately two years ago reflected a value of $400,000. Enjoy acreage without endless mowing! The home overlooks an approximately 1.7-acre pond, with 4+ acres beyond the water accessible through an approximately 40-foot-wide opening from the road. Only about half an acre of lawn needs mowing! Individual land and pond measurements are estimates based on GIS tools. Previously enjoyed for fishing, kayaking, and swimming, the pond offers the potential for a beautiful outdoor retreat. A 35' x 10' covered patio overlooks the water, surrounded by mature trees and wildlife. Pond, landscape, and grounds maintenance has been deferred. Inside, discover mid-century modern charm with an updated glow! This property needs work, and we're upfront about it. A March 2026 inspection report and contractor estimates are available. Known needs include roof and electrical panel replacement, furnace concerns, and crawl space work involving a sump crock, pump, drainage, encapsulation, and waterproofing. Estimates for these items total approximately $55,000; additional work may be needed. Previously operated as a successful Airbnb! Historical net operating income (NOI) information is available upon request. Buyer to verify short-term rental rules and income potential. The well was installed in September 2009 and the septic system redone in 2011; both were reported to be functioning properly at the March 2026 inspection. Bring your contractor, tools, and imagination to restore this country retreat! SHORT SALE: All offers subject to seller acceptance and written short-sale lender/lienholder approval. Price, seller-paid costs, fees, concessions, and all purchase agreement terms are subject to approval and possible modification. Approval is not guaranteed; closing may take several months. Offered as-is. Buyer and buyer's agent to verify all information and conduct due diligence. Prior appraisal is historical, not a current valuation. Inspection and estimates available upon request.

4403 N Raucholz Road, Hemlock

Listing Courtesy of EXP Realty, Office Phone: 888-501-7085
13105 Gratiot Road, Hemlock
$2,600,000
ACTIVE Status ⋅ 50184758 MLS
Award-Winning Farm-to-Table Restaurant & Microbrewery: Sustainable. Local. Unforgettable. Discover an exceptional business opportunity with this beloved farm-to-table restaurant and microbrewery, perfectly situated on popular highway M-46, near the rapidly expanding Hemlock Semiconductor. This well-established establishment has become a cornerstone of the community and a destination restaurant, renowned for its commitment to fresh, locally sourced ingredients, wood-fired cooking methods and artisanal brews. The restaurant operates on a 6-acre harmonious ecosystem, seamlessly blending culinary excellence with sustainable practices. This 2-component opportunity offers a lucrative business and the property on which it sits. A fabulous outdoor grill and patio, extensive vegetable gardens, heated hoophouse, storage hoophouse, chicken coop and more are all included. Turnkey, operational and profitable, an ideal opportunity for an owner/operator with a passion for sustainability, a visionary chef, or an investor seeking a proven, award-winning concept in the farm-to-table sector. With the local semiconductor expansion, the potential for growth is immense. The current owners are ready to embark on new adventures, presenting a rare chance for one to capitalize on the area's economic and population boom. Don't miss out on this unique opportunity to own a thriving business in a vibrant and growing community. The restaurant and microbrewery will maintain regular operations until the completion of the sale. Viewings by appointment only during non-business hours. Submit all inquiries to listing agent or exclusive buyer’s representative.

13105 Gratiot Road, Hemlock

Listing Courtesy of RE/MAX New Image, Office Phone: 989-790-0890
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